making a healthy difference
Westfield Health is a registered trademark of Westfield Contributory Health Scheme Ltd. which is authorised and regulated by the Financial Services Authority. Westfield Health is registered and incorporated in England as a company limited by guarantee. Registered no. 303523.
WESTFIELD HEALTH
REGISTERED OFFICE. Westfield House 87 Division Street Sheffield South Yorkshire S1 1HT
T. 0845 602 1629 F. 0114 272 4950 E. [email protected]
westfieldhealth.com
© Westfield Health 2010 NP 03/10 FO024V1 FP003V1
ALL FROM JUST
£1 PER EMPLOYEE, PER WEEK!
How the Foresight Plan could help your organisation:
• Reduce absenteeism and related costs
• Recruit and retain staff
• Improve staff morale, motivation and productivity
• Lower the risk of stress and musculoskeletal
related litigation in conjunction with a robust
stress policy and line manager training
• Can help as an integral part of your Health and Safety policy
• Provide a valuable employee benefit package
• Encourage proactive employee healthcare
• Understand the key health issues in your workforce
Simple and affordable:
• Corporate paid cover starts at just £1 per week,
per employee (unchanged since 1999)
• 4 levels of cover to choose from
• Immediate cover on all benefits
• No medical required to join
• Cover for pre-existing medical conditions*
• Complements existing PMI cover
• 3 dedicated employer services
• 9 benefits and services for the employee
• Employee upgrades and partner cover available
via direct debit or payroll deduction**
Outstanding customer service:
• Customer Service Excellence – voted in the top 5%
of UK companies, independently surveyed***
• Friendly, UK based, call centre
• Stringent governance controls
• Online services available through the My Westfield area of our website
In addition, we offer full marketing support to help you and your employees
get the most out of the plan.
DID YOU KNOW?
The average cost of
absenteeism to business
is rising (CIPD Absence
Management survey 2009)
An estimated 2 million
people in the UK have a
sight problem yet 50% of
sight loss is avoidable. To
help prevent eye disease,
experts recommend an
eye test at least once
every two years (Royal
National Institute of Blind
People 2007)
At any one time more than
a million people suffer
from a musculoskeletal
disorder, including back
pain. The average sufferer
spends 17 days a year off
sick (HSE Better Backs
Campaign 2008)
MAKE YOUR BUSINESS
BETTER TODAY
Find out more about how the Foresight Healthcare Plan
can benefit your business
Call: 0845 602 1629
Click: westfieldhealth.com
Email: [email protected]
*Pre-existing medical conditions may not be covered under the Surgery Choices module.
**Varying premium levels apply for upgrades and partners.
***The Leadership Factor Customer Satisfaction Survey 2009.
HEALTHY STAFF FOR A HEALTHY BUSINESS
Westfield Health is a not for profit organisation with over 90 years’ experience in the health
insurance sector. Because we specialise in providing health cash plans, we can offer market
leading products tailored to both individuals and businesses alike.
Our outstanding customer service is at the heart of everything we do and our business ethos is to embrace Corporate Social Responsibility. The Foresight Healthcare Plan has been developed with both employers’ and employees’ needs in mind. This innovative plan offers an effective absence and risk management tool and Employee Assistance Programme (EAP) as core benefits. What’s more, Foresight now provides access to Cognitive Behavioural Therapy (CBT). And, with both a Consultation benefit and a stand alone scanning service, policyholders can experience a comprehensive diagnostic service.
EMPLOYER SERVICES
When you purchase this plan for your staff you will also receive a range of valuable employer services, designed to support your business and give you overall peace of mind.
BusinessCare
Provides indispensable practical help and guidance for businesses in one easily understood business package, providing instant access, 24hrs a day, to expert interactive online information and telephone support on a range of legal issues concerning employment, health and safety, property, debts and much more.
HR Helpline
Designed to support those in your business involved in
People Management, the HR Helpline provides 24hrs a day telephone access to free and confidential advice and support on workplace issues from a team of qualified Counsellors, Medical Advisors and Lawyers. Company Health Report#
Derived from the employee online Personal Health Risk Assessment, the Company Health Report presents results aggregated for all your employees, along with participation rates. This service will allow you to gain a better understanding of your workforce’s overall health and wellbeing, and will enable you to take preventative action by targeting those areas of the biggest concern.
EVEN MORE COVER FOR YOUR STAFF
Additional modules are also available to purchase giving you and your staff even more cover options!
The Surgery Choices module provides employees with cover for up to 60 non-urgent surgical procedures and conditions, helping them to get well and back to work as quickly as possible. For Kids provides routine health cover for your employees’ children, helping to keep their little ones happy and healthy. DoctorLineTMgives 24hr, worldwide access to a qualified practicing GP as well as special deals at UK health and fitness clubs, helping to keep your staff fit and well.
See our separate leaflets for full details.
Please note: The Foresight Plan is only available as an employer-paid plan for companies with 5 or more employees. Employers must select a minimum of 10 employees for Surgery Choices cover.
WHY WESTFIELD HEALTH?
We are one of the most successful and secure health insurers in the UK, with
over 90 years’ experience and over a third of a million policyholders enjoying
cover with us.
Our insight and flexibility enables us to deliver market leading corporate healthcare
plans that can meet the ever changing requirements of business and individuals alike.
Whatever your size, budget or needs, you will be in good company as we operate
standard and tailored plans for almost 9,000 organisations nationwide, including:
3663 First for food service States of Jersey Government Sheffield City Council
Almac The Royal Bank of Scotland Group British Chambers of Commerce Driving
Standards Agency Nottingham City Transport Institute of Directors Connexions
Derbyshire Ltd
DON’T JUST TAKE OUR WORD FOR IT
We are continually looking for ways in which we can cost-
effectively enhance our employee benefits package and the
Foresight Plan was an ideal opportunity to do this.
We were attracted to the range of cover the plan provides…
The response to the plan has been excellent. Not only do our
employees see this as an example of our commitment to
their health and wellbeing, but cover was immediate so they
were able to receive reimbursement for expenses they were
incurring on a regular basis, such as eye tests and dental
check-ups.
The Counselling and Advice Line has been invaluable to a
number of our staff who are struggling to deal with the
current economic climate and the overall plan has really
benefited the company.
Tina Dunstan
Axiom Manufacturing Services Ltd.
#
BENEFITS AT A GLANCE
* In the case of therapies, the amount shown represents a combined total for all the treatments. This amount can be used for any one, or combination of therapy treatments.
** Available to the policyholder and any immediate resident family. Full details on how to access these services can be found within the Benefit Rules section of the Policy Document.
*** Policyholder only. Accessed via the 24 Hour Counselling & Advice Line and offered at the discretion of the telephone counsellor (see Benefit Rules). The featured premiums include Insurance Premium Tax at the current rate and are subject to review in respect of any changes in taxation.
More information on each healthcare benefit, including details of limitations and exclusions, can be found in the Benefit Rules. The Benefit year is a 12 month period from the date the employer registered with Westfield Health to provide the Plan.
Weekly Corporate Premium PAYBACK LEVEL 1 LEVEL 2 LEVEL 3 LEVEL 4
Per Employee LEVEL £1.00 £2.00 £4.00 £6.00
Weekly Voluntary Partner Premium £1.40 £2.80 £5.60 £8.40
EMPLOYEE BENEFITS AND SERVICES
Dental 100% Up to £55 Up to £105 Up to £180 Up to £220
Dental Trauma 100% Up to £110 Up to £210 Up to £360 Up to £440
Optical 100% Up to £55 Up to £105 Up to £180 Up to £220
Therapies* – Physiotherapy, Acupuncture, 100% Up to £150 Up to £250 Up to £500 Up to £650
Osteopathy, Chiropractic, Homeopathy
Chiropody 100% Up to £25 Up to £50 Up to £75 Up to £100
Consultation 100% Up to £200 Up to £400 Up to £600 Up to £700
MRI, CT and PET Scanning Facilities _ Following referral from a Consultant, policyholders simply call our Scanning Helpline on 0845 345 4556. Please refer to the Benefit Rules for further information.
24 Hour Counselling & Advice Line (EAP)** _
Includes up to 6 sessions of
Face to face counselling*** and _
Cognitive Behavioural Therapy (CBT)*** _
Personal Health Risk Assessment** _
EMPLOYER SERVICES
HR Helpline _
BusinessCare _
Company Health Report _
HEALTHY STAFF FOR A HEALTHY BUSINESS
Westfield Health is a not for profit organisation with over 90 years’ experience in the health
insurance sector. Because we specialise in providing health cash plans, we can offer market
leading products tailored to both individuals and businesses alike.
Our outstanding customer service is at the heart of everything we do and our business ethos is to embrace Corporate Social Responsibility. The Foresight Healthcare Plan has been developed with both employers’ and employees’ needs in mind. This innovative plan offers an effective absence and risk management tool and Employee Assistance Programme (EAP) as core benefits. What’s more, Foresight now provides access to Cognitive Behavioural Therapy (CBT). And, with both a Consultation benefit and a stand alone scanning service, policyholders can experience a comprehensive diagnostic service.
EMPLOYER SERVICES
When you purchase this plan for your staff you will also receive a range of valuable employer services, designed to support your business and give you overall peace of mind.
BusinessCare
Provides indispensable practical help and guidance for businesses in one easily understood business package, providing instant access, 24hrs a day, to expert interactive online information and telephone support on a range of legal issues concerning employment, health and safety, property, debts and much more.
HR Helpline
Designed to support those in your business involved in
People Management, the HR Helpline provides 24hrs a day telephone access to free and confidential advice and support on workplace issues from a team of qualified Counsellors, Medical Advisors and Lawyers. Company Health Report#
Derived from the employee online Personal Health Risk Assessment, the Company Health Report presents results aggregated for all your employees, along with participation rates. This service will allow you to gain a better understanding of your workforce’s overall health and wellbeing, and will enable you to take preventative action by targeting those areas of the biggest concern.
EVEN MORE COVER FOR YOUR STAFF
Additional modules are also available to purchase giving you and your staff even more cover options!
The Surgery Choices module provides employees with cover for up to 60 non-urgent surgical procedures and conditions, helping them to get well and back to work as quickly as possible. For Kids provides routine health cover for your employees’ children, helping to keep their little ones happy and healthy. DoctorLineTMgives 24hr, worldwide access to a qualified practicing GP as well as special deals at UK health and fitness clubs, helping to keep your staff fit and well.
See our separate leaflets for full details.
Please note: The Foresight Plan is only available as an employer-paid plan for companies with 5 or more employees. Employers must select a minimum of 10 employees for Surgery Choices cover.
WHY WESTFIELD HEALTH?
We are one of the most successful and secure health insurers in the UK, with
over 90 years’ experience and over a third of a million policyholders enjoying
cover with us.
Our insight and flexibility enables us to deliver market leading corporate healthcare
plans that can meet the ever changing requirements of business and individuals alike.
Whatever your size, budget or needs, you will be in good company as we operate
standard and tailored plans for almost 9,000 organisations nationwide, including:
3663 First for food service States of Jersey Government Sheffield City Council
Almac The Royal Bank of Scotland Group British Chambers of Commerce Driving
Standards Agency Nottingham City Transport Institute of Directors Connexions
Derbyshire Ltd
DON’T JUST TAKE OUR WORD FOR IT
We are continually looking for ways in which we can cost-
effectively enhance our employee benefits package and the
Foresight Plan was an ideal opportunity to do this.
We were attracted to the range of cover the plan provides…
The response to the plan has been excellent. Not only do our
employees see this as an example of our commitment to
their health and wellbeing, but cover was immediate so they
were able to receive reimbursement for expenses they were
incurring on a regular basis, such as eye tests and dental
check-ups.
The Counselling and Advice Line has been invaluable to a
number of our staff who are struggling to deal with the
current economic climate and the overall plan has really
benefited the company.
Tina Dunstan
Axiom Manufacturing Services Ltd.
#
BENEFITS AT A GLANCE
* In the case of therapies, the amount shown represents a combined total for all the treatments. This amount can be used for any one, or combination of therapy treatments.
** Available to the policyholder and any immediate resident family. Full details on how to access these services can be found within the Benefit Rules section of the Policy Document.
*** Policyholder only. Accessed via the 24 Hour Counselling & Advice Line and offered at the discretion of the telephone counsellor (see Benefit Rules). The featured premiums include Insurance Premium Tax at the current rate and are subject to review in respect of any changes in taxation.
More information on each healthcare benefit, including details of limitations and exclusions, can be found in the Benefit Rules. The Benefit year is a 12 month period from the date the employer registered with Westfield Health to provide the Plan.
Weekly Corporate Premium PAYBACK LEVEL 1 LEVEL 2 LEVEL 3 LEVEL 4
Per Employee LEVEL £1.00 £2.00 £4.00 £6.00
Weekly Voluntary Partner Premium £1.40 £2.80 £5.60 £8.40
EMPLOYEE BENEFITS AND SERVICES
Dental 100% Up to £55 Up to £105 Up to £180 Up to £220
Dental Trauma 100% Up to £110 Up to £210 Up to £360 Up to £440
Optical 100% Up to £55 Up to £105 Up to £180 Up to £220
Therapies* – Physiotherapy, Acupuncture, 100% Up to £150 Up to £250 Up to £500 Up to £650
Osteopathy, Chiropractic, Homeopathy
Chiropody 100% Up to £25 Up to £50 Up to £75 Up to £100
Consultation 100% Up to £200 Up to £400 Up to £600 Up to £700
MRI, CT and PET Scanning Facilities _ Following referral from a Consultant, policyholders simply call our Scanning Helpline on 0845 345 4556. Please refer to the Benefit Rules for further information.
24 Hour Counselling & Advice Line (EAP)** _
Includes up to 6 sessions of
Face to face counselling*** and _
Cognitive Behavioural Therapy (CBT)*** _
Personal Health Risk Assessment** _
EMPLOYER SERVICES
HR Helpline _
BusinessCare _
Company Health Report _
making a healthy difference
Westfield Health is a registered trademark of Westfield Contributory Health Scheme Ltd. which is authorised and regulated by the Financial Services Authority. Westfield Health is registered and incorporated in England as a company limited by guarantee. Registered no. 303523.
WESTFIELD HEALTH
REGISTERED OFFICE. Westfield House 87 Division Street Sheffield South Yorkshire S1 1HT
T. 0845 602 1629 F. 0114 272 4950 E. [email protected]
westfieldhealth.com
© Westfield Health 2010 NP 03/10 FO024V1 FP003V1
ALL FROM JUST
£1 PER EMPLOYEE, PER WEEK!
How the Foresight Plan could help your organisation:
• Reduce absenteeism and related costs
• Recruit and retain staff
• Improve staff morale, motivation and productivity
• Lower the risk of stress and musculoskeletal
related litigation in conjunction with a robust
stress policy and line manager training
• Can help as an integral part of your Health and Safety policy
• Provide a valuable employee benefit package
• Encourage proactive employee healthcare
• Understand the key health issues in your workforce
Simple and affordable:
• Corporate paid cover starts at just £1 per week,
per employee (unchanged since 1999)
• 4 levels of cover to choose from
• Immediate cover on all benefits
• No medical required to join
• Cover for pre-existing medical conditions*
• Complements existing PMI cover
• 3 dedicated employer services
• 9 benefits and services for the employee
• Employee upgrades and partner cover available
via direct debit or payroll deduction**
Outstanding customer service:
• Customer Service Excellence – voted in the top 5%
of UK companies, independently surveyed***
• Friendly, UK based, call centre
• Stringent governance controls
• Online services available through the My Westfield area of our website
In addition, we offer full marketing support to help you and your employees
get the most out of the plan.
DID YOU KNOW?
The average cost of
absenteeism to business
is rising (CIPD Absence
Management survey 2009)
An estimated 2 million
people in the UK have a
sight problem yet 50% of
sight loss is avoidable. To
help prevent eye disease,
experts recommend an
eye test at least once
every two years (Royal
National Institute of Blind
People 2007)
At any one time more than
a million people suffer
from a musculoskeletal
disorder, including back
pain. The average sufferer
spends 17 days a year off
sick (HSE Better Backs
Campaign 2008)
MAKE YOUR BUSINESS
BETTER TODAY
Find out more about how the Foresight Healthcare Plan
can benefit your business
Call: 0845 602 1629
Click: westfieldhealth.com
Email: [email protected]
*Pre-existing medical conditions may not be covered under the Surgery Choices module.
**Varying premium levels apply for upgrades and partners.
***The Leadership Factor Customer Satisfaction Survey 2009.
making a healthy difference
Westfield Health is a registered trademark of Westfield Contributory Health Scheme Ltd. which is authorised and regulated by the Financial Services Authority. Westfield Health is registered and incorporated in England as a company limited by guarantee. Registered no. 303523.
WESTFIELD HEALTH
REGISTERED OFFICE. Westfield House 87 Division Street Sheffield South Yorkshire S1 1HT
T. 0845 602 1629 F. 0114 272 4950 E. [email protected]
westfieldhealth.com
© Westfield Health 2010 NP 03/10 FO024V1 FP003V1
ALL FROM JUST
£1 PER EMPLOYEE, PER WEEK!
How the Foresight Plan could help your organisation:
• Reduce absenteeism and related costs
• Recruit and retain staff
• Improve staff morale, motivation and productivity
• Lower the risk of stress and musculoskeletal
related litigation in conjunction with a robust
stress policy and line manager training
• Can help as an integral part of your Health and Safety policy
• Provide a valuable employee benefit package
• Encourage proactive employee healthcare
• Understand the key health issues in your workforce
Simple and affordable:
• Corporate paid cover starts at just £1 per week,
per employee (unchanged since 1999)
• 4 levels of cover to choose from
• Immediate cover on all benefits
• No medical required to join
• Cover for pre-existing medical conditions*
• Complements existing PMI cover
• 3 dedicated employer services
• 9 benefits and services for the employee
• Employee upgrades and partner cover available
via direct debit or payroll deduction**
Outstanding customer service:
• Customer Service Excellence – voted in the top 5%
of UK companies, independently surveyed***
• Friendly, UK based, call centre
• Stringent governance controls
• Online services available through the My Westfield area of our website
In addition, we offer full marketing support to help you and your employees
get the most out of the plan.
DID YOU KNOW?
The average cost of
absenteeism to business
is rising (CIPD Absence
Management survey 2009)
An estimated 2 million
people in the UK have a
sight problem yet 50% of
sight loss is avoidable. To
help prevent eye disease,
experts recommend an
eye test at least once
every two years (Royal
National Institute of Blind
People 2007)
At any one time more than
a million people suffer
from a musculoskeletal
disorder, including back
pain. The average sufferer
spends 17 days a year off
sick (HSE Better Backs
Campaign 2008)
MAKE YOUR BUSINESS
BETTER TODAY
Find out more about how the Foresight Healthcare Plan
can benefit your business
Call: 0845 602 1629
Click: westfieldhealth.com
Email: [email protected]
*Pre-existing medical conditions may not be covered under the Surgery Choices module.
**Varying premium levels apply for upgrades and partners.
***The Leadership Factor Customer Satisfaction Survey 2009.
