■0210 Conditional For 0210 responses for which the issuer
approves an amount which is less than the requested amount:
■STAR SE/W Platforms:
◆ DE 054 will be included in the 0210
response message (with amount type '91') to identify the original request amount. (DE004 will carry the approved amount.)
■STAR NE Platform:
◆ DE 054 will be included in the 0210
response message (with amount type ‘58’) to identify the amount authorized by the Issuer.
■022x Conditional SE/W Platforms only: Required in
STAR-acquired pre-authorized completion messages (using Amount Type ‘57’) to identify the amount originally authorized by the Issuer in the 0110 response.
■ 042x Conditional ■For reversals of 0110 pre-authorizations
for a partial amount:
◆ STAR SE/W Platforms:
• If acquirer did not pass DE 063.7 (Processing Flags) in the 0100 request, then DE 054 must be sent and include the amount type '58' with the amount originally authorized by the issuer.
• If acquirer did pass DE 063.7 (Processing Flags) in the 0100 request, then DE 054 should not be sent for amount type '58'.
◆ STAR NE Platform:
• DE 054 must be sent and include amoutn type ‘58’ with the amount originally authorized by the Issuer.
■For reversals of 0210 responses for a
partial amount:
◆ STAR SE/W Platforms:
• Acquirer need not send DE 054 (but must reverse the entire amount that had been approved in DE 004).
◆ STAR NE Platform:
• DE 054 must be sent and include amount type ‘58’ with the amount originally authorized by the Issuer.
■For reversals of transactions which
contained DE 054 in the 0100/0200 requests - such as for amount type 40 for cash back - then DE 054 must be sent with those same amount fields.
Issuer
■010x, 012x Conditional May be received if acquirer sends.
■010x, 020x, 022x,
042x
Conditional For STAR-acquired transactions, will be present (with Amount Type ‘40’) when “cash back” and/or negotiable items (quasi-cash or scrip) are being processed.
■022x Conditional SE/W Platforms only: May be present in
STAR-acquired pre-authorized completion messages (with Amount Type ‘57’) to identify the amount originally authorized by the Issuer in the 0110 response.
■042x Conditional ■For reversals of 0110 pre-authorizations
for a partial amount:
◆ STAR SE/W Platforms:
• If Issuer sends DE 054 in 0110 with amount type '58' to convey amount to be authorized, then DE054 will present in the reversal with amount type '58'.
• If Issuer does not send DE 054 in the 0110 with amount type '58' to convey the amount to be authorized, then DE054 will not be present in the reversal with amount type '58'.
◆ STAR NE Platform
• DE 054 will be sent and include amount type ‘58’ with the amount originally authorized by the Issuer.
■For reversals of 0210 responses for a
partial amount:
◆ STAR SE/W Platforms:
• Issuer will likely not receive DE 054 (as acquirers may only fully reversal partial amount approvals).
◆ STAR NE Platform:
• DE 054 will be sent and include amount type ‘58’ with the amount originally authorized by the Issuer.
■For reversals of transactions which
contained DE054 in the 0100/0200 requests - such as for amount type 40 for cash back - then DE 054 will be sent with those same amount fields.
■0110, 0210 Conditional Issuers may return account balances in
declined POS transactions. (Some acquiring networks require this for declined prepaid card transactions.)
Format Position 1-2 ■Account Type (AN 2)
Position 3-4 ■Amount Type (AN 2)
Position 5-7 ■Currency Code (N3)
Position 8-20 ■Sign and amount (X + N12) where: X = sign indicator
◆ ‘C’ (for positive or zero balances or for
fees that are credits to the cardholder or issuer).
◆ ‘D’ (for negative balances or for fees
that are debits the cardholder or issuer)
nnnnnnnnnnnn = amount ■ Right-justified, zero-filled
■ Assumes 2 decimal places for US dollar
amounts.
Processing Rules ■ Issuer Members shall not transmit through the STAR Network
any positive Available Balance or POS Balance that includes amounts available through an overdraft protection program, other than a line of credit that is subject to Regulation Z, in response to an Authorization request for a Balance Inquiry or for any other purpose.
■ For transactions acquired by networks other than STAR, Issuers
cannot rely upon receiving DE 054 with Amount Type ‘40’ conveying the amount of a negotiable item (i.e., quasi-cash or scrip). Quasi-cash or scrip transactions, when received from Visa/Interlink, will be passed to STAR Issuers with a processing code of 11 xx 00. Quasi-cash or scrip transactions acquired by other networks may need to be distinguished based upon other data elements such as Merchant Type (DE 018).
■ The sign indicator for STAR cash back amounts should be set to
‘C’ (positive amount).
■ See Chapter 10: Data Element 054: Additional Amounts in this
manual for additional details.
■ For transaction response messages that are being approved for
a partial amount, the content of DE 054 for amount type ‘91’ (amount of original request) must use the currency code and associated amount of the acquirer (i.e., DE 049 - currency code, transaction and DE 004 - amount, transaction).
■ STAR SE/W Platforms only: When the Response Code (DE
039) is ‘10’, then (assuming new methodology) DE 054 must include the original requested amount, specified as follows:
◆Account Type ‘00’ for prepaid cards, or else the ‘From
Account’ type from positions 3 – 4 of DE 003 (Processing Code) in the response message
◆Account Type ‘91’ (original amount)
◆The local (acquirer) currency code for DE 049 of the request
message
◆The local (acquirer) currency amount from DE 004 of the
request message
■ For issuers that return balances in 0110 and 0210 response
messages, the DE 054 sub-elements will need to be populated as follows:
◆Account Type ‘00’ for prepaid cards, or else the ‘From
Account’ type from positions 3 – 4 of the DE 003 (Processing Code) in the response message
◆Amount Type ‘02’ (account available balance) for prepaid
cards, or else ‘01’(ledger balance) and/or ‘02’ for all other non-prepaid cards
◆ Currency Code ‘840’ ◆Balance Amount