GENERAL INFORMATION Authorisation

The update of the Programme and the issue of Instruments have been duly authorised by a resolution of (i) the Executive Board of Delta Lloyd dated 26 September 2013 and (ii) and the management board of Delta Lloyd Treasury on 24 September 2013.

Listing of Instruments

Application has been made to the AFM to approve this document as a base prospectus. Application has also been made to Euronext Amsterdam for the admission to listing on NYSE Euronext in Amsterdam for Instruments issued under the Programme up to the expiry of 12 months from the date of this Prospectus. Application may be made to the Luxembourg Stock Exchange for Instruments issued under the Programme to be admitted to trading on the Luxembourg Stock Exchange’s regulated market and to be listed on the Official List of the Luxembourg Stock Exchange. The Luxembourg Stock Exchange’s regulated market is a regulated market for the purposes of the Markets in Financial Instruments Directive (Directive 2004/39/EC).

Responsibility

Each of the Issuers and the Guarantor accepts responsibility for the information contained in this Prospectus and the Final Terms for each Tranche of Instruments issued under the Programme. To the best of the knowledge of each of the Issuers and the Guarantor (having taken all reasonable care to ensure that such is the case), the information contained in this Prospectus is in accordance with the facts and does not omit anything likely to affect the import of such information.

Documents Available

For the period of 12 months following the date of this Prospectus, copies of the following documents (including English translations will, when published, be available for inspection from the registered office of Delta Lloyd and from the specified office of the Paying Agent for the time being in London:

(a) the articles of association (statuten)of Delta Lloyd and Delta Lloyd Treasury;

(b) the Prospectus in relation to the Programme, together with any amendments or supplements thereto and any document incorporated therein by reference;

(c) the Agency Agreement; (d) the Dealer Agreement; (e) the Trust Deed; (f) the 403 Declaration;

(g) the most recent publicly available audited consolidated financial statements of Delta Lloyd beginning with such financial statements for the years ended 31 December 2011 and 2012 and any interim financial statements published subsequently; and

(h) any Final Terms.

Clearing Systems

The Notes have been accepted for clearance through Euroclear and Clearstream, Luxembourg and the Capital Securities have been accepted for clearance through Euroclear Netherlands, which are the entities in

charge of keeping the records. The appropriate Common Code and ISIN for each Tranche of Instruments allocated by Euroclear, Clearstream, Luxembourg and Euroclear Netherlands will be specified in the applicable Final Terms. If the Instruments are to clear through an additional or alternative clearing system the appropriate information will be specified in the applicable Final Terms.

The address of Euroclear is Euroclear Bank SA/NV, 1 Boulevard du Roi Albert II, B-1210 Brussels, Belgium. The address of Clearstream, Luxembourg is Clearstream Banking, 42 Avenue JF Kennedy, L-1855 Luxembourg, Luxembourg. The address of Euroclear Netherlands is Nederlands Centraal Instituut voor Giraal Effectenverkeer B.V., Herengracht 459-469, 1017 BS Amsterdam, the Netherlands.

Conditions for determining price

The price and amount of Instruments to be issued under the Programme will be determined by the relevant Issuer and the relevant Dealer at the time of issue in accordance with prevailing market conditions.

Significant or Material Change

There has been no significant change in the financial or trading position of the Delta Lloyd Group since 30 September 2013.

There has been no material adverse change in the financial position or prospects of the Delta Lloyd Group since 31 December 2012.

Litigation

Save as disclosed in this Prospectus at pages 145 and 146 neither of the Issuers nor the Guarantor is involved in any governmental, legal or arbitration proceedings (including any such proceedings which are pending or threatened of which the Issuers or the Guarantor is aware) during the 12 months preceding the date of this Prospectus which may have or has had in the recent past significant effects on the financial position or profitability of the Issuers or the Delta Lloyd Group.

Auditors

The financial statements of Delta Lloyd for the financial years ended 31 December 2012 and 2011 have been audited by Ernst & Young Accountants LLP. The Registeraccountants of Ernst & Young Accountants LLP are members of the Netherlands Institute of Chartered Accountants (Nederlandse Beroepsorganisatie van Accountants), which is a member of International Federation of Accountants (IFAC). Ernst & Young Accountants LLP has issued an unqualified auditors’ report on the financial statements for the financial year ended 31 December 2012 dated 3 April 2013 and an unqualified auditors’ report on the financial statements for the financial year ended 31 December 2011 dated 4 April 2012. Ernst & Young Accountants LLP has reviewed the interim financial report of Delta Lloyd for the six months ended 30 June 2013 dated 6 August 2013.

The auditors’ reports in respect of the financial years ended 31 December 2012 and 2011 incorporated by reference herein are included in the form and context in which they appear with the consent of Ernst & Young Accountants LLP, who have authorised the contents of these auditors’ reports.

Credit Ratings

At the date of this Prospectus, Delta Lloyd is rated BBB+ by S&P.

Post-issuance information

Save as set out in the Final Terms, neither of the Issuers nor the Guarantor does intend to provide any post- issuance information in relation to any issues of Instruments.

Dealers transacting with the Issuers

Certain of the Dealers and their affiliates have engaged, and may in the future engage, in investment banking and/or commercial banking transactions with, and may perform services to each of the Issuers and its affiliates in the ordinary course of business.

In addition, in the ordinary course of their business activities, the Dealers and their affiliates may make or hold a broad array of investments and actively trade debt and equity securities (or related derivative securities) and financial instruments (including bank loans) for their own account and for the accounts of their customers. Such investments and securities activities may involve securities and/or instruments of any Issuer or its affiliates. Certain of the Dealers or their affiliates that have a lending relationship with an Issuer routinely hedge their credit exposure to such Issuer consistent with their customary risk management policies. Typically, such Dealers and their affiliates would hedge such exposure by entering into transactions which consist of either the purchase of credit default swaps or the creation of short positions in securities, including potentially the Instruments issued under the Programme. Any such short positions could adversely affect future trading prices of Instruments issued under the Programme. The Dealers and their affiliates may also make investment recommendations and/or publish or express independent research views in respect of such securities or financial instruments and may hold, or recommend to clients that they acquire, long and/or short positions in such securities and instruments.

ISSUERS