The Community Reinvestment Act of 1977 (CRA) requires depository institutions to help meet the credit needs of their communities, including low- and moderate-income neighborhoods,

The sample statistics reported in the previous section reflect the average percentage of loan applications from minority and low-income in- dividuals (or tracts) and the

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Table 2 presents results from the accept r reject model of home purchase mortgage applications under four alternative model specifications. The first column presents results from

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In addition to examining these documents with the assistance of counsel, the company should learn what key personnel, such as senior human resources and benefits managers,