City of Phoenix July- December City Class Catalog 2015 FINANCIAL PLANNING CLASSES with a Nationwide Presenter

(1)

City of Phoenix

July- December City Class Catalog 2015

FINANCIAL PLANNING CLASSES with a Nationwide Presenter

Annual Investor Check-Up FM3070 Nationwide

Session Building/Location Date Time Instructor/Coordinator

0067 Human Resources/Personnel Bldg 07/27/2015 9:00 am to 12:00 pm Nationwide- Kevin Wittig 0069 Human Resources/Personnel Bldg 10/19/2015 9:00 am to 12:00 pm Nationwide- Kevin Wittig This class details the activities a participant in the City's 457 Deferred Compensation/401(a) Defined Contribution Plans and the Post Employment Health Plan (PEHP) should undertake each year to monitor their retirement savings and make sure they are on track to reach their goals. Activities covered include: retirement goal evaluations, asset allocation and rebalancing, and increasing your deferral amount in the 457 Plan, when possible. You will also receive in-depth information about investing and the funds that are available to you through your 457/401(a) Plans and the Post Employment Health Plan (PEHP). IMPORTANT: Please bring your password to class to access the phoenixdcp.com website.

IMPORTANT: Please bring your password to class to access the phoenixdcp.com website.

Family Financial Strategies FM3080 Nationwide

0037 Human Resources/Personnel Bldg 09/14/2015 9:00 am to 12:00 pm Nationwide- Jared Williams This class helps you identify if there is a potential gap between the income that you are on track to have in retirement and the income you will actually need. The gap analysis includes a discussion of pension, Social Security, the City's 457 Deferred

Compensation/401(a) Defined Contribution Plans, the Post Employment Health Plan (PEHP), and personal savings. The

presentation also teaches you the true cost of debt, how to recognize signs that you may be carrying too much debt, four keys to using credit wisely, and why it is important to convert debt reduction into retirement savings.

(2)

City of Phoenix

Strategies for Managing Investment Risk FM3340 Nationwide

0009 Human Resources/Personnel Bldg 11/16/2015 11:30 am to 1:00 pm Nationwide-Desso Genov This class offers strategies to manage investment risk for the long term. The class offers examples of past market events to illustrate

that volatility is not unique. You are provided with several strategies so that you can evaluate your risk tolerance and determine how to take action to manage your retirement savings for the long term. The class also covers how to increase deferrals to your 457 Plan, when possible, and the importance of dollar cost averaging, asset allocation, and rebalancing of the investments in your 457

Deferred Compensation/401(a) Defined Contribution Plans, and (if applicable) your Post Employment Health Plan (PEHP) account.

Understanding the 457/401(a) Plans & PEHP FM3075 Nationwide Retirement Solutions

0041 Human Resources/Personnel Bldg 12/07/2015 9:00 am to 12:00 pm Nationwide- Jared Williams 0042 Human Resources/Personnel Bldg 08/10/2015 9:00 am to 12:00 pm Nationwide- Angie Diaz-Pavich This class teaches employees the benefits of planning for retirement with the City's 457 Deferred Compensation/401(a) Defined Contribution Plans, and the Post Employment Health Plan (PEHP). You will learn how to estimate the retirement income you may need to maintain your current standard of living. This class includes a discussion on your pension, Social Security, employer sponsored plans, and personal savings. The concepts of tax-deferral, compounding, and investment selection are also discussed. You will learn how to increase your 457 deferral, how much you can save, how to make changes, and when you can make

withdrawals. Eligible employees will be given the opportunity to enroll in the City's 457 and/or 401(a) Plans if they have not already done so.

(3)

City of Phoenix

Women and Investing FM3045 Nationwide

0253 Human Resources/Personnel Bldg 08/31/2015 9:00 am to 12:00 pm Nationwide- Angie Diaz-Pavich This class focuses on the special issues most women face in saving for their own retirement and helps you identify if there is a potential gap between the income that you are on track to have in retirement and the income you will actually need. The gap analysis includes a discussion on your pension, Social Security, employer sponsored plans, and personal savings with particular detail given to how each affects women. You will also build a successful plan for saving for retirement by using asset allocation for your

retirement options in the City's 457 Deferred Compensation/401(a) Defined Contribution Plans, and (if applicable) the Post Employment Health Plan (PEHP).

Building Your Retirement Future RP9010 Jianhong Yang

0052 Calvin Good Building, 10th_{Fl East Conf. Room} _11/17/2015 _{8:30 am to 11:30 am Nationwide- Kevin and Desso} This class is NOT for employees who are planning to retire within the next few years, but is directed at those who are in the early years of their City careers and more than 5 years out from retirement. It will provide you with information and planning resources required for a successful, secure retirement in the future while maximizing your options now. Topics include: the City's retirement program, setting financial goals and objectives, the City's 457 Deferred Compensation/401(a) Defined Contribution Plans (including illustrations of how starting your retirement savings now can significantly impact how much you can save It may during your career without costing you that much), the Post Employment Health Plan (PEHP), portfolio planning, types of risk, investment styles, filling your retirement income gap, estate planning, wills, trusts, living wills, and powers of attorney. If you are within 18 months to five years of retirement eligibility please consider taking the Retirement: “Preparing for Your Future" class. If you are within 18 months of

(4)

City of Phoenix

July- December City Class Catalog 2015

RETIREMENT PLANNING CLASSES with a Nationwide Presenter

Preparing For Your Future RP9015 Jianhong Yang

0236 Washington Activity Center 07/08/2015 8:30 am to 4:30 pm Nationwide- Desso Genov 0236 Washington Activity Center 07/15/2015 8:30 am to 4:30 pm Nationwide- Desso Genov 0237 Washington Activity Center 10/21/2015 8:30 am to 4:30 pm Nationwide- Desso Genov 0237 Washington Activity Center 10/28/2015 8:30 am to 4:30 pm Nationwide- Desso Genov (Formerly RETIREMENT READINESS IN 5 YEARS). Here is retirement made easy!

We have now fine-tuned all our retirement training classes into one comprehensive two-day training This training will be offered four times a year. Whether you are five years, two years or one year away from your retirement, there is critical information you probably want to know. With this important and this impending life decision, you will benefit by participating in this training class. (*You may also enroll a key family member to attend this session with you.) Planning for your future retirement takes time; therefore you should start early to learn about various resources and information (at least two years prior to your eligible retirement date). All this

additional knowledge will assist you with selecting the best options once you decide to leave the City. The following topics will be presented by experts in these subject areas:

* City's Retirement Program (COPERS) * Your Benefits

* Financial Goal Setting

* Deferred Compensation Plan * 401(a) Defined Contribution Plan * Post-Employment Health Plan (PEHP)

* Portfolio Planning - risk analysis vs. investment types * Retirement Income Gap

* Estate Planning * Social Security

* Wills, trust, living wills, powers-of-attorney * Making the Transition (Now, what?)

(5)

City of Phoenix

July- December City Class Catalog 2015

Approaching Retirement RP9020 Jianhong Yang

0235 Calvin Good Building, 10th_{Fl East Conf. Room} _9/23/2015 _{8:30 am to 4:30 pm Nationwide- Desso Genov} (Formerly TICK, TOCK, ... COUNTDOWN TO RETIREMENT). This class is intended for employees who will be retiring within 3 years. The focus is on the City's retirement program and retiree benefits. It will help you to identify 10 things to think about and practical actions participants in the City's 457 and 401(a) plans can take to prepare for retirement. The class includes tools to assist in the final process such as a retirement budgeting worksheet, interactive retirement planner, and planning for post-retirement health costs with a health care cost assessment.

Social Security

FM 1000 Nationwide

0003 Adams Street Training Center 07/30/2015 11:00 am - 1:00 pm Nationwide- Troy Simmons 0004 Adams Street Training Center 12/11/2015 11:30 am – 1:30 pm Nationwide- Troy Simmons FM1000: Social Security: There's More You Need to Know

Filing for Social Security is one of the most important and complex decisions you will make in your lifetime. There are many factors you must take into consideration and only one chance to get it right. In this class you will learn: how your Social Security filing decision factors into your broader retirement plan; what you need to know about Social Security; and how to make your Social Security decisions count for you and your family.

(6)

City of Phoenix

July- December City Class Catalog 2015

Planning for Healthcare in Retirement FM 2000

0001 Adams Street Training Center 10/30/2015 11:30 am - 1:00 pm Nationwide- Troy Simmons FM2000: Planning for Healthcare in Retirement

Start planning now for what is likely to be one of your biggest retirement expenses. You will learn: how health care costs can impact your retirement income; what Medicare covers vs. costs you pay out-of-pocket; what planning options you can use to prepare for these expenses; and how to get a personalized estimate of your retirement health care costs.