18 results with keyword: 'deposit insurance and bank risk taking'
Using an experimental setup and a measure of risk-taking that is based on new loans instead of balance sheet data, we find no significant effect of an increase of deposit
N/A
The risk equation relates variation in bank returns to the internal factors of level of return, asset composition, asset quality, and external conditions related to the level
N/A
The RAND study is a sobering reminder and a wakeup call to U.S. strategy planners must accept the fact that Europe matters and Russia is more of an existential threat than China
N/A
Drawing on variation in the ratio of firm deposits to total household and firm deposits before the announcement of deposit insurance, so as to capture the magnitude of the decrease in
N/A
– When bank risk is unobservable to depositors, introducing deposit insurance may increase risk taking if banks compete for deposits. In contrast, if a bank is a monopoly or if
N/A
Finally, bank regulations – such as capital requirements, activity restrictions, and deposit insurance – affect the risk taking incentives of owners differently from managers, so
N/A
To analyze the effects of deposit insurance on banks’ risk taking, we used annual bank level data of 27 banks continually operated in Turkey during 2004-2010 (from the
N/A
The findings indicate that the problem of moral hazard by way of increased bank risk taking is significant after the introduction of deposit insurance in a
N/A
On the other hand, Gropp and Vesala (2004), using EU bank level data for 1992-1998, examined how deposit insurance had an impact on bank risk taking, measured by leverage (the
N/A
The Task Force members include Board staff, one Board member, one physical therapist academician, three NCPTA appointed members and one licensee member from the
N/A
Bank deregulation implies an increased need for deposit insurance reform because it has enhanced the opportunities for insured institutions to exploit the risk-taking incentives in
N/A
Membership of entities in the deposit insurance system: Financial inclusion initiatives are frequently focused on the role of non-bank deposit-taking institutions
N/A
Among patients who had a previous acute coro- nary syndrome and in whom lipid levels exceeded specified thresholds despite atorvastatin or rosu- vastatin therapy at a
N/A
Such a measure, in addition to better reflecting the true financial situation of the banks and thereby avoiding certain additional losses for the Insurance Fund in the event of
N/A
The interaction terms of the deposit insurance variable with bank risk factors enable us to estimate whether an explicit deposit insurance system reduces or enhances market
N/A
Eliminating or limiting the amount of deposit insurance would help reduce the moral hazard of excessive risk taking on the part of banks?. It would, however, make bank failures
N/A
The "run" alluded to occurred as depositors moved funds into the new money market deposit accounts (MMDAs) at banks and thrifts, which are guaranteed by the FDIC and
N/A
38 See Freixas and Rochet (1997) for a more detailed survey on the effects of capital requirement on bank risk taking (the so-called portfolio approach to
N/A