Tiara Ballroom A
The Panel will discuss liquidity, risk retention and effects of QRM, ability to repay issues, QM, future role of the GSE’s (where will they be?) FHA, Ginnie Mae, State Regulation and enforcement, the role of the rating agencies, the role of the MI’s, secondary marketing issues, and the impact of HARP. Q&A will follow.
Moderators:
• Regina M. Lowrie, CMB
President and CEO, Vision Mortgage Capital, LLC
• Michael L. Vitali Sr.
Executive Vice President, TBI Mortgage Company
Speakers/Panelists: • Gary Cipponeri
SVP & Director of Capital Markets, Chase Home Finance
• S.A. Ibrahim
Chief Executive Officer, Radian Group Inc.
• Jack Konyk
Executive Director of Government Affairs, Weiner Brodsky Kider PC
• Peter Norden
CEO, Real Estate Mortgage Network, Inc.
• Debra W. Still, CMB
Chairman, Mortgage Bankers Association Coffee Break Sponsors
• Project Support Services - Gold • Wells Fargo Funding - Silver
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Wednesday, March 13, 2013
11:45 a.m. - 12:15 p.m.
Keynote Speaker
Tiara Ballroom A
Immediately prior to joining MBA, Stevens was the Assistant Secretary for Housing and Federal Housing Commissioner at the United States Department of Housing and Urban Development (HUD). In this role, Stevens had direct responsibility for oversight and administration of the Federal Housing Administration (FHA) insurance portfolio. Stevens is quoted frequently in major national and trade media on issues affecting the mortgage and housing markets.
Speaker:
• David H. Stevens
President and Chief Executive Officer, Mortgage Bankers Association
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Wednesday, March 13, 2013
12:30 p.m. - 5:00 p.m.
Exhibit Hall Open
Grand Ballroom
Exhibit Hall Refreshment Sponsor • GFI Mortgage Bankers, Inc. - Gold
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Wednesday, March 13, 2013
12:30 p.m. - 2:30 p.m.
Lunch in the Exhibit Hall
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Wednesday, March 13, 2013
1:15 p.m. - 3:45 p.m.
Second General Session
Tiara Ballroom A
CFPB Panel will cover CFPB regulations and enforcement, risk retention and the QRM, QM and the ability to repay requirement, LO Comp and the state regulators guidelines under the Federal Rule, CFPB examinations, investigations and hearings,
Moderator:
• E. Robert Levy, Esq.
Conference Chairman; Executive Director, MBA- NJ, NJAMB and PAMB
Panelists: • Ken Markison
Associate Vice President and Regulatory Counsel, Mortgage Bankers Association
• Jack Konyk
Executive Director of Government Affairs, Weiner Brodsky Kider PC
• Richard J. Andreano, Jr.
Partner, Ballard Spahr LLP
• Paul Mondor
Managing Counsel, Office of Regulations, CFPB Coffee Break Sponsors
• US Bank - Gold
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Wednesday, March 13, 2013
3:45 p.m. - 5:30 p.m.
Special State Regulatory Panel and Regulators Roundtable Discussions
Diamond Ballroom C & D
Hear from your Regulators during a panel presentation and follow-up by meeting directly with them during our Roundtable Discussion portion.
Moderator:
• E. Robert Levy, Esq.
Conference Chairman; Executive Director, MBA- NJ, NJAMB and PAMB
NMLS Ombudsman Report • Timothy Siwy
NMLS Ombudsman; Director of the Bureau of Compliance and Licensing, Pennsylvania Department of Banking
Regulators Panel New Jersey • Thomas M. Hunt
Assistant Division Director, Office of Consumer Finance, Banking Division, New Jersey Department of Banking and Insurance (Invited)
• Patrick Mullen
Assistant Division Director, Office of Consumer Finance, Banking Division, New Jersey Department of Banking and Insurance
• Susan M. Toth
Administrator, Licensing Services Bureau, New Jersey Department of Banking and Insurance
• Diane Scholl
Supervisor of Licensing, New Jersey Department of Banking and Insurance
New York
• Rholda L. Ricketts
Deputy Superintendent of Banks, NY State Banking Department (Invited)
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• Timothy Siwy
NMLS Ombudsman; Director of the Bureau of Compliance and Licensing, Pennsylvania Department of Banking
Maryland
• Keisha Whitehall Wolfe
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Wednesday, March 13, 2013
6:00 p.m. - 8:00 p.m.
Networking Cocktail Reception
REMN & The Regional Conference Cocktail Reception and Award Ceremony at Revel
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Thursday, March 14, 2013
8:00 a.m. - 1:00 p.m.
Registration/Information Desk Open
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Thursday, March 14, 2013
8:00 a.m. - 9:00 a.m.
Continental Breakfast
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Thursday, March 14, 2013 Concurrent Breakouts
9:00 a.m. - 10:30 a.m.
Fannie Mae Update
Diamond Ballroom A
Speaker: • Jennifer Whip
Vice President, Fannie Mae Coffee Break Sponsor • Wells Fargo Funding - Silver
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Thursday, March 14, 2013 Concurrent
9:00 a.m. - 10:30 a.m.
Getting Ready for CFPB Exams and Related Legal Issues
Tiara Ballroom A
The CFPB examination process will be closely examined from the CFPB and industry perspectives. The panel will also discuss how best to prepare for the CFPB exam. Fair Lending and Unfair, Deceptive and Abusive Practices, two key areas of focus for the CFPB during exams, will be explained and compliance methods discussed
Speaker:
• Bonnie S. Nachamie
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Thursday, March 14, 2013
10:30 a.m. - 12:00 p.m.
Practical Applications of the New Loan Originator Compensation Rules Tiara Ballroom A Speakers: • Ari Karen Principal, Offit|Kurman • Barton Shapiro
Principal, Offit|Kurman; Formerly CFPB Senior Advisor, and Director US Department of Housing & Urban Development (HUD) Office of RESPA
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Thursday, March 14, 2013
1:00 p.m.
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Tiara Ballroom B
63 Tiara Ballroom Convention Floor A10 Capital, LLC Boise, ID Booth # 14 www.a10capital.com
A10 Capital is a full service, nationwide lending business specializing in small to middle market commercial mortgage loans. Its core product, a mini perm loan, features an imme- diate term of 3-5 years that is often used to finance proper- ties not yet in a position to obtain longer-term permanent financing
Allied Title, LLC
Flanders, NJ Booth # 3
www.allied-title.com
Title Insurance and Closing Services
Alpha Funding Solutions, LLC
Lakehurst, NJ Booth # 12
www.alphafundingsolutions.com
We are a private direct lender specializing in Rehab, con- struction & Commercial lending, products ranging from hard money, transactional funding, mortgage restructuring, join ventures and note purchases.
Appraisal Nation, LLC
Raleigh, NC Booth # 10
www.appraisal-nation.com
Appraisal Nation is a nationwide appraisal management company (AMC). We offer a multitude of valuation prod- ucts to assist in a variety of lending and collateral assess- ment needs. Our goal is to provide honest, accurate infor- mation that can better inform lenders and homeowners.
CapitalSource
Basking Ridge, NJ Booth # 4
www.capitalsource.com
CapitalSource is a “SBA preferred lender” offering SBA 7(a) and SBA 504 loans $250,000 to $15,000,000. We lend to business owners who are looking to refinance, acquire or expand their businesses. We collaborate seamlessly with brokers to get deals done. Our programs offer flexibility, long-term amortization, and speed to closing.
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Investors Bank
Short Hills, NJ Booth # 1
www.myinvestorsbank.com
Investors Bank is a full-service community bank with $12.7 billion in assets and a network of 100 retail branches lo- cated in New Jersey, New York City and Long Island. The Bank provides a full array of financial services for businesses and consumers. Investors is a member of the FDIC and an Equal Housing Lender
Oxford Appraisal Management
Morris Plains, NJ Booth # 2
www.oxfordappraisal.com
Oxford Appraisal Management is your source for profes- sional review services and offender management. Our review staff includes former bank reviewers and a veteran appraisers who are active in a variety of markets and five states. Our highly qualified review appraisers help to ensure USPAP, FIRREA, FDIC and OCC Appraisal Compliance. Are fully transparent process incorporates compliance with the Inter Agency Appraisal and Evaluation Guidelines and is administered via our web portal.
RBAC
Mercerville, NJ Booth # 6
www.rbacloan.com
RBAC provides long term, fixed rate financing (up to 90%) to businesses in New Jersey for acquisition of major, fixed assets - such as land, buildings, equipment and machinery, via the SBA 504 loan program, SBA microloans (up to 50K) are also available through RBAC, statewide, for start ups and growing small businesses.
Silo Financial Corp
Stamford, CT Booth # 11
www.silo-financial.com
Silo Financial is a private equity-based real estate finance company that provides short-term bridge loans and other structured debt products. We specialize in loans that meet capital needs for special situations and other alternative financing requirements that are not typically accommo- dated by traditional lending institutions.
Tiara Ballroom
Convention Floor
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Stewart Title Company, New Jersey Division
Parsippany, NJ Booth # 13
www.stewart.com/parsippany
Stewart (NYSE: STC) is a leading provider of real estate services, including global residential and commercial title insurance, escrow and settlement services, lender services, underwriting, specialty insurance and other solutions that facilitate successful real estate transactions. Stewart offers personalized service, industry expertise and customized solutions for virtually any type of real estate transaction.
TD Bank
Greenville, SC Booth # 8
www.tdbank.com
TD Bank is a full service bank from Maine to Florida offer- ing competitive loan and deposit products to meet your needs! Our loans feature fixed or variable rates with terms up to 25 years. We specialize in real estate, equipment, construction, acquisition and franchise financing.
ValueXpress, LLC
New York, NY Booth # 5
ValueXpress is a national CMBS conduit lender, direct com- mercial lender in the NY metro area, and a commercial mortgage broker headquartered in NYC. It specializes in ar- ranging CMBS financing on multi-tenant retail, multi-family, self storage, multi-tenant office and hotel properties.
Tiara Ballroom
Convention Floor
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