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payment instruments

Use of Electronic Payment Instruments and Effect on Cash Management: A Micro Analysis

Use of Electronic Payment Instruments and Effect on Cash Management: A Micro Analysis

... electronic payment instruments as a substitute for paper ...paper-based payment system to close to an “all-electronic system”, it may save 1% or more of its GDP annually once the transaction costs ...

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Payment instruments, finance and development

Payment instruments, finance and development

... The third line of research we contribute to is the literature on the role of trade credit in economic development in developing countries. 9 Suppliers have an advantage over other lenders in financing credit-constrained ...

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Electronic Commerce. Payment Instruments

Electronic Commerce. Payment Instruments

... Withdrawal ECash coins from the bank - Software cyber customer's wallet calculates how many digital coins and what values are needed to meet the demand for payment. Then the program generates random serial numbers ...

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Electronic Payment Instruments use, as perceived by consumers in Macedonia

Electronic Payment Instruments use, as perceived by consumers in Macedonia

... Besides personal information, respondents were asked the following: Are you Employed?, If yes, is your Employer a Private or Public institution?, Do you have access in Internet?, Who is [r] ...

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A MODIFIED CONSUMER DECISION MAKING MODEL FOR ONLINE SHOPPING: A STRUCTURE EQUATION MODELLING APPROACH

A MODIFIED CONSUMER DECISION MAKING MODEL FOR ONLINE SHOPPING: A STRUCTURE EQUATION MODELLING APPROACH

... payments instruments, four reflective measures of ICD index and three reflective measures of payment ...index, payment channel (PC) and payment instruments (PI) are the formative ...

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Acceptance and Usability of Electronic Payment Systems in Nigeria Major Markets

Acceptance and Usability of Electronic Payment Systems in Nigeria Major Markets

... electronic payment systems [1]. Following advances in electronic payment and networked information technology, wider market coverage, growing computing power with diminishing computing costs, more and more ...

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INFO/C: [Consumer Policy and Health Protection] Vol  VII, No  5, October 1997

INFO/C: [Consumer Policy and Health Protection] Vol VII, No 5, October 1997

... The Commission approves a recommendation on electronic payment instruments On 30 July, in the wake of its communication on enhancing consumer protection in the field of financial service[r] ...

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Security of payment in Malaysian construction industry: issues on sub contract's direct payment

Security of payment in Malaysian construction industry: issues on sub contract's direct payment

... Case 3 - Syarikat Mohd Noor Yusof Sdn Bhd v Polibina Engineering Enterprise Sdn Bhd (in liquidation) [2006] 1 MLJ 446: “It was held in allowing the appeal with costs that this was not a proper case to grant an order of ...

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Device Resolving Frodo for Payments Micro Descalcified

Device Resolving Frodo for Payments Micro Descalcified

... flourished. As such, in cases where customer and vendor are persistently or intermittently disconnected from the network, no secure online payment is possible. This paper describes frodo, a secure on line ...

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Multi-Vendor  PayWord  with  Payment  Approval

Multi-Vendor PayWord with Payment Approval

... In this section we prove that our proposed scheme accomplish secure payment authorization, payment approval, secrecy of payment information and unreusa- bility. First of all we recall security ...

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Mobile payment in Fintech environment: trends, security challenges, and services

Mobile payment in Fintech environment: trends, security challenges, and services

... mobile payment service providers could continue to attract customers to use payment services ...mobile payment are being conducted, to the best of our knowledge, there is no research as of yet that ...

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Building a Secure Environment for Client-Side Ecommerce Payment System Using Encryption System

Building a Secure Environment for Client-Side Ecommerce Payment System Using Encryption System

... Abstract- Client-side computer, network connection between client and merchant web site’s server, web site’s server and software that allow it to run properly have become the target of attackers. Literature has shown ...

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The Impacts of U.S. Cotton Programs on the World Market: An Analysis of Brazilian WTO Petition

The Impacts of U.S. Cotton Programs on the World Market: An Analysis of Brazilian WTO Petition

... Marketing assistance loan and loan deficiency payment programs. The Farm Service Agency (FSA) administers commodity loan programs with marketing loan provisions for upland cotton through the Commodity Credit ...

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Microsponsorships: A New Payment Model for Music Distribution

Microsponsorships: A New Payment Model for Music Distribution

... online payment system PayPal was used to transfer ...of payment such as credit card payment for example, but this was not implemented in the prototype developed for this ...of payment were ...

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Ethanol’s Effect on the U.S. Cotton Industry

Ethanol’s Effect on the U.S. Cotton Industry

... The pay- ment amount is equal to the product of the payment rate, the payment acres (85% of base acres), and the payment yield. Counter-cyclical payments are avail- able to contract ho[r] ...

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Payment Card Rewards Programs and Consumer Payment Choice

Payment Card Rewards Programs and Consumer Payment Choice

... Our unique data set allows us to alleviate two problems when estimating the direct effects of rewards programs. 5 The first problem is deciding whether to obtain rewards payment cards could be endogenous. It is ...

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DEPLOYMENT OF UNIVERSITY CASHLESS (E-TUITION) PAYMENT SYSTEM: A CASE OF UNIVERSITY OF CALABAR SCHOOL CHARGES

DEPLOYMENT OF UNIVERSITY CASHLESS (E-TUITION) PAYMENT SYSTEM: A CASE OF UNIVERSITY OF CALABAR SCHOOL CHARGES

... electronic payment system to describe any exchange of funds initiated via an electronic communication ...electronic payment as a payment services that utilize Information and Communication Technology ...

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Payment Gateway – Innovation in Multiple Payments

Payment Gateway – Innovation in Multiple Payments

... Multiple Payment and Split Tender Payment feature. Multiple Payment is the option to make payment of bills of more than one vendor in a single ...Tender Payment feature is the ability ...

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Payment support in ubiquitous computing environments

Payment support in ubiquitous computing environments

... computing payment systems flow out of the trust relation between users and service ...the payment process is lightweight and efficient; characterized by low communication and computation costs coupled with ...

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Unified Payment Interface—An Advancement in Payment Systems

Unified Payment Interface—An Advancement in Payment Systems

... DOI: 10.4236/ajibm.2017.710084 1190 American Journal of Industrial and Business Management insurance premium and loan EMI payments. To enable businesses to accept pe- riodic payments and hassle free experience for ...

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