Access to Capital Directory
• Equity Providers – Provide direct capital into a company usually in exchange for ownership; terms vary by
investor and risk
o Investment Advisors – Investment Bankers
Focus Strategies, LLC www.focus-strategies.com Gary Valdez
o Equity Investments – Direct Investors
Sentient Ventures – www.senven.com David Lee EDCO Ventures – http://edcoonline.org/ Teo Tijerina
o Angel Investors – Direct Investors
Central Texas Angel Network - www.centraltexasangels.org Angel Capital Association – www.angelcapitalassocation.org
o Mezzanine Financing – Subordinated Debt
Texas Mezzanine Fund –www.tmfund.org
• SBA Lending: Small Business Administration is a program ran by the federal government to provide technical
and financial assistance to small businesses. The SBA does not offer grants or direct loans, but it works with thousands of lenders and other intermediaries, which generally will make the loan with SBA guaranteeing the lender that the loan will be repaid. However, SBA guaranteed loans may not be made if the borrower has access to other financing on reasonable terms.
o Small Business Administration – SBA San Antonio Region (serves Austin) Debra Dimando (210)
403-5914 [email protected] o SBA Financial Primer
o 7a
Plains Capital - Mike Litton – [email protected]
Commercial Finance and Consulting - Bob Hernandez – [email protected] Carlos Gutierrez – [email protected]
o 504
Doug LeBlanc – [email protected]
Business and Community Lenders of Texas – Chris Robels [email protected] or [email protected]
Small Business Loan Source, LLC – Adeline Rem [email protected]
Capital Certified Development Corp – Ross Wood [email protected] CIT Small Business Lending Corp – Delma Pacheco [email protected]
• Asset Based Lending and Factoring: Provide business financing secured by collateral such as accounts
receivable, inventory and real estate. In factoring and Asset Based Lending, the financier buys or lends on the company’s accounts receivable and inventory at a fixed percentage providing quick access to capital when traditional bank channels are not available.
o A/R Only
Interface Financial Group – Joe Terracina – [email protected] Far West Capital – Cole Harmonson – [email protected]
Vertex – Janette Bankston – [email protected]
o A/R and Inventory
Far West Capital – Cole Harmonson [email protected]
ABL Loans
- PNC BUSINESS CREDIT – FRANK BONET [email protected]
- Far West Capital - Cole Harmonson [email protected]
o Real Estate
Hard Money Loans –
Regent Park Capital, LLC – Steve Schultz – [email protected]
Sales – Leaseback –
AIC Ventures - Matt Albracht - [email protected]
CIT Small Business Lending Corp – Delma Pacheco - [email protected]
o Construction A/R –
Vertex – Janette Bankston - [email protected]
FGI Finance – Elizabeth Hastings – [email protected]
o Purchase Order Financing
King Trade Capital – Bryan Ballowe – [email protected]
o Healthcare
Presidential Healthcare – Linda Walker – [email protected] Marquette Healthcare Finance - Dan Karas [email protected]
• Micro Lenders: Provide small dollar loans to borrowers excluded from other traditional financial sources
in amounts usually less than $200,000.
Big Austin – www.BigAustin.org Claudia Conner
Accion Texas – http://www.acciontexas.org/austin.php Ednita Galvan
People Fund – Jaime Noyola – [email protected]
• Banks
o Large Nationals: Full service national banks offer personal and business banking, mortgage and
investment solutions.
Bank of America – Dwight Fransuae Villada (512) 397-2820 Chase – Cindy Matula (512) 479-1581
Compass bank – John Jett (512) 419-3400
Wachovia – Will Penny (512) 228-1802 [email protected] Wells Fargo – (512) 344-7000
Washington Mutual – Maria Gonzales (214) 923-9172
o Regional Nationals: Full service community banks offer personal and business banking, mortgage
and investment solutions.
ABC Bank – Rene Flores (512) 391-5781 Colonial Bank – Dee Tobias (512) 472-7770 Franklin Bank – Joanne Partridge (512) 206-1442 Frost Bank – Gloria Gonzales-Andrus (512) 473-4902 Guaranty Bank – Alex Gonzalez (512) 320-1007
Prosperity Bank – Beatriz Pappas (512) 331-5402 [email protected] Libertad Bank – Jairo Cadena (512) 693 3600
Regions Bank – Tommy Gonzalez (512) 788-2331
o Credit Unions
Randolph Brooks FCU – Les Winkler 800-580-3300 Star of Texas CU – Roberto Coronado (512) 458-8253 University FCU – Monica Lozada (512) 467-8080 Velocity FCU – Luis Acua (512) 225-9145
o Locally Owned Institutions
Pioneer Bank – Jeff Wilkinson – [email protected] Horizon Bank – Jim Cone [email protected] Falcon International Bank – Lisa Saucede (512) 295-1200 Treaty Oak Bank – Jeff Nash [email protected]
• Equipment Finance: Provide financing for the purchase (and sometimes refinance) of equipment,
generally in the form of operating and capital leases.
o Leasing
Team Equipment Leasing – Ted Reynolds [email protected] Mantis Financial – Kip Amstutz – [email protected]
GAHCC Member Banks
American Bank of Commerce Contact: Rene Flores
10920 Lakeline Mall Dr., Suite 100 Austin, TX 78701 (map it!)
Phone: 512-391-5781, Fax: 512-391-5799 http://www.theabcbank.com
<Regional> Bank of America
Contact: Dwight Fransuae Villada 515 Congress Ave
Austin, TX 78701 (map it!)
Phone: 512-397-2820, Fax: 512-397-2391 http://www.bankofamerica.com <National>
Chase
Contact: Cindy Matula 221 West 6th Street, Floor 1 Austin, TX 78701-3400 (map it!)
Phone: 512-479-1581, Fax: 512-479-2601 http://www.chase.com
<National>
CIT Small Business Lending, Corporation Contact: Delma Pacheco
901 S. Mopac, Barton Plaza 1, Suite 300 Austin, TX 78746 (map it!)
Phone: 512-329-1900, Fax: 512-329-1901 <National>
Colonial Bank Contact: Dee Tobias 601 West 5th Street Austin, TX 78701 (map it!)
Phone: 512-472-7770, Fax: 512-472-7776 http://www.colonialbank.com
<Community> Compass Bank Contact: John Jett 5800 North Mopac Austin, TX 78731 (map it!)
Phone: 512-419-3400, Fax: 512-419-3434 http://www.compassbank.com <National>
Falcon International Bank Contact: Lisa Sauceda 1795 Main Street
Buda, TX 78610 (map it!)
http://www.falconbank.com <Community>
Farm Credit Bank of Texas Contact: Paul Apolinar 4801 Plaza on the Lake Drive Austin, TX 787046536 (map it!)
Phone: 512-483-9204, Fax: 512-465-0540 http://[email protected] <Regional>
Franklin Bank
Contact: Joanne Partridge 1701 West Parmer #100 Austin, TX 78727 (map it!)
Phone: 512-206-1442, Fax: 888-745-5445 http://www.bankfranklin.com
<Regional>
Frost National Bank
Contact: Gloria Gonzales-Andrus 401 Congress Ave.
Austin, TX 78701 (map it!)
Phone: 512-473-4902, Fax: 512-473-4985 http://www.frostbank.com
<Regional>
Global America Financial Contact: Yolanda Cree 10526 Bilbrook Place Austin, TX 78748 (map it!)
Phone: 512-699-1497, Fax: 512-291-9679 http://www.gafbroker.com
<Community> Guaranty Bank
Contact: Alex Gonzalez 8333 Douglas Ave. Dallas, TX 75225 (map it!)
Phone: 512-320-1007, Fax: 512-320-7460 <Regional>
Libertad Bank
Contact: Jairo Cadena
512 E. Riverside Drive, Suite 100 Austin, TX 78704 (map it!)
Phone: 512-693-3600, Fax: 512-693-3614 http://www.libertadbank.com
<Regional> Prosperity Bank
Contact: Beatriz Pappas 12730 Research Blvd. Austin, TX 78759 (map it!)
Phone: 512-331-5402, Fax: 512-331-8402 <Regional>
Contact: Les Winkler P.O. Box 2097
Universal City, TX 78148-2097 (map it!) Phone: 800-580-3300
<Regional> Regions Bank
Contact: Tommy Gonzalez 4314 West Braker Lane, Suite 100 Austin, TX 78759 (map it!)
Phone: 512-788-2331, Fax: 512-372-2339 http://www.regions.com
<National>
Southwestern National Bank Contact: Gary Goodfriend 11220 North Lamar Blvd A-100 Austin, TX 78753 (map it!)
Phone: 512-834-8886, Fax: 512-834-8883 http://www.swnbk.com
<Community>
Star of Texas Credit Union Contact: Roberto Coronado 114 E. Huntland Dr.
Austin, TX 78752 (map it!)
Phone: 512-458-8253, Fax: 512-206-0923 http://www.startxcu.com
<Community>
University Federal Credit Union Contact: Monica Lozada P.O. Box 9350
Austin, TX 78766 (map it!) Phone: 512-467-8080 http://www.ufcu.org <Community>
Velocity Credit Union Contact: Luis Acuña P.O. Box 1089
Austin, TX 787671089 (map it!)
Phone: 512-225-9145, Fax: 512-469-7169 http://www.velocitycu.com
<Community> Wachovia Bank N.A. Contact: William Penny 98 San Jacinto Blvd. Austin, TX 78701 (map it!)
Phone: 512-482-4390, Fax: 512-482-4394 http://www.wachovia.com
<National>
Washington Mutual Contact: Maria Gonzales
8501 North Mopac Expswy Suite 120 Austin, TX 78759 (map it!)
Phone: 214-923-9172 <National>
Wells Fargo Bank Texas, N.A. Austin, TX 787014077 (map it!)
Phone: 512-344-7000, Fax: 512-344-7347 http://www.WellsFargo.com
