credit associations
Are Credit Associations a Source of Competitive Pressure on Regional Banks in Japanese Regional Lending Markets?
... and credit associations with headquarters located in a prefecture where the headquarters of bank i are ...and credit association used to calculate HHI include deposits made outside the prefecture ...
11
What kinds of credit associations favor introducing new financial technology?
... As possible factors, this paper considers the following variables. First, the bad loan ratio change (BLRCHG) will be adopted as an indicator reflecting the health of the institution. The value derived by subtracting the ...
11
Does the Presence of the Japan Post Bank in a Regional Financial Market Affect the Deposit Interest Rates of Credit Associations?
... of credit association i is located to the sum of branches of banks ...banks), credit associations and the Japan Post Bank in that prefecture, and is used as the index of the market share of Japan ...
14
Pareto Superior dimension of Rotating Savings and Credit Associations (ROSCAs) in Ghana: Evidence from Asunafo North Municipality of Ghana
... This study investigates characteristics of Rotating savings and credit associations (ROSCAs) participants who join the association due to its Pareto superior allocation in Ghana. Some scholars like Dejene ...
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Do Credit Associations Compete with Each Other in Japanese Regional Lending Markets?
... credit associations. Assets refers to the total assets of each credit association and is a proxy for the ...Larger credit associations might realize economies of scale, and thus ...
18
Microfinance institutions in rural Gambia: Case study of the village savings and credit associations
... and Credit Associations (VISACAs) in the Central River Region South to support the economy activities offered by the Jahally Pacharr Smallholder Rice ...
8
The Governance Structures of Japanese Credit Associations and Their Objective Functions
... that credit associations can raise a little larger profitability than regional banks were found on both the means of ROA and ROE in the previous section, significant differences are not detected ...
13
Informal Capital Market and Environmental Factors in Nigeria
... industrialist, educationist, but now mixed with some skilled workers and civil servants. In terms of settlement, though the people of the State live mostly in small towns and villages with a mix of some modern comfort ...
11
Performance of women owned enterprises accessing credit from village credit and savings associations in Kenya
... face credit access challenge, but also have low education levels, lack entrepreneurial training and experience to effectively manage enterprises (ILO ...of credit accessed from village and credit ...
13
CREDIT FROM GROUPS SAVINGS ASSOCIATIONS AND THE PERFORMANCE OF SMALLHOLDER HORTICULTURAL AGRIPRENEURS IN KENYA
... that credit from group savings associations had significant influence on the performance of the smallholder horticultural agripreneurs because it led to substantial increase in crop production, increase in ...
15
Roles of Outside Directors in Cooperative Financial Institutions
... As such, this paper uses stochastic frontier analysis to verify whether the existence of outside directors in credit associations “Shinkin banks”—a kind of co-ops that carry substantial [r] ...
11
Bank based investing RoSCA for Islamic finance: a new alternative to drain households savings and reduce financial exclusion
... micro- credit, participative finance and payment, and hence, supply the market with new Islamic financial solutions for money saving and ...and Credit Associations that allows its members to invest ...
19
The Application of Fuzzy-Rough Set Decision Tree for Credit Rating
... identifying credit customers, previous studies often use decision tree methods as assessed quickly and ...the credit scoring models, are made of customer information such as income, type of mortgage, down ...
6
Who needs credit and who gets credit? Evidence from the Surveys of Small Business Finances
... of credit to small ...of credit to small ...of credit, which enables us, for the first time, to differentiate the availability of new credit from renewals of existing ...of credit ...
55
An empirical analysis of accessibility and impact of microcredit: the rural credit market in the Mekong River Delta, Vietnam
... of credit that might likely alter the demand of formal microcredit of the ...of credit in the household decision ...informal credit although this alternative takes different forms in different ...
233
Securitization of car financing assets: a capital raising strategy
... The objective of this chapter was to define securitization and to gain broader understanding of the fundamentals of securitization by providing a thorough literature research. Securitization can be defined as a ...
100
Credit Risk Management Practices by Oil Companies in Kenya Patricia Gachambi Mwangi, Martin Mutwiri Muriuki
... as credit sales is fully collected and on ...good credit collection policy is one in which procedures are clearly defined, clearly communicated to customers and customers know their rules ...new ...
9
Credit Risk Management and Financial Performance of Deposit Taking Savings and Credit Co-Operative Societies in Nairobi City County, Kenya
... monitoring, credit appraisal and credit risk control), the coefficient for SACCOs’ financial performance will be ...in credit monitoring leads to a ...in credit appraisal leads to a ...in ...
7
Credit Cardholder: Convenience User or Credit Revolver?
... a credit cardholder who has a higher level of awareness of the pricing structure of credit cards is ...monthly credit card bill in ...the credit card but fewer respondents are knowledgeable ...
17
Credit Reports and Scores
... Credit reporƟng agencies do not decide whether or not to grant you credit; the agencies only collect credit history informaƟon.[r] ...
7