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SUMMARY INFORMATION RELATING TO NOTES IN GLOBAL AND DEFINITIVE FORM

Category IV Collateral: Any other security not otherwise included in Categories I, II or III.

SUMMARY INFORMATION RELATING TO NOTES IN GLOBAL AND DEFINITIVE FORM

The Notes of each Series will be in either bearer form, with or without interest coupons attached, or registered form, without interest coupons attached. Bearer Notes may be issued only outside the United States in reliance upon Regulation S under the Securities Act (“Regulation S”) and Registered Notes may be issued both outside the United States in reliance upon the exemption from registration provided by Regulation S and within the United States in reliance upon Rule 144A or otherwise in private transactions that are exempt from the registration requirements of the Securities Act.

Bearer Notes

Each Tranche of Bearer Notes, which always will be issued initially as global notes, initially will be issued in the form of a temporary global note (“Temporary Bearer Global Note”) or, if so specified in the applicable Final Terms, a permanent global note (“Permanent Bearer Global Note” and, together with a Temporary Bearer Global Note, each a “Bearer Global Note”) that, in either case, will:

(a) if the Bearer Global Notes of a Tranche are issued in new global note (“NGN”) form, as stated in the applicable Final Terms, be delivered on or prior to the original Issue Date of such Tranche to a Common Safekeeper for Euroclear and Clearstream, Luxembourg, and

(b) if the Bearer Global Notes of a Tranche are not issued in NGN form, be delivered on or prior to the original issue date of such Tranche to a Common Depositary for Euroclear and Clearstream, Luxembourg.

The following legend will appear on all Bearer Notes (other than Temporary Bearer Global Notes or Bearer Notes issued in compliance with TEFRA C) that have an original maturity of more than 365 days and on all interest coupons relating to such Notes:

“ANY UNITED STATES PERSON WHO HOLDS THIS OBLIGATION WILL BE SUBJECT TO LIMITATIONS UNDER THE UNITED STATES INCOME TAX LAWS, INCLUDING THE LIMITATIONS PROVIDED IN SECTIONS 165(j) AND 1287(a) OF THE INTERNAL REVENUE CODE.”

The above sections of the Code provide that United States investors, with certain exceptions, will not be entitled to deduct any loss on Bearer Notes or interest coupons with respect thereto and will not be entitled to capital gains treatment of any gain on any sale, disposition, redemption or payment of principal in respect of such Bearer Notes or interest coupons.

Beneficial interests in Notes that are represented by a Bearer Global Note will only be transferable in accordance with the rules and procedures for the time being of Euroclear or Clearstream, Luxembourg, as the case may be.

NGN Form. Where the Bearer Global Notes issued in respect of any Tranche are in NGN form, the Issuer will

inform Euroclear and Clearstream, Luxembourg in writing prior to the Issue Date of such Tranche whether or not such Bearer Global Notes are intended to be held in a manner that would allow Eurosystem eligibility. Any indication to any person that a Bearer Global Note is to be so held does not necessarily mean that the Notes of the relevant Tranche will be recognized as eligible collateral for Eurosystem monetary policy and intra-day credit operations by the Eurosystem either upon issue or at any times during their life as such recognition depends upon satisfaction of the Eurosystem eligibility criteria. The Common Safekeeper for a Tranche of NGNs will either be Euroclear or Clearstream, Luxembourg or another entity approved by Euroclear and Clearstream, Luxembourg.

Temporary Bearer Global Notes. While any Bearer Notes are represented by a Temporary Bearer Global Note,

payments of principal, interest (if any) and any other amount payable in respect of such Notes due prior to the applicable Exchange Date (as defined below) will be made against presentation of such Temporary Bearer Global Note (if such Temporary Bearer Global Note is not issued in NGN form) only to the extent that certification (in a form to be provided) to the effect that the beneficial owners of interests in such Temporary Bearer Global Note are not U.S. Persons or persons who have purchased for resale to any U.S. Person, as required by U.S. Treasury regulations, has been received by Euroclear and/or Clearstream, Luxembourg and Euroclear and/or Clearstream, Luxembourg, as applicable, has/have given a like certification (based upon the certifications it has received) to the Fiscal Agent.

For any Temporary Bearer Global Note, on and after the date (“Exchange Date”) that is 40 days after such Temporary Bearer Global Note has been issued, beneficial interests in such Temporary Bearer Global Note will be exchangeable (free of charge) upon a request as described therein either (as to be specified in the applicable Final Terms) for: (a) beneficial interests in a Permanent Bearer Global Note of the same Series or (b) definitive Bearer Notes of the same Series with, where applicable, interest coupons and talons attached (as indicated in the applicable Final Terms and subject, in the case of definitive Bearer Notes, to such notice period as is specified in the applicable Final Terms), in each case against certification of beneficial ownership as described above; provided that purchasers in the United States and certain U.S. persons will not be able to receive definitive Bearer Notes. The holder of a beneficial interest in a Temporary Bearer Global Note will not be entitled to collect any payment of interest, principal or other amount due on or after the applicable Exchange Date unless, upon due certification, exchange of such Temporary Bearer Global Note for an interest in a Permanent Bearer Global Note or for definitive Bearer Notes is improperly withheld or refused.

Permanent Bearer Global Note. Payments of principal, interest (if any) or any other amounts on a Permanent Bearer

Global Note will be made through Euroclear and/or Clearstream, Luxembourg against presentation or surrender (as the case may be) of the Permanent Bearer Global Note (if the Permanent Bearer Global Note is not issued in NGN form) without any requirement for certification in the manner described in the previous paragraph.

Tranches of Bearer Notes shall not be physically delivered in Belgium, except to a clearing system, a depositary or other institution for the purpose of their immobilisation in accordance with article 4 of the Belgian Law of 14 December 2005.

Registered Notes

Each Tranche of Registered Notes offered and sold in reliance upon Regulation S initially will be represented by a global note in registered form (each a “Regulation S Global Note”). A Tranche of Registered Notes may also be sold in reliance upon Regulation S that are initially issued in definitive form (each such definitive note or Regulation S Global Note being a “Regulation S Note”). Prior to expiry of the distribution compliance period (as defined in Regulation S) applicable to each such Tranche of Notes, a Regulation S Note (or beneficial interests therein) may not be offered or sold to, or for the account or benefit of, a U.S. Person except as otherwise provided in Condition 2 and such Regulation S Note will be subject to the restrictions on transfer set forth therein and will bear the restrictive legend described under “Subscription and Sale and Transfer and Selling Restrictions.”

The Registered Notes (or beneficial interests therein) of each Tranche offered and sold in the United States or to (or for the account of) U.S. Persons may only be offered and sold: (a) in private placements directly by the Bank to one or more Dealer(s) who are Institutional Accredited Investors and execute and deliver to the Issuer an IAI Investment Letter in which they agree to purchase (and represent that they are purchasing) such Notes (or beneficial interests therein) for their own account and not with a view to the distribution thereof or (b) by the Bank in a private placement to one or more Dealer(s) who then re-sell(s) such interests to QIBs under Rule 144A. The Registered Notes of each Tranche sold to Institutional Accredited Investors as described in clause (a) will be represented by one or more global note(s) in registered form (each an “IAI Global Note”) or in definitive form and the Registered Notes of each Tranche sold to QIBs as described in clause (b) will be represented by one or more global note(s) in registered form (each a “Rule 144A Global Note” and, together with the Regulation S Global Notes and the IAI Global Notes, each a “Registered Global Note”; each Registered Global Note and Bearer Global Note being a “Global Note”).

Registered Global Notes of a Series will either be:

(a) deposited with a custodian for, and registered in the name of a nominee of, DTC, or

(b) deposited with a: (i) Common Depositary or (ii) if the Registered Notes are to be held under the “new safekeeping structure” for registered global securities that are intended to constitute eligible collateral for Eurosystem monetary policy operations (the (“NSS”), a Common Safekeeper, in each case, for Euroclear and Clearstream, Luxembourg, and will be registered in the name of a common nominee of Euroclear and Clearstream, Luxembourg or in the name of a nominee of the Common Safekeeper, as specified in the applicable Final Terms.

Persons holding beneficial interests in Registered Global Notes will be entitled or required, as the case may be, under the circumstances described below, to receive physical delivery of definitive Notes in fully registered form.

The Issuer will inform Euroclear and Clearstream, Luxembourg in writing whether or not a Registered Global Note is intended to be held in a manner that would allow Eurosystem eligibility. Any indication to any person that any Registered Global Note is to be so held does not necessarily mean that the Notes of the relevant Tranche will be recognized as eligible collateral for Eurosystem monetary policy and intra-day credit operations by the Eurosystem either upon issue or at any time during their life as such recognition depends upon satisfaction of the Eurosystem eligibility criteria. The Common Safekeeper for NGNs will either be Euroclear or Clearstream, Luxembourg or another entity approved by Euroclear and Clearstream, Luxembourg.

The Notes of each Tranche sold by the Issuer to U.S. Persons who are Institutional Accredited Investors (other than through one or more Dealer(s) under Rule 144A) will be Registered Notes in either definitive or global form (“IAI Registered

Notes”). Unless otherwise set forth in the applicable Final Terms, IAI Registered Notes will be issued only in minimum

denominations of US$500,000 and integral multiples of US$1,000 in excess thereof (in each case, or the approximate rounded equivalents in the applicable Specified Currency). IAI Registered Notes will be subject to the restrictions on transfer set forth therein and will bear the restrictive legend described under “Subscription and Sale and Transfer and Selling Restrictions.”

The Registered Notes will be subject to certain restrictions on transfer set forth therein and will bear a legend regarding such restrictions.

Payments of principal, interest and any other amount in respect of a Registered Note will, in the absence of provision to the contrary, be made in the manner provided in Condition 7 to the person shown on the Register as the registered holder of such Registered Global Note as of the relevant Record Date. None of the Issuer or any Agent will have any responsibility or liability for any aspect of the records relating to or payments or deliveries made on account of beneficial ownership interests in the Registered Global Notes (including any payments pursuant to Conditions 7.8 and 7.9) or for maintaining, supervising or reviewing any records relating to such beneficial ownership interests.

Transfer of Beneficial Interests. Beneficial interests in a Registered Global Note may, subject to compliance with all

applicable restrictions, be transferred to a person who wishes to hold such interest in the same or another Registered Global Note of the same Series. No beneficial owner of an interest in a Registered Global Note will be able to transfer such interest except in accordance with the applicable procedures of DTC, Euroclear and Clearstream, Luxembourg, as the case may be. Registered Notes (or beneficial interests therein) are also subject to the restrictions on transfer set forth therein and will bear a legend regarding such restrictions. See “Subscription and Sale and Transfer and Selling Restrictions.”

Exchange from Global Notes to Definitive Notes

The applicable Final Terms of a Tranche of Global Notes (other than a Temporary Bearer Global Note) will specify that beneficial interests in such Global Note will be exchangeable (free of charge), in whole but not in part, for definitive Bearer Notes or Registered Notes (as the case may be) with, where applicable for Bearer Notes, interest coupons and talons attached, either for one or more of the following circumstances: (a) with respect to Permanent Bearer Global Notes, upon not less than 60 days’ written notice given at any time from Euroclear and/or Clearstream, Luxembourg (acting on the instructions of any holder of a beneficial interest in such Global Note) to the Fiscal Agent as described therein, (b) upon the occurrence of an Exchange Event or (c) at any time at the request of the Issuer. “Exchange Event” means that: (i) an Event of Default exists with respect to the applicable Series, (ii)(A) in the case of Registered Notes registered in the name of a nominee for DTC, either DTC has notified the Issuer that it is unwilling or unable to continue to act as depository for such Notes and no alternative clearing system is available or DTC has ceased to constitute a clearing agency registered under the Exchange Act and no alternative clearing system is available, or (B) in the case of Registered Notes registered in the name of a nominee for a Common Depositary or Common Safekeeper for Euroclear or Clearstream, Luxembourg and in the case of Bearer Global Notes, the Issuer has been notified that both Euroclear and Clearstream, Luxembourg have been closed for business for a continuous period of at least 14 days (other than by reason of holiday, whether statutory or otherwise) or have announced an intention permanently to cease business or have in fact done so and, in each such case, no successor clearing system is available, or (iii) the Issuer has or will become subject to adverse tax consequences that would not be suffered were the Notes represented by the applicable Global Note in definitive form.

In respect of Temporary Bearer Global Notes and Permanent Bearer Global Notes which, in each case, are exchangeable for definitive Bearer Notes otherwise than upon an Exchange Event as aforesaid, the applicable Final Terms will specify that any such definitive Bearer Notes will be issued in denominations equal to, or greater than, Euro 100,000 (or its equivalent in any other currency) and integral multiples thereof.

The Issuer will promptly give notice to the Noteholders of the applicable Series in accordance with Condition 15 if an Exchange Event occurs with respect to a Global Note. In the event of the occurrence of such an Exchange Event with respect to a Global Note, DTC, Euroclear and/or Clearstream, Luxembourg (or the applicable nominee, Common Depositary or Common Safekeeper, as the case may be, on their behalf), as applicable, acting upon the instructions of any holder of a beneficial interest in such Global Note, may give notice to the Fiscal Agent (with respect to Bearer Global Notes) or the Registrar (with respect to Registered Global Notes) requesting such an exchange and, in the event of the occurrence of an Exchange Event as described in clause (iii) of the definition thereof, the Issuer may give notice to the Fiscal Agent or the Registrar (as the case may be) requesting such an exchange. Any such exchange shall occur not later than 45 days after the date of receipt of the first relevant notice by the Fiscal Agent or the Registrar, as the case may be.

Repayment of principal on a Note may be accelerated by the holder thereof in certain circumstances described in Condition 11. In such circumstances, where any Note is still represented by a Global Note and the Global Note (or any part thereof) has become due and repayable in accordance with the Conditions of the applicable Series and payment in full of the amount due has not been made in accordance with the provisions of such Note, then such Global Note will become void at 8:00 p.m. (London time) on the day immediately following the applicable due date. At the same time holders of beneficial interests in such Global Note credited to their accounts with DTC, Euroclear and/or Clearstream, Luxembourg, as the case may be, will become entitled to proceed directly against the Issuer on the basis of statements of account provided by DTC, Euroclear and/or Clearstream, Luxembourg (as the case may be) on and subject to the terms of a deed of covenant (the “Deed

of Covenant”) dated April 3, 2013 and executed by the Issuer. In addition, as set out in clause (i) of the definition of

Exchange Event above, holders of beneficial interests in such Global Note credited to their accounts with DTC, Euroclear and/or Clearstream, Luxembourg (as the case may be) may request that any Paying Agent or, in respect of Registered Notes, the Registrar, deliver, on behalf of the Issuer, to DTC, Euroclear and/or Clearstream, Luxembourg (as the case may be), definitive Notes in exchange for their beneficial interest in such Global Note in accordance with the standard operating procedures of DTC, Euroclear and/or Clearstream, Luxembourg (as the case may be).

General

Pursuant to the Agency Agreement, the Fiscal Agent will arrange that, where a further Tranche of Notes is issued that is intended to form a single Series with an existing Tranche of Notes, the Notes of such further Tranche will (to the extent applicable) be assigned a common code and ISIN and, where applicable, a CUSIP and/or CINS number, that are different from the common code, ISIN, CUSIP and CINS assigned to Notes of any other Tranche of the same Series until at least the expiry of any distribution compliance period (as defined in Regulation S) applicable to the Notes of such further Tranche.

Any reference herein to DTC, Euroclear and/or Clearstream, Luxembourg shall, whenever the context so permits, be deemed to include a reference to any additional or alternative clearing system(s) specified in the applicable Final Terms or as may otherwise be approved by the Issuer and the Fiscal Agent.