Euronet Software Solutions’ Recharge Solution
Deliver the Ultimate Convenience of Top-Up to Your Customers Today
Secure Financial Transactions – Any Time, Any Place
Euronet Software Solutions
A Division of Euronet Worldwide
GLOBAL PROVIDER FOR ALL OF YOUR PAYMENT PROCESSING NEEDS
Euronet Software Solutions, a division of Euronet Worldwide, is recognized as a leading provider of software that powers electronic payment and transaction delivery systems around the world. Our solutions have reliably served the worldwide cards, payments and financial services markets for more than 35 years.
Ensuring quick time-to-market and delivering a quality experience, we enable our clients to provide secure electronic payment convenience to millions of people around the world. Whether your organization is a bank or a provider of processing services to financial services organizations, our proven solutions will support your critical business needs now and in the future.
We provide a fully integrated suite of solutions for issuing, acquiring, self-service, e-banking and card scheme connections. Utilizing our services-oriented payments hub architecture, our software offerings are designed to increase your revenue, reduce your expenses, improve your security and increase the value of your customer relationships.
Complementing over 30 corporate locations worldwide, Euronet Software Solutions is headquartered in Little Rock, Arkansas, with offices in Egypt, Greece, Hungary, Miami, New Zealand, Orlando, Portugal, Sri Lanka and the United Kingdom.
Euronet Software Solutions 17300 Chenal Parkway, Suite 200 Little Rock, Arkansas 72223
DELIVER INNOVATIVE, IMMEDIATE AND CONVENIENT TOP-UP SERVICES
In today’s fast-paced world with tremendous technological advances and rapid adoption rates, consumers expect convenient, fast and easy ways to recharge – or top-up – their prepaid services and content such as mobile phone and long-distance airtime; credits for online gaming, downloads and communities; utilities and much more.
Historically, the majority of prepaid services for mobile phone and long-distance airtime has been distributed and sold via plastic or paper scratch cards. These methods of delivery are dated, costly and less convenient than modern alternatives. While scratch cards are still available, more efficient options such as vouchers and online processing have emerged to meet the ever- increasing needs of consumers.
With Euronet Software Solutions’ Recharge Solution, financial institutions and processors can offer their customers the ultimate convenience of innovative and immediate prepaid top-up. In addition, by using electronic payment alternatives, your organization helps the prepaid service industry move away from old delivery methods, and creates a competitive advantage with new technology that is quick and easy for consumers.
AN EXPANDABLE SOLUTION THAT MEETS YOUR NEEDS NOW AND IN THE FUTURE
Our Recharge Solution is a comprehensive prepaid service and digital content purchase/distribution software solution that enables financial services
organizations to offer top-up services to their customers through a variety of touch points including a retailer’s point-of-sale (POS) terminal, an ATM, the Internet and the mobile phone. With our solution, your customers can top-up on a variety of prepaid services and digital content including mobile phone service, long-distance airtime, electricity, music, games, software and more. Just about any good or service that can be quantified can be sold electronically with Euronet Software Solutions’ Recharge Solution.
In addition to offering a new service that increases customer satisfaction and loyalty, our Recharge Solution enables you to take advantage of growing business opportunities as they are presented in the marketplace. This will create new streams of revenue for your organization as the market evolves.
Prepaid services and content continue to be huge growth opportunities in the industry with consumer demand for an expanding range of products including movies, map navigation, software licenses, electronic coupons and on-demand film and TV. As mobile media, ecommerce and the ability to pay for more services in advance continue to grow – along with a new generation of subscribers – prepaid services and content providers will continue to seek ways to accelerate service creation and usage volumes. This means you and your customers benefit as prepaid service applications and top-up solutions continue to evolve.
Organizations around the world that provide options for cash-based, prepaid service solutions will be more profitable, more competitive and better
positioned to capture market share if they offer a strong prepaid top-up service
Benefits for Financial Services Organizations:
• Offer a new service that will grow with business and customer needs
• Create new revenue streams by offering convenient option to top-up prepaid services
• Provide unique value added-services
• Increase customer loyalty and create more branding awareness
• Create new marketing channels in an evolving market
• Enable personalized marketing initiatives
• Expand your reach beyond the traditional bank customer to include the unbanked population
• Competitive and innovative offer allowing you to take advantage of the growing prepaid market
Benefits for Mobile Operators and Other Prepaid Service/Content Providers:
• Saves money by manufacturing fewer scratch cards
• Saves money by lowering the cost to distribute scratch cards
• Decrease the cost of sale by using electronic distribution
• Provide a secure way to distribute/maintain prepaid inventory
• Decrease losses caused by fraud
• Guarantee constant supply of all Recharge denominations
• Increase customer frequency of airtime purchases
• Decrease customer churn by offering subscribers the ability to Recharge any time, any place
Benefits for Customers:
• Recharge prepaid airtime via multiple touch points
SECURE TRANSACTIONS AND A COST-EFFECTIVE ARCHITECTURE
Our Recharge Solution enables secure transactions and uses existing infrastructure for a variety of touch points including POS terminals, ATMs, mobile phones and the Internet. With a single system, all touch points can merge to one system, providing either direct connection to mobile operators or voucher-based solutions.
Allowing for rapid implementation of recharge and other solutions directly into our Integrated Transaction Management® (ITM) single core payment processing engine, our software runs on a robust and cost-effective payments hub architecture. While ITM ensures absolute consistency and control across multiple customer touch points, our payments hub architecture creates an environment that blends your technology and business processes resulting in reduced risks and simplified systems. By utilizing service-oriented architecture and Web Services channels with reusable service layers and components, our solutions allow you to benefit from streamlined processing, easier access to information and easy connection to third-party vendors.
Features of Euronet Software Solutions’ Recharge Solution
• Supports mobile phone handset, ATM, POS and Web initiation points
• Ability to sell prepaid vouchers
• Can be deployed in either a bank or network switch environment
• Cash purchases supported by POS touch point
• Comprehensive reporting and electronic reconciliation file generation
• Prepaid mobile airtime and top-up sale
• Powerful, flexible fee generation
With Euronet Software Solutions’ Recharge Solution, your customers have the ability to top-up at their convenience with freedom and control at their fingertips practically at any time and from any place. Our prepaid top-up solution allows your customers to add mobile airtime minutes to their prepaid phone, buy prepaid long-distance airtime for family and friends overseas, purchase prepaid services via the Internet and a host of other prepaid services.
1. Consumer Initiates Transaction at Touch Point
2. Recharge System Receives Transaction
3. Debit Cardholder Account at Issuer 4. Retrieve Voucher for Selected
Amount from Voucher Database 5. Mark Voucher as Purchased 6. Print Receipt with Voucher Number,
Serial Number and Expiration Date
G 300.00
Voucher Recharge
Consumer Purchase Process
27/03/2011
INTERFACE TO MULTIPLE VENDORS SIMULTANEOUSLY
Euronet Software Solutions’ Recharge Solution supports providing top-up services with multiple mobile operators and other prepaid service/content providers simultaneously, ensuring maximum coverage of your market. To maximize flexibility, two models are supported:
• Online Recharge – an online process where the customer’s bank account is debited and their service account at the prepaid provider is credited simultaneously.
• Voucher Recharge – a file exchange-based system of selling prepaid vouchers.
VARIETY OF TOUCH POINTS FOR YOUR CUSTOMERS
With access to a wide variety of Recharge touch points, your customers gain greater flexibility and convenience. Customers can initiate a top-up transaction at an ATM, at a merchant’s POS terminal by using card or cash, via the Internet using Euronet Internet Banking or with a text message from their mobile phone handset.
Recharge Touch Point
Options For Your Customers
Financial Services Organization Prepaid Service
and Content Providers
Euronet Software Solutions Recharge Solution
GET STARTED TODAY!
CHOOSE EURONET AS YOUR TRUSTED PARTNER
Through combined expertise in terminal driving, transaction switching, processing and software development, Euronet Software Solutions delivers more types of integrated transaction and payment solutions than ever before. Our team of experienced professionals, suite of integrated products and dedication to excellence in customer service enable us to meet your electronic financial payment needs and help you achieve more success and profitability.
With Euronet, you benefit from more than 35 years of diverse payments experience and gain a focused partnership with an industry leading, financially sound, global organization.
Make the smart choice by choosing Euronet – an organization uniquely positioned to meet your diverse needs – any time, any place.
CONTACT US
For more information about our Electronic Recharge Solution, or other solutions for eBanking, Card Issuing, Self-Service and Card Associations, contact your Euronet Software Solutions account representative or email us at [email protected].
Card Issuing Solutions
• ATM Card Issuing
• Credit Card Issuing
• Debit Card Issuing
• Prepaid Card Issuing
• Contactless Card Support
• Chip Card (EMV) Support
Self-Service Solutions
• ATM Device Driving
• POS Device Driving eBanking Solutions
• Telephone Banking
• Internet Banking
• Mobile Banking Card Association Payment Solutions
• International EFT Network Interface
American Express China UnionPay
Discover JCB
MasterCard Visa
• Regional EFT Network Interface
• Proprietary EFT Network Interface
Value-Add Offerings
• Dynamic Currency Conversion
• Customer Relationship Mgmt
• Bill Payment
• Alerts and Notifications
• Recharge
• Remittance / Money Transfer Payout
Back-Office Processing Solutions
• Credit Card Management
• Merchant Acquiring
• Shared-Network Processor Professional Services
• Project Consulting
• Project Management
• Solution Delivery
• Training
• Customer Support
EURONET’S PAYMENT SOFTWARE SOLUTIONS