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2015 -- S 0421 SUBSTITUTE A

======== LC001241/SUB A ========

S T A T E O F R H O D E I S L A N D

IN GENERAL ASSEMBLY JANUARY SESSION, A.D. 2015

____________

A N A C T

RELATING TO INSURANCE - ACCIDENT AND SICKNESS INSURANCE POLICIES

Introduced By: Senators Doyle, P Fogarty, Nesselbush, and Lynch Date Introduced: February 25, 2015

Referred To: Senate Health & Human Services

It is enacted by the General Assembly as follows:

SECTION 1. Chapter 27-18 of the General Laws entitled "Accident and Sickness 1

Insurance Policies" is hereby amended by adding thereto the following section: 2

27-18-34.1. Health insurance contracts – Pharmacists. – (a) Every health insurance

3

contract, plan, or policy delivered, issued for delivery, or renewed in this state shall provide

4

coverage for the services of a pharmacist practicing collaboratively, or in the employ of a

5

pharmacist or pharmacy licensed under chapter 19.1 of title 5, to subscribers if the services are

6

within the pharmacist's area of professional competence as established by education and

7

certification, and are currently reimbursed when rendered by any other licensed health care

8

provider. No insurer or hospital, medical service corporation, or health maintenance organization

9

may require the signature, by any other health care provider as a condition of reimbursement. No

10

insurer or hospital, medical service corporation, or health maintenance organization may be

11

required to pay for duplicative services actually rendered by both a pharmacist and any other

12

health care provider.

13

(b) Nothing in this chapter shall preclude the conducting of managed care reviews and

14

medical necessity reviews by an insurer or hospital, medical service corporation or health

15

maintenance organization.

16

(c) This section shall not apply to insurance coverage providing benefits for; (1) Hospital

17

confinement indemnity; (2) Disability income; (3) Accident only; (4) Long-term care; (5)

18

Medicare supplement; (6) Limited benefit health; (7) Specified disease indemnity; (8) Sickness or

(2)

LC001241/SUB A - Page 2 of 5

bodily injury or death by accident or both; and (9) Other limited benefit policies.

1

SECTION 2. Chapter 27-19 of the General Laws entitled "Nonprofit Hospital Service 2

Corporations" is hereby amended by adding thereto the following section: 3

27-19-27.1. Health insurance contracts - Pharmacists. -- (a) Every health insurance

4

contract, plan, or policy delivered, issued for delivery, or renewed in this state shall provide

5

coverage for the services of a pharmacist practicing collaboratively, or in the employ of a

6

pharmacist or pharmacy licensed under chapter 19.1 of title 5, to subscribers if the services are

7

within the pharmacist's area of professional competence as established by education and

8

certification, and are currently reimbursed when rendered by any other licensed health care

9

provider. No insurer or hospital, medical service corporation, or health maintenance organization

10

may require the signature, by any other health care provider as a condition of reimbursement. No

11

insurer or hospital, medical service corporation, or health maintenance organization may be

12

required to pay for duplicative services actually rendered by both a pharmacist and any other

13

health care provider.

14

(b) Nothing in this chapter shall preclude the conducting of managed care reviews and

15

medical necessity reviews by an insurer or hospital, medical service corporation or health

16

maintenance organization.

17

(c) This section shall not apply to insurance coverage providing benefits for: (1) Hospital

18

confinement indemnity; (2) Disability income; (3) Accident only; (4) Long-term care; (5)

19

Medicare supplement; (6) Limited benefit health; (7) Specified disease indemnity; (8) Sickness or

20

bodily injury or death by accident or both; and (9) Other limited benefit policies.

21

SECTION 3. Chapter 27-20 of the General Laws entitled "Nonprofit Medical Service 22

Corporations" is hereby amended by adding thereto the following section: 23

27-20-35.2. Third-party reimbursement for services of Pharmacist's. -- (a) Every

24

health insurance contract, plan, or policy delivered, issued for delivery, or renewed in this state

25

shall provide coverage for the services of a pharmacist, practicing collaboratively, or in the

26

employ of a pharmacist or pharmacy licensed under chapter 19.1 of title 5, to subscribers if the

27

services are within the pharmacist's area of professional competence as established by education

28

and certification, and are currently reimbursed when rendered by any other licensed health care

29

provider. No insurer or hospital, medical service corporation, or health maintenance organization

30

may require the signature, by any other health care provider as a condition of reimbursement. No

31

insurer or hospital, medical service corporation, or health maintenance organization may be

32

required to pay for duplicative services actually rendered by both a pharmacist and any other

33

health care provider.

(3)

LC001241/SUB A - Page 3 of 5

(b) Nothing in this chapter shall preclude the conducting of managed care reviews and

1

medical necessity reviews by an insurer or hospital, medical service corporation or health

2

maintenance organization.

3

(c) This section shall not apply to insurance coverage providing benefits for: (1) Hospital

4

confinement indemnity; (2) Disability income; (3) Accident only; (4) Long-term care; (5)

5

Medicare supplement; (6) Limited benefit health; (7) Specified disease indemnity; (8) Sickness or

6

bodily injury or death by accident or both; and (9) Other limited benefit policies.

7

SECTION 4. Chapter 27-20.1 of the General Laws entitled "Nonprofit Dental Service 8

Corporations" is hereby amended by adding thereto the following section: 9

27-20.1-9.1. Health insurance contracts – Pharmacists. -- (a) Every health insurance

10

contract, plan, or policy delivered, issued for delivery, or renewed in this state shall provide

11

coverage for the services of a pharmacist, practicing collaboratively, or in the employ of a

12

pharmacist or pharmacy licensed under chapter 19.1 of title 5, to subscribers if the services are

13

within the pharmacist's area of professional competence as established by education and

14

certification, and are currently reimbursed when rendered by any other licensed health care

15

provider. No insurer or hospital, medical service corporation, or health maintenance organization

16

may require the signature, by any other health care provider as a condition of reimbursement. No

17

insurer or hospital, medical service corporation, or health maintenance organization may be

18

required to pay for duplicative services actually rendered by both a pharmacist and any other

19

health care provider.

20

(b) Nothing in this chapter shall preclude the conducting of managed care reviews and

21

medical necessity reviews by an insurer or hospital, medical service corporation or health

22

maintenance organization.

23

(c) This section shall not apply to insurance coverage providing benefits for: (1) Hospital

24

confinement indemnity; (2) Disability income; (3) Accident only; (4) Long-term care; (5)

25

Medicare supplement; (6) Limited benefit health; (7) Specified disease indemnity; (8) Sickness or

26

bodily injury or death by accident or both; and (9) Other limited benefit policies.

27

SECTION 5. Chapter 27-41 of the General Laws entitled "Health Maintenance 28

Organizations" is hereby amended by adding thereto the following section: 29

27-41-40.1. Health insurance contracts - Pharmacists. -- (a) Every health insurance

30

contract, plan, or policy delivered, issued for delivery, or renewed in this state shall provide

31

coverage for the services of a pharmacist, practicing collaboratively, or in the employ of a

32

pharmacist or pharmacy licensed under chapter 19.1 of title 5, to subscribers if the services are

33

within the pharmacist's area of professional competence as established by education and

(4)

LC001241/SUB A - Page 4 of 5

certification, and are currently reimbursed when rendered by any other licensed health care

1

provider. No insurer or hospital, medical service corporation, or health maintenance organization

2

may require the signature, by any other health care provider as a condition of reimbursement. No

3

insurer or hospital, medical service corporation, or health maintenance organization may be

4

required to pay for duplicative services actually rendered by both a pharmacist and any other

5

health care provider.

6

(b) Nothing in this chapter shall preclude the conducting of managed care reviews and

7

medical necessity reviews by an insurer or hospital, medical service corporation or health

8

maintenance organization.

9

(c) This section shall not apply to insurance coverage providing benefits for: (1) Hospital

10

confinement indemnity; (2) Disability income; (3) Accident only; (4) Long-term care; (5)

11

Medicare supplement; (6) Limited benefit health; (7) Specified disease indemnity; (8) Sickness or

12

bodily injury or death by accident or both; and (9) Other limited benefit policies.

13

SECTION 6. This act shall take effect upon passage. 14

======== LC001241/SUB A ========

(5)

LC001241/SUB A - Page 5 of 5 EXPLANATION

BY THE LEGISLATIVE COUNCIL OF

A N A C T

RELATING TO INSURANCE - ACCIDENT AND SICKNESS INSURANCE POLICIES

***

This act would require all health insurance contracts, plans, or policies to provide 1

coverage for the services of pharmacists. 2

This act would take effect upon passage. 3

======== LC001241/SUB A ========

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