Explicit Deposit Insurance System
Effects of Deposit Insurance on Self Discipline of Bank Franchise Value
... the system. So it is necessary to consider the background of the system when studying the relationship between the franchise value and the ...implicit insurance system does weaken the ...
12
Deposit Insurance System and the Commercial Bank Loan Loss Provisions
... the deposit in- surance system. We tested whether the system could weaken the motive of in- come smoothing by using loan loss ...implicit system to the explicit deposit ...
13
Expanding the Islamic Financial Services Frontier: Lessons from Islamic Finance Sector in Kenya
... an explicit Islamic Deposit Insurance system like Malaysia and Nigeria, it is in a form of a tripartite arrangement, where the depository institutions (banks) perpetually pays yearly premiums ...
11
The Effect of Deposit Insurance on Risk Taking in Asian Banks
... of deposit insurance and bank risk taking activity and report that design features have different effects on the different financial soundness ...a deposit insurance system on bank ...
23
ROLE OF DEPOSIT INSURANCE IN PROTECTING THE ECONOMY OF INDIA
... payments system, their role as intermediaries between depositors and borrowers and their functions as agents of transmission of monetary policy of the central ...maintain Deposit Insurance schemes to ...
10
Banking Instability and Deposit Insurance: The Role of Moral Hazard
... Deposit insurance can be explicit (formal) or implicit (ad ...With explicit deposit insurance, countries formally commit in advance to guaranteeing some or all of the deposits of ...
43
The Problem of Moral Hazard and Effects of Deposit Insurance Project
... instituting explicit deposit insurance schemes. Deposit insurance programs for banking industries have been shown to facilitate additional economic stability by insuring a sound, ...
26
Theoretical essays on bank risk-taking and financial stability
... Many people believe that this is the end to securitisation and of the market for loan-backed securities. However, a recent report of the International Monetary Fund has argued otherwise (IMF (2009) [49]). The IMF report ...
146
Moral hazard in a voluntary deposit insurance system: Revisited
... According to both likelihood ratio and Hausman tests, one can reject the null hypothesis that bank specific effects are not significant at the one percent confidence level. W&K probit estimates, as a result, are ...
13
Capital adequacy requirements, deposit insurance and bank behaviour
... For example, the minimum capital adequacy standards proposed by the Bank for International Settlements in 1987 not only attempt to harmonise regulations across the major industrial count[r] ...
13
Competing risks analysis and deposit insurance governance convergence
... examining deposit insurance governance choices in the period of interest, as well as new institution variation in ...a deposit scheme controlled by the central bank it could later make it independent ...
35
“Shortcomings of Banking Sector in Inda”
... loan amount. After death of the loanee, SBI rejected the proposal form because of the non-furnishing required documents. Commission held that both SBI Life and SBI are deficient in service. Life insurance from SBI ...
8
Establishing a Deposit Insurance System in China: A Long-Awaited Move Toward Deepening Financial Reform
... As for the treatment of domestic branches of foreign banks and the foreign branches of domestic banks, some jurisdictions adopt “the principle of territoriality,” whereby only branches established in the home country ...
53
The role of Current Research Information Systems (CRIS) in supporting Open Science implementation : the case of Strathclyde
... mandatory deposit of the metadata for publications in order for them to be eligible for national-level research assessment purposes is a valuable asset to start with, even if works much better – as demonstrated ...
10
Completing the Banking Union: Deposit Insurance CEPS Policy Brief No 335, 3 December 2015
... Something similar could be applied in the re- insurance model as well. The higher rates that a national DGS would be subject to after it has received a pay-out from the DIF should of course apply only in the very ...
8
Banking System in Kyrgyz Republic
... the system ensuring financial security contributes to the stability of the financial system, and, vice versa, in case of poor organization, it may increase risks, especially those related to moral hazard, ...
15
Basic Principles of Financial Planning in Ex-ante Deposit Insurance Schemes
... the insurance industry of the convention kind, the credibility of the insurer matters, even more so because depositors ...words, deposit insurance is a monopo- listic ...a deposit insur- ance ...
12
Chances for Pan European deposit insurance : what explains national positions to the recast directive on deposit quarantee schemes?
... on deposit insurance policies in Europe still cluster nationally rather than ...on deposit protection, which manifest in domestic institutions, encourage national sooner than trans-regional interest ...
40
Development of the Financial System in India: Assessment of Financial Efficiency, Stability, Regulation and Supervision
... with the Z-score, this might also be explained by the distress episodes faced by German banks over the 1997-2008 period. In India, we do observe a decrease of 19.6% of this indicator from 1990 to 2003, followed by an ...
10
Formation of the Russian Bank Deposit Insurance Scheme
... Thus, the lower a coefficient of deposit risk, the higher a coefficient of sufficiency of a bank deposit base, and on the contrary. Now, in economic instability, considerable financial means from an account ...
5