Loan Pricing
The impact of ECB loan valuation metrics on third-party loan pricing: A EU firm perspective
... firm loan pricing conditions of the new direction undertaken by supervisory and regulatory authorities in the aftermath of the deterioration of the loan portfolio quality that hit EU ...debt ...
8
The Provision of Services, Interest Margins and Loan Pricing in European Banking
... Considering the optimal bank interest margin literature (Klein, 1971; Monti, 1972; Ho and Saunders, 1981; Angbazo, 1997; Wong, 1997; Saunders and Schumacher, 2000; Drakos, 2003; Maudos and Guevara, 2004), we first select ...
26
Differences in subprime loan pricing across races and neighborhoods
... higher loan pricing for black borrowers compared with white borrowers with similar risk ...a loan is repaid which suggests some possible benefits from the influence of ethnicity on credit ...
51
Funding Costs and Loan Pricing by Multinational Bank Affiliates
... The latest global financial crisis has led to the collapse of several multinational banks (MNBs) in industrial countries and has negatively affected most of the surviving ones. The repercussions for financial stability ...
53
Distance Effects in CMBS Loan Pricing Banks versus Non-Banks
... that loan spreads increase with originator–borrower ...of loan size on originator–borrower distance and loan ...that loan size is typically pos- itively correlated with borrower ...larger ...
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A Symmetry Information And Credit Risk Effect On Loan Pricing In Asia Pacific
... the loan pricing decisions by lenders especially in Asia Pacific ...the loan pricing ...the loan pricing. They should make a regulation according loan pricing ...
14
Asymmetry Information and Diversification Effect on Loan Pricing in Asia Pacific Region 2006-2010
... Country risk variable shows significant negative correlation of 1% for the three models, and made this variable to be the only country variable which consistantly affecting the loan pricing establishment. ...
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Study on Loan Pricing Model of Commercial Banks Based on Artificial Neural Network
... powerful pricing model, the interest rate pricing has not yet achieved a great breakthrough, and they still have not been able to get rid of the restriction of the central bank to establish the benchmark ...
8
SME Loan Pricing and Lending Relationships in Germany: A New Look
... that loan prices are not only influenced by firm character- istics and credit risk variables, but also by the social interactions between loan officer and bank ...and loan prices is not linear and ...
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Does property market risks matter in commercial mortgage loan pricing : an inquiry into the determinants of commercial mortgage loan spread
... mortgage loan spreads and property market ...initial loan spreads and variance in property market performance and found that a wide range of variation in market performance is coupled with a relatively ...
74
Foreigners vs. Natives: Bank Lending Technologies and Loan Pricing
... For loan spreads, results were again inconsistent across ...syndicated loan data that draw heavily from larger, more transparent ...syndicated loan market in the United ...
56
Foreigners vs natives:bank lending technologies and loan pricing
... the loan contract includes the pledge of ...between loan origination and maturity and Loan Spread is the loan interest rate minus the rate on US Treasury securities of comparable maturity at ...
55
Credit derivatives and loan pricing
... the loan rate suggests that as banks generate more noninterest income by providing more qualitative services and thus are able to maintain a good relation with their customers and thus are able to generate a ...
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All Banks Great, Small, and Global: Loan pricing and foreign competition
... The most interesting change occurs in Model 5, where we suppose that the country with the lower financial technology not only has a technology parameter equal to Argentina’s, but also a more narrow range of bank ...
37
Commercial Loan Pricing Variables for Consideration
... In no case will the pricing of loans exceed the maximum rate allowed by state law on the unpaid balance inclusive of all finance charges. Rate determination will be affected by such factors as risk, how liquid the ...
23
Loan pricing and financial structuring
... • Through hybrid loans “double dips” can be realised (deductible interest in one country, non-taxable dividend in another), while the hybrid loan commercially may be defined as equity (f[r] ...
14
Payday loan pricing
... to loan sharking, and argue that serial refinancing by payday borrowers further impoverishes already financially vulnerable ...about loan price levels and repeat borrowing frequencies are important, they ...
48
Race, ethnicity and subprime home loan pricing
... discretionary pricing structures that give mortgage brokers the incentive to steer borrowers to more expensive loan options (referred to as “yield spread premiums”) to the application of a “suitability” ...
15
The impact of bank mergers and acquisitions on bank loan pricing behaviour in South Africa
... impacting loan interest rates and a bank’s lending ...of loan demand, market interest rates, characteristics of deposits which include banks’ reserve requirements, deposit rates and costs, and risks of ...
103
The mitigation role of collaterals and guarantees under Basel II
... of pricing (intrinsic value ...the pricing, so that the loan pricing is firstly affected by the exposure level of risk (in particular credit risk) and then by the other cost components ...
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