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Identity Theft Protection Plans

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Identity Theft Protection Plans

L

egal Resources has partnered with IdentityForce™ to offer

two plan options for identity theft protection for employees

at the City of Virginia Beach and Virginia Beach City Public Schools. Both plans function as an added layer of protection

beyond the identity theft education and prevention assistance provided in the Legal Resources Legal Plan.

The Platinum Plan can be purchased with or without the Legal Resources Legal Plan and contains the following core

components:

1.

Pro-active detection and notification of potentially fraudulent activity on existing personal accounts

2.

Quarterly triple credit bureau scores, monitoring, and reports

3.

Delete Now feature

4.

Change of address monitoring

5.

Sex offender record monitoring

6.

Lost wallet assistance

7.

Up to $1 million of identity theft insurance

8.

24/7 support and fully managed restoration in the event of a breach

The Basic Plan

is only offered as an “add

-

on” to the Legal Resources Plan. It

is a more basic option that includes:

1.

Pro-active detection and notification of potentially fraudulent activity on existing personal accounts

2.

Lost wallet assistance

3.

Up to $25,000 of identity theft insurance

4.

24/7 support and fully managed restoration in the event of a breach

Plan Termination Guidelines

May elect to cancel coverage during open enrollment or within 30 calendar days following a qualifying life event

Coverage will end at the end of the month in which the termination/retirement occurs, or Dec 31

st

if cancelled

during open enrollment.

More Information

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Protect Your Identity

Identity theft is one of the fastest growing crimes in the U.S. with more

than 13.1 million victims last year alone. Identity theft can impact anyone,

anywhere, at anytime - which is why it is important that you protect

yourself and your family - Get Covered and Get Secure.

Monitor

As carefully as you plan for the unexpected, it is impossible to anticipate the theft of your identity, credit, or personal information.

Give IdentityForce that responsibility. Innovative technology and on-going monitoring keep your personal information and identity secure.

Alert

11 million U.S. residents have their identities stolen each year with financial losses close to a whopping $50 billion. On a more personal level, that is 1 out of every 4 adults, averaging losses of $3,500.

That is devastating damage. IdentityForce provides an early warning system with prompt notification on your computer, phone or tablet - allowing you to take action before the damage is done.

Control

You insure your home, cars, and health. Your credit and personal information is even more at risk of unexpected disaster.

With our protection, you are in control. Know and improve your credit score, protect your personal information online and keep your keystrokes, pin numbers, and credit card information safe.

Relax

If your information is compromised, what is the next step?

Certified Protection Experts offer comprehensive, 24/7 recovery services. Let us do the work for you - We make the calls, complete the paperwork, and handle every detail in restoring your identity. Plus, our $1 million Identity Theft insurance coverage gives you an additional layer of protection.

IdentityForce provides the best identity, privacy, and credit protection. We’ve protected the U.S. government and millions of people over 35 years. You can trust we’ll do the same for you – Rest assured with IdentityForce.

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Easy to Enroll

1

Enroll along with your other

2

3

employee benefits.

Receive member welcome letter with

instructions on how to establish your

online profile with IdentityForce™.

Follow instructions to complete your

online profile and access your Identity

Protection Dashboard.

Available only as an add-on to the legal plan

Monitor & Alert

Control

Relax

Bank Account Monitoring

Change of Address Monitoring

Court Record Monitoring

Credit Card Monitoring

Credit Report Monitoring

Fraud Alert Reminders

Identity Monitoring

Identity Threat Monitoring

Pay Day Loan Monitoring

Proactive Credit Monitoring

Delete Now

Credit Reports and Scores

Sex Offender Monitoring

Credit Report and Score Frequency

Credit Score Tracker

Identity Health Score

Junk Mail Opt-Out

Medical Fraud Detection

Online Protection Tools

Identity Restoration Specialist

Identity Theft Insurance

Lost Wallet Assistance

Social Security Number Monitoring

3 Bureaus

Platinum

3 Bureaus

Quarterly

Monthly

$25,000

$1 Million

Basic

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DeleteNow Scans the internet and provides a detailed report of your personal information which has been made public. Easily delete your information that violates your privacy or is inaccurate. Receive alerts when your personal information appears on the web whether you put it there or not.

Fraud Alert Reminders Help place fraud alerts on your credit file if your identity is at risk to prevent identity thieves from opening new lines of credit in your name. Identity Health Score Access your identity risk score and learn how to improve it.

Identity Threat Alerts Get alerts when your personal information is at increased risk due to data breaches.

Junk Mail Opt-Out Removes your name from the most frequently used marketing databases and stops pre-approved credit card offers. Medical Insurance Form Help review your medical benefits statements to ensure that you and your family are the only ones using your medical benefits. Online Protection Tools Anti-phishing and anti-keylogging software protect you while shopping, banking and sharing online.

Pay Day Loan Monitoring Immediately alert you to any payday or quick cash loans that were obtained using your social security number. Public Record Monitoring Continuously scan public records to identify fraudulent use of your personal information.

Court Record Monitoring Continuously scan criminal and court records to identify fraudulent use of your personal information. Sex Offender Monitoring Continuously scan sex offender records to identify fraudulent use of your personal information. Change of Address Monitoring Monitors and alerts you if your mail has been redirected through USPS without your authorization. Bank Accounts

Credit Cards Credit Cards

Medical Insurance Account # Phone Number

Social Security Number

Credit Report Monitoring Spot fraud quickly with daily monitoring of your credit report(s) and alerts you if key changes are detected. Proactive (Fraud Monitoring) Check for suspicious activity in your credit card, utility and loan applications. Gives consumers the power to stop fraud attempts rather than having to react after the damage is already done. Credit Report(s) Instant online access to your credit report(s)

Credit Score(s) Instant online access to your credit score(s)

Tracker Track your credit scores over time with a month-after-month graph. Each month, see how your credit score changes and understand what caused the changes. Lost Wallet Assistance Quickly cancel and replace credit, debit and ATM cards if your wallet is lost or stolen.

Identity Restoration Specialist Complete, comprehensive recovery services from Certified Protection Experts available 24/7. Specialists do not just assist the consumer with identity restoration, they save the consumer hundreds of hours by completing all the paperwork, making calls and doing all the heavy lifting to make sure the consumer's identity is restored.

Identity Theft Insurance ($1 Million) Recover out-of-pocket expenses and lost wages when your identity is stolen.

IdentityForce™ Platinum Plan – Feature Descriptions

IDENTITY/PRIVACY PROTECTION

Continuously scours thousands of websites, chat rooms, blogs and other data sources to detect illegal trading and selling of your personal information. Scans for your personal information including social security number, phone number, email addresses, bank account and routing numbers, credit and debit card numbers and medical identification numbers.

CREDIT PROTECTION

RESTORATION

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Bank Accounts Credit Cards Credit Cards

Medical Insurance Account # Phone Number

Social Security Number

Lost Wallet Assistance Quickly cancel and replace credit, debit and ATM cards if your wallet is lost or stolen.

Identity Restoration Specialist Complete, comprehensive recovery services from Certified Protection Experts available 24/7. Specialists do not just assist the consumer with identity restoration, they save the consumer hundreds of hours by completing all the paperwork, making calls and doing all the heavy lifting to make sure the consumer's identity is restored.

Identity Theft Insurance ($25,000) Recover out-of-pocket expenses and lost wages when your identity is stolen.

IDENTITY MONITORING

Continuously scours thousands of websites, chat rooms, blogs and other data sources to detect illegal trading and selling of your personal information. Scans for your personal information including social security number, phone number, email addresses, bank account and routing numbers, credit and debit card numbers and medical identification numbers.

RESTORATION

IdentityForce™ Basic Plan - Feature Descriptions

Basic Plan

Platinum Plan

$6.00/month

(sold only as an add-on to the legal

References

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