[PDF] Top 20 Personal Accident and Sickness Policy (and Combined Product Disclosure Statement)

... your personal information is to enable us to provide insurance services to ...your personal information to third parties who assist us in providing the above ...the personal information for the ... See full document

... your Policy you can cancel it by contacting us in writing within 21 days of the date of issue of your ...your Policy if you make a claim for any incident within the 21 day ... See full document

... Lloyd's Policy Signing Office, and in consideration of the premium specified herein, the said Underwriters are hereby bound each for his own part and not for one another, their Heirs, Executors and Administrators, ... See full document

... covered accident or covered sickness for more than 90 days while your policy is in eff ect, or after the elimination period, whichever is greater, we will waive the premium for this policy up ... See full document

... public policy, Kansas and Missouri both require motorists to maintain minimum levels of insurance ...every personal automobile policy must include coverage of at least $25,000 per person for bodily ... See full document

... Automobile means: a land motor vehicle, trailer or semi-trailer designed for travel on public roads, including any machinery or apparatus attached thereto. Bodily Injury means: bodily injury, sickness or disease ... See full document

... a Sickness, disease; or other condition of the Covered Person that in the 6 month period before the Covered Person’s coverage became effective under the Policy 1) first manifested itself; worsened; became ... See full document

... If within the Operative Time an Insured Person sustains Bodily Injury resulting in Loss of Limb(s) or Loss of Sight in both eyes or Permanent Total Disablement the Company shall indemnify the Insured for the benefit of ... See full document

... In the event that you must file a claim for reimbursement of medical expenses incurred while you are abroad, please note that you must file a claim with your primary insurance carrier FIRST to determine what, if any, ... See full document

... related to this Policy are members of the Financial Services Compensation Scheme (FSCS). It is a duty of the FSCS to ensure that a percentage of sums owed to policyholders by an insurance company in liquidation is ... See full document

... information, are aware and have complied with the Privacy Act 1988 and have notified the person about whom the personal information is collected of the collection use and disclosure of such information. By ... See full document

... Outpatient Prescription Drugs are provided through a Discount Prescription Drug program offered by Express Script. In order to obtain discounts on your short-term prescriptions, simply present your ID card at the retail ... See full document

... Following the expiry of Your statutory cooling off period, You continue to have the right to cancel Your policy at any time by contacting Us. You will be entitled to a refund of the premium paid, subject to a ... See full document

... collect personal information from You and Covered Persons for the purpose of providing insurance products and services and for processing and assessing ...claims. Personal information is treated with care. ... See full document

... this Policy which exceed the above Aggregate Limits of Liability, We shall reduce the payments made with respect to each Insured Person in such manner as We may determine, but having regard to the amount of the ... See full document

... Personal Property Benefit - We will reimburse you the reasonable cost, up to $5,000 per item or set of items not to exceed $5,000 after satisfaction of the $25 Deductible, for replacement of any personal ... See full document

... the Policy for 12 ...or Policy or employer-provided health benefit arrangement, if the previous coverage was continuous to a date not more than 63 days prior to the effective date of the new ... See full document

... Information Received Pre-enrollment. We may re- quest and receive from you and your health care provid- ers PHI either prior to your enrollment in the health plan or the issuance of your policy. We will use this ... See full document

... The Master Policy on file at the school becomes effective at 12:01 a.m., August 1, 2015. The individual student’s coverage becomes effective on the first day of the period for which premium is paid or the date the ... See full document

... Group Personal Accident and Sickness insurance by focusing on the things that matter; broad cover, removing unnecessary conditions and exclusions and adding new innovative benefits that provide real ... See full document