Robust Risk Management Tools
5. Analysis and Interpretation Analysis and Interpretation
5. Analysis and Interpretation
Knowing the awareness and perception of the customers is very important in Knowing the awareness and perception of the customers is very important in any industry. This provides insight into the customer behaviour and his expectation any industry. This provides insight into the customer behaviour and his expectation from the industry players. A proper understanding of the awareness and perception from the industry players. A proper understanding of the awareness and perception would definitely benefit the players. This survey attempt to know the investor better. would definitely benefit the players. This survey attempt to know the investor better. It examines some interesting choices of the investor including the reasons behind It examines some interesting choices of the investor including the reasons behind investing in stock market and the risk tolerance levels of the investors. The investor investing in stock market and the risk tolerance levels of the investors. The investor knowledge about the stock market and company. This sumerpur city survey was knowledge about the stock market and company. This sumerpur city survey was conducted to know the investor awareness and perception about company. It is conducted to know the investor awareness and perception about company. It is hoped that this survey in sumerpur city would go a long way in benefiting for Motilal hoped that this survey in sumerpur city would go a long way in benefiting for Motilal Oswal securities Limited.
Oswal securities Limited.
Do you know about Stock Do you know about Stock Market And Investment Management?Market And Investment Management?
(a) 32% of the respondent is Have heard about them (a) 32% of the respondent is Have heard about them (b) 56% of the respondent is Aware
(b) 56% of the respondent is Aware (c) 12% of the respondent is
Daily , 25 Daily , 25 Weekly, 30 Weekly, 30 Monthly, 19 Monthly, 19 Sometime , 26 Sometime , 26 0 0 5 5 10 10 15 15 20 20 25 25 30 30 D
Daaiilly y WWeeeekkllyy MMoonntthhllyy SSoommeettiimmee
Series1 Series1
How often do you trade ?How often do you trade ?
(a) 25% of the respondent is Daily (a) 25% of the respondent is Daily (b) 30% of the respondent is weekly (b) 30% of the respondent is weekly (c) 19% of the respondent is monthly (c) 19% of the respondent is monthly (d) 26% of the respondent is sometime (d) 26% of the respondent is sometime
Which of these products apart Which of these products apart from equity your company is providing?from equity your company is providing?
(a) 18% of the respondent is Mutual fund (a) 18% of the respondent is Mutual fund (b) 15% of the respondent is Investment (b) 15% of the respondent is Investment (c) 10% of the respondent is Insurance (c) 10% of the respondent is Insurance (d) 22% of the respondent is Trading (d) 22% of the respondent is Trading (e) 35% of the respondent is All of (e) 35% of the respondent is All of thethe
18 18 15 15 10 10 22 22 35 35 0 0 5 5 10 10 15 15 20 20 25 25 30 30 35 35 40 40 Mutual
Mutual Fund Fund InvInvestestmentment advisory advisory
IInnssuurraanncce e TTrraaddiinngg AAlll l oof f tthhee above above Financial Products Financial Products Series1 Series1 Yes , 50, 89% Yes , 50, 89% No, 6, 11% No, 6, 11% Yes Yes No No
Does your company provide online trading?Does your company provide online trading?
(a) 11% of the respondent is No (a) 11% of the respondent is No (b) 89% of the respondent is Yes (b) 89% of the respondent is Yes
Investor’s income level?Investor’s income level?
(A) 2% of respondent invest in security
(A) 2% of respondent invest in security market that lies in 10000market that lies in 10000 (b) 15% of the respondent invests in security
(b) 15% of the respondent invests in security market that lies in 10000-50000market that lies in 10000-50000 (c) 30% of the respondent invests in security market that lies in 50000-
(c) 30% of the respondent invests in security market that lies in 50000- 100000
100000
(d) 53% of the respondent invests in security
(d) 53% of the respondent invests in security market that lies in abovemarket that lies in above 100000
100000
Interpretations: Interpretations:
Mostly of investors which lies in 1 lac category like to invest more, and less Mostly of investors which lies in 1 lac category like to invest more, and less than 10000 or 10000 is not take initiative to
than 10000 or 10000 is not take initiative to invest in security market.invest in security market.
0% 0% 10% 10% 20% 20% 30% 30% 40% 40% 50% 50% 60% 60% Category 1 Category 1 below 10000 below 10000 10000-50000 10000-50000 50000-100000 50000-100000 above 100000 above 100000
age age of of investors investors :-:-
(a) 3% of the respondent is below 20 (a) 3% of the respondent is below 20 (b) 42% of the respondent is 20-40 (b) 42% of the respondent is 20-40 (c) 48%of the respondent is 40-60 (c) 48%of the respondent is 40-60 (D) 7% age of investors above 60 (D) 7% age of investors above 60
Interpretation: Interpretation:
40 to 60 age of investor are more interested in investment, Rather than 40 to 60 age of investor are more interested in investment, Rather than investors who are in 20 age group. In the above survey only 3% of investors investors who are in 20 age group. In the above survey only 3% of investors are interested in 20 age group
are interested in 20 age group
below 20, 3% below 20, 3% 20-40, 42% 20-40, 42% 40-60, 48% 40-60, 48% above60, 7% above60, 7%
How much portion of your saving do you invest / would invests in shareHow much portion of your saving do you invest / would invests in share
market? market?
(a) 25% of the respondents go with up to 20% (a) 25% of the respondents go with up to 20% (b) 40% of the respondents go with up to 20% to (b) 40% of the respondents go with up to 20% to 40%40% (c) 15% of the respondents go with up to 40% t
(c) 15% of the respondents go with up to 40% to 60%o 60% (d)
(d) 20% of the 20% of the respondents go respondents go with above with above 60%60%
Interpretations:- Interpretations:-
40% of investors invest 20% to 40% of their total income. Among 100 people 40% of investors invest 20% to 40% of their total income. Among 100 people and only 20% of people like to invest above 60% of t
and only 20% of people like to invest above 60% of their total income.heir total income.
0% 0% 5% 5% 10% 10% 15% 15% 20% 20% 25% 25% 30% 30% 35% 35% 40% 40% 45% 45% b beelloow w 2200%% 2200%%--4400%% 4400%%--6600%% aabboovvee6600%% Series 1 Series 1
you invyou invest est in stock in stock market becaumarket becausese
(a) 47% of the respondents go with higher return (a) 47% of the respondents go with higher return (b) 10% of the respondents go with faster return (b) 10% of the respondents go with faster return (c) 25% of the respondents go with easy
(c) 25% of the respondents go with easy liquidityliquidity
(d) 18% of the respondents go with depends on market (d) 18% of the respondents go with depends on market
Interpretation: Interpretation:
Above diagram explain that mostly investor invest in security market because Above diagram explain that mostly investor invest in security market because of higher return. In above diagram 47% investors only invest in security of higher return. In above diagram 47% investors only invest in security market for higher return.
market for higher return.
47% 47% 10% 10% 25% 25% 18% 18% higher return higher return faster return faster return easy liqidity easy liqidity depend on market depend on market
Taking the factors like security, rate of return and time in considerationTaking the factors like security, rate of return and time in consideration
which amo
which among the ng the Following yFollowing you rate ou rate as pas per the er the best obest option?ption? (a) 25% of
(a) 25% of the respondents go with Bank FD‟sthe respondents go with Bank FD‟s
(b) 5% of the respondents go with small
(b) 5% of the respondents go with small savings in commodity marketsavings in commodity market (c) 10% of the respondent goes with Bonds
(c) 10% of the respondent goes with Bonds (d)
(d) 40% of the 40% of the respondent grespondent goes with equity/ oes with equity/ derivativederivative (e) 20% of the respondent goes with Mutual funds (e) 20% of the respondent goes with Mutual funds
Interpretation: Interpretation:
We can analyze by this diagram that mostly investor like to invest in equity We can analyze by this diagram that mostly investor like to invest in equity rather than other market. it is about 40% and in case commodity market it is rather than other market. it is about 40% and in case commodity market it is only 5% , in bank FD
only 5% , in bank FD‟s which is prefer in second option‟s which is prefer in second option is 25% , in bonds it isis 25% , in bonds it is 10% and in mutual fund it is about 20%..
10% and in mutual fund it is about 20%..
25% 25% 5% 5% 10% 10% 40% 40% 20% 20% bank FD's bank FD's commdity market commdity market Bonds Bonds Equity/ Derivative Equity/ Derivative Mutual funds Mutual funds
What are the bases upon which people decide What are the bases upon which people decide to invest in stock market?to invest in stock market?
(a) 32% of the respondent goes with technical analysis / f
(a) 32% of the respondent goes with technical analysis / f undamental analysisundamental analysis (b) 13% of the respondent goes with Market call /
(b) 13% of the respondent goes with Market call / tipstips (c) 8% of the respondent goes with popularity of
(c) 8% of the respondent goes with popularity of securitysecurity (d) 47% of the respondent goes with goodwill of the company (d) 47% of the respondent goes with goodwill of the company
Interpretation: Interpretation:
Most of the investors only invest in stock because of goodwill of the company. Most of the investors only invest in stock because of goodwill of the company. Only 8% of people invest in stock because of popularity of security , it means Only 8% of people invest in stock because of popularity of security , it means
that most of the people don‟t
that most of the people don‟t have the knowledge of security markethave the knowledge of security market
0% 0% 5% 5% 10% 10% 15% 15% 20% 20% 25% 25% 30% 30% 35% 35% 40% 40% 45% 45% 50% 50% technical analysis technical analysis / fundamental / fundamental analysis analysis Ma
Markrket et cacall ll / / titipsps popopupulalaririty ty of of security security goodwill of the goodwill of the company company Series 1 Series 1
Which one you prefer most?Which one you prefer most?
(a)
(a) 60% of the 60% of the respondent grespondent goes with technical oes with technical analysisanalysis (b) 40% of the respondent goes with market tips /
(b) 40% of the respondent goes with market tips / callscalls
Interpretation: Interpretation:
On the basis of above diagram, we can conclude that mostly investor prefers On the basis of above diagram, we can conclude that mostly investor prefers technical analysis rather than market calls.
technical analysis rather than market calls.
0% 0% 10% 10% 20% 20% 30% 30% 40% 40% 50% 50% 60% 60% 70% 70% Category 1 Category 1 technical analysis technical analysis market tips / calls market tips / calls
How much you believe on technical analysis of stock or how much rightHow much you believe on technical analysis of stock or how much right
result can be acquired by doing the
result can be acquired by doing the technical analysis of any scrip?technical analysis of any scrip?
(a) 13% of the respondent goes with up to 40% (a) 13% of the respondent goes with up to 40%
(b) 17% of the respondent goes with 40-50% (b) 17% of the respondent goes with 40-50%
(c) 62% of the respondent goes with more than 50% (c) 62% of the respondent goes with more than 50% (d) 8% of the respondent go with dose not believe at all (d) 8% of the respondent go with dose not believe at all
Interpretation: Interpretation:
We can analyze that 50% or above investor believe on technical analysis; it is We can analyze that 50% or above investor believe on technical analysis; it is
about 62%.where as 8% of investors don‟t
about 62%.where as 8% of investors don‟t believe in technical analysis.believe in technical analysis.
13% 13% 17% 17% 62% 62% 8% 8% u
Is the market analIs the market analysis easy to understand even by a simple iysis easy to understand even by a simple investor?nvestor?
(a) 35 respondents go with yes (a) 35 respondents go with yes (b) 65 respondents go with no (b) 65 respondents go with no
Interpretation: Interpretation:
About 65% of investor does not easily understand the technical analysis of About 65% of investor does not easily understand the technical analysis of
stock. Means they believe on technical analysis but they don‟t have so much stock. Means they believe on technical analysis but they don‟t have so much
of knowledge of it. of knowledge of it. yes yes no no
If your base to choose the scrip is market calls / market tips, and thanIf your base to choose the scrip is market calls / market tips, and than
what are the sources you trust upon most? what are the sources you trust upon most?
(a) 8% of the respondent go with market tips by security based company on (a) 8% of the respondent go with market tips by security based company on mobile.
mobile.
(b) 45% of the respondent goes with T.V channel like CNBC (b) 45% of the respondent goes with T.V channel like CNBC (c) 47% of the respondent goes with stock
(c) 47% of the respondent goes with stock brokersbrokers
Interpretation: Interpretation:
Those investors who believe on market calls / tips, mostly based on stock Those investors who believe on market calls / tips, mostly based on stock broker. It is about 47% and 8% on mobile and 45% on TV c
broker. It is about 47% and 8% on mobile and 45% on TV channels.hannels.
0% 0% 5% 5% 10% 10% 15% 15% 20% 20% 25% 25% 30% 30% 35% 35% 40% 40% 45% 45% 50% 50% market tips by market tips by security based security based company on company on mobile. mobile. T.V channel like T.V channel like CNBC CNBC stock brokers stock brokers Series 1 Series 1
Up to what percent market tips are correct according to Up to what percent market tips are correct according to you?you?
(a) 65% of the respondent goes with 30% or less (a) 65% of the respondent goes with 30% or less (b) 10% of the respondent goes with 30%-50% (b) 10% of the respondent goes with 30%-50% (c) 10% of the respondent goes with 50%-60% (c) 10% of the respondent goes with 50%-60%
(d) 15% of the respondent goes with more than 60% (d) 15% of the respondent goes with more than 60%
Interpretation: Interpretation:
In the above analysis we can interpr
In the above analysis we can interpret that about 65% of investors et that about 65% of investors believe thatbelieve that only 30% or less market calls are correct. And 15% investors believe that only 30% or less market calls are correct. And 15% investors believe that market calls are wrong about 60% and above.
market calls are wrong about 60% and above.
0% 0% 10% 10% 20% 20% 30% 30% 40% 40% 50% 50% 60% 60% 70% 70% 3
300% % oor r lleessss 3300%%--5500%% 5500%%--6600%% mmoorre e tthhaan n 6600%%
Series 1 Series 1
Do you think will stock market grows?Do you think will stock market grows?
(a) 80% of respondent go with Yes (a) 80% of respondent go with Yes (b) 20% of respondent go with no (b) 20% of respondent go with no
Interpretation: Interpretation:
Above interpretation explain that 80% of investors believe that security market Above interpretation explain that 80% of investors believe that security market is grows and 20% believe that it does not grow because of recession and is grows and 20% believe that it does not grow because of recession and many more reasons.
many more reasons.
yes yes no no
6. SWOT
6. SWOT
StrengthsStrengths
Large and diverse distribution networkLarge and diverse distribution network
Solid research and solid adviceSolid research and solid advice
Strong research and sales teamsStrong research and sales teams
Brand recognition and Strong financial resultsBrand recognition and Strong financial results
Experienced top managementExperienced top management
WeaknessesWeaknesses
Charges are high compare to other companies in industryCharges are high compare to other companies in industry
OpportunitiesOpportunities
Growing Financial Services industry's share of wallet for disposableGrowing Financial Services industry's share of wallet for disposable income
income
Huge market opportunity for wealth management service providers asHuge market opportunity for wealth management service providers as Indian wealth management business is transforming from mere wealth Indian wealth management business is transforming from mere wealth safeguarding to growing wealth.
safeguarding to growing wealth.
Regulatory reforms would aid greater participation by all class ofRegulatory reforms would aid greater participation by all class of investors
investors
Leveraging technology to enable best practices and processesLeveraging technology to enable best practices and processes
Increased appetite (need) of Indian corporate for growth capitalIncreased appetite (need) of Indian corporate for growth capital
ThreatsThreats
Execution risk and Unfavorable economic conditionsExecution risk and Unfavorable economic conditions
Slowdown in global liquidity flowsSlowdown in global liquidity flows
7. Conclusion
7. Conclusion
This securities market is about to grow in future very much with the growth of equity This securities market is about to grow in future very much with the growth of equity research. There is very high competition in this market , there are many companies which research. There is very high competition in this market , there are many companies which are providing different type of services to their clients and, this market is centre of attraction are providing different type of services to their clients and, this market is centre of attraction to new entrepreneur because it is already successful market and it is for sure that it will to new entrepreneur because it is already successful market and it is for sure that it will grow further, and there are many opportunities lying ahead in the
grow further, and there are many opportunities lying ahead in the way.way.
Motilal Oswal Securities Limited is an active and well known participant of this Motilal Oswal Securities Limited is an active and well known participant of this securities market, this is achieving great success by working very hard with dedication. securities market, this is achieving great success by working very hard with dedication. There is very good staff in this organization so it may facilitate its clients in many ways, There is very good staff in this organization so it may facilitate its clients in many ways, although there is competition but still it is doing its own work and providing services to their although there is competition but still it is doing its own work and providing services to their clients up to the best extent.
clients up to the best extent.
Solid research and analysis is very important service of Motilal Oswal Securities Solid research and analysis is very important service of Motilal Oswal Securities Limited that it is providing to its client .It provides the suggestion that which security is good Limited that it is providing to its client .It provides the suggestion that which security is good for the purpose of investment.
for the purpose of investment.
For this project purpose, i have been gone through with a research that has been For this project purpose, i have been gone through with a research that has been conducted in sumerpur with a sample size of 100 investors and on the basis of this conducted in sumerpur with a sample size of 100 investors and on the basis of this research; I can conclude that most of the people believe that technical analysis can provide research; I can conclude that most of the people believe that technical analysis can provide more suitable and desirable results to them .People are interested to know about this more suitable and desirable results to them .People are interested to know about this technical analysis part, for this we just need to aware and encourage them. technical analysis part, for this we just need to aware and encourage them.
There should be more awareness made about the
There should be more awareness made about the portfolio management services by givingportfolio management services by giving