Article 2. The matters to be provided in Ordinance of the Ministry of Land, Infrastructure, Transport and Tourism and Cabinet Office Ordinance under paragraph 1, Article 16-4 of the Act shall be those set forth below.
(1) A summary of the standards for payment.
(2) A summary of the procedure for payment of insurance claim, etc.
(3) A summary of designated dispute settlement organizations.
Article 3. The matters to be provided in Ordinance of the Ministry of Land, Infrastructure, Transport and Tourism and Cabinet Office Ordinance under paragraph 2, Article 16-4 of the Act shall be those set forth below.
(1) The date of the accident.
(2) The amount of payment for each of the damages set forth in the items of paragraph 1, Article 2 of the Order for Enforcement of the Automobile Liability Security Act (hereinafter “the Order”).
(3) In cases corresponding to permanent disability, the grade to which they correspond (hereinafter “grade of permanent disability”) and the reason for determining such grades.
(4) When the amount of the insurance claim, etc., has been reduced from the amount of damage, the rate of such reduction and the reason for determining said reduction.
Article 4. Insurance companies must, when intending to issue the written statement stipulated in paragraph 3, Article 16-4 of the Act, describe the following matters on said written statement.
(1) A summary of the circumstances of the accident.
(3) When it is judged that no damages have arisen as a result of the accident, the reason for said judgment.
(4) When it is judged that the insurance company is exempted from liability to indemnify for damages under the provisions of Article 14 of the Act, the reason for said judgment.
(Means of utilizing information and communication technology)
Article 5. The means to be provided in Ordinance of the Ministry of Land, Infrastructure, Transport and Tourism and Cabinet Office Ordinance under the provisions of paragraph 4, Article 16-4 of the Act as an alternative to the issuance of written statements set forth in the same paragraph shall be those set forth below.
(1) One of the means of utilizing an electronic information processing system (meaning an electronic information processing system that links a computer used by an insurance company to a computer used by the insured or the victim via telecommunication lines; the same shall apply hereinafter) that are set forth in (a) or (b) below.
(a) A means whereby the matters set forth in the preceding three Articles (hereinafter “described matters”) are transmitted via telecommunication lines from a computer used by an insurance company to a computer used by the insured or the victim, and are recorded in a file installed in said computer.
(b) A means whereby described matters recorded in a file installed in a computer used by an insurance company are provided via telecommunication lines for perusal by the insured or the victim, and are recorded in a file installed in a computer used by the insured or the victim.
(2) A means of issuing media on which the matters to be described in written statements have been recorded on a file prepared using a magnetic disk (including other media on which certain matters may be recorded reliably using a method equivalent to this;
the same shall apply hereinafter).
2. The means set forth in the preceding paragraph must be one in which the insured or the victim is able to prepare written statements by outputting the records existing on the file.
Article 6. The type of electromagnetic means to be indicated under the provisions of paragraph 1, Article 4-2 of the Order shall be, of the means set forth in paragraph 1 of the preceding Article, that used by the insurance company, and the content of the electromagnetic means to be indicated shall be the means of recording in a file.
2. The electromagnetic means to be used when indicating consent under paragraph 1, Article 4-2 of the Order or making a request under paragraph 2 of the same Article (hereafter in this paragraph “consent, etc.”) shall be one the means set forth below.
(1) One of the means of utilizing an electronic information processing system set forth in (a) or (b) below.
(a) A means whereby an indication of consent, etc., is transmitted via
said computer.
(b) A means whereby the type and content of the electromagnetic means stipulated in the preceding paragraph, when recorded in a file installed in a computer used by an insurance company, are provided via telecommunication lines for perusal by the insured or the victim, and the indication of the consent, etc., is recorded in a file installed in said computer.
(2) The means stipulated in item 2, paragraph 1 of the preceding Article.
(Explanation, etc., by written statement)
Article 7. The matters to be provided in Ordinance of the Ministry of Land, Infrastructure, Transport and Tourism and Cabinet Office Ordinance under paragraph 1, Article 16-5 of the Act shall be those set forth below.
(1) The detailed circumstances of the accident.
(2) Specific details of the expenses incurred for payment due to the accident, profit lost due to the accident, pain and suffering and other damages, and the details of the calculations for each reported item.
(3) In cases corresponding to permanent disability, the detailed reason for determining the grade of permanent disability.
(4) When the amount of insurance claim, etc., has been reduced from the amount of damage, the detailed reason for determining the rate of such reduction.
(5) When it is judged that the insured is not liable to compensate for damages, the detailed reason for said judgment.
(6) When it is judged that no damages have arisen as a result of the accident, the detailed reason for said judgment.
(7) When it is judged that the insurance company is exempted from liability to indemnify for damages under the provisions of Article 14 of the Act, the detailed reason for said judgment.
(Means of utilizing information and communication technology)
Article 8. The means to be provided in Ordinance of the Ministry of Land, Infrastructure, Transport and Tourism and Cabinet Office Ordinance under the provisions of paragraph 5, Article 16-5 of the Act shall be the means set forth in paragraph 1, Article 5.
2. The provisions of paragraph 2, Article 5 shall apply mutatis mutandis to the means stipulated in the preceding paragraph.
Article 9. The provisions of paragraph 1, Article 6 shall apply mutatis mutandis to the type and content of the electromagnetic means to be indicated under the provisions of paragraph 1, Article 4-2 of the Order as applied mutatis mutandis under Article 4-3 of the Order, and the provisions of paragraph 2, Article 6 to the consent, etc., in Article 4-2 of the Order as applied mutatis mutandis under Article 4-3 of the Order, respectively.
mutandis to liability mutual aid. In this case, “insurance claim, etc.” in these provisions shall be read as “mutual aid claim, etc.”, “insurance company” as “cooperative”, and “the insured” as “the insured of mutual aid”.
CHAPTER III. DESIGNATED DISPUTE SETTLEMENT ORGANIZATIONS