Report Date: March 2014

Rewards Star Ratings

We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

 "outstanding value"

American Express Qantas FFly Standard Rewards 1 1 16000 16000 36000 Nil Qantas

44 0 20.74%

Qantas Discovery Card

44 99 20.74%

David Jones Card

44 295 20.74%

David Jones Platinum Card

American Express Velocity FFly Escape Rewards 1 1 13800 13800 33800 Nil Velocity

44 0 20.74%

Velocity Escape Card

ANZ Rewards Platinum Amex 3 2.25 10350 10350 25350 Nil Velocity

55 149 18.79%

Rewards Platinum *

nab Qantas Frq Fly Rewards Amex 1 1 16000 16000 36000 Nil Qantas

44 65 19.99%

Qantas Rewards*

nab Velocity Rewards Amex 1 1 13800 13800 33800 Nil Velocity

44 65 19.99%

Velocity Rewards*

nab Velocity Rewards Premium Amex 1.5 1 9200 9200 22533 Nil Velocity

44 150 19.99%

Velocity Rewards Premium*

Westpac earth Qantas FrqFly Amex 1 1 16000 16000 36000 Nil Qantas

45 75 19.99%

earth *



American Express Mship Rewards Ascent Premium ¹ 1 13800 13800 Free Flight ^{Nil Qantas}

55 395 20.74%

Platinum Reserve Credit Card

American Express Mship Rewards Platinum Edge ¹ 1 13800 Free Flight ^{30000 Nil Velocity}

55 195 20.74%

Platinum Edge Credit Card

ANZ Qantas Frq Fly Amex ^{1 1 16000 16000 36000 Nil Qantas}

44 95 19.99%

Frequent Flyer *

ANZ Rewards Amex ^{2 2.25 15525 15525 38025 Nil Velocity}

44 89 18.79%

Rewards *

ANZ Rewards Visa ^{1.5 2.25 20700 20700 50700 Nil Velocity}

44 89 18.79%

Rewards *

Commonwealth Bank Awards Amex ^{1.5 2.5 23000 23000 56333 Nil Velocity}

55 89 20.24%

Standard Awards *

CUA Platinum Rewards ^{1.25 1.5 16560 16560 40560 Nil Velocity}

55 99 20.24%

Platinum MasterCard

MyState Platinum Rewards ^{1.25 2 22080 22080 54080 Nil Velocity}

55 99 20.24%

Platinum MasterCard

your guide to product excellence

STAR RATING 2014 - Page 1 of 5

*Companion card account, incorporates both an American Express card and a MasterCard/Visa card for one annual fee. The two cards are rated separately as they have different spend to earn rates

March 2014 data, interest rates current 24th Feburary

Points per $1 Spent

Rewards Program

^Points _{Partner 1}^Airline

per

Rate as @ 11/09/2013 Credit / Charge Card Free Days Annual Fee

Sydney -

SPEND TO GET RETURN ECONOMY TKTReward

Annual Fee

Text218:

Frequent Flyer - $24,000 annual spend

Report Date: March 2014

Rewards Star Ratings

We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.



nab Qantas Frq Fly Premium Rewards A ^{1.5 1 10667 10667 24000 Nil Qantas}

44 250 19.99%

Qantas Rewards Premium *

nab Qantas Frq Fly Rewards MCD ^{0.5 1 32000 32000 72000 Nil Qantas}

44 65 19.99%

Qantas Rewards*

nab Velocity Rewards Visa ^{0.5 1 27600 27600 67600 Nil Velocity}

44 65 19.99%

Velocity Rewards*

Virgin Money Velocity Rewards ^{1 1 13800 13800 33800 Nil Velocity}

44 129 20.74%

Velocity Flyer Credit Card

Westpac Altitude Platinum Rews-Amex ^{2 2 13800 13800 33800 Nil Velocity}

45 150 19.99%

Altitude Platinum

Westpac Altitude Rews-Amex ^{2 2 13800 13800 33800 Nil Velocity}

45 100 19.99%

Altitude *

Westpac earth QantasFF-Amex Platinum ^{1 1 16000 16000 36000 Nil Qantas}

45 125 19.99%

earth Platinum*



American Express David Jones Mship Rewards ^{1 2 27600 27600 67600 Nil Velocity}

44 99 20.74%

David Jones Card

American Express Qantas FFly Premium Rewards ^{1 1 16000 16000 36000 Nil Qantas}

44 249 20.74%

Qantas Premium Card

American Express Velocity FFly Gold Rewards ^{1 1 13800 13800 33800 Nil Velocity}

44 199 20.74%

Velocity Gold Card

ANZ Qantas FFly Platinum Amex ^{1.5 1 10667 10667 24000 Nil Qantas}

55 295 19.99%

Freq Flyer Platinum *

ANZ Qantas Frq Fly Visa ^{0.5 1 32000 32000 72000 Nil Qantas}

44 95 19.99%

Frequent Flyer *

ANZ Rewards Platinum Visa ^{1.5 2.25 20700 20700 50700 Nil Velocity}

55 149 18.79%

Rewards Platinum *

Bank of Melbourne Amplify Qantas Rewards ^{0.5 2 64000 64000 144000 Nil Qantas}

55 79 18.74%

Amplify Credit Card

Bank of Melbourne Amplify Rewards ^{1 2 27600 27600 67600 Nil Velocity}

55 79 18.74%

Amplify Credit Card

BankSA Amplify Qantas Rewards ^{0.5 2 64000 64000 144000 Nil Qantas}

55 79 18.74%

Amplify Credit Card

your guide to product excellence

STAR RATING 2014 - Page 2 of 5

*Companion card account, incorporates both an American Express card and a MasterCard/Visa card for one annual fee. The two cards are rated separately as they have different spend to earn rates

March 2014 data, interest rates current 24th Feburary

Points per $1 Spent

Rewards Program

^Points _{Partner 1}^Airline

per

Rate as @ 11/09/2013 Credit / Charge Card Free Days Annual Fee

Sydney -

SPEND TO GET RETURN ECONOMY TKTReward

Annual Fee

Text218:

Frequent Flyer - $24,000 annual spend

Report Date: March 2014

Rewards Star Ratings

We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.



BankSA Amplify Rewards ^{1 2 27600 27600 67600 Nil Velocity}

55 79 18.74%

Amplify Credit Card

Bankwest Qantas Rewards ^{0.5 1 32000 32000 72000 Nil Qantas}

55 100 19.99%

Qantas Classic MasterCard

Bankwest Qantas Rewards Gold ^{0.5 1 32000 32000 72000 Nil Qantas}

55 150 19.99%

Qantas Gold MasterCard

Bankwest Qantas Rewards Platinum ^{1 1 16000 16000 36000 Nil Qantas}

55 160 19.99%

Qantas Platinum MasterCard

Citibank Platinum Rewards ^{1.25 2 22080 22080 54080 Nil Velocity}

55 199 20.99%

Platinum

Commonwealth Bank Awards Amex QFF option ^{1.5 2.5 26667 26667 60000 10 Qantas}

55 89 20.24%

Standard Awards *

Commonwealth Bank Awards MCD ^{1 2.5 34500 34500 84500 Nil Velocity}

55 89 20.24%

Standard Awards *

Commonwealth Bank Gold Awards Amex ^{2 2.5 17250 17250 42250 Nil Velocity}

55 144 20.24%

Gold Awards *

Commonwealth Bank Gold Awards Amex QFF option ^{2 2.5 20000 20000 45000 10 Qantas}

55 144 20.24%

Gold Awards *

Commonwealth Bank Gold Awards MCD ^{1 2.5 34500 34500 84500 Nil Velocity}

55 144 20.24%

Gold Awards *

Commonwealth Bank Platinum Awards Amex ^{2.5 2 11040 11040 27040 Nil Velocity}

55 280 20.24%

Platinum Awards *

Commonwealth Bank Platinum Awards Amex QFF option ^{2.5 2 12800 12800 28800 10 Qantas}

55 280 20.24%

Platinum Awards *

HSBC Qantas Rewards ^{1 1 16000 16000 36000 Nil Qantas}

55 199 19.99%

Platinum Qantas Credit Card

HSBC Rewards Plus-Platinum ¹ 2 44000 44000 80000 Nil pore Airlines K

55 129 19.99%

Platinum Credit Card

nab Velocity Rewards Premium Visa ^{0.5 1 27600 27600 67600 Nil Velocity}

44 150 19.99%

Velocity Rewards Premium*

Qantas Credit Union Qantas Frequent Flyer ^{1 1 16000 16000 36000 Nil Qantas}

55 195 18.99%

Visa Platinum Credit Card

St.George Bank Amplify Qantas Rewards ^{0.5 2 64000 64000 144000 Nil Qantas}

55 79 18.74%

Amplify Credit Card

your guide to product excellence

STAR RATING 2014 - Page 3 of 5

*Companion card account, incorporates both an American Express card and a MasterCard/Visa card for one annual fee. The two cards are rated separately as they have different spend to earn rates

March 2014 data, interest rates current 24th Feburary

Points per $1 Spent

Rewards Program

^Points _{Partner 1}^Airline

per

Rate as @ 11/09/2013 Credit / Charge Card Free Days Annual Fee

Sydney -

SPEND TO GET RETURN ECONOMY TKTReward

Annual Fee

Text218:

Frequent Flyer - $24,000 annual spend

Report Date: March 2014

Rewards Star Ratings

We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.



St.George Bank Amplify Rewards ^{1 2 27600 27600 67600 Nil Velocity}

55 79 18.74%

Amplify Credit Card

Suncorp Bank Clear Options-Gold ^{1 2 27600 27600 67600 Nil Velocity}

55 120 20.50%

Gold Card

Suncorp Bank Clear Options-Platinum ^{1 2 27600 27600 67600 Nil Velocity}

55 199 20.74%

Platinum Card

Suncorp Bank ClearOptions Plat Qantas ^{1 1 16000 16000 36000 49 Qantas}

55 199 20.74%

Platinum Card

Virgin Money Velocity Rewards High Flyer ^{1.25 1 11040 11040 27040 Nil Velocity}

44 289 20.74%

Velocity High Flyer Credit Card

Westpac Altitude Black Rewards-Amex ^{3 2 9200 9200 22533 Nil Velocity}

45 395 19.99%

Altitude Black*

Westpac Altitude Platinum Rews ^{1 2 27600 27600 67600 Nil Velocity}

45 150 19.99%

Altitude Platinum

Westpac Altitude Rewards ^{1 2 27600 27600 60000 Nil Velocity}

45 100 19.99%

Altitude *

Westpac earth Qantas FF-MCD Platinum ^{0.5 1 32000 32000 72000 Nil Qantas}

45 125 19.99%

earth Platinum*

Westpac earth Qantas Frq Fly-MCD ^{0.5 1 32000 32000 72000 Nil Qantas}

45 75 19.99%

earth *

Westpac Singapore Airlines Platinum-AMEX ^{1.5 1 14667 14667 26667 Nil KrisFlyer}

45 250 19.49%

Singapore Airlines Platinum Car



American Express David Jones Platinum Mship Rews ^{1 2 27600 27600 67600 Nil Velocity}

44 295 20.74%

David Jones Platinum Card

American Express Velocity FFly Platinum Rewds ¹ 1 13800 Free Flight ^{33800 Nil Velocity}

44 349 20.74%

Velocity Platinum Card

ANZ Qantas FFly Platinum Visa ^{0.5 1 32000 32000 72000 Nil Qantas}

55 295 19.99%

Freq Flyer Platinum *

Citibank Qantas Rewards ^{1 1 16000 16000 36000 49 Qantas}

55 395 20.99%

Signature

55 700 20.74%

Select Credit Card

Citibank Skywards Freq Fly Prog ^{1.5 1 56667 56667 91667 Nil Emirates}

55 229 20.99%

Emirates Platinum MasterCard

your guide to product excellence

STAR RATING 2014 - Page 4 of 5

*Companion card account, incorporates both an American Express card and a MasterCard/Visa card for one annual fee. The two cards are rated separately as they have different spend to earn rates

March 2014 data, interest rates current 24th Feburary

Points per $1 Spent

Rewards Program

^Points _{Partner 1}^Airline

per Frequent

Flyer Point (Ptnr 1)

Company

Rate as @ 11/09/2013 Credit / Charge Card Free Days Annual Fee

Sydney - Perth Sydney -

Melbourne Sydney -

Brisbane

SPEND TO GET RETURN ECONOMY TKTReward

Annual Fee

Text218:

Frequent Flyer - $24,000 annual spend

Report Date: March 2014

Rewards Star Ratings

We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.



Commonwealth Bank Diamond Awards Amex ^{3 2 9200 9200 22533 Nil Velocity}

55 425 20.24%

Diamond Awards *

Commonwealth Bank Diamond Awards Amex QFF option ^{3 2 10667 10667 24000 10 Qantas}

55 425 20.24%

Diamond Awards *

Commonwealth Bank Platinum Awards MCD ^{1 2 27600 27600 67600 Nil Velocity}

55 280 20.24%

Platinum Awards *

nab Qantas Frq Fly Premium Rewards V ^{0.5 1 32000 32000 72000 Nil Qantas}

44 250 19.99%

Qantas Rewards Premium *

Westpac earth Black Qantas FF-Amex ^{1.5 1 10667 10667 24000 Nil Qantas}

45 395 19.99%

earth Black*

Westpac Singapore Airlines Platinum-Visa ^{0.5 1 44000 44000 80000 Nil KrisFlyer}

45 250 19.49%

Singapore Airlines Platinum Car



American Express Qantas FFly Ultimate Rewards ^{1 1 16000 16000 36000 Nil Qantas}

44 450 20.74%

Qantas Ultimate Card

Commonwealth Bank Diamond Awards MCD ^{1.25 2 22080 22080 54080 Nil Velocity}

55 425 20.24%

Diamond Awards *

Westpac Altitude Black Rewards ^{1.25 2 22080 22080 54080 Nil Velocity}

45 395 19.99%

Altitude Black*

Westpac earth Black Qantas FF-MCD ^{0.625 1 25600 25600 57600 Nil Qantas}

45 395 19.99%

earth Black*

your guide to product excellence

STAR RATING 2014 - Page 5 of 5

*Companion card account, incorporates both an American Express card and a MasterCard/Visa card for one annual fee. The two cards are rated separately as they have different spend to earn rates

March 2014 data, interest rates current 24th Feburary

Points per $1 Spent

Rewards Program

^Points _{Partner 1}^Airline

per FF Point

Company

Rate as @ 11/09/2013 Credit / Charge Card Free Days Annual Fee

S y

SPEND TO GET RETURN ECONOMY TKT Reward

Annual Fee

Text218:

Frequent Flyer - $60,000 annual spend

Report Date: March 2014

Rewards Star Ratings

We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

 "outstanding value"

American Express Mship Rewards Ascent Premium 1 1 13800 13800ree Fligh12800096000 57800 Nil Qantas

55 395 20.74%

Platinum Reserve Credit Card

American Express Mship Rewards Platinum Edge 1 1 13800ree Fligh30000 90000 60000 45000 Nil Velocity

55 195 20.74%

Platinum Edge Credit Card

ANZ Qantas FFly Platinum Amex 1.5 1 10667 10667 24000 85333 64000 48000 Nil Qantas

55 295 19.99%

Freq Flyer Platinum *

ANZ Rewards Platinum Amex 3 2.25 10350 10350 25350 11000060000 43350 Nil Velocity

55 149 18.79%

Rewards Platinum *

nab Qantas Frq Fly Premium Reward 1.5 1 10667 10667 24000 85333 64000 48000 Nil Qantas

44 250 19.99%

Qantas Rewards Premium *

nab Velocity Rewards Premium Ame 1.5 1 9200 9200 22533 11020073733 38533 Nil Velocity

44 150 19.99%

Velocity Rewards Premium*



American Express Qantas FFly Standard Rewards ^{1 1 16000 16000 36000 12800096000 72000 Nil Qantas}

44 99 20.74%

David Jones Card

44 295 20.74%

David Jones Platinum Card

44 0 20.74%

Qantas Discovery Card

American Express Velocity FFly Escape Rewards ^{1 1 13800 13800 33800 16530011060057800 Nil Velocity}

44 0 20.74%

Velocity Escape Card

ANZ Qantas Frq Fly Amex ^{1 1 16000 16000 36000 12800096000 72000 Nil Qantas}

44 95 19.99%

Frequent Flyer *

ANZ Rewards Amex ^{2 2.25 15525 15525 38025 16500090000 65025 Nil Velocity}

44 89 18.79%

Rewards *

Commonwealth Bank Diamond Awards Amex ^{3 2 9200 9200 22533 11020073733 38533 Nil Velocity}

55 425 20.24%

Diamond Awards *

Commonwealth Bank Diamond Awards Amex QFF opti ^{3 2 10667 10667 24000 85333 64000 48000 10 Qantas}

55 425 20.24%

Diamond Awards *

Commonwealth Bank Platinum Awards Amex ^{2.5 2 11040 11040 27040 13224088480 46240 Nil Velocity}

55 280 20.24%

Platinum Awards *

Commonwealth Bank Platinum Awards Amex QFF opti ^{2.5 2 12800 12800 28800 10240076800 57600 10 Qantas}

55 280 20.24%

Platinum Awards *

nab Qantas Frq Fly Rewards Amex ^{1 1 16000 16000 36000 12800096000 72000 Nil Qantas}

44 65 19.99%

Qantas Rewards*

your guide to product excellence

STAR RATING 2014 - Page 1 of 5

*Companion card account, incorporates both an American Express card and a MasterCard/Visa card for one annual fee. The two cards are rated separately as they have different spend to earn rates

March 2014 data, interest rates current 24th Feburary

Points per $1 Spent

Rewards Program

^Points _{Partner 1}^Airline

per FF Point

Company

Rate as @ 11/09/2013 Credit / Charge Card Free Days Annual Fee

S y

SPEND TO GET RETURN ECONOMY TKT Reward

Annual Fee

Text218:

Frequent Flyer - $60,000 annual spend

Report Date: March 2014

Rewards Star Ratings

We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.



nab Velocity Rewards Amex ^{1 1 13800 13800 33800 16530011060057800 Nil Velocity}

44 65 19.99%

Velocity Rewards*

Virgin Money Velocity Rewards ^{1 1 13800 13800 33800 16530011060057800 Nil Velocity}

44 129 20.74%

Velocity Flyer Credit Card

Virgin Money Velocity Rewards High Flyer ^{1.25 1 11040 11040 27040 13224088480 46240 Nil Velocity}

44 289 20.74%

Velocity High Flyer Credit Card

Westpac Altitude Black Rewards-Amex ^{3 2 9200 9200 22533 11020073733 38533 Nil Velocity}

45 395 19.99%

Altitude Black*

Westpac Altitude Rews-Amex ^{2 2 13800 13800 33800 16530011060057800 Nil Velocity}

45 100 19.99%

Altitude *

Westpac earth Black Qantas FF-Amex ^{1.5 1 10667 10667 24000 85333 64000 48000 Nil Qantas}

45 395 19.99%

earth Black*

Westpac earth Qantas FrqFly Amex ^{1 1 16000 16000 36000 12800096000 72000 Nil Qantas}

45 75 19.99%

earth *



American Express David Jones Mship Rewards ^{1 2 27600 27600 67600 330600221200115600 Nil Velocity}

44 99 20.74%

David Jones Card

American Express Qantas FFly Premium Rewards ^{1 1 16000 16000 36000 12800096000 72000 Nil Qantas}

44 249 20.74%

Qantas Premium Card

American Express Qantas FFly Ultimate Rewards ^{1 1 16000 16000 36000 12800096000 72000 Nil Qantas}

44 450 20.74%

Qantas Ultimate Card

American Express Velocity FFly Gold Rewards ^{1 1 13800 13800 33800 16530011060057800 Nil Velocity}

44 199 20.74%

Velocity Gold Card

American Express Velocity FFly Platinum Rewds ^{1 1 13800ree Fligh33800 16530011060057800 Nil Velocity}

44 349 20.74%

Velocity Platinum Card

ANZ Qantas Frq Fly Visa ^{0.5 1 32000 32000 72000 256000192000144000 Nil Qantas}

44 95 19.99%

Frequent Flyer *

ANZ Rewards Platinum Visa ^{1.5 2.25 20700 20700 50700 22000012000086700 Nil Velocity}

55 149 18.79%

Rewards Platinum *

ANZ Rewards Visa ^{1.5 2.25 20700 20700 50700 22000012000086700 Nil Velocity}

44 89 18.79%

Rewards *

Bank of Melbourne Amplify Rewards ^{1 2 27600 27600 67600 330600221200115600 Nil Velocity}

55 79 18.74%

Amplify Credit Card

your guide to product excellence

STAR RATING 2014 - Page 2 of 5

*Companion card account, incorporates both an American Express card and a MasterCard/Visa card for one annual fee. The two cards are rated separately as they have different spend to earn rates

March 2014 data, interest rates current 24th Feburary

Points per $1 Spent

Rewards Program

^Points _{Partner 1}^Airline

per FF Point

Company

Rate as @ 11/09/2013 Credit / Charge Card Free Days Annual Fee

S y

SPEND TO GET RETURN ECONOMY TKT Reward

Annual Fee

Text218:

Frequent Flyer - $60,000 annual spend

Report Date: March 2014

Rewards Star Ratings

We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.



BankSA Amplify Rewards ^{1 2 27600 27600 67600 330600221200115600 Nil Velocity}

55 79 18.74%

Amplify Credit Card

Bankwest Qantas Rewards ^{0.5 1 32000 32000 72000 256000192000144000 Nil Qantas}

55 100 19.99%

Qantas Classic MasterCard

Bankwest Qantas Rewards Platinum ^{1 1 16000 16000 36000 12800096000 72000 Nil Qantas}

55 160 19.99%

Qantas Platinum MasterCard

Citibank Platinum Rewards ^{1.25 2 22080 22080 54080 26448017696092480 Nil Velocity}

55 199 20.99%

Platinum

Citibank Qantas Rewards ^{1 1 16000 16000 36000 12800096000 72000 49 Qantas}

55 700 20.74%

Select Credit Card

55 395 20.99%

Signature

Citibank Skywards Freq Fly Prog 1.5 1 56667 56667 91667 60000 86667 70000 Nil Emirates

55 229 20.99%

Emirates Platinum MasterCard

Commonwealth Bank Awards Amex 1.5 2.5 23000 23000 56333 27550018433396333 Nil Velocity

55 89 20.24%

Standard Awards *

Commonwealth Bank Awards Amex QFF option 1.5 2.5 26667 26667 60000 213333160000120000 10 Qantas

55 89 20.24%

Standard Awards *

Commonwealth Bank Gold Awards Amex 2 2.5 17250 17250 42250 20662513825072250 Nil Velocity

55 144 20.24%

Gold Awards *

Commonwealth Bank Gold Awards Amex QFF option 2 2.5 20000 20000 45000 16000012000090000 10 Qantas

55 144 20.24%

Gold Awards *

CUA Platinum Rewards 1.25 1.5 16560 16560 40560 19836013272069360 Nil Velocity

55 99 20.24%

Platinum MasterCard

HSBC Qantas Rewards 1 1 16000 16000 36000 12800096000 72000 Nil Qantas

55 199 19.99%

Platinum Qantas Credit Card

HSBC Rewards Plus-Platinum 1 2 44000 44000 80000 22000012000090000 Nil pore Airlines K

55 129 19.99%

Platinum Credit Card

MyState Platinum Rewards 1.25 2 22080 22080 54080 26448017696092480 Nil Velocity

55 99 20.24%

Platinum MasterCard

nab Qantas Frq Fly Rewards MCD 0.5 1 32000 32000 72000 256000192000144000 Nil Qantas

44 65 19.99%

Qantas Rewards*

nab Velocity Rewards Premium Visa 0.5 1 27600 27600 67600 330600221200115600 Nil Velocity

44 150 19.99%

Velocity Rewards Premium*

nab Velocity Rewards Visa 0.5 1 27600 27600 67600 330600221200115600 Nil Velocity

44 65 19.99%

Velocity Rewards*

your guide to product excellence

STAR RATING 2014 - Page 3 of 5

*Companion card account, incorporates both an American Express card and a MasterCard/Visa card for one annual fee. The two cards are rated separately as they have different spend to earn rates

March 2014 data, interest rates current 24th Feburary

Points per $1 Spent

Rewards Program

^Points _{Partner 1}^Airline

per FF Point

Company

Rate as @ 11/09/2013 Credit / Charge Card Free Days Annual Fee

S y

SPEND TO GET RETURN ECONOMY TKT Reward

Annual Fee

Text218:

Frequent Flyer - $60,000 annual spend

Report Date: March 2014

Rewards Star Ratings

We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.



Qantas Credit Union Qantas Frequent Flyer ^{1 1 16000 16000 36000 12800096000 72000 Nil Qantas}

55 195 18.99%

Visa Platinum Credit Card

St.George Bank Amplify Rewards ^{1 2 27600 27600 67600 330600221200115600 Nil Velocity}

55 79 18.74%

Amplify Credit Card

Suncorp Bank Clear Options-Gold ^{1 2 27600 27600 67600 330600221200115600 Nil Velocity}

55 120 20.50%

Gold Card

Suncorp Bank ClearOptions Plat Qantas ^{1 1 16000 16000 36000 12800096000 72000 49 Qantas}

55 199 20.74%

Platinum Card

Westpac Altitude Platinum Rews ^{1 2 27600 27600 67600 330600221200115600 Nil Velocity}

45 150 19.99%

Altitude Platinum

Westpac Altitude Platinum Rews-Amex ^{2 2 13800 13800 33800 16530011060057800 Nil Velocity}

45 150 19.99%

Altitude Platinum

Westpac Altitude Rewards ^{1 2 27600 27600 60000 22000012000090000 Nil Velocity}

45 100 19.99%

Altitude *

Westpac earth Qantas FF-MCD Platinum ^{0.5 1 32000 32000 72000 256000192000144000 Nil Qantas}

45 125 19.99%

earth Platinum*

Westpac earth Qantas Frq Fly-MCD ^{0.5 1 32000 32000 72000 256000192000144000 Nil Qantas}

45 75 19.99%

earth *

Westpac earth QantasFF-Amex Platinum ^{1 1 16000 16000 36000 12800096000 72000 Nil Qantas}

45 125 19.99%

earth Platinum*

Westpac Singapore Airlines Platinum-AM ^{1.5 1 14667 14667 26667 12666713333373333 Nil KrisFlyer}

45 250 19.49%

Singapore Airlines Platinum Car



American Express David Jones Platinum Mship Re ^{1 2 27600 27600 67600 330600221200115600 Nil Velocity}

44 295 20.74%

David Jones Platinum Card

ANZ Qantas FFly Platinum Visa ^{0.5 1 32000 32000 72000 256000192000144000 Nil Qantas}

55 295 19.99%

Freq Flyer Platinum *

Bankwest Qantas Rewards Gold ^{0.5 1 32000 32000 72000 256000192000144000 Nil Qantas}

55 150 19.99%

Qantas Gold MasterCard

Commonwealth Bank Awards MCD ^{1 2.5 34500 34500 84500 413250276500144500 Nil Velocity}

55 89 20.24%

Standard Awards *

Commonwealth Bank Diamond Awards MCD ^{1.25 2 22080 22080 54080 26448017696092480 Nil Velocity}

55 425 20.24%

Diamond Awards *

your guide to product excellence

STAR RATING 2014 - Page 4 of 5

*Companion card account, incorporates both an American Express card and a MasterCard/Visa card for one annual fee. The two cards are rated separately as they have different spend to earn rates

March 2014 data, interest rates current 24th Feburary

Points per $1 Spent

Rewards Program

^Points _{Partner 1}^Airline

per FF Point

Company

Rate as @ 11/09/2013 Credit / Charge Card Free Days Annual Fee

S y

SPEND TO GET RETURN ECONOMY TKT Reward

Annual Fee

Text218:

Frequent Flyer - $60,000 annual spend

Report Date: March 2014

Rewards Star Ratings

We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.



Commonwealth Bank Gold Awards MCD ^{1 2.5 34500 34500 84500 413250276500144500 Nil Velocity}

55 144 20.24%

Gold Awards *

Commonwealth Bank Platinum Awards MCD ^{1 2 27600 27600 67600 330600221200115600 Nil Velocity}

55 280 20.24%

Platinum Awards *

nab Qantas Frq Fly Premium Reward ^{0.5 1 32000 32000 72000 256000192000144000 Nil Qantas}

44 250 19.99%

Qantas Rewards Premium *

Suncorp Bank Clear Options-Platinum ^{1 2 27600 27600 67600 330600221200115600 Nil Velocity}

55 199 20.74%

Platinum Card

Westpac Altitude Black Rewards ^{1.25 2 22080 22080 54080 26448017696092480 Nil Velocity}

45 395 19.99%

Altitude Black*

Westpac earth Black Qantas FF-MCD ^{0.625 1 25600 25600 57600 204800153600115200 Nil Qantas}

45 395 19.99%

earth Black*



Bank of Melbourne Amplify Qantas Rewards ^{0.5 2 64000 64000 144000512000384000288000 Nil Qantas}

55 79 18.74%

Amplify Credit Card

BankSA Amplify Qantas Rewards ^{0.5 2 64000 64000 144000512000384000288000 Nil Qantas}

55 79 18.74%

Amplify Credit Card

St.George Bank Amplify Qantas Rewards ^{0.5 2 64000 64000 144000512000384000288000 Nil Qantas}

55 79 18.74%

Amplify Credit Card

Westpac Singapore Airlines Platinum-Visa ^{0.5 1 44000 44000 80000 380000400000220000 Nil KrisFlyer}

45 250 19.49%

Singapore Airlines Platinum Car

your guide to product excellence

STAR RATING 2014 - Page 5 of 5

*Companion card account, incorporates both an American Express card and a MasterCard/Visa card for one annual fee. The two cards are rated separately as they have different spend to earn rates

March 2014 data, interest rates current 24th Feburary

In document GETTING THE POINTS YOU CAN CLOCK UP THE POINTS WITH. March 2014 (Page 25-35)