The Bank that listens to you

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The Bank that listens to you

An ambitious business plan, based on process optimisation and innovation

Updated 4 July 2008

An ambitious business plan based on process optimisatoin and innovation

Document updated as at 31 December 2008

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The distinctive BPS model

Local Bank

Local Bank

ƒ

Banca Popolare di Spoleto (BPS) is an independent local bank, a leading player in local economic and social

development and a creator of value for its shareholders, customers and employees.

ƒ

BPS pursues its mission through a multi-channel strategy and product and service innovation

ƒ

Banca Popolare di Spoleto (BPS) is an independent local bank, a leading player in local economic and social development and a creator of value for its shareholders, customers and employees.

ƒ

BPS pursues its mission through a multi-channel strategy and product and service innovation

Over

100 Br

anches

Over

100 Br

anches

ƒ

BPS operates via one of the largest networks in Central Italy, comprising 100 branches, 2 treasury offices, an advisory centre and a finance outlet. Specifically, the Bank has:

9

75 branches in Umbria, with a market share of 15%

9

29 branches in Lazio, Marche, Tuscany, Abruzzo and Milan

9

28 Financial Advisors (60 planned by 2010)

ƒ

The IT platform and total approachability of the staff complete the BPS customer relation model

ƒ

BPS operates via one of the largest networks in Central Italy, comprising 100 branches, 2 treasury offices, an advisory centre and a finance outlet. Specifically, the Bank has:

9

75 branches in Umbria, with a market share of 15%

9

29 branches in Lazio, Marche, Tuscany, Abruzzo and Milan

9

28 Financial Advisors (60 planned by 2010)

ƒ

The IT platform and total approachability of the staff complete the BPS customer relation model

For the Are

a

For the Are

a

ƒ

The Bank is modern and dynamic, investing both in and for the area in which it operates:

9

creating wealth and employment opportunities

9

producing innovative products and services to meet and anticipate the needs of families, enterprise and

organisations

9

supporting culture, health and the environment

ƒ

BPS acts as a capstan for the local economy

ƒ

The Bank is modern and dynamic, investing both in and for the area in which it operates:

9

creating wealth and employment opportunities

9

producing innovative products and services to meet and anticipate the needs of families, enterprise and organisations

9

supporting culture, health and the environment

ƒ

BPS acts as a capstan for the local economy

(3)

The distinctive BPS model

Customers

Customers

ƒ

BPS is the ideal partner for families and SMEs

ƒ

Each Customer expresses specific needs, which BPS seeks to satisfy through high quality service, rapid response

times, product competitiveness and customisation, also in synergy with Monte dei Paschi di Siena

ƒ

For enterprise, jointly with the Spoleto Credito e Servizi Group, BPS offers innovative services such as: business

finance, managerial consulting, public works tender support, support for renewable energy and youth enterprise

ƒ

BPS is the ideal partner for families and SMEs

ƒ

Each Customer expresses specific needs, which BPS seeks to satisfy through high quality service, rapid response times, product competitiveness and customisation, also in synergy with Monte dei Paschi di Siena

ƒ

For enterprise, jointly with the Spoleto Credito e Servizi Group, BPS offers innovative services such as: business finance, managerial consulting, public works tender support, support for renewable energy and youth enterprise

Shareholders

Shareholders

ƒ

Our Governance guarantees stability, transparency, consistency with the mission and efficient management, which

ensure adequate pay-out levels and capitalisation in line with the size of the Bank

ƒ

By pursuing constant growth objectives for the value and role of BPS, the strategy adopted has in recent years has

allowed the Bank to double its geographic penetration and traded volumes

ƒ

Our Governance guarantees stability, transparency, consistency with the mission and efficient management, which ensure adequate pay-out levels and capitalisation in line with the size of the Bank

ƒ

By pursuing constant growth objectives for the value and role of BPS, the strategy adopted has in recent years has allowed the Bank to double its geographic penetration and traded volumes

Em

ployees

Em

ployees

ƒ

BPS has 692 Employees, of which around 400 were recruited from 2000 onwards. The Staff, its key roles also renewed,

has an average age of 40

ƒ

BPS encourages professional growth and corporate identity, offering interesting career paths based on ongoing

training and the use of modern incentive systems

ƒ

Customer satisfaction is the key to BPS professional success

ƒ

BPS has 692 Employees, of which around 400 were recruited from 2000 onwards. The Staff, its key roles also renewed, has an average age of 40

ƒ

BPS encourages professional growth and corporate identity, offering interesting career paths based on ongoing training and the use of modern incentive systems

(4)

July 1998

BPS-BMPS agreement

A highly strategic agreement is signed with Banca Monte dei Paschi di Siena S.p.A., which acquired 25% of BPS shares

30 July 1992

BPS becomes a public limited company Guido Carli recommends seizing

opportunities offered by the "Amato Law". Banca Popolare Società Cooperativa di Spoleto

is split into Banca Popolare di Spoleto S.p.A.

and Spoleto Credito e Servizi Scarl, the Bank's major shareholder

BPS: over 100 years of independence

TODAY

1998

1996

1992

1895

28 April 1895 The Bank is founded

By public deed, Prof. Giulio Cesare founds the Banca Popolare Società Cooperativa di Spoleto, established to serve local individuals, families

and busineses

September 1996

The Stock Exchange listing

BPS is admitted to trading on Borsa Italiana's screen-based MTA market

2007 - 2008 Growth continues

104 branches in Umbria, Marche, Lazio, Tuscany, Abruzzo and Milan. Shareholders' Agreements with BMPS renewed for 2007-2010

(5)

The Bank has set up an Ethical Account for solidarity projects. The Bank is a founder member of the Giuseppe Romano Banking Studies Centre, promoting accademic merit, top level training and introduction to employment opportunites for young people

At the service of local families, enterprise and organisations from the start

The Bank provides support in promoting the historic, artistic and environmental heritage of the area, encouraging growth in art & culture tourism in Umbria

The Bank is one of the founder members of the Human Health Foundation Onlus, a cancer research foundation.

It has donated equipment and surgical and health centres to various hospital authorities in the Region

The Bank sponsors all events that represent Umbria at worldwide level, such as the Spoleto Two Worlds Festival, Gubbio's Festa dei Ceri, the Giostra della

Quintana jousting tournament, etc. The Bank supports local

development also through meetings on current topics such as enterprise culture, renewable source energy and promotion of local excellence

SOCIAL AND EDUCATION

ART AND CULTURE

MASS EVENTS

SUSTAINABLE DEVELOPMENT

(6)

BPS in brief

Total assets 2,742,088,912 Euro Total assets 2,742,088,912 Euro Loans to customers 2,087,171,119 Euro Loans to customers 2,087,171,119 Euro Direct deposits 2,425,185,000 Euro Direct deposits 2,425,185,000 Euro Shareholders' equity 167,324,131 Euro Shareholders' equity 167,324,131 Euro Net profit 10,620,817 Euro Net profit 10,620,817 Euro Dividend Yield 4.77% Core Tier 1 7.35% Totale Capital Ratio 10.00%

ROE 6.70% Dividend Yield 4.77%

Core Tier 1 7.35% Totale Capital Ratio 10.00%

ROE 6.70% Customers 116,700 Customers 116,700 Regulatory Capital 217,358,000 Euro Regulatory Capital 217,358,000 Euro 104 Branches across 6 regions 104 Branches across 6 regions Employees 692 Employees 692 Financial advisors 28 Financial advisors 28 Capitalisation 111,255,681 Euro Capitalisation 111,255,681 Euro

116,700

Customers

116,700

Customers

104

Branches

104

Branches

(7)

Moody’s rating upgraded

A3

Baa1

Long Term Deposits

(medium-long term)

P-1

P-2

Short Term Deposits

C-Bank's Financial Strength

Stable

Stable

Outlook

Performance

2007 and 2008

2006

Description

(8)

* The shareholding of the Patacconi Group is distributed as follows: Nicolini Rosetta 539,727 shares (2.46% of the share capital); Patacconi Leonardo 538,726 shares (2.46% of the share capital); Gemmani Lucio 43,600 shares (0.20% of the share capital); Immobiliare Valeria 16,000 shares (0.07% of the share capital)

** The shareholding of the Coop Centroitalia Group is distributed as follows: Coop Centroitalia 183,592 shares (0.84%) and Coofin 262,639 (1.20%)

Shareholders with a direct or indirect holding of over 2% of ordinary Bank shares. Share capital 62,136,899.60 Euro

Shareholder

No. of shares

% Share capital

Spoleto Credito e Servizi Soc. Coop.

11,173,561

51.07%

Banca Monte dei Paschi di Siena SpA

5,673,251

25.93%

Associated investees Patacconi /

Gemmani / Nicolini *

Coop Centroitalia/Coofin**

1,138,053

446,231

5.20%

2.04%

Market

3,448,094

15.76%

TOTAL

21,879,190

100.00%

(9)

Corporate Governance

Board of Directors

Management

Board of Statutory

Auditors

Chairman

Giovannino Antonini

(Executive Committee Member)

General Manager

Alfredo Pallini

Chairman

Francesco Bonelli

Senior Deputy Chairman

Marco Bellingacci

(Executive Committee Member)

Deputy Chairman

Giorgio Raggi

(Executive Committee Member)

Deputy General Manager

Mauro Conticini

Standing auditors

Roberto Rossi

Michele Fesani

Board members

Claudio Bernardini

Paolo Arcelli

Michele Logi

(Executive Committee Member)

Nazzareno D’Atanasio

(Executive Committee Member)

Marco Carbonari

Gabriele Chiocci

Valentino Conti

Mario Fagotti

Francesco Di Bello

Aldo Amoni

(Executive Committee Member)

Claudio Umbrico

Substitute auditors

Piergiorgio Castellani

Giovanni Burini

(10)

Marketing Division Marketing Division Financial Advisors Network Financial Advisors Network

Financial Statements and Tax Accounting Office Financial Statements and Tax Accounting Office

Central Services Office Central Services Office

Management Planning and Control Department Management Planning and Control Department

Risk Management Department Risk Management Department General Affairs and Cost Management Office

General Affairs and Cost Management Office

Litigation Office Litigation Office

Human Resources Management and Development Office Human Resources Management and Development Office

Human Resources Administration Office Human Resources Administration Office

The Organisation

General Manager

General Manager Alfredo Pallini

Alfredo Pallini

Legal Affairs and Compliance Division

Legal Affairs and Compliance Division Compliance Department - Anti money-launderingCompliance Department - Anti money-laundering Legal Affairs Department

Legal Affairs Department

Organisation and IT Office Organisation and IT Office

Logistics - Security - Support Office Logistics - Security - Support Office

Organisation and S.S. Division Organisation and S.S. Division Internal Audit Division Internal Audit Division Personnel Division Personnel Division General Affairs, Litigation and Cost Management Division

General Affairs, Litigation and Cost Management Division

Chief Financial Officer Paola Piermarini

Planning, Control and Risk Management Department

Planning, Control and Risk Management Department

Administration Division

Administration Division

Finance Division

Finance Division Stock Exchange and Markets OfficeStock Exchange and Markets Office G.P.I. Office

G.P.I. Office

Financial and Foreign Admin. Services Office Financial and Foreign Admin. Services Office Investor Relations, External Relations

and Special Assignments Division

Investor Relations, External Relations and Special Assignments Division

Network Coordination - North

Network Coordination - North

Network Coordination - Centre

Network Coordination - Centre

Network Coordination - South

Network Coordination - South

Network Coordination - Marche

Network Coordination - Marche

Network Coordination - Rome

Network Coordination - Rome

Milan Branch

Milan Branch

Branch Network

Senior Deputy General Manager

Senior Deputy General Manager

Enterprise Office Enterprise Office

Public Administration Office Public Administration Office

Retail Office Retail Office

Online Channels Office Online Channels Office

Transparency Office Transparency Office

Financial Advisors Office Financial Advisors Office

Loans Division Loans Division Special Loans Department Special Loans Department Network Loans Centre Network Loans

Centre Network Credit Risk Management Centre Network Credit Risk

Management Centre

Credit Facilities Office Credit Facilities Office

Enterprise Finance Office Enterprise Finance Office

Abnormal Risk Management and Control Office Abnormal Risk Management and Control Office

Credit Procedures Management Office Credit Procedures Management Office

Camillo Latto

Mauro Conticini

Mauro Conticini

Mauro Riommi

Sandro Ascani

Sandro Ascani

Roberto Tantillo

Valerio Volpi

Agnese Pula

Francesca Palescandolo

(11)

Our territorial presence

Marche Rome (7) Rieti Viterbo Perugia Terni Ascoli Piceno Pesaro L’Aquila Siena Arezzo Abruzzo Tuscany

L

azio Umbria

Milan

Spoleto

104 Branches

in 6 Regions

Centre Coord. Manager

Corrado Caterini

Spoleto/Valnerina Area

Manager - Franco Pezzi

Foligno/Bastia Area

Manager - Cesare Galligari

North Coord. Manager

Mario Carlettini

Alto Tevere Area

Manager - Maurizio Apostolico

Perugia Area

Manager - Maurizio Faina

South Coord. Manager

Lanfranco Amadio

Terni/Rieti/Viterbo Area

Manager - Carlo Mancini

Rome Coord. Manager

Cesare Giglio

Ancona

Macerata

Marche Coord. Manager

MARCHE NETWORK SOUTHERN NETWORK

CENTRAL NETWORK NORTHERN NETWORK ROME NETWORK

14

75

3

10

1

(12)

Market shares

(*) current account liabilities + savings accounts + certificates of deposit + Bank bonds

Area

Deposits *

Loans

2006

2007

2008

2006

2007

2008

UMBRIA REGION

14.09%

14.76%

14.69%

9.52%

9.57%

9.92%

Perugia

16.24%

17.13%

17.13%

10.24%

9.91%

10.35%

Terni

6.79%

6.71%

6.87%

6.58%

7.02%

8.09%

LAZIO REGION

0.07%

0.07%

0.10%

0.08%

0.09%

0.12%

Rome

0.05%

0.05%

0.07%

0.05%

0.07%

0.08%

Rieti

3.65%

4.04%

3.94%

3.12%

3.39%

4.14%

Viterbo

0.19%

0.29%

0.34%

0.36%

0.59%

0.71%

MARCHE REGION

0.14%

0.16%

0.15%

0.34%

0.40%

0.47%

Macerata

0.39%

0.38%

0.33%

1.21%

1.29%

1.46%

Ancona

0.02%

0.02%

0.02%

0.08%

0.11%

0.13%

Ascoli Piceno

0.11%

0.24%

0.28%

0.28%

0.47%

0.67%

TUSCANY REGION

0.01%

0.01%

0.01%

0.02%

0.02%

0.02%

Siena

0.01%

0.01%

0.02%

0.07%

0.09%

0.09%

Arezzo

0.04%

0.05%

0.05%

0.12%

0.15%

0.17%

ABRUZZO REGION

0.03%

0.02%

0.02%

0.02%

L'Aquila

0.16%

0.11%

0.23%

0.30%

(13)

Traded volumes continue to increase (in millions of Euro)

2.426

2.143

1.874

1.714

1.565

1.376

1.741

1.793

1.732

1.721

846

869

782

557

661

1.241

1.022

917

645

766

3.802

3.884

3.667

3.446

3.286

1.202

1.427

1.699

1.891

2.087

0

500

1.000

1.500

2.000

2.500

3.000

3.500

4.000

4.500

2004

2005

2006

2007

2008

Direct deposits

Indirect deposits

Short term loans

M/L term loans

TOTAL DEPOSITS

TOTAL LOANS

(14)

6.070

66.780

17.200

1.000

Family Deposits up to 25 thousand

no. 91,050

Private and Families

Affluent - Lower

Deposits from 25 thousand to 125 thousand

Affluent - Upper

Deposits from 125 thousand to 500 thousand

Private Deposits > 500 thousand

no. 25,650

Enterprise

23.100

2.200

350

Small Business Turnover up to 1 million SME Turnover up to 10 million Large Corporate Turnover > 10 million

Our Customers

78%

22%

Customer type

116,700 Customers

(15)

Products and services by Customer type

Customers

Customers

Products and services

Products and services

Private and Families

Private and Families

Enterprise

Enterprise

public works tender assistance,

business consulting, renewable energy, marketing bank drafts, safety deposit boxes, etc.

Integrated Services

Integrated Services

remote/corporate banking,

phone banking, e-commerce, sms account info, ATM expense info

home banking, trading online

phone banking, e-commerce, sms account info

,

ATM

expense info

Online Banking

Online Banking

corporate credit/debit cards credit/debit cards

revolving credit cards/utility direct debit

Current accounts

Current accounts

financing, leasing, factoring, special credit, agricultural credit

mortgages, personal loans, consumer credit

Loans

Loans

bonds, fixed rate, floating rate, index-linked bonds, fixed rate, floating rate, index-linked

Bonds

Bonds

Italian and foreign mutual investment funds, asset management including multimanager Italian and foreign mutual investment funds, asset

management including multimanager

Fund and Asset Management

Fund and Asset Management

life policies, non-life policies, open-end pension funds life, non-life, unit-linked, index-linked and open-end pension

funds

Insurance policies

Insurance policies

business finance, foreign and guarantee transactions foreign transactions, guarantee transactions

Special transactions

Special transactions

(16)

Banca Monte dei Paschi di Siena: the partner for growth

On 20 April 2007, the Shareholders' Agreement was renewed between Spoleto Crediti e Servizi Soc. Coop., the major

shareholder, and BMPS. This agreement establishes a practical and operational relationship that allows the Bank to retain its local bank independence.

The agreement aims to consolidated and develop the Bank in territorial terms, at the same time exploiting BMPS economies,

technology andproducts .

On 20 April 2007, the Shareholders' Agreement was renewed between Spoleto Crediti e Servizi Soc. Coop., the major

shareholder, and BMPS. This agreement establishes a practical and operational relationship that allows the Bank to retain its local bank independence.

The agreement aims to consolidated and develop the Bank in territorial terms, at the same time exploiting BMPS economies,

technology andproducts .

... for the independence, consolidation and development of the Bank

... for the independence, consolidation and development of the Bank

BPS-BMPS

synergies

BPS-BMPS

synergies

Shareholders' Agreements

2007 - 2010

Shareholders' Agreements

2007 - 2010

Commercial

Commercial

Personnel, Professionalism and Training

Personnel, Professionalism and Training

Capital Management

Capital Management

Cost economies

Cost economies

D

D

A

A

B

B

C

C

(17)

AXA MPS Vita SpA

Life policies

(capitalisation,

variable, etc.) and

Open-end Pension

Funds

Bright Oak Ltd.

Investment

company

specialised in

quantitative

management

Consum.it

Consumer credit.

Revolving credit

cards. Personal

and business loans

MPS Capital

Services Banca per

le Imprese SpA

Financing and

enterprise support

Commercial partners and product companies

Fondi MPS AI SGR

Italian funds of

hedge funds

Fondi MPAM SGR

Italian mutual

investment funds

MPS Leasing &

Factoring SpA

Leasing and

Factoring (with

and without

recourse)

AXA MPS Danni

SpA

Non-life policies,

theft, fire, etc.

AXA MPS Financial

Ltd

Foreign insurance

policies (unit-linked

and index linked)

MPS Fiduciaria SpA

Trust products and

transactions

(18)

Synergies with Group companies

BrandUP Srl is the Group's

services company, subject to management and coordination of Spoleto Credito e Servizi S.C. It operates in the following sectors:

ƒ

Managerial consulting

ƒ

Subsidised public financing

ƒ

Marketing and Web services

ƒ

Renewable source energy

Through BrandUP, the Bank provides a package of products/services unique to the area in which it operates:

ƒ

Basel II consulting

ƒ

Business Plans

ƒ

Market research

ƒ

Public works tender consulting

ƒ

Photovoltaic assistance

Spoleto Credito e Servizi (SCS) is a cooperative with over 19,400 members throughout Italy. The SCS holds 51.07% of the Bank's shares and is the major shareholder.

Through Banca Popolare di Spoleto S.p.A., SCS provides its customers with preferential-term financial services.

Jointly with the Bank it created the Giuseppe Romano Banking Studies Centre and the Human Health Foundation Onlus.

SPOLETO CREDITO E SERVIZI Società Cooperativa

This is the Group's Holding, which holds 51.07% of Banca Popolare di Spoleto S.p.A. shares

BRANDUP SRL - Management Consulting

This is an investee company of the Bank and a subsidiary of Spoleto Credito e Servizi Soc. Coop.

Via Porta Fuga, 4 - 06049 Spoleto www.grupposcs.it

Corso Garibaldi, 88 - 06049 Spoleto Via Lunghi, 63 - 06135 Perugia

(19)

10 new branches 20,000 new customers Staff increase to 750 Enhancement of the Financial Advisors' network

Average banking product up to € 6.5 million Increased market share Umbria Region, 1.0% per year Net profit of over € 13.2 million

CAGR revenues* (08-10) +4.9%

2010 Shareholders' Equity up to € 221 million

Share Capital increase of up to € 44 million, self-financed by approx. € 8.5 million

2010 ROE over 6%

Independence and a local vocation through growth and innovation

Growth

Innovation

Growth

Innovation

Optimisation

Value

The 2007-2010 Strategic Plan: growth and innovation

* Compound Annual Growth Rate

Process automation Expansion of the loans sector Focus on IT as effective distribution tools Streamlining of the distribution network Emphasis on quality of service Risk Management enhancement Head Office reorganisation Expansion of the product mix for customers Cost of credit at 74 basis points

Net payout over two years of max 65% Cost-income ratio to 62%

2010 TIER 1 to 7.8%

(20)

The 2007-2010 Strategic Plan: objectives for Customers

CRM and team dedicated to affluent customers

Targeted products and services to achieve

greater Customer Satisfaction IT upgrading to reduce costs and response times

Intensification of financial advisory services, subsidised public finance and business consulting

Development of cross-selling with an integrated product mix

Development of a model based on customer clusters and not merely quantitative

10 new branches

Enhancement of the Financial Advisors' network

Max Value

Proposition

for the Customer

Max Value

Proposition

for the Customer

(21)

The chart shows the increase in workforce net of staff turnover for both Employees and Financial Advisors

The chart shows the increase in workforce net of staff turnover for both Employees and Financial Advisors

The 2007-2010 Strategic Plan: objectives for Employees

750

Employees

60

Financial Advisors

31/12/2010

Recruitments for new branches Financial Advisor recruitment

after BPS training Recruitments for

new branches Financial Advisor recruitment

from the market 665

Employees 22 Financial Advisors 30/06/2007

30

person increase in the Financial Advisors' network (recruitment - staff turnover)

30

person increase in Employees

(recruitments - staff turnover)

Recruitment of key staff to Head Office and network enhancement

(22)

The Strategic Plan: objectives for Shareholders

Volumes and Values

Profit objectives

Equity objectives (CAGR* 2008-2010) Shareholders’ Equity 14.6% Net Profit 11.3% Volume objectives (CAGR* 2006-2010) Loans 10.9% Direct deposits 11.7% Total deposits 6.8% Economic objectives (CAGR* 2008-2010) Revenues 4.5% Cost of personnel 5.1% Admin. expense 3.4% Provisions 2.1%

Gross profit of 24.9 million by 2010 ROE to 6.4% by 2010

(23)

Piazza Luigi Pianciani, 5 06049 Spoleto (PG)

Tel. + 39 0743 2151 - Fax + 39 0743 44963 segreteria@bpspoleto.it

Fully paid-up Share capital 62,136,899.60 Euro Reg. no. 2346, Perugia Register of Companies

(Court of Spoleto)

Perugia Chamber of Commerce no. 170173 Tax Code and VAT no. 01959720549 Reg. no. 5134.2, Register of Banks held by

the Bank of Italy

Contacts: Chairman's Office and Head Office

CHAIRMAN

Giovannino Antonini Tel. + 390743220753 presidenza@bpspoleto.it

SENIOR DEPUTY GENERAL MANAGER

Mauro Conticini Tel. +390743215215 Email: mauro_conticini@bpspoleto.it GENERAL MANAGER Alfredo Pallini Tel. + 390743215220 alfredo_pallini@bpspoleto.it

(24)

General Affairs, Litigation and Cost Management Division Mauro Riommi Tel +390743/215603 mauro_riommi@bpspoleto.it Administration Division Agnese Pula Tel +390743215336 agnese_pula@bpspoleto.it Marketing Division Emilio Quartucci Tel +390743215833 emilio_quartucci@bpspoleto.it Loans Division Marcello Siena Tel +390743215768 marcello_siena@bpspoleto.it Finance Division Valerio Volpi Tel +390743215345 valerio_volpi@bpspoleto.it

Investor Relations, External Relations and Special Assignments Division

Roberto Tantillo Tel. +390743215233

roberto_tantillo@bpspoleto.it

Organisation and Support Services Division

Sandro Ascani Tel +390743215314

sandro_ascani@bpspoleto.it

Personnel Division

Mauro Conticini

Senior Dep. Gen. Manager Tel +390743215220

mauro_conticini@bpspoleto.it

Internal Audit Division

Camillo Latto Tel +390743215370 camillo_latto@bpspoleto.it

Legal Affairs and Compliance Division

Sandro Ascani Tel +390743215314

sandro_ascani@bpspoleto.it

Planning, Control and Risk Management Division

Francesca Maria Palescandolo Tel +390743215219

francesca_maria_ palescandolo@bpspoleto.it

Contacts: Divisions, Financial Advisors, Branch network

CENTRAL NETWORK COORDINATOR

Corrado Caterini Tel +39074234791 corrado_caterini@bpspoleto.it Foligno/Bastia Area Cesare Galligari Tel +390742347970 cesare_galligari@bpspoleto.it Spoleto/Valnerina Area Franco Pezzi Tel +390743215416 franco_pezzi@bpspoleto.it

NORTHERN NETWORK COORDINATOR

Mario Carlettini Tel. +39075575104

mario_carlettini@bpspoleto.it

Alto Tevere Area

Maurizio Apostolico Tel. +39075852219 maurizio_apostolico@bpspoleto.it Perugia Area Maurizio Faina Tel. +39075575105 maurizio_faina@bpspoleto.it ROME COORDINATOR Cesare Giglio Tel +390642013405 cesare_giglio@bpspoleto.it

SOUTHERN NETWORK COORDINATOR

Lanfranco Amadio Tel +390744545621 lanfranco_amadio@bpspoleto.it Terni/Rieti/Viterbo Area Carlo Mancini Tel +390744545651 carlo_mancini@bpspoleto.it MARCHE COORDINATOR Lucio Cavalieri Tel +390733837697 lucio_cavalieri@bpspoleto.it

FINANCIAL ADVISORS OFFICE

Matteucci Lionello Tel +390743215793

(25)

Assisi

Piazza S. Chiara, 19

06081 Assisi (Pg)

Tel +39075816249

Cannara

Via A. Di Savoia

06033 Cannara (Pg)

Tel +390742720184

Cerqueto di Marsciano

Via 2 giugno, 26

06055 Cerqueto (Pg)

Tel +39075879397

Collazzone

Fraz. Collepepe

Via Tiberina, 145

06050 Collepepe (Pg)

Tel +390758789300

Foligno

Via C. Battisti, 2

06034 Foligno (Pg)

Tel +39074234791

Assisi S. M. Angeli

Via Los Angeles

06081 Assisi (Pg)

Tel +390758040303

Cascia

Piazza G. Garibaldi, 1

06043 Cascia (Pg)

Tel +39074376193

Cerreto di Spoleto

Piazza G. Pontano, 35

06040 Cerreto (Pg)

Tel +390743922128

Collevalenza di Todi

Voc.Torri 06050

Collevalenza di Todi (Pg)

Tel +39075887479

Giano dell´Umbria

Bastardo

Largo A. De Gasperi

06030 Bastardo (Pg)

Tel +39074299118)

Assisi – Torchiagina

Piazza A. Canini

06081 Torchiagina (Pg)

Tel +390758098135

Castel del Piano

Centro Commerciale "La

Perugina" - 06071 Perugia

Tel +390757749445

Città di Castello

Viale V. Veneto, 20

06012 Città di Castello

(Pg)

Tel +390758521682

Corciano Fraz. Ellera

Via A. Gramsci

06074 Ellera (Pg)

Tel +390755172499

Gualdo Cattaneo

Ponte di Ferro

P.zza Caduti delle Miniere

06035 Ponte di Ferro (Pg)

Tel +390742920000

Bastia

Via V. Veneto

06083 Bastia (Pg)

Tel +390758010821

Castel Ritaldi - La Bruna

Via della Repubblica

06080 Castel Ritaldi (Pg)

Tel +39074351313

Città di Castello

Loc. Riosecco

Via del Vaschi, 1

06012 Riosecco (Pg)

Tel +390758522135

Deruta

Via Tiberina, 243

06053 Deruta (Pg)

Tel +390759724047

Gualdo Cattaneo

S. Terenziano

Via delle Scuole, 2

06058 SanTerenziano (Pg)

Tel +390742932000

Bevagna

Corso G.Matteotti 36/38

06031 Bevagna (Pg)

Tel +390742360125

Castiglion del Lago

ViaS.Pellico 06061

Castiglion del Lago (Pg)

Tel +390759525146

Città di Castello

San Secondo

Via E. Fermi, 2 - 06012

San Secondo (Pg)

Tel +390758578149

Foligno - Loc. Paciana

Viale Firenze, 166/d

06034 Loc. Paciana (Pg)

Tel +39074220060

Gualdo Tadino

Via Vittorio Veneto, 75

06023 GualdoTadino (Pg)

Tel +390759140115

(26)

Gubbio - Padule

Via Castel D´Alfiolo, 34

06024 Padule (Pg)

Tel +390759293071

Monteleone di Spoleto

Corso V. Emanuele, 20/b

06045 Monteleone di

Spoleto (Pg)

Tel +39074370115

Perugia - Corso Vannucci

C.so Vannucci, 30

06180 Perugia (Pg)

Tel +39075575131

Perugia - Sant' Egidio

Via Assisi, 101

06080 Sant' Egidio (Pg)

Tel +390755928283

San Giustino

Via Umbra, 18/b

06016 San Giustino (Pg)

Tel +390758569321

Gubbio

Via Montello, 17

06020 Gubbio (Pg)

Tel +390759221856

Nocera Umbra

Loc. Gaifana

06025 Gaifana (Pg)

Tel +390742810582

Perugia - Elce

Via A. Vecchi, 53

06100 Perugia (Pg)

Tel +3907542470

Perugia

Solfagnano Parlesca

Via della Solidarieta, 4

06100

SolfagnanoParlesca (Pg)

Tel +39075604433

Scheggino

Piazza del Mercato, 1

06040 Scheggino (Pg)

Tel +39074361139

Magione

Loc. Case Nuove

06063 Magione (Pg)

Tel +390758472416

Nocera Umbra

Piazza Umberto I, 6

06025 Nocera Umbra(Pg)

Tel +390742812051

Perugia - Ponte Felcino

Via dell´Ala, 14/d

06077 Ponte Felcino (Pg)

Tel +390755918569

Perugia 1 - Via Briganti

V. Briganti, 69/c

06100 Perugia (Pg)

Tel +390755057607

Sellano

Via G. Marconi

06030 Sellano (Pg)

Tel +390743926577

Marsciano

Via Umberto I

06055 Marsciano (Pg)

Tel +390758749911

Norcia

Corso Sertorio, 5

06046 Norcia (Pg)

Tel +390743828151

Perugia

Ponte San Giovanni

Via della Scuola 06087

Ponte San Giovanni (Pg)

Tel +390755671

Perugia 2

Via Caduti del Lavoro

V. Caduti del Lavoro, 52

06100 Perugia (Pg)

Tel +39075567270

Spoleto

S. Giovanni Baiano

Via K. Marx, 92 - 06049

S. Giovanni Baiano (Pg)

Tel +390743215361

Montefalco

Piazzetta Mustafà

06036 Montefalco (Pg)

Tel +390742378607

Perugia - Colombella

Via delle Marche, 26/a

06080 Colombella (Pg)

Tel +390755791000

Perugia - San Sisto

Via Tagliapietra, 3

06080 Perugia (Pg)

Tel +39075528581

Preci

Via Roma, 33

06047 Preci (Pg)

Tel +390743939251

Spoleto - San Giacomo

Corso Flaminio, 115

06049 San Giacomo (Pg)

Tel +390743275627

(27)

Spoleto - San Venanzo

Via S. Benedetto

06049 San Venanzo (Pg)

Tel +390743215475

Todi

Via Angelo Cortesi

06050 Todi (Pg)

Tel +390758942655

Amelia

Via Orvieto, 14/15

05022 Amelia (Tr)

Tel +390744978087

Orvieto

Via Montenibbio

05018 Orvieto (Tr)

Tel +390763300044

Terni

Corso del Popolo

05100 Terni (Tr)

Tel +390744545611

Spoleto - Via Marconi

Via G. Marconi

06049 Spoleto (Pg)

Tel +390743215861

Torgiano

Via G. Mazzini, 6

06089 Torgiano (Pg)

Tel +390759880023

Arrone

Via G. Matteotti, 10/12

05031 Arrone (Tr)

Tel +390744389138

Terni - Via della Stazione

Via della Stazione, 25

05100 Terni (Tr)

Tel +390744433521

Civitavecchia

Viale della Vittoria, 4

00053

Civitavecchia

Roma

Tel +39076633449

Spoleto - Sede

Piazza Pianciani, 1

06049 Spoleto (Pg)

Tel +390743215271

Trevi - Cannaiola

Via Nuova, 39/a

06039 Cannaiola (Pg)

Tel +390742/381895

Narni Scalo

Via Tuderte, 84

05036 Narni Scalo (Tr)

Tel +390744750870

Terni - Viale Trento

Viale Trento

05100 Terni (Tr)

Tel +390744288340

Fonte Nuova

Via Palombarese ,82

00013 S.Lucia Roma

Tel +390690531908

Spoleto 1

Ag. Città Via Nursina

Via Nursina, 1

06049 Spoleto (Pg)

Tel +390743215434

Trevi

Piazza G. Garibaldi, 7

06039 Trevi (Pg)

Tel +390742381583

Narni

Via G. Garibaldi, 25

05035 Narni (Tr)

Tel +390744726641

Terni - Voc. Sabbione

Str. Sabbione

05100 Voc. Sabbione (Tr)

Tel +390744814545

Roma - La Storta

Via Braccianese, 15

00123 - La Storta Roma

Tel +390630892143

Tavernelle

Via Pievaiola, 3

06068 Tavernelle (Pg)

Tel +390758355972

Umbertide

Via Martiri della Libertà

06019 Umbertide (Pg)

Tel +390759412029

Orvieto - Sferracavallo

Via Po, 8,10,12

05010 Sferracavallo (Tr)

Tel +390763393418

Terni 1 - Borgo Rivo

Viale del Rivo, 79

05100 Borgo Rivo (Tr)

Tel +390744305399

Roma - Via Emilia

Via Emilia, 68

00187 Roma

Tel +390642013405

(28)

Roma - Via Innocenzo XI

Via Innocenzo XI, 43/45

00165 Roma

Tel +39066382794

Leonessa

Piazza VII Aprile, 7

02016 Leonessa Rieti

Tel +390746923171

Chiusi

Via Leonardo da Vinci, 21

53043 Chiusi (Si)

Tel +390578226433

Porto d’Ascoli

Via Valsesia, 2

63037 Porto d´Ascoli (Ap)

Tel +390735753812

Tolentino

Via G. Leopardi

62029 Tolentino (Mc)

Tel +390733966025

Roma 1

Corso Trieste

00198 Roma

Tel +390686398118

Rieti - Via G. Falcone

Via G. Falcone, 33/35

02100 Rieti

Tel +390746202430

Montepulciano

Loc. Stazione

53045 Montepulciano (Si)

Tel +390578738748

San Benedetto del Tronto

Via A. De Gasperi, 42

63039 S. Benedetto (Ap)

Tel +39073586398

Villa Potenza - Macerata

Borgo Peranzoni, 152

62010 Villa Potenza (Mc)

Tel +390733493191

Roma 2

Circ.ne Clodia, 165 f

00195 Roma

Tel +390637500192

Rieti - Via Matteucci

Via Matteucci

02100 Rieti

Tel +390746200149

Sansepolcro

Via Montefeltro, 10

52037 Sansepolcro (Ar)

Tel +390575734606

Civitanova Marche

Corso Garibaldi, 22

62012 Civitanova Marche

Tel 0733784479

Visso

Via Rosi, 21

62039 Visso (Mc)

Tel +390737972005

Cittaducale

Fraz. S. Rufina

Viale le M. D´Aquilio,

58/60 02015 Rieti

Tel +390746606568

Montefiascone

Via Indipendenza, 26

01027 Montefiascone (Vt)

Tel +390761820592

Osimo

Via don Sturzo, 61

60027 Osimo Ancona

Tel +39071715999

Monte San Giusto

Fraz. Villa San Filippo

Via Pontechienti, 31

62015 Villa S. Filippo (Mc)

Tel +390733837522

L´Aquila

Ss. 17 nr.2 c/o Centro

Commerciale Parroni -

67100 L´Aquila

Tel +390862317317

Fara in Sabina

Passo Corese

Via G. Matteotti, 70/72

02032 Rieti

Tel +390765484072

Viterbo

Via F. Baracca, 26

01100 Viterbo

Tel +390761250920

Porto San Giorgio

Via Petrarca, 63

63017 (Ap)

Tel +390734674320

Recanati

Via Madonna Cupa di

Varano62019 Recanati

(Mc) Tel +390717570092

Milano

Via del Bollo, 8

Milano

Tel +390272018085

Figure

Updating...

References

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