4 percent

Top PDF 4 percent:

Hats 1 are growth rates, or percentage changes, in any variable. Take for example Y, the GDP in year t compared the year before, t 1.

Hats 1 are growth rates, or percentage changes, in any variable. Take for example Y, the GDP in year t compared the year before, t 1.

Normally, the institutional framework of society does not change that quickly, so we can assume that ˆ v = 0. Then if the money supply is growing by 10 percent, but real GDP is growing only by 4 percent, we know that inflation, by the hat equation, must be 6 percent.

7 Read more

Agricultural Trade Reform and the Doha Development Agenda

Agricultural Trade Reform and the Doha Development Agenda

Even large cuts in bound tariffs do little if “Sensitive Products” are allowed, except if a cap applies. If members succumb to the political temptation to put limits on tariff cuts for the most sensitive farm products, much of the prospective gain from Doha could evaporate. Even if only 2 percent of HS6 agricultural tariff lines in developed countries are classified as sensitive (and 4 percent in developing countries, to incorporate also their “Special Products” request), and are thereby subject to just a 15 percent tariff cut (as a substitute for the TRQ expansion mentioned in the Framework Agreement), the welfare gains from global agricultural reform would shrink by three-quarters. However, if at the same time any product with a bound tariff in excess of 200 percent had to reduce it to that cap rate, the welfare gain would shrink by ‘only’ one-third (columns 3 and 4 of Tables 7, 8 and 9).
Show more

45 Read more

Athyroid nodule is a palpable

Athyroid nodule is a palpable

cannot distinguish benign from malignant nodules, it can be used to determine changes in size of nodules over time, either in the follow- up of a lesion thought to be benign or in detecting recurrent lesions in patients with thyroid cancer. The incidence of indeterminate specimens from FNA decreases from 15 per- cent to less than 4 percent when ultrasound guidance is used in conjunction with FNA. 13

8 Read more

Microfinance Market Niches and Client Profiles in Bolivia

Microfinance Market Niches and Client Profiles in Bolivia

been ideologically troubling for those who criticize trading as not being a productive activity. This criticism ignores not only the complexity and interrelations of the household economy but at least two other considerations. First, trade is indeed productive because providing information, transportation, and transaction opportunities in La Paz adds value to domestic and foreign goods produced far from the city. Second, many women market the output of their husbands, thereby adding value to their joint enterprise. A policy to reduce the share of loans for trade would also reduce the share of loans disbursed to women. If the gender of the borrower matters, this policy to not favor trading would also hurt women. At the upper end of the distribution, 16 percent of FIE clients and 11 percent of the clients of Caja Los Andes have more than a secondary education, compared to only 3 percent for BancoSol clients. Women are less educated in general in Bolivia and differences in client education are correlated with the concentration of women in BancoSol’s portfolio. These differences may also reflect greater poverty among the clientele of this organization (Navajas et al., 1996). They may also be associated with the greater presence of FIE clients in manufacturing. Lower levels of education tend to characterize the jobs in petty trading in which women predominate. The lower levels of education of women are shown in Table 3 (items 7 and 8). In the case of BancoSol clients, 39 percent of the women but only 17 percent of the men reached the third grade at most. These proportions are 25 percent (women) and 10 percent (men) for clients of Caja Los Andes and 17 percent (women) and 4 percent (men) for FIE clients. The proportions of men with the highest levels of education are higher than for women in all cases.
Show more

79 Read more

Determinants and dynamics of schooling and child labor in Bolivia

Determinants and dynamics of schooling and child labor in Bolivia

Using a trivariate Probit model, evidence is found of a significant increase in enrollment among indigenous children and children living in urban areas. In general the proportion of not enrolled children in primary school is steadily decreasing, achieving 4.4 percent in 2007. However, about 40 percent of the enrolled children are not attending school. When analyzing the determinants of the attendance behavior, poverty and indigenous turn out to be the most important characteristics. Nonetheless, the same variables show different patterns in the working estimation. In fact, if indigenous children are progressively quitting their jobs, extremely poor children cannot.
Show more

28 Read more

STATE OF NEW MEXICO HOUSING TAX CREDIT PROGRAM QUALIFIED ALLOCATION PLAN

STATE OF NEW MEXICO HOUSING TAX CREDIT PROGRAM QUALIFIED ALLOCATION PLAN

Households with Children and for Projects that Benefit the Environment. MFA staff will also undertake an analysis to determine the Tax Credit amount necessary for financial feasibility. Requests for these determinations must be made by the Project’s Developer/Sponsor no more than 60 calendar days after an award of bond volume cap is made by the State Board of Finance, and no less than 60 calendar days prior to the anticipated bond issuance date. Requests must include an Application Fee as listed in Section IV.B, a deposit toward the cost of a market study to be ordered by MFA, and the Development Project Application Form with needed schedules, the Attachments Checklist, and any other material specified by MFA. For Tax Exempt Bond Financed Projects only, MFA may accept the Applicant’s market study and waive the $deposit if the Applicant’s study meets all of the requirements of MFA’s studies, in MFA’s determination, and is dated no more than 180 calendar days prior to the date on which a complete Application is received by MFA. Prior to the release of the Letter of Determination by MFA staff, a processing fee in the amount of three and one half percent (3.5 percent) of the approved annual Credit amount will be due. MFA’s initial response to the Application for 4 Percent Tax Credits will be provided no later than sixty (60) business days subsequent to receipt of the complete Application by MFA.
Show more

72 Read more

Bank regulation and the credit crunch

Bank regulation and the credit crunch

For example, for a bank with a 4 percent leverage ratio, the additional shrinkage due to the implementation of a formal action is 2.2 percent of assets per quarter.19 Recognizing that a [r]

41 Read more

Habitat Utilization of Chital (Axis axis axis) in Van Vihar National Park, Bhopal, Madhya Pradesh, Central India

Habitat Utilization of Chital (Axis axis axis) in Van Vihar National Park, Bhopal, Madhya Pradesh, Central India

Therefore in winter, 51 percent animals used scrubland, 20 percent used grassland, 17 percent used woodland, 8 percent used savannas and 4 percent animals used marshes of the park. In winter, still the most preferred habitat was scrubland and grassland and thus scrubland and grassland were overutilized and woodland, savannas and marshes were underutilized (Fig. 2). But slowly the animals had shown movement towards woodlands in this season to browse on the leaves, flowers and fruits of trees due to scarcity of grasses.

6 Read more

Analysis of the Texas Ten Percent Plan

Analysis of the Texas Ten Percent Plan

These  outcomes,  however,  were  not  solely  the  result  of  the  Ten  Percent  Plan  per  se.  Several  researchers have pointed out that the Plan had little effect the first year after its adoption. It was not  until  the  following  years,  when  scholarship  programs  were  put  in  place  at  both  UT  and  A&M  to  provide financial assistance for “ten‐percenters” from low‐income school districts and families that  racial diversity began inching up once again (see Bucks 2003, Dickson 2006). Many poor high schools  students,  despite  guaranteed  admission  to  higher  education, simply could  not afford to  attend  on  their  own.  Though  these  revised  aid  programs  could  not  explicitly  consider  race,  they  “not  only  applied  disproportionately  to  minorities  but  also  better  targeted  low‐income  students  than  pre‐Hopwood  minority  scholarships,  which  primarily  benefited  middle‐class  minority  students”  (Bucks 2003). The implementation of these scholarship programs certainly expanded, if not created,  those  real diversity  outcomes  touted  by  proponents of the  Ten Percent  Plan, bringing students  to  flagship campuses that had never been a part of classes before (Hanson & Burt 1998).  
Show more

16 Read more

Lesson 5: Percent Change Bellringer

Lesson 5: Percent Change Bellringer

Will the percent increase be the same as when Cassandra’s ring collection increased by 1 ring (in Example 1)? Why or why not? Explain. Example 2: Find a Percent Decrease?. Ken said [r]

7 Read more

Ten Percent Farm Tree Cover

Ten Percent Farm Tree Cover

Farmers are working towards achieving ten percent tree cover in their farms by either planting trees or conserving natural trees in their farms. This has been occasioned by the fact that trees are another source of income. For instance Mangifera indica (fruit trees) are a reliable source of income due to their drought tolerant characteristic that enables it to do well even during drought years. Pruning the trees also produces mulch which decomposes thus increasing soil fertility of the farm, thus use less or no fertilizer, and hence reducing the di- rect emissions of N 2 O and indirect greenhouses gasses (GHGs) emissions
Show more

7 Read more

A PYMNTS.COM REPORT U.S. TRENDS AFFECTING SMALL TO MEDIUM BUSINESSES PERCENT PERCENT PERCENT PERCENT PERCENT FOURTH QUARTER 2015

A PYMNTS.COM REPORT U.S. TRENDS AFFECTING SMALL TO MEDIUM BUSINESSES PERCENT PERCENT PERCENT PERCENT PERCENT FOURTH QUARTER 2015

B2B companies have higher frustration with money flow issues, but they don’t have plans to implement technology to help with the issue. Our research reveals that electronic invoicing is still not hugely supported by SMBs, as only 4% of those surveyed believe they have a completely automated invoicing process. Are there solutions which would make it easier for these businesses to adopt? Results suggest there is an opportunity for vendors who can provide easy-to-use automated payments that could also help expedite payments for services.

17 Read more

The Percent-Change Extension to the DuPont Identity

The Percent-Change Extension to the DuPont Identity

From the DuPont Identity, this paper derives a formula relating the percent changes in the return on equity (ROE) to the percent changes in the DuPont components. This formula is useful in determining the primary reasons why the ROE changed from one period to the next. While the periodic percent change relationship is nonlinear, a simple and intuitive additive formula is an approximation, albeit at times a poor approximation. We also convert the periodic percent changes in the ROE and its DuPont components into their equivalent instantaneous rates of change. These instantaneous rates of changes in the DuPont components do precisely sum to the instantaneous rate of change in the ROE, providing a method for analysts to both intuitively and accurately present their analysis.
Show more

11 Read more

Characteristics of high foreclosure neighborhoods in the Tenth District

Characteristics of high foreclosure neighborhoods in the Tenth District

By definition, poor credit histories are associated with mortgage default. Evidence from Fannie Mae, however, suggests that up to 50 percent of subprime borrowers could have qualified for prime loans (Christie 2007b), which indicates that the relationship between sub- prime loans and foreclosure goes beyond simply reflecting poor credit histories. In fact, the Tenth District analysis shows that the relationship between foreclosure rates and subprime mortgage penetration persisted even after accounting for variations in average credit score across neigh- borhoods. Further, subprime borrowers have been found to be less knowledgeable about the mortgage process, less likely to shop for the best terms, and less likely to be offered a choice in mortgage products, which puts them at greater risk for unfavorable outcomes (Courchane, Surette, and Zorn).
Show more

25 Read more

Effect of Dilution and Electrolysis Time on Recovery of Mg2+ As Mg(OH)2 from Bittern by Electrochemical Method

Effect of Dilution and Electrolysis Time on Recovery of Mg2+ As Mg(OH)2 from Bittern by Electrochemical Method

electrochemical process [26]. Bittern dilution was done by adding distilled water to achieve the dilution factors of 2, 4, 6, and 8 times. The decrease of bittern density by dilution also indicates that the bittern salinity was reduced as shown in Table 2. Bittern with a dilution factor of 8 times has a density of 5 ᴼBe. This value resembles the density of seawater which is around 4-5 ºBe [12].

9 Read more

Operating profit was SEK 117 million (SEK 74 million), and the operating margin was 10.9 percent (8.0 percent).

Operating profit was SEK 117 million (SEK 74 million), and the operating margin was 10.9 percent (8.0 percent).

ÅF continues to grow, and profitability is increasing. The operating margin for the first quarter was 10.9 percent (Q1 2007: 8.0 percent). This improvement in earnings was attributable above all to a growth in volumes and increases in the prices we charge to our clients, but also to the effects of ÅF s sale of a number of poorly performing businesses. We grew our business 14 percent compared with the same period last year, and the figure for organic growth was 5 percent. There were two days fewer in the first quarter this year compared with the first quarter in 2007, which corresponds to 3 percent less invoiceable time for the reporting period.
Show more

10 Read more

Analysis of production and marketing of paddy in thrissur-ponnani  kole wet lands

Analysis of production and marketing of paddy in thrissur-ponnani kole wet lands

Paddy is one of the most important food crops of India and is second in importance throughout the world. It feeds more than 50 percent of the world’s population. It is the staple food of East Asia. Asia accounts for about cent of the world’s paddy cultivation and production. Among the paddy growing countries, India has the largest area under cultivation, though in terms of volume of output it is second to China. The area, production and productivity of 18 were 43.2 million hactre, production 112.91 million tonnes and productivity 2600 Kilo gram per hectare respectively. Productivity in India is much lower than in Egypt, Japan, China, Vietnam, USA and verage (Umadevi, 2012). Rice is the most preferred staple food for about 65 percent of the population in India. It continues to play a vital constituting nearly 25 percent of the total agricultural exports from the country.
Show more

5 Read more

Hearing Impairments in Consanguineous Marriage

Hearing Impairments in Consanguineous Marriage

The siblings of consanguineous marriages have a significantly higher incidence of hereditary disease including hearing impairments (4). The risks are greater, too, in families which have a genetic disorder in this case, marrying a relative can lead to a much higher risk of having an affected child.

6 Read more

EuropePMC-PMC5739421.pdf

EuropePMC-PMC5739421.pdf

Fig 4 compares the observed percent survival of populations in the Gradual, Moderate, Sudden, and Control treatments at each transfer to the expected percent survival of the ances- tral [r]

26 Read more

Exporting Economic Models: CoPS' Experience in South Africa and Asia

Exporting Economic Models: CoPS' Experience in South Africa and Asia

The real exchange rate depreciation also explains the rise in exports. Expansion of traditional exports from agricultural and mining is inhibited by the large shares of fixed factors (land and capital) in their cost structures. Non-traditional exports from the manufacturing and services sectors are projected to expand at more rapid rates following the trade liberalisation. (Note that this has also been the experience in Australia in recent years.) The results in the last column of Table 4 reflect the model's rather rudimentary treatment of non-traditional exports. As noted in section 2, the model endogenises only an aggregate of non-traditional exports with exports of all commodities comprising the aggregate assumed to expand at the same rate.
Show more

22 Read more

Show all 10000 documents...