accumulate, preserve and
transfer their wealth through
When it comes to appropriately managing wealth in today’s global investment environment, informed decision making is critical. You need detailed information about investment opportunities at home and abroad. You need the discipline to ignore fads and build a solid, risk-managed portfolio that accounts for your specific needs. Most important, you need a financial advisor who can help you focus on the many factors that affect your finances and your financial plan, who understands you and your personal situation.
The professionals at Cincinnati Wealth Management Advisors of Raymond James & Associates (CWMA) are your source for advice that puts the focus on you. Through a team approach that emphasizes ongoing education and regular communication, we build strong relationships with our clients, offering real value they recognize and appreciate.
To assist you as your financial needs change, our goal is to use timely, effective communication and broad, continuing education to help you develop an appropriate plan that accounts for your complete life.
At CWMA we want to be informed about your needs, and we want you to be informed about the investment process. In addition to personal consultations, portfolio reviews and family financial meetings, we also offer a variety of opportunities to learn more about investing, the financial markets and our practice. We do this through regular emails, newsletters and client appreciation events.
An Investment Philosophy for Challenging Times
Life is full of uncertainty. In today’s world, it is critical to be prepared for the unexpected. Investing is no different. While all investments involve risk, managing that risk is an integral part of the portfolio management process.
To help you choose the most appropriate investments for your personal situation, we believe we must first understand your individual tolerance for risk, as well as your unique objectives and your timeline for meeting those objectives.
However, we also understand that those three factors may change as you move through the phases of your financial life.
TRANSFER The third phase of financial management involves preparing for the eventual transfer of assets. Tax issues usually are at the forefront of the transfer phase, as they can significantly affect an investor’s current situation, as well the legacy he or she leaves.
ACCUMULATION During this phase, investors strive to grow assets at a measurable pace, while also considering the risk associated with their investments. Because this is often the longest financial phase, objectives may change and tolerance for risk will likely decrease as the investor gets closer to drawing income from retirement funds.
PRESERVATION At retirement, most investors begin taking distributions from their retirement savings. As such, during this phase of capital-preservation it is important to focus on securing future income while protecting against principal loss.
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Technology has changed the way the world works – and has changed the ways in which investors make decisions about their finances. At CWMA, we believe in taking advantage of technological tools that help us serve you. From accessing the global marketplace to developing investment plans, from monitoring your investments to communicating with you, our advanced technological capabilities allow us to provide efficient, effective service to meet all your financial needs.
Why Cincinnati Wealth Management Advisors
In today’s fast-paced world, you have access to an abundance of financial information through the Internet, cable news programs and more. The investment landscape has grown significantly as technology has connected the global marketplace. You have more information, more choices – and likely more confusion – about investing than ever before. That can make determining the best course of action for your finances difficult at least, close to paralyzing at worst. That’s why having professionals you can turn to for assistance can be a critical part of making the type of well-informed decisions that lead to financial success. At CWMA, we focus on understanding your personal situation and helping you identify those issues that have the greatest potential to affect your plan. We then use our financial expertise to analyze the data and create a coordinated plan that addresses your specific needs. To accomplish that, we use a team approach that combines the extensive experience, varied knowledge and individual aptitudes of our members. Whatever your needs, from basic investment selection to comprehensive planning for a variety of goals, our objective is to provide coordinated planning, disciplined execution and quality service.
Your Comprehensive Wealth Management Resource
While the one-on-one attention you receive from CWMA forms the core of your relationship with us, you obviously come to us for more than outstanding service. You depend on us for quality financial solutions within a framework that emphasizes your unique needs, not one-size-fits-all answers.
To that end, we are affiliated with Raymond James & Associates, a broker/dealer that shares our commitment to you. As a pioneer in financial planning and a leader in the industry with an international presence, Raymond James is dedicated to ensuring we have access to the investment alternatives and services you demand. This gives us the power to work with you to determine the most appropriate choices for your personal portfolio.
Among the services we offer for Individuals are: Wealth Management
Retirement Services Financial Planning
Among the services we offer for Corporations are: Retirement Services
Insurance Services
We look forward to putting our expertise, outstanding resources and personal service to work for you. For a complete list of CWMA services, please visit cincinnatiwealth.com. To learn more, please contact us today.
Please note that international investing involves special risks, including currency fluctuations, differing financial accounting standards, and possible political and economic volatility.
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4755 Lake Forest Drive, Suite 200 | Cincinnati, OH 45242 513-762-5150 | 866-266-3302 | 513-762-5057 fax
cincinnatiwealth.com
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