Unexpected events that strike without warning can disrupt the smooth rhythm of life.
Insurance plans are policies that talk to you individually and give you the most suitable options to fit your requirements. To ensure your financial security Summit Bank now offers two Protection Plans.
ATM Withdrawal Insurance
Summit bank offers insurance in case of unexpected mishap, with our ATM Withdrawal Insurance; you are protected at all 1-Link ATMs – 24 hours a day, 365 days a year.
Personal Accident Insurance
Life is full of surprises and you never know what way it turns next. With our Personal Accident Insurance, you’re protected in case of an accident, 24 hours a day, 365 days a year, at a very low premium.
Our mission is to serve all corporate requirements and ensure full satisfaction through product innovation, personalized banking, and top notch service. Our Corporate &
Investment Banking Group focuses on attracting and serving Blue Chip Customers. Our forte is providing exemplary customer service using the “Single Window” concept and
“Product Superiority”. Our Corporate Banking Group comprises a seasoned team of Relationship Managers (RMs) to meet the demanding service standards of Corporatations & Businesses enabling us to provide timely and effective financial solutions for our customers to meet the growing challenges of a global economy. Our RMs have the expertise you need to create tailored financial solutions catering to the specific requirements of your business. Whether its establishing a new venture or expanding an existing business, our team understands the banking needs of businesses, and works closely with them to help them realize their goals.
Some of our Specialist areas in Corporate Banking include:
Running Finance, Short Term & Long Term Finance, Financing against Imported Merchandise (FIM), Cash finance and Export Re-finance.
Pre and Post Shipment Export Financing (PKR and USD based)
Import Financing (PKR and USD Based).
Project & Structured Finance
Syndications & Debt Capital Market
Equity & Advisory
Bonds
o Structured Finance
o Leveraged Buyouts
o Privatization
o Equity Underwriting & Placement
o Mergers
Our Commercial & SME Division targets Medium Sized Companies with a turnover of at least PKR 25 – 50 million. We have a centralized set up and have the ability and the resources to meet the needs of your business with our pro-active, responsive and experienced Relationship Managers who are committed to understanding your business.
If you have a small or medium-sized business, SMBL can assist you with the right mix of banking services that will help you manage and grow your business. Our experts will facilitate you in the varied financial situations that you come across.
We offer financing for the following:
Working Capital Financing
Procurement of Inventory
Receivables financing
Procurement of Machinery
Expansion of production facilities
BMR
Import / Exports
Guarantees
Summit Visa Debit Card welcomes you to a world of privilege and pleasure. Be it shopping, dining or travelling, Summit Visa Debit Card lets you do it all, with ease and panache. With the accessibility one aspires for and the convenience one desires, Summit Visa Debit Card redefines purchasing pleasure.
Combining domestic convenience with international luxury, Summit Visa Debit Card is a perfect alternative to cash. As the most versatile payment tool in the market, it incorporates the benefits of flexibility, security and incomparable convenience, and is
It is as simple as Shop Swipe Sign Benefits
Worldwide acceptability
Flexibility of usage
Complete personal financial management
Security, Reliability, Convenience
Insurance
Vast privileges /unique benefits
Zero loss liability
Flexible daily spend limits
24 Hr emergency helpline
Competitive rates
Annual Fee Waiver for the first year
Countless deals / discounts/ packages both locally and internationally
Access to electronic banking services
E –Alerts
Funds Transfer Via ATM
Mobile recharge Via ATM
Utility Bill Payment via ATM
The luxury you deserve
Summit Visa Debit Gold Card grants you access to a vast bundle of Gold privileges and benefits. As our preferred customer, you get a superior level of service along with an ease to purchase all that you like, effortlessly and conveniently. Exciting domestic deals and enticing international packages guarantee you the highest level of purchasing pleasure.
Summit Bank now introduces the Cash Back Card! With SMBL Visa Debit Gold Card, you are rewarded every time you shop. When you make a purchase, you get a 5 % cash back* if your shopping ranges between Rs.3, 000 to Rs.10, 000 every month. This Card not only offers you ultimate in purchasing convenience but also rewards you for it. No matter what you buy and with no inhibiting terms & conditions, SMBL Visa Debit Card
is not just an ordinary payment tool but a truly rewarding experience. To avail your share of this experience, please dial 0800-24365 or visit Summit Bank Branch closest to you.
Cash Back Features
5% CASH BACK* applicable wherever you shop
Applicable on spend amount as low as
Rs.3,000/- Maximum spend limit Rs.10,000/-
The cash back amount will be credited to your account at the start of the following month (if criteria met)
Applicable only on Gold Card Holders maintaining minimum average balance of Rs.300,000
Overdraft Facility also available
Cash Back Benefits
No astronomical spend criteria
No hidden conditions
Flat 5% cash back* across any and all retail outlets
No barriers to minimum or maximum transaction counts
Applicable on spend limits as low as Rs.3,000
Get Rs.500 on spending Rs.10,000 anywhere in a whole month
Such a Deal has never been offered previously on Debit Cards
Added Benefits
Great local & international Privileges
Visa Global Customer Assistance Services (GCAS)
Lost/Stolen Card Reporting
Cardholder Inquiry Service
More discounts and deals to choose from
Lowest charges than currently being offered elsewhere
Access to a host of electronic banking services
Annual Fee waiver for the first year
Funds Transfer Via ATM
Mobile recharge Via ATM
Utility Bill Payment via ATM
We offer quick and convenient delivery of cash over the Counter services in association with Western Union. No matter where you are around the globe, if there is Western Union around, you can transfer funds to your loved ones, in no time. This payment can easily be picked up in a matter of moments at dedicated Western Union counters in our branches. No account at Summit Bank is required for this service.
Summit Bank is pleased to introduce Amanat Remittance services, namely AMANAT CASH
Summit Bank is affiliated with PRI (Pakistan Remittance Initiative) which is a joint venture of ministry of finance and State Bank of Pakistan. It has affiliation in all 165 branches and over 850 partner payout locations nationwide. All the branches are online.
Summit Bank Ltd has the ability to transfer funds into beneficiary’s account instantly through IBFT and RTGS enabled Banks (which covers over 90% of account holders in Pakistan). Funds will be directly credited to beneficiary accounts in Fast, Free & Secure manner.
Amanat Cash Services include the following:
1. Cash to Account (Instant Bank Transfer)
2. Cash-to-Cash Money Transfer (Instant Cash over Counter)
3. 9 am to 8 pm remittances disbursement services at selected branches in all major cities to facilitate the beneficiary to collect the payments over the counter, which no other bank offers.
4. Cash-to- AMANAT Card (Remittance Card Service for the Beneficiary) 5. Cash-to-Cash Home-delivery Service
Xpress Money is simply the fastest way you can receive money from anywhere. We take pride in ensuring that it reaches the beneficiary safely and in a matter of minutes.