Top PDF 2016 No. (W. ) WELSH LANGUAGE. The Welsh Language Standards (No. 3) Regulations 2016 D R A F T W E L S H S T A T U T O R Y I N S T R U M E N T S

2016 No. (W. ) WELSH LANGUAGE. The Welsh Language Standards (No. 3) Regulations 2016 D R A F T W E L S H S T A T U T O R Y I N S T R U M E N T S

2016 No. (W. ) WELSH LANGUAGE. The Welsh Language Standards (No. 3) Regulations 2016 D R A F T W E L S H S T A T U T O R Y I N S T R U M E N T S

Schedule 1 to the Regulations specifies service delivery standards. Section 28 of the 2011 Measure provides that a “service delivery standard” means a standard that relates to a service delivery activity, and is intended to promote or facilitate the use of the Welsh language, or to work towards ensuring that the Welsh language is treated no less favourably than the English language when that activity is carried out. A “service delivery activity” means a person delivering services to another person, or dealing with any other person in connection with delivering services to that other person, or to a third person.
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H A R N E S S T H E P O W E R O F W O R K D A Y E X P E N S E M A N A G E M E N T. p r e s e n t e d b y O n e S o u r c e V i r t u a l

H A R N E S S T H E P O W E R O F W O R K D A Y E X P E N S E M A N A G E M E N T. p r e s e n t e d b y O n e S o u r c e V i r t u a l

• Workday customer since June 2012 Solutions: HCM, Payroll, Expense. • OneSource Virtual customer since June 2012[r]

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On t h e e v o l u t i o n a r yf o r mo f t h ec o n s t r a i n t s in e l e c t r o d y n a m i c s

On t h e e v o l u t i o n a r yf o r mo f t h ec o n s t r a i n t s in e l e c t r o d y n a m i c s

and its decomposition in terms of the variables N , b N b I , b γ IJ , is also known throughout Σ. Thus (16) can be solved for λ. Note that (16), is manifestly independent of the choice made for the foliation and flow, and (16) is always a linear hyperbolic equation for λ, with ρ “playing the role of time”. As it was emphasized in the introduction, the global existence of unique smooth solutions (under suitable regularity conditions on the coefficients and source terms) is always guaranteed to such linear first order symmetric hyperbolic equations. This makes it tempting to consider applications of this evolutionary equation for the geometrically distinguished scalar field λ, which has been motivated by the constraints of Maxwell theory.
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RiskM e a s u r e m e n t f o r F i n a n c i a l I n s t i t u t i o n s

RiskM e a s u r e m e n t f o r F i n a n c i a l I n s t i t u t i o n s

We reject the null hypothesis if the number of exceptions is larger than the test level. There are two test levels which correspond to the yellow and red zones. The yellow zone is determined by the Basle Accord as having a 5% Type I error. Thus, if the VaR model is valid, there is only a 5% chance of it being in the yellow zone - in other words, bad luck in terms of the number of exceptions. The red zone is defined by the Basle Accord as having a 0.01% Type I error. Thus if the VaR model is valid, there is only a 0.01% chance that it will have this number of exceptions. This is very generous, because one concludes that once a possibly suspect (but not absurd) model has been approved, only a very poor performance subsequently will lead to approval being withdrawn. The Basle regulations ensure that Type I errors are almost impossible, but it allows for a significant proportion of Type II errors. On a sample of N = 250 observations, with a failure probability of 0.01, the yellow zone starts with 5 exceptions and the red zone starts with 10 exceptions. Note that 2.5 exceptions are expected. Presumably, in order to qualify as an approved model, it starts off life in the green zone. Thus, at the time of inception, the daily VaR at the 99% confidence level had at most 4 exceptions. If, at any quarter end, the previous 250 observations had from 5 to 9 exceptions, the model is reclassified into the yellow zone. If it had 10 or more exceptions, it is reclassified into the red zone.
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U s i n g C I R P S t u d e n t - L e v e l D a t a t o S t u d y I n p u t - A d j u s t e d D e g r e e A t t a i n m e n t

U s i n g C I R P S t u d e n t - L e v e l D a t a t o S t u d y I n p u t - A d j u s t e d D e g r e e A t t a i n m e n t

Financial indicators based on resources to pay for college in the first year were influential factors in predicting student retention at the same college. Students who reported that they took out large loans ($10,000 or more) were roughly 21 percent less likely to complete their studies at the same college than students who had not taken out any loans (t= -7.050). The probabilities of completing at the same college increased as the amount of loans students assumed in the first year declined: Students who took out $6,000– 9,999 in loans were 16 percent less likely, $3,000–5,999 were 13 percent less likely, and $3,000 (or less) were 8 percent less likely to finish at the same college than students who reported that they took out no loans. Further, students with parental incomes below $29,999 a year (the lowest income category) were 15 percent less likely to finish at the same college in six years than middle-income students, and were less likely to finish than students in any other income group. Conversely, students who relied primarily on family resources of more than $10,000 in the first year were nearly 18 percent more likely to finish college at the same institution than students who did not rely on family resources. How might this be factored into an institution’s retention rate for adjustment? Institutions that attract a higher proportion of low-income students should be given credit for their role in providing opportunity to these students by using an adjusted graduation rate. Conversely, those institutions that enroll more students with ability to pay from family resources should be expected to graduate these students. However, regardless of family income, higher
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F R E Q U E N T L Y A S K E D Q U E S T I O N S A B O U T R E G U L A T I O N F D

F R E Q U E N T L Y A S K E D Q U E S T I O N S A B O U T R E G U L A T I O N F D

Under Regulation FD, whenever a public company, or any person acting on its behalf, discloses material nonpublic information to certain enumerated persons, the company must disclose that information to the public. The timing of the required public disclosure depends on whether the selective disclosure was intentional or unintentional. Accordingly, the company must make this public disclosure (i) simultaneously, in the case of intentional disclosures, or (ii) promptly afterwards, in the case of unintentional disclosures. The public disclosure may be made through an Exchange Act filing (such as a Current Report on Form 8-K) or through any method reasonably designed to effect broad, non-exclusionary distribution of the information.
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W H I T E P A P E R E v a l u a t i n g t h e S S D T o t a l C o s t o f O w n e r s h i p

W H I T E P A P E R E v a l u a t i n g t h e S S D T o t a l C o s t o f O w n e r s h i p

This cost saving is the result of the increased user productivity, higher reliability, reduction of costs associated with support, maintenance, and retirement, and power savings benefi[r]

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P O S S I B L E Q U E S T I O N S F O R A C A R E G I V E R W H O M AY A T T E N D Y O U R H O M E B I R T H

P O S S I B L E Q U E S T I O N S F O R A C A R E G I V E R W H O M AY A T T E N D Y O U R H O M E B I R T H

How do you monitor the well-being of the baby during labor? Do you use a doppler (hand-held ultra- sound device to monitor the baby’s heart) or fetoscope (stethoscope for listening to the baby’s heart)? A doppler and a fetoscope are safe and effective options. These choices may give you gre a t e r f reedom of movement and may reduce your chance of having a cesarean birth, compared to e l e c t ronic fetal monitoring (which is widely used in hospital care).

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T H E F O R E I G N C O R R U P T P R A C T I C E S A C T O F T H E U N I T E D S T A T E S F C PA C H E C K L I S T

T H E F O R E I G N C O R R U P T P R A C T I C E S A C T O F T H E U N I T E D S T A T E S F C PA C H E C K L I S T

Is the country or region where you are doing business (or the place where your potential consultant, joint venturer, partner, distributor, subcontractor, supplier, etc. will do busines[r]

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P R E S S R E L E A S E K E N D R I O N N. V. I N T E R I M R E P O R T A U G U S T

P R E S S R E L E A S E K E N D R I O N N. V. I N T E R I M R E P O R T A U G U S T

The operating result before amortisation decreased to EUR 8.0 million (Q2 2014: EUR 9.2 million), due to developments in the Automotive Control Systems business unit. The other parts of Kendrion developed well with a 8.1% return on sales in Q2. The Automotive Control Systems business unit expects revenue to increase again in 2016 as a result of the start-up of new projects, and will be integrated with the Passenger Car Systems business unit into a focused business area. Efficiency measures were taken at the Automotive Control Systems business unit in the second quarter with a reduction of 20 FTEs. This resulted in a non-recurring cost of EUR 0.3 million and will generate an annual saving of EUR 1.2 million by 2016.
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I n d i a n a U n i v e r s i t y U n i v e r s i t y I n f o r m a t i o n T e c h n o l o g y S e r v i c e s

I n d i a n a U n i v e r s i t y U n i v e r s i t y I n f o r m a t i o n T e c h n o l o g y S e r v i c e s

This section estimates a confirmatory factor model using the polychoric correlation matrix in the presence of categorical manifest variables. Latent variables are assumed to represent continuous (not categorical) constructs. For illustration, original responses ranging from 1 to 3 were recoded as 1; those ranging from 4 to 7 were recoded as 2; and those ranging from 8 to 10 were recoded as 3. Forty observations with missing data are dropped in order to focus only on the problem of categorical outcome variables in the confirmatory factor model. The recoded data are stored into the SPSS file values_ord.sav (N=1,160) in the C:\temp\CFA directory. Values_full.sav (N=1,200) is also used to show how pairwise deletion usesas much information in the raw data file as possible.
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H O M E F I R E S P R I N K L E R S S A V E L I V E S, M O N E Y A N D W A T E R A G U I D E F O R W A T E R P U R V E Y O R S

H O M E F I R E S P R I N K L E R S S A V E L I V E S, M O N E Y A N D W A T E R A G U I D E F O R W A T E R P U R V E Y O R S

Each fire sprinkler has a temperature-sensitive element. Sprinklers flow only when the temperature near the sprinkler reaches 135˚-165˚F and they operate for sufficient time to keep a fire extinguished or controlled until the fire department arrives. Each sprinkler is designed to operate independently. Smoke, cooking vapors or steam cannot and will not cause the sprinklers to activate – sprinklers operate in response to the high temperature of a fire.

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T h e U S V i r g i n I s l a n d s t h e p e r f e c t c o c k t a i l o f s t u n n i n g

T h e U S V i r g i n I s l a n d s t h e p e r f e c t c o c k t a i l o f s t u n n i n g

Charlotte Amalie, St Thomas — Caneel And Maho Bay, St John — Waterlemon Bay, St John — Coral Bay, St John — Christiansted, St Croix — Fredericksted, St Croix — Charlotte Amalie, St Thoma[r]

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F R E Q U E N T L Y A S K E D Q U E S T I O N S A B O U T C L O S E D - E N D F U N D S

F R E Q U E N T L Y A S K E D Q U E S T I O N S A B O U T C L O S E D - E N D F U N D S

To avoid the imposition of federal tax at the fund level, a closed-end fund must elect to be treated as a regulated investment company (RIC) under Subchapter M of the Internal Revenue Code of 1986, as amended (the “Code”). Among other things, Subchapter M imposes requirements related to the sources of income and diversification of portfolio holdings. Like open-end funds, a closed-end fund electing to be treated as a RIC under Subchapter M must distribute substantially all of its income and capital gains to shareholders annually. If a fund does not qualify as a RIC or fails to satisfy the 90 percent distribution requirement in any taxable year, it would be taxed in the same manner as an ordinary corporation on its taxable income. In addition, distributions to shareholders would not be deductible in computing a fund’s taxable income.
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T E R M S A N D C O N D I T I O N S F O R S E C U R I T I E S T R A D I N G ( S H A R E D E A L ) Valid and effective from 03 July 2015

T E R M S A N D C O N D I T I O N S F O R S E C U R I T I E S T R A D I N G ( S H A R E D E A L ) Valid and effective from 03 July 2015

investment schemes are transmitted to Danske Markets (a Division of Danske Bank A/S) for execution. Orders are collated within Danske Markets and placed directly with the fund operator of the respective fund. In practice as fund operators provide the sole execution venue available for this type of security, we will not be able to take into account all the execution factors detailed above. However we do not consider that the availability of only one execution venue in these circumstances will prevent the best possible result being obtained for you.

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W H I T E P A P E R I n t u i t i v e e n t e r p r i s e a p p l i c a t i o n s i m p r o v e b u s i n e s s p e r f o r m a n c e

W H I T E P A P E R I n t u i t i v e e n t e r p r i s e a p p l i c a t i o n s i m p r o v e b u s i n e s s p e r f o r m a n c e

 Only 29% of companies find their enterprise applications intuitive and easy to use  More than half (60%) of companies consider some tasks time wasting when using th[r]

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T E X A S Y O U N G L A W Y E R S A S S O C I A T I O N A N D T H E S T A T E B A R O F T E X A S T O WILL O R N O T T O W I L L

T E X A S Y O U N G L A W Y E R S A S S O C I A T I O N A N D T H E S T A T E B A R O F T E X A S T O WILL O R N O T T O W I L L

The form and contents of the directive are prescribed by Texas law. The directive s h ou l d b e i n w r i t in g , s i g n ed b y t h e patient, and witnessed by two competent adults. One of the witnesses cannot be the person designated to make a treatment decision for the patient, related to the patient by blood or marriage, the patient's h e i r s, t h e a t t e n d i n g p h y s ic i a n o r a n employee of the physician, a person who would have a claim against the patient's e s t at e u p on h i s o r h e r d e a t h , o r a n employee of the patient's health care facili- ty who is providing direct care to the patient or who is involved in the financial affairs of the facility. In lieu of signing in the presence of witnesses, the patient may sign the directive and have the signiture acknowledged before a notary public.
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S A L V U S I N T R O D U C E R S G U I D E A M A S T E R T R U S T S O L U T I O N F O R Y O U R C L I E N T S A U T O E N R O L M E N T N E E D S

S A L V U S I N T R O D U C E R S G U I D E A M A S T E R T R U S T S O L U T I O N F O R Y O U R C L I E N T S A U T O E N R O L M E N T N E E D S

This brochure is designed to set out the reasons for change, what they have to do to comply with the new regulations and most importantly how to plan effectively. They will also need to keep a close eye on cost, changes to their payroll process and their internal administration procedures. The Pensions Regulator (tPR) are responsible for policing employers to ensure compliance. Therefore it is vital that your clients are ready and have access to an affordable solution.

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U S I N G D A T A A N A L Y S I S T O M E E T T H E R E Q U I R E M E N T S O F R I S K B A S E D A U D I T I N G S T A N D A R D S

U S I N G D A T A A N A L Y S I S T O M E E T T H E R E Q U I R E M E N T S O F R I S K B A S E D A U D I T I N G S T A N D A R D S

Audit program steps should reflect the auditor's risk assessment, noting how the tests (further audit procedures) will be used to lower the risk of material misstatement, and these must [r]

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W H I T E P A P E R A T r u s t e d S e c u r i t y P a r t n e r : A M u s t - H a v e i n T o d a y ' s T h r e a t L a n d s c a p e

W H I T E P A P E R A T r u s t e d S e c u r i t y P a r t n e r : A M u s t - H a v e i n T o d a y ' s T h r e a t L a n d s c a p e

Businesses feel the budget squeeze of doing more with less while also feeling the impact — either directly or vicariously through the media — of APTs, DoS, and DDoS attacks. A company's chief information security officer (CISO) knows that it is only a matter of time before the company ends up in the same position as its competitors. Additionally, the board desires more transparency into what has always been somewhat of a mystery: the "crying wolf" spend on security products to protect something that has never, to their knowledge, been breached. This is a key point: "to their knowledge" their organization may not have lost data through a breach. But the CISO knows that it is entirely possible that the company has in fact already lost critical intellectual, financial, or customer data without any awareness of the event. It is true many chief executive officers (CEOs) understand the need for security, but it is also true they face a daily battle to convince the lines of business to spend money to help protect an infrastructure that may or may not be necessary, that may or may not need defending, and that will almost assuredly continue to require increased budget. The board demands predictability in the budget and reduction of capital spending (capex) such as security hardware and software, and it pressures IT to reduce software and system integration costs. Concurrently, the security organization is faced with maintaining an effective department, responding to increasing worldwide compliance and privacy regulations, attempting to help fend off incidents, and leading a coordinated incident response if incidents do occur. All the while, media continues to highlight a growing concern about intellectual property protection. All this translates into a need for a seasoned security services provider that offers in-depth and mature assessment, design, integration, and operational expertise and, preferably, can also provision the enterprise with the necessary point products as needed.
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