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2016 MID-YEAR HOUSING REPORT

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The Tucson and Southern Arizona residential housing market is off to a strong start in 2016. Increased sales along with less listing inventory is resulting in a seller’s market at many price points, and an increase in home prices.

It’s a function of supply and demand. Low interest rates and improved economic development in the area should continue to fuel future housing growth. Buyers may need to act quickly when purchasing and there is a new opportunity for homeowners who may be considering selling.

Statistics based on information obtained from MLSSAZ, GVSAHMLS and SAMLS on 07/07/2016. Information is believed to be reliable, but not guaranteed.

11%

YTD Closed Residential Sales

(Tucson)

10%

June 2016 Median Sales Price (Tucson)

17%

June 2016 Active Listings (Tucson)

-25.0%

-20.0%

-15.0%

-10.0%

-5.0%

0.0%

5.0%

10.0%

15.0%

20.0%

25.0%

30.0%

Dec- 15

Jan- 16

Feb- 16

Mar- 16

Apr- 16

May- 16

Jun- 16 Jul-

15

Aug- 15

Sep- 15

Oct- 15

Nov- 15

Sales increase over prior year…

…while listing inventory continues to decline.

Closed Sales

Closed Sales Active Listings

TUCSON CHANGE IN CLOSED SALES AND ACTIVE LISTINGS, VERSUS SAME MONTH PRIOR YEAR

Area YTD Closed Sales June 2016 Active Inventory

Green Valley +2% -17%

Sierra Vista +4% -12%

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As the housing recovery continues in Tucson, the median price of home sales in Tucson increased to $190,000 in June 2016. Prices have recovered to July 2008 levels, and are now at 83% of the peak in June 2007.

Statistics based on information obtained from MLSSAZ, GVSAHMLS and SAMLS on 07/07/2016. Information is believed to be reliable, but not guaranteed.

Area June 2016 % Change from

June 2015 Trend

Tucson $190,000 +10%

Green Valley $160,000 +10%

Sierra Vista $135,500 +8%

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HOME VALUES TUCSON MEDIAN SALES PRICE

Jun- 07 $90,000 $130,000 $170,000 $210,000 $250,000

Dec- 07

Jun- 08

Dec- 08

Jun- 09

Dec- 09

Jun- 10

Dec- 10

Jun- 11

Dec- 11

Jun- 12

Dec- 12

Jun- 13

Dec- 13

Jun- 14

Dec- 14

Jun- 15

Dec- 15

Jun- 16

Prices continue to rise

(3)

Market conditions can vary greatly by price point, and also by area and specific location. In Tucson, a seller’s market exists for homes priced under $350,000, a balanced market from $350,000 to $500,000, and above $500,000 a buyer’s market. Market conditions are based on the relationship of supply and demand. In a seller’s market, buyers will face increased competition from other buyers and a shortage of homes for sale to choose from. In a buyer’s market, sellers will have more competition from other listings and face downward pricing pressure.

MARKET CONDITIONS BY PRICE RANGE - TUCSON

Statistics based on information obtained from MLSSAZ on 07/07/2016. Information is believed to be reliable, but not guaranteed.

SELLER’S MARKET

$1 - 49,999

$50,000 - 74,999

$75,000 - 99,999

$100,000 - 124,999

$125,000 - 149,999

$150,000 - 174,999

$175,000 - 199,999

$200,000 - 224,999

$225,000 - 249,999

$250,000 - 274,999

$275,000 - 299,999

$300,000 - 349,999

$350,000 - 399,999

$400,000 - 499,999

$500,000 - 599,999

$600,000 - 699,999

$700,000 - 799,999

$800,000 - 899,999

$900,000 - 999,999

$1,000,000 - and over

BALANCED

MARKET BUYER’S MARKET

Seller’s Market ( < 6 months ) Balanced Market ( 6 months ) Buyer’s Market ( > 6 months )

(4)

Statistics based on information obtained from GVSAHMLS and SAMLS on 07/07/2016. Information is believed to be reliable, but not guaranteed.

MARKET CONDITIONS BY PRICE RANGE – GREEN VALLEY

MARKET CONDITIONS BY PRICE RANGE – SIERRA VISTA

$1 - 59,999

$60,000 - 79,999

$80,000 - 99,999

$100,000 - 119,999

$120,000 - 139,999

$140,000 - 159,999

$160,000 - 179,999

$180,000 - 199,999

$200,000 - 249,999

$250,000 - 299,999

$300,000 - 399,999

$400,000 - 499,999

$500,000 - 749,999

SELLER’S

MARKET BALANCED

MARKET BUYER’S

MARKET Seller’s Market ( < 6 months ) Balanced Market ( 6 months ) Buyer’s Market ( > 6 months )

SELLER’S

MARKET BALANCED

MARKET BUYER’S

MARKET

$1 - 59,999

$60,000 - 79,999

$80,000 - 99,999

$100,000 - 119,999

$120,000 - 139,999

$140,000 - 159,999

$160,000 - 179,999

$180,000 - 199,999

$200,000 - 249,999

$250,000 - 299,999

$300,000 - 399,999

$400,000 - 499,999

Seller’s Market ( < 6 months ) Balanced Market ( 6 months ) Buyer’s Market ( > 6 months )

(5)

PATHWAY TO PURCHASE DOWN PAYMENT ASSISTANCE PROGRAM

The Pathway to Purchase Program provides down payment assistance to new homebuyers, now including Tucson and Sierra Vista with an annual income equal or less than $92,984, purchasing homes not exceeding

$371,932. For more information, visit https://housing.az.gov/quick-links/pathway-purchase or contact me today to see if this is the right path for you!

LOWER MORTGAGE RATES

Purchasing power and favorable home financing conditions have increased due to many factors, such as lower mortgage rates. Mortgage interest rates are below levels seen during most of the last twelve months.

This creates refinancing opportunities also.

FINANCING YOUR HOME PURCHASE IS NOW CHEAPER AND EASIER

Source: BankRate.comSource: Ellie Mae

30 YEAR FIXED MORTGAGE RATES

AVERAGE FICO SCORE ON ALL CLOSED LOANS

700 705 710 715 720 725 730 735 740 745 750 755

Sep- 12 Nov-

12 Jan- 13 Mar-

13 May- 13 Jul-

13 Sep- 13 Nov-

13 Jan- 14 Mar-

14 May- 14 Jul-

14 Sep- 14 Nov-

14 Jan- 15 Mar-

14 May- 15 Jul-

15 Sep- 15 Nov-

15 Jan- 16 Mar-

16 May- 16

07/2015 11/2015 03/2016

4.30

4.13

3.97

3.80

3.63

3.47

3.30

EASING OF LENDING GUIDELINES

After the tightening of credit standards, lenders have gradually been making financing more accessible as evidenced by the lower average Fico score on closed loans. Credit scores of approved loans range from 620-850.

(6)

MORE GOOD NEWS FOR THE TUCSON COMMUNITY…

There’s a new sense of optimism and excitement in our city — and with good reason. The Tucson and Southern Arizona community is strong.

Expansion of Banner Health Expected to Spend $500 Million Over the Next 5 Years http://longre.biz/BannerHealthExpansion

Caterpillar Inc. Moves to Tucson Adding More Than 600 Jobs Over the Next 5 Years http://longre.biz/CaterpillarIncMovestoTucson

SpacePort Tucson Expected to Create 400-500 Jobs http://longre.biz/SpacePortMovestoTucson

Roadrunner Hockey Moves to Tucson

http://longre.biz/RoadRunnerHockeyMovestoTucson

Tucson Named Best ‘Under-the-Radar’ Food City in America http://longre.biz/TucsonNamedTopFoodCity

Inc.com names Tucson Top Most Affordable Cities http://longre.biz/TucsonNamedMostAffordableCity

Tucson Ranks in the Top 20 of Best Cities for Recreation http://longre.biz/Top20BestRecreationCities

Tucson and Southern Arizona are seeing the strongest economic growth since the recession. In fact, Tucson’s job growth is even outpacing Arizona and the national average.

The Tucson area can expect to add over 6,000 jobs in 2016. By comparison, last year it gained about 2,900. What’s more, the jobs that have grown most over the past year typically pay above-average wages.

The five fastest-growing industries in Tucson (Education and Health Services, Financial Activities, Professional and Business Services, Government and Manufacturing), have average wages higher than the area as a whole.

ECONOMIC EXPANSION FOR TUCSON AND SOUTHERN ARIZONA

Tucson Prescott

1.5%

3.5%

3.1%

2.7%

1.7%

1.3%

0.3%

3.3%

-1.2%

Phoenix Arizona U.S.

Lake Havasu-Kingman Yuma Flagstaff Sierra Vista-Douglas

ARIZONA’S NON-FARM JOB GROWTH

May 2015 – May 2016

Source: azeconomy.org

References

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