Harvest Group
FX
, C
FD
, E
quities & Futur
es T
rading
LAHORE
Con
ten
ts
•
About Us
•
Chairman’s Statement
•
Goal and Focus
•
Forex – The Basics
•
CFDs – The Basics
•
Equities & Futures – The Basics
•
Why Trade Online
•
Products & Services
•
International / Associates
•
Pakistan Mercantile Exchange
•
Risk Warning & Disclaimer
About Us
Harvest Group is a prominent business entity operating in the financial sector of Pakistan under the management control of Mr. Muhammad Gulraze Mir. The group has the following corporate entities:
a. Harvest Topworth International (HTI)
b. HG Markets (Corporate member of PMEX)
c. Harvest Smartrend Securities (HSS)
HTI is an introducing broker functioning in collaboration with foreign principals providing FX/CFDs trading facilities to their clients in Pakistan. It is the country's largest firm in this field and pioneer of this business in Pakistan.
HG Markets is a corporate member of Pakistan Mercantile Exchange (PMEX) providing futures brokerage and market making / liquidity to the exchange.
HSS is a corporate member of Lahore Stock Exchange (Guarantee) Limited (LSE) since 2000. It is a full service equity brokerage house with LOTS terminal at its exchange office on LSE premises.
The enactment of “Protection of Economic Reforms Act-1992” in Pakistan provided for liberal foreign currency controls to boost investor confidence and strengthening the national economy. Mr. Muhammad Gulraze Mir, PhD in International Economic Development, envisaged the importance of this enactment and founded Harvest Topworth International in 1994 in joint venture with a Hong Kong brokerage firm. Starting with the strength of merely 100 business agents, the company now exceeds 500 personnel working in seven cities in Pakistan. The credit of HTI's profound success goes to its leadership and the staff whose experience drives HTI through consistent growth and recognition. Mr. Mir, a lifetime member of Chartered Institute of Professional Management, has a vast experience of delivering lectures at various national and international forums. He is a skillful leader with the track record of commendable performance, both in commercial and financial undertakings. He has been awarded 'Imtiazi Sanad' by the President of Pakistan in recognition of his accomplishments at the national level.
With the latest communication and information equipment installed, instant first hand information is available to prospects interested in trading in the international FX and futures market. We constantly remain in the process of further improving our mechanism in order to offer a comprehensive online trading facility to our stakeholders in Pakistan.
Chairman’
s Messag
e
It is an honour for me to lead the Harvest Group as Chairman and CEO. The group, with Harvest Topworth International (HTI) as its fundamental component, is acclaimed at the international level. HTI has come a long way in becoming the leading brokerage company in Pakistan in facilitating the clients of international brokerage firms for trading in FOREX, CFD'S and futures markets. HTI takes pride in its performance that is rooted in our strong commitment to achieve professional excellence and reliability. Our accomplishments are an outcome of the collective efforts of our staff who have worked with dedication and diligence to enable HTI to make phenomenal progress since its foundation in 1994.
Margin trading has grown dramatically over the past decade. Keeping pace with the trend, HTI -- the pioneer in the field -- has been simultaneously upgrading its operational mechanism in order to proficiently offer comprehensive online trading facilities in Pakistan.
A successful investment decision is always based on the best available information and its timely execution. HTI has built the foundation of its services on the bases of providing prompt access to market analysis, fast and transparent execution and a comprehensive structure of account information for the clients of our principals.
Our operation is governed by the requirements of international accreditation agencies. Our practices, procedures and operational controls have been thoroughly scrutinized and declared to conform to international standards. ISO 9001:2008 certification of our company is a proof of our commitment to maintaining these quality standards.
I would like to reiterate our commitment to transparency and integrity. We remain steadfast in our belief that precision is vital in maintaining an equitable and just trading environment for the clients of our principals.
“
Goal & F
ocus
Goal
To provide our customers, and the customers of our principals,
with a full range of services regarding local and international
trading instruments.
Focus
Understanding the trading needs of our prospects and providing
them customised financial service
For
ex – The Basics
WHAT IS FOREIGN EXCHANGE?
F
oreign exchange is the exchange of one country’s currency for another. The rate of currencies is largely governed by prevailing global indicators pertinent to the specific currency. A trader who wishes to deal in foreign exchange simultaneously buys one currency and sells the other with the intent of earning a profit when the values of currencies change. The Foreign Exchange or FX market is the world’s largest financial market, with volume of over $4.1 trillion per day. FX has traditionally been an institutional or inter-bank market. However, online services now offer simple and easy access to FX market for retail investors and individuals traders.FX has now become a leveraged product and can be traded on margin. It is, therefore, called FX margin trading as well.
MARGIN
When you open an FX position, you are not required to pay the full value of the trade. The online trading systems of our principals allow trading on a 1% margin, meaning that you would be required to deposit only 1% of the position value known as “initial margin”. 1% margin gives you a leverage 100 times on your account balance.
How To Calculate Your Margin
You buy EUR 125,000 spot EUR/USD @1.2730
You have required minimum of 1% margin in your account.
EUR 125,000 * 1% (0.01) = EUR 1,250 or US$ 981 (1,250/1.2730) To hold this position, you are required to have $981 or above as your initial margin.
Sample Trade
You buy EUR 125,000 spot EUR/USD @ 1.2730
EUR/USD rate now reaches to 1.2760...
You sell EUR 125,000 spot EUR/USD @ 1.2760
Buying spot EUR/USD rate = 1.2730
Selling spot EUR/USD rate = 1.2760
Difference in buying and selling price = 0.0030
Profit calculation = 125,000 X 0.0030
Gross Profit before trade commission = US$ 375
Caution: It is important to remember that margin trading increases your exposure to risk and reward, Therefore, losses and profits can be significantly magnified.
C
FD
s – The Basics
WHAT IS A CFD?
CFD* means "Contract For Difference". Originally used by large institutions in UK to cost-effectively cover their equity exposures, CFDs are now a mutual and communal trading tool used by retail investors round the world. As the name suggests, a CFD is simply the setting of a contract for the difference between the buying price and the selling price of a financial instrument.
A CFD reflects the performance of an instrument such as Commodities and Indices, etc., offering the benefit of trading these without having to physically own the underlying instrument itself.
CFDs offer active traders a number of benefits over and above that of other trading instruments.
A Flexible Tool
One of the major benefits of using CFDs is that you can place both long and short positions with equal ease. If you buy (go long) a CFD, you can potentially profit if there is a rise in the underlying reference asset's price and lose if underlying reference asset's price falls. Conversely, if you initially sell (go short) a CFD, you will profit from a fall in the underlying reference asset's price and lose if underlying reference asset's price rises.
* CFDs are offered by our principals with which HTI has an introducing broker agreement.
A Clear Advantage
The transparent pricing structure of CFDs means that unlike other derivatives, the price i s a l w a y s b a s e d o n t h e u n d e r l y i n g instruments. Our principal's CFD prices are derived from the underlying market. This means CFDs give you access to the underlying market liquidity, plus additional liquidity offered by our principal.
An Efficient Use Of Your Capital
CFDs are traded on margin. This is a far
more cost-efficient use of capital because
you only have to allocate a small portion of
the value of your position to secure a trade
while still maintaining the same market
exposure as you would have if you had
paid full consideration. This means your
potential return on investment is
magnified. But remember trading on
margin will also magnify losses if your
position goes against you.
MARGIN
You do not pay the full underlying value of a CFD trade. However, before you trade, you are required to deposit "initial margin". Initial margin rates may vary between instruments. These are calculated as a percentage of the overall value of the trade, typically between 1% to 5%. If your trade is eligible for a 5% margin, you can hold a position worth USD 100,000 having deposited only USD 5,000. You would therefore gain twenty times leverage on the collateral provider.
Commodity CFDs
Commodity CFD offers popular instruments to trade such as Crude Oil, Copper, Gold, Silver, Cocoa, Coffee and Sugar, etc. These are available live through our principal's award-winning internet-based deal execution system.
Unlike futures, CFD trading allows you to access commodities while accomodating small contract size and reduced margin requirements. The profit and loss that a client incurs can be worked out by looking at the commodity's 'tick value'.
C
FD
s – The Basics
How To Calculate Profit Or Loss Of A Commodity CFD:
You buy 10 US Crude Dec CFD at 98.65 with a view that crude oil price will rise
Crude oil price moves higher and now US
Crude Dec CFD is trading at 100.35
You sell 10 US Crude Dec CFD at 100.35 to close your position
The tick movement for US Crude Oil per
CFD is 0.01
You have made 170 ticks on this trade ((100.35-98.65)/0.01=170)
You earned a profit of US$ 1,700
((100.35-98.65)/0.01X10CFDs=US$1,700)
Your net profit will be US$1,700 minus the commission
Indices CFD
An Indices CFD allows a trader to buy or sell on the movement of an index taking either a long or a short position. Some of the global indices covered through CFD are SPX500, NDAQ100, US30 and UK100.
If you foresee the UK stock market rising, you can buy the UK100 CFD contract
How To Calculate Profit Or Loss Of An Indices CFD:
You buy 5 CFD contracts at 4,800. Each CFD contract is worth GBP 4,800 and requires a minimum of 1% margin, i.e., GBP 48. Each time the index moves an index point, 1 CFD will yield a profit or loss of GBP 1
The UK stock index moves higher to 4850
You sell 5 CFD contracts at 4850, a movement of 50 points in your favour
Your profit is GBP 250
((4850-4800)X5CFD contract= GBP250)
Your statement of account will convert and show the profit in USD.
Equities & Futur
es - The Basics
Equities * – The Basics
The equity market (often referred to as the stock market) is the market for trading equity instruments. Stocks are securities that are a claim on the earnings and assets of a corporation. An example of an equity instrument would be common stock shares, such as those traded on the Lahore Stock Exchange.
Futures – The Basics
A futures contract is a type of derivative instrument, or financial contract, in which two parties agree to transact a set of financial instruments or physical commodities for future delivery at a particular price. If you buy a futures contract, you are basically agreeing to buy something that a seller has not yet produced for a set price. But participating in the futures market does not necessarily mean that you will be responsible for receiving or delivering large inventories of physical commodities - remember, buyers and sellers in the futures market primarily enter into futures contracts to hedge risk or speculate rather than to exchange physical goods (which is the primary activity of the cash/spot market). That is why futures are used as financial instruments by not only producers and consumers but also speculators.
The futures market is a centralized marketplace for buyers and sellers from around the world who meet and enter into futures contracts. Pricing can be based on an open cry system, or bids and offers can be matched electronically. The futures contract will state the price that will be paid and the date of delivery. But don't worry, as we mentioned earlier, almost all futures contracts end without the actual physical delivery of the commodity.
Because the futures market is both highly active and central to the global marketplace, it's a good source for vital market information and sentiment indicators.
Price Discovery : Due to its highly competitive nature, the futures market has become an important economic tool to determine prices based on today's and tomorrow's estimated amount of supply and demand. Futures market prices depend on a continuous flow of information from around the world and thus require a high amount of transparency. Factors such as weather, war, debt default, refugee displacement, land reclamation and deforestation can all have a major effect on supply and demand and, as a result, the present and future price of a commodity. This kind of information and the way people absorb it constantly changes the price of a commodity. This process is known as price discovery. Risk Reduction : Futures markets are also a place for people to reduce risk when making purchases. Risks are reduced because the price is pre-set, therefore letting participants know how much they will need to buy or sell. This helps reduce the ultimate cost to the retail buyer because with less risk there is less of a chance that manufacturers will jack up prices to make up for profit losses in the cash market.
In a fast-paced market into which information is continuously being fed, speculators and hedgers bounce off of - and benefit from - each other. The closer it gets to the time of the contract's expiration, the more solid the information entering the market will be regarding the commodity in question. Thus, all can expect a more accurate reflection of supply and demand and the corresponding price.
Wh
y T
rade Online
Why Trade Online
Through our principals' unparalleled platforms, you get free access to all the trading tools you need to deal successfully in the fast-moving financial marketplace. The live dealing platforms offer our clients a totally transparent real-time trading service.
Live trading prices
Live market moving news
Live & historical charts and technical analysis for 1-minute to 30-year interval
Live profit/loss, equity and margin calculation
One-Click trade execution
Instant retrieval of account statement
Unlimited user-designed templates
Integrated Risk Management Tools
Risk and reward are both inherent to trading but the online deal execution systems of our principals offer a number of risk and reward management t o o l s t h a t e n a b l e t ra d e rs t o d e a l w i t h responsibility. The award-winning online trading platforms allow our clients to set their own risk and reward platforms through the deployment of numerous online order types.
Limit Order:
Limit order allows you to predetermine a price higher than the current price at which you wish to sell or level below which you wish to buy. This means you can predefine the level you want a profit at or open a trade at a more favourable rate.
Example of a Limit Order:
You have bought a long position of 125,000 EUR/USD spot at an opening price of 1.2730. You believe euro will strengthen to 1,2790. You place a 'Limit Order' to sell 125,000 EUR/USD spot at
1.2790. This way your open position will automatically be closed at that limit price and profit automatically credited to your account.
Stop-Loss Order:
Stop-Loss Orders can be used to limit your trading risk and are an essential part of disciplined trading. Using a stop means you are automatically taken out of a position if the market moves against you, effectively limiting your loss. Stop-losses can also be used to 'lock-in' profit. If the market moves in your favour, you can move your stop order with the prevailing price to help you protect your profit if the market suddenly starts moving against you.
Example of a Stop-Loss Order:
You bought a long position of 125,000 EUR/USD spot at 1.2730. You believe euro will strengthen but want to limit any potential loss and place a Stop-Order to sell 125,000 EUR/USD spot at 1.2710, thus limiting your loss should euro fall to 1.2710 or below.
If-Done Order:
An If-Done order is a combination of two orders and can be used if you are unable to continually monitor the market but want to participate in market movements in your favour and/or exit a move against you.
Example of an If-Done Order:
GBP/USD is currently trading at 1.8940 and you wish to buy if the price falls to 1.8870 but exit if the market continues to fall to 1.8850.You will place an order order to buy 66,500 GBP/USD spot at 1.8870, if-then sell at 1.8850.
OCO Order:
A 'One Cancels Other' (OCO) order has a number of advantages if you want to get in-and-out of the market without having to watch it constantly. It is the combination of both a 'Limit' and 'Stop' order and can be used to take a profit if the market moves in your favour or to limit losses if the opposite happens.
Example of an OCO Order
GBP/USD is currently trading at 1.8940. You have an open long position which you opened at 1.8920. You wish to exit your position -- at a profit -- if the price rises to 1,8970 but you want to be stopped out limiting your losses -- if the market falls to 1.8900. You would place a stop-sell at 1.8900 and a limit-sell at 1.8970. Whichever order is executed first, the other is automatically cancelled.
Trade Online Using Your Desktop, Laptop
or Mobile
Trade anytime and anywhere using our principals’ state-of-the-art platforms.
HG Markets is a constituent company of Harvest Group. HG Markets, is the corporate member of Pakistan Mercantile Exchange (PMEX) and offers top of the line trading facilities for market participants interested to trade in futures contracts offered by PMEX. Building on the heritage of Harvest Topworth International, HG Markets serves the investment & trading needs of customers around the country. We provide the whole range of benchmark futures products available on the exchange.
www.hgmarkets.pk
Pakistan Mercantile Exchange is the first technology driven, web-based, demutualized commodity exchange in Pakistan. It is licensed and regulated by the Securities and Exchange Commission of Pakistan and has a 100 % Institutional shareholding.
Pakistan Mercantile Exchange Limited started its operations in May 2007 as a fully electronic exchange with nationwide reach. PMEX is committed to provide a world-class commodity futures trading platform for market participants to trade in a wide spectrum of commodity derivatives, driven by best global practices, professionalism and transparency.
www.pmex.com.pk
P
M
E
Pr
oducts & Ser
vices
Major Currency
Pairs
•
EUR:USD
•
GBP:USD
•
USD:JPY
•
USD:CHF
Direct Rates
AUD:USD
NZD:USD
Indirect Pairs
∙ USDCAD
∙ USDDKK
∙ USDCAD
∙ USDMXN
∙ USDSGD
∙ USDCZK
∙ USDHKD
∙ USDNOK
∙ USDSEK
∙ USDTRY
∙ USDZAR
∙ USDCNY
Cross Pairs
∙ AUDCHF
∙ CADCHF
∙ EURCHF
∙ GBPCHF
∙ CHFJPY
∙ EURAUD
∙ EURCAD
∙ EURDKK
∙ EURGBP
∙ EURHKD
∙ EURJPY
∙ EURNOK
∙ EURNZD
∙ EURSEK
∙ EURSGD
∙ EURTRY
∙ EURZAR
∙ GBPAUD
∙ GBPCAD
∙ GBPDKK
∙ GBPJPY
∙ GBPNOK
∙ GBPNZD
∙ GBPSEK
∙ GBPSGD
∙ AUDNZD
∙ NZDCAD
∙ NZDCHF
Equity Indices
∙ Dow Jones Industrial
∙ Standard & Poor's 500
∙ NASDAQ 100
∙ NIKKIE 225
Equities
∙ All public companies'
stocks that are listed on
Lahore Stock Exchange
Metals
∙ GOLD
∙ PALLADIUM
∙ PLATINUM
∙ SILVER
Energy
∙ CRUDE OIL
∙ GASOLINE
∙ HEATING OIL
∙ NATGAS
Softs
∙ COCOA
∙ COFFEE
∙ COTTON
∙ SUGAR
Grains & Oil Seeds
∙ OATS
∙ ROUGH RICE
∙ SOYABEAN
∙ SOYAMEAL
∙ WHEAT
Futures
∙ GOLD 100 OUNCE
∙ GOLD 10 OUNCE
∙ GOLD 1 OUNCE
∙ SILVER 500 OUNCE
∙ SILVER 100 OUNCE
∙ SILVER 10 OUNCE
∙ CRUDE 100 BARRELS
∙ CRUDE 10 BARRELS
OUR SERVICES
•
Real-Time Prices
•
One-Click Trade Execution
•
Instant Account Statement
•
Live News Updates
•
Real-Time Technical Graphs
•
In-Depth Fundamental & Technical Analysis
•
Award-Winning Trading Platforms
•
Dedicated Team Of Business Executives
•
Customized Solutions
•
24-Hour Operations
In
terna
tional / Associa
tes
Excelsior Markets Limited (EML)
EML is registered as a New Zealand Financial Service Provider (FSP) with the FSPR (Financial Service Providers Register) with the registration number FSP 3225346.
EML is registered to provide the following financial services:
Keeping, investing, administering, or managing money, securities, or investment portfolios on behalf of other persons.
Entering into or trading on an exchange, in an over-the-counter market or otherwise service.
EML is also registered with a government approved Dispute Resolution Scheme (DRS): Financial Dispute Resolution (FDR). The FDR scheme was established to help financial service providers and their customers resolve disputes. Excelsior Markets Limited’s FDR membership ID is: FM 2446 and operates with the FSP in New Zealand under the Financial Service Providers (Registration and Dispute Resolution) Act 2008 and the Financial Service Providers (Dispute Resolution—Reserve Scheme) Rules 2010.The FDR website can be viewed at: http://www.fdr.org.nz
CMC Markets UK Plc
CMC Markets UK Plc, (www.cmcmarkets.com) is registered in England and Wales and authorized and regulated by the Financial Services Authority in the UK. Today CMC Markets’ revenue exceeds £142 million. In 1996 it launched the world's first online forex trading platform. Since then CMC Markets has evolved into one of the world’s leading online CFD providers. It executes over 33 million trades annually.
OUR ASSOCIATE COMPANIES
Harvest Smartrend Securities (Pvt) Limited (HSS)
Corporate Member Lahore Stock Exchange (Guarantee) Limited, Membership #101. The company acquired membership in the year 2000. HSS is a full-service equity brokerage house and acquired LOTS terminal installed at the company exchange office at LSE Building.
H.G. Markets
HG Markets, is the corporate member of Pakistan Mercantile Exchange (PMEX) and offers top of the line trading facilities for market participants interested to trade in futures contracts offered by PMEX. Building on the heritage of Harvest Topworth International, HG Markets serves the investment & trading needs of customers around the country. We provide a wide range of benchmark futures products available on the exchange, covering all major asset classes, acting as a portal where buyers and sellers trade commodities.
Exchange Office
Room # 412
Lahore Stock Exchange Building Lahore
Pakistan
Tel# +92 42 3630 7212-19
Corporate Office
2 Race Course Road Lahore 54000 Pakistan
UAN# 111 800 000
Our adherence to globally recognized standards has been acknowledged through successful achievement of ISO 9001 certification.
Risk W
arning & Disclaimer
GENERAL
Trading in the foreign exchange market has large potential rewards, but also large potential risk. You must be aware of the risks and be willing to accept them in order to invest in the foreign exchange, futures and options markets. Do not trade with money you cannot afford to lose.
This brochure is neither a solicitation nor an offer to buy/sell foreign exchange futures or options. No representation is being made that any account will or is likely to achieve profits or losses similar to those discussed on this website. The past performance of any trading system or methodology is not necessarily indicative of future results.
There is considerable exposure to risk in any foreign exchange transaction. Any transaction involving currencies involves risks including, but not limited to, the potential for changing political and/or economic conditions that may substantially affect the price or liquidity of a currency. Moreover, the leveraged nature of foreign exchange trading means that any market movement will have an equally proportional effect on your deposited funds. This may work against you as well as for you. The possibility exists that you could sustain a total loss of initial margin funds and be required to deposit additional funds to maintain your position. If you fail to meet any margin call within the time prescribed, your position will be liquidated and you will be responsible for any resulting losses. Before deciding to participate in foreign exchange trading, you should carefully consider your investment objectives, level of experience and risk intensity.
DEMO ACCOUNTS
Hypothetical or simulated performance results through demonstrative accounts have certain limitations. Unlike an actual performance record, simulated results do not represent actual trading. Also, since the trades have not been executed, the results may have under or over compensated for the impact, if any, of certain market factors, such as lack of liquidity. Demo trading programmes in general are also subject to the fact that they are designed with the benefit of hindsight. We do not make any representation that any account will or is likely to achieve profit or losses similar to those shown.
SITE DISCLAIMERS AND TERMS OF SERVICE
The information in this brochure is for educational purposes only. Harwest Topworth International is not giving advice nor is qualified or licensed to provide financial advice. You must seek guidance from your personal advisors before acting on this information. Trading can result in losses. We will accept no responsibility for any losses you may incur. Do not invest more than you can afford to lose. By entering our website and/or receiving any literature from Harvest Topworth International, you agree to hold harmless the owners, managers and all affiliates and associates of Harvest Topworth International for any and all losses you may incur by using any of the Harvest Topworth International trading systems and/or facilities.
The use of our systems and/or facilities, and/or the entry into our website, constitutes acceptance of our user agreement, affiliated sites, linked sites and advertisements.
While on our site, advertisers, or other third parties may use cookies or other technology to attempt to identify some of your preferences or retrieve information about you. Other features available on our site may offer services operated by third parties and may use cookies or other technology to gather information. We do not control the use of this technology by third parties or the resulting information, and we do not accept responsibility for any actions or policies of such third parties. You should also be aware that if you voluntarily disclose personally identifiable information on message boards or in chat areas, that information can be viewed publicly and can be collected and used by third parties without our knowledge and may result in unsolicited messages from other individuals or third parties. Such activities are beyond the control of this website. INDEPENDENT THIRD PARTY
Harvest Topworth International is neither a brokerage house nor an affiliate of any brokerage house. Harvest Topworth International is an independent third party engaged by international brokerage houses to provide faciliational services to their Pakistani clients. Harvest Topworth International is not responsible for the relationship between international brokerage houses and their clients and accepts no liability in such regard. PRIVACY POLICY
Our website will never sell, barter, or rent your email address to any unauthorized third party. How we gather information from users:
How we collect and store information depends on the page you are visiting. Like most websites, our websites collects information automatically and through the use of electronic tools that may be transparent to our visitors. For example, we may log the name of your Internet Service Provider or use cookie technology to recognize you and hold information from your visit.
We do not endorse any specific trading system or method. We recommend that you research all trading systems, methods and strategies thoroughly. What we do with the information we collect?
Like other Web publishers, we collect information to enhance your visit and deliver more individualized content and advertising. We respect your privacy and do not share your information with anyone. Aggregated
information (information that does not personally identify you) may be used in many ways. For example, we may combine information about your usage patterns with similar information obtained from other users to help enhance our site and services (e.g., to learn which pages are visited most or what features are most attractive).
We may use personally identifiable information collected on our websites to communicate with you about your registration; our privacy policy; services and products offered by this website and other topics we think you might find of interest.
Affiliated sites, linked sites and advertisements:
Our website expects its partners, advertisers and affiliates to respect the privacy of our users. Be aware, however, that third parties, including our partners, advertisers, affiliates and other content providers accessible through our site, may have their own privacy and data collection policies and practices. For example, during your visit to our site you might click a link to, or view as part of a frame, page, certain content that is actually created or hosted by a third party. Also, through our websites you may be introduced to, or be able to access, information, other websites, features offered by other parties. This website is not responsible for the actions or policies of such third parties. You should check the applicable privacy policies of those third parties when providing information on a feature or page operated by a third party.
While on our websites, our advertisers, promotional partners or other third parties may use cookies or other technology to attempt to identify some of your preferences or retrieve information about you. For example, some of our advertising is served by third parties and may include cookies that enable the advertiser to determine whether you have seen a particular advertisement before. Other features available on our site may offer services operated by third parties and may use cookies or other technology to gather information. We do not control the use of this technology by third parties or the resulting information, and we do not accept responsibility for any actions or policies of such third parties.
You should also be aware that if you voluntarily disclose personally identifiable information on message boards or in chat areas, that information can be viewed publicly and can be collected and used by third parties without our knowledge and may result in unsolicited messages from other individuals or third parties. Such activities are beyond the control of this website.
CHANGES
www.harvesttopworth.com
www.hgmarkets.pk
Lahore
2 Race Course Road,
UAN: +92 42 111 800 000
FAX: +92 42 3630 3972
Karachi
BC-11,
Block 5, Kehkashan Clifton, Karachi.
UAN: +92 21 111 800 000
FAX: +92 21 3586 7191
Multan
Abdali Tower, 2nd Floor, Abdali Road, Multan.
TEL: +92 61 450 0240
FAX: +92 61 450 0238
Sialkot
Sialkot Chamber of Commerce & Industry, Paris Road, Sialkot.
TEL: +92 52 426 4382-86
Faisalabad
Office No. 16, 17, 18, Mezzanine Floor, Media Com Trade City, Koh Noor Chowk, Jaranwala Road, Faisalabad.
TEL: +92 41 850 2125-28
Sahiwal
Alpha Tower 276/B-1, 2nd Floor, High Street, Sahiwal.
TEL: +92 40 422 1808 / 422 1827
FAX: +92 40 422 1865
Sargodha
Office No. 17, 18, 19, First Floor, Al-Ahmad Shopping Mall, University Road, Sargodha.
TEL: +92 48 376 8930 / 376 8931
