[PDF] Top 20 The McClatchy Company. 401(k) PLAN SUMMARY PLAN DESCRIPTION

... (The Company cannot repay you the amount it withheld for taxes, but you might become entitled to a tax refund when you file your income tax return for that ...employer plan within 60 days of the ... See full document

... the Plan are based on your “eligible compensation” which includes all compensation or wages payable by reason of your employment with a participating company, except the following: payments from benefit ... See full document

... For example, you can generally elect this special tax treatment only once in your lifetime, and the election applies to all lump sum distributions that you receive in that same year. If you have previously rolled over a ... See full document

... Roth 401(k) contribution to the Plan and ends on the last day of the calendar year that is 5 years ...the Plan on June 30, 2011, your 5-year participation period will end on December 31, ...Roth ... See full document

... a plan in clear, understandable, and informal language for ...official Plan documents under which the Plans ...the Plan documents, the Plan documents will ...Savings Plan is a defined ... See full document

... another 401(k) plan or in a similar arrangement, your total Pre-Tax Contributions and Roth After-Tax Contributions to all plans may not exceed the IRS annual dollar ...the Plan Administrator of the ... See full document

... 11. You can contribute any whole percentage between 1% and 99% of your basic regular earnings before any contributions you make through salary reduction to the group insurance plan. Your earnings for this purpose ... See full document

... this description as accurate as ...the Plan in any way. The terms of the Plan are stated in, and will be governed in every respect by, the Plan ...the Plan document, and no rights ... See full document

... The 401(k) Plan allows you to contribute from 1%-100% of your monthly Earnings to the 401(k) Plan on a pre-tax basis, unless otherwise limited by ...cafeteria plan, governmental ... See full document

... The 401(k) Plan is a retirement plan as described in Section 404(c) of the Employee Retirement Income Security Act of 1974 (ERISA) and the regulations issued ... See full document

... Description/Objective: IAM Target Date Funds offer a one-stop investment solution providing broad diversification in a single fund. Simply consider the fund that corresponds with your anticipated retirement year ... See full document

... Hardship withdrawals are available to all participants who are under age 59½ and allow you to withdraw your pre-tax contributions and/or Roth 401(k) contributions (exclusive of earnings and except those ... See full document

... the Company and do not receive them within 30 days, you may file suit in a federal ...the Company to provide the materials and pay you up to $110 a day until you receive the materials, unless the materials ... See full document

... In addition, for certain “early distributions,” there is a 10% penalty tax on the taxable portion of an eligible rollover distribution that is not rolled over. This penalty tax is in addition to any income taxes ... See full document

... the Plan within 30 days after your date of hire, an automatic enrollment notice will be mailed to your home address, and you will be automatically enrolled in the Plan and begin contributing 5 percent of ... See full document

... The Plan offers multiple core investment funds for you to choose from with varying degrees of investment risk, including the Windstream Stock Fund, and also offers you the flexibility to invest in retail mutual ... See full document

... Costco Wholesale 401(k) Retirement Plan Summary Plan Description .(the.“SPD”). describes.important.changes.to.the.Costco.401(k).Retirement.Plan.(“Plan”).and.revises.or.supplements.the[r] ... See full document

... The plan has contracts with Aetna Life Insurance ...Health Plan Inc., United Healthcare Insurance Company, Health Net, Triple S Salud, ...Health Plan Inc., Connecticut General Life Insurance ... See full document

... retirement plan” includes a plan qualified under section 401(a) of the Internal Revenue Code, including a 401(k) plan, profit sharing plan, defined benefit plan, stock ... See full document

... Total Pension Pay generally includes your base pay plus commissions, bonuses, overtime, shift differentials, premium pay, vacation and holiday pay, short-term disability pay, and pre-tax elective contributions to a ... See full document