... the consumer as provided by law (Part 9 of Article ...the consumer-credit contract and the loan principal are a matter of the agreement between the credit-lender and the ...the consumer ...
... Closely related in spirit is complementary work by Narajabad (2010), Sanchez (2010), Athreya, Tam, and Young (2008), and Drozd and Nosal (2008). Narajabad (2010), Sanchez (2010) and Athreya, Tam, and Young (2008) examine ...
... measuring consumercredit risk. Consumercredit risk is an important factor in how much credit consumers qualify for, as well as the terms and features of the ...of credit scores ...
... group consumercredit licensing schemes operated by their insolvency regulators, thereby avoiding the need to seek authorisation individually, though some (mainly those dealing with high volumes of personal ...
... and credit agreements were not "lender credit card agreements," and that the use of the associated debit card was not a "credit card ...Tex. ConsumerCredit Comm'r ...
... similar credit and other ...on consumercredit have also found that loan approval rates are lower for minorities (Duca and Rosenthal, 1993; Edelberg, 2007; Lin, ...
... contrast consumer loans have received little academic analysis, especially portfolio-level analysis, even though they are typically held in large portfolios of thousands or even millions of loans, orders of ...
... the credit market, which has induced credit providers to avail themselves of new competitive levers; secondly, the renewed guidelines on supervisory, which are now more focused on promoting individual ...
... contrast consumer loans have received little academic analysis, especially portfolio-level analysis, even though they are typically held in large portfolios of thousands or even millions of loans, orders of ...
... view, consumercredit risk must be understood in terms of a portfolio management strategy that balances capital preservation with capital optimization, that is, “ ...the credit card companies ...
... for consumercredit with respect to price and maturity using randomized trials implemented by a consumer ...African consumer microfinance lender (“The ...
... and credit card ...of consumercredit into these payment networks, and to assess the way this affects com- petition and equilibrium ...larger credit lines with ‘grace’ periods are associated ...
... 15.3 We may use the contact details you have provided, including address and telephone numbers, to contact you. You must phone us on 0845 600 6000 or write to us at The Co-operative Bank, Delf House, Skelmersdale WN8 6NY ...
... the consumercredit counseling ...with credit counseling firms, indicated that 10 years ago, there were approximately 200 credit counseling organizations in the ...
... non-secured credit card debt has been growing exceptionally fast, albeit from a low ...in consumercredit, whether risk management systems and supervisory practices should be strengthened in response ...
... in consumer borrowing has also been marked by the explosive growth in the issue and trading of financial market instruments associated with the default risks of consumer ...in consumer borrowing is ...
... their credit risk management approaches (Claenssens et ...the consumercredit market no securities are needed when applying for a ...including credit card loans, mortgage loans, home equity ...
... This ConsumerCredit Card Agreement and Disclosure together with the Account Opening Disclosure and any other Account opening documents or any subsequent documents provided to You related to this Account ...
... the consumercredit ...of consumer borrowing and bankruptcy, where agents face id- iosyncratic income and expense shocks and the economy is subject aggregate income distribution and financial ...