PVR Kotak Rewards Program

Definitions: In the PVR Kotak Rewards Program, the following terms shall, unless the context otherwise admits, have the following meanings:

(a) “PVR Kotak Credit Card” means the co-branded Card issued between Kotak Mahindra Bank Ltd. and Priya Village Roadshow Ltd.

(b) “PVR Kotak Program” means the PVR Kotak Credit Cards Rewards Program;

(c) “Delinquent Account” means an account of a Cardholder which has outstandings which are past due or which, in the opinion of the Bank, has unsatisfactory credit standing;

(d) “Valid Charge” means a charge incurred by and charged to a Cardholder holding a Card and only such a Valid Charge shall be taken into account for award of Cash Points;

6. The PVR Kotak Program

6.1. The PVR Kotak Program is applicable only to PVR Kotak Gold & Platinum Credit Card customers. The PVR Kotak Program is a rewards program that enables a Cardholder to earn PVR tickets as reward on Valid Charges incurred on his/ her Card by domestic/ international purchase of goods and services on the PVR Kotak Card and any other charges as may be included by the Bank from time to time for the purpose of the Program.

6.2. The Bank reserves the right at anytime, without previous notice, to add, modify or amend all or any of these terms and conditions or to withdraw this Program altogether.

7. PVR Ticket accrual under the PVR Kotak Rewards Program

7.1. The Bank will award PVR tickets as per the framework described in the welcome booklet provided with the Card. The framework in the welcome kit would include number of tickets to be earned by spending pre-specified amount worth of domestic/ international purchases of goods/ services. The Bank, at its sole discretion, may also award other benefits for any other transactions either for a specific period or for specific situations/promotional schemes.

7.2. Tickets will not be awarded to Cardholders towards transactions pertaining to personal loans, cash advances and fees such as joining fee, annual fee, Add-On Card fee, multiple card fee, balance transfers, cash advance transaction fee, charges for dishonored cheques, financial charges, delinquency charges, late payment charges, collection charges and any other fee or charge levied by the Bank, balance transfers, EMI transactions, cash withdrawals, demand draft and service charge transactions. Tickets will also not be awarded for transactions which are cancelled. In the event the Tickets awarded to a Cardholder are already utilized and subsequently the transaction on the basis of which the Tickets are awarded gets cancelled, then the Cardholder will be liable to pay the Bank Rs. 250 towards the cost of the Ticket which will be debited to your Credit Card account. 7.3. The above list of transactions may be modified by the Bank at its discretion under intimation to the

Cardholder.

7.4. Spends accrued by any Add-On Cards will automatically accrue to the Primary Card Account on which the Add- On Cards are issued and not to any other Card Account.

7.5. The Bank reserves the right to specify the maximum number of PVR tickets that will be awarded to a Cardholder in a given period. The Cardholder will not accrue any further PVR tickets for that time period, once the maximum number of PVR tickets as specified by the Bank is reached.

7.6. All linked Accounts and the PVR Kotak Credit Card must be in good standing (i.e. not Delinquent Accounts) and not cancelled or terminated by the Bank or the Cardholder and the Card should not be temporarily blocked from usage due to fraud/loss/theft/usage of the Card over the assigned Credit Limit at the time of redemption. On the Card Account being regularized, at the discretion of the Bank, the PVR tickets to be issued for redemption.

8. PVR Ticket redemption under the PVR Kotak Rewards Program

8.1. The Cardholder will be informed about his eligibility for the free PVR Movie Ticket(s) through a SMS and Emailer sent automatically to his registered mobile number and Email ID once he swipes the Card for the eligible amount.

8.2. Cardholder has to claim the coupon codes for the free PVR Movie Ticket(s) for a billing cycle within the next two billing cycles by either sending a SMS from his registered mobile number or visiting www.kotakcards.com/pvr

8.3. Once the Cardholder claims the coupon codes, the coupon codes for the free PVR Movie Ticket(s) will be sent on his registered mobile number as well as on the registered email id. By applying for the Card and agreeing for the PVR Kotak Program the Cardholder is deemed to have consented to receiving the SMS informing him about his eligibility and coupon codes to his registered mobile number. In the event the Cardholder is not willing to receive the above information /SMS on his registered mobile number then the Bank shall not be held responsible or liable any loss incurred by the Cardholder on account of non receipt of the complimentary PVR movie Tickets.

8.4. The Cardholder has to ensure that he registers his mobile number and email id with the Bank to avail the benefit under the program.

8.5. The coupon code needs to be presented at the PVR ticket counter along with PVR Kotak Credit Card for redemption.

8.6. The coupon code can also be used online on PVR website, www.pvrcinemas.com, for redemption. 8.7. In case the coupon code is used online to book a free PVR Movie Ticket(s) the Cardholder will be

liable to pay a convenience fees per ticket as applicable and only the cost of the ticket(s) without the

convenience fees will be given free . 8.8. In case the transaction doesn‟t go through on the PVR website and the ticket is not booked then the

Cardholder needs to wait for 1 hour before using the coupon code again to book the tickets. 8.9. The coupon code sent to the Cardholder will be valid for 2 months, post which it will become void.

8.10. The coupon code awarded under this program can not be redeemed for Gold Class and Europa class tickets.

9. These terms and conditions shall be in addition to and not in substitution / derogation to the Cardholder Agreement governing the use of the Credit Card.

10. Nothing contained herein shall be construed as a binding obligation on the Bank or any Participating Merchant Establishment nor shall amount to a commitment or representation by the Bank to continue this PVR Kotak Program or conduct further similar or other schemes.

11. The existence of a dispute if any regarding this PVR Kotak Program shall not constitute a claim against the Bank.

12. Nothing contained in this PVR Kotak Program shall be construed as the Bank having waived any of its rights (including the levy of interest charges) under these terms and conditions.