[PDF] Top 20 Sodexo. Table Of Contents. Major Rating Factors. Rationale. Outlook. Business Description
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Sodexo. Table Of Contents. Major Rating Factors. Rationale. Outlook. Business Description
... vouchers) business, the gradually improving margins of its core On-site Services (OSS, food and facilities management) business, and inherently low capital ... See full document
13
OTP Bank PLC. Table Of Contents. Major Rating Factors. Outlook. Rationale. Related Criteria And Research
... In our view, OTP Bank has "high systemic importance," in Hungary, however, this does not result in any uplift to the ICR, since the SACP is at the same level as the rating on the sovereign. It should be ... See full document
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Aktia Bank PLC. Table Of Contents. Major Rating Factors. Outlook. Rationale. Related Criteria And Research
... Our ratings on Aktia Bank reflect our 'a-' anchor for Finnish banks and the bank's moderate business position as a regional bank with a concentrated business model focused primarily on retail mortgage ... See full document
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Depfa Bank PLC. Table Of Contents. Major Rating Factors. Outlook. Rationale. Related Criteria And Research
... Depfa's business position to be ...wholesale business model against our expectation of ongoing implicit government ...credit rating is three notches higher than the SACP, reflecting our view that we ... See full document
12
DNB Bank ASA. Table Of Contents. Major Rating Factors. Outlook. Rationale. Related Criteria And Research
... positive rating factor, although international diversification efforts to decrease the concentration to Norway have had mixed results and, in our view, have caused the majority of the group's asset quality ... See full document
13
Achmea Group. Table Of Contents. Rationale. Outlook. Base-Case Scenario. Company Description. Business Risk Profile. Financial Risk Profile
... its business units separate from each other in order to preserve the independence and objectivity of their respective ...certain business units of S&P may have information that is not available to other ... See full document
11
Gard Group. Table Of Contents. Rationale. Outlook. Base-Case Scenario. Company Description. Business Risk Profile. Financial Risk Profile
... its business units separate from each other in order to preserve the independence and objectivity of their respective ...certain business units of S&P may have information that is not available to other ... See full document
11
Hannover Rueck SE. Table Of Contents. Rationale. Outlook. Base-Case Scenario. Company Description. Business Risk Profile. Financial Risk Profile
... its business units separate from each other in order to preserve the independence and objectivity of their respective ...certain business units of S&P may have information that is not available to other ... See full document
12
Baloise Group. Table Of Contents. Rationale. Outlook. Base-Case Scenario. Company Description: A Top-5 Insurance Provider In Switzerland
... its business units separate from each other in order to preserve the independence and objectivity of their respective ...certain business units of S&P may have information that is not available to other ... See full document
11
GRENKE AG. Table Of Contents. Major Rating Factors. Outlook. Rationale. Related Criteria And Research
... its business units separate from each other in order to preserve the independence and objectivity of their respective ...certain business units of S&P may have information that is not available to other ... See full document
12
Sodexo. Table Of Contents. Rationale. Outlook. Standard & Poor's Base-Case Scenario. Company Description. Business Risk: Strong
... stable outlook reflects our view that France-headquartered global food and facilities management service provider Sodexo will continue to deliver a resilient operating performance, despite a likely ... See full document
11
PostFinance AG. Table Of Contents. Major Rating Factors. Outlook. Rationale. Related Criteria And Research
... its business units separate from each other in order to preserve the independence and objectivity of their respective ...certain business units of S&P may have information that is not available to other ... See full document
10
ING Groep N.V. Table Of Contents. Major Rating Factors Rationale Outlook. April 26,
... While we consider that downside risk to the ratings decreased in 2010, a downgrade could occur in the unlikely scenario where the bank's stand-alone financial profile were to weaken and were we also to expect the ... See full document
8
Jyske Bank A/S. Table Of Contents. Major Rating Factors. Outlook. Rationale. Related Criteria And Research
... The combination of Jyske's retail banking profile and BRF's mortgage book provides revenue and nationwide coverage, resulting in a business risk profile which in our view reflects the risks associated with the ... See full document
13
SPECIALTY COFFEE BUSINESS AND MARKETING PLAN. Table of Contents
... NOTE: Every specialty coffee retail business has a unique name and / or building and décor theme, i.e. Italian café; cozy home-style; Bigfoot Java drive thru (Neo- Northwest building style), etc. Include signage, ... See full document
24
Important Account Information for Our Business Members Table of Contents
... NOTICE OF BINDING ARBITRATION: You and the credit union agree to attempt to informally settle any dispute affecting your accounts which might arise under this agreement. If that cannot be done, you and the credit union ... See full document
8
Aetna Life Insurance Company. New York Individual. Rate Manual. Table of Contents. Description. Table of Contents A-1. General A-2
... Plan Factors SilverOffHIXGR-96807-1-SB 17210NY0050024 Aetna Silver $20 Copay EPO NY SignatureSM PD OFF Silver 68.6% 1.0000 SilverOffHIXGR-96810-1-SB 17210NY0050025 Aetna Silver $20 Copay EPO NY SignatureSM PD C/O ... See full document
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'Sacrifice and compromise': the lived experiences of regional adolescent girls in regional Victoria, Australia who have dropped out of organised sport
... Being picked on for wanting to go to sport looking ‘good’ with makeup and hair having been done was seen by the coaches and other players as something negative and something that they didn’t wish to do. Sheryl was teased ... See full document
271
Table of Contents. Table of Contents
... The D-Link wireless router lets you access your network using a wireless connection from virtually anywhere within the operating range of your wireless network. Keep in mind, however, that the number, thickness and ... See full document
67
Credit Opinion: Duke Energy Corporation
... In 2011, 60% of the energy generated by Duke's U.S. Franchised Electric and Gas business segment came from coal. As one of the largest coal-fired utility systems in the U.S., the company is vulnerable to ... See full document
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