Local broker,
Who We Are
Oyster Risk Solutions Ltd was founded in 2007 as an insurance broker
with a difference - an insurance risk solutions business which operates
nationally, but trades locally.
Our highly professional and experienced Business Managers are empowered to provide insurance solutions without referral, meaning in most cases they can advise on solutions and confirm cover twenty four hours a day, seven days a week.
Oyster Risk Solutions is a unique business, breaking the mould of the traditional broker. Our underwriting empowerment means we can work for you immediately, any day of any week.
As part of Broker Network we are able to provide a wide range of insurance and risk consultancy services. Established in 1994, Broker Network is a national insurance distribution business incorporating a network for independent insurance brokers, a retail insurance broker for the provision of insurance advice to businesses and private individuals across the UK, and a Lloyd’s and London market wholesale insurance broker. In December 2007, Broker Network Holdings plc was acquired by Towergate Partnership Ltd, the UK’s largest independent insurance organisation. This gives Oyster Risk Solutions further strength in depth.
We ensure our clients benefit from the highest quality of service, and due to our significant market influence, great pricing structures.
• We create bespoke insurance solutions
• We offer a sophisticated consultative review service at renewal
• We have comprehensive insurance knowledge and experience
• We are experienced in providing cover for local businesses
What We Can Offer You
All our Business Managers work locally so understand the markets and
conditions.
We appreciate that having the correct insurance policy for your business is of vital importance in providing protection should the worse ever happen. We offer a range of policies and services that can cover a variety of business types and risks including:
“ We take the time
to understand your
business, face to
face.”
“ We are entrusted to
make decisions on
the spot for complex
insurance risks.”
• Property Damage & Business Interruption
• Commercial Motor, Fleet & Haulage
• Motor Trade
• Liability Risks
• Professional Indemnity
• Contractors All Risks
• Marine & Transit Risks
• Group Personal Accident & Travel Cover
• Shops & Offices
• Risk Management
• Farms
• Charities
• Golf Clubs
• Business Continuity Planning
Business Insurance
At Oyster Risk Solutions, we believe in making your life easier. We like to
think of ourselves as your “professional friend”.
Our approach works for you no matter what size your company. We are always available for advice, backed by insurers and a market that you can trust. Every business has its own unique risk profile and we work in partnership with you to identify and prioritise your own specific risks. There is no middle man, we offer clear and direct communications through your dedicated Business Manager.
Personal Insurance
We know that it’s important to have cover that fits the individual needs
of your lifestyle.
We can offer policies on all the things in life that really matter to you. Our personal products include: • Motor • Household • Travel • Personal Accident • Pets • Holiday Homes
We also understand your pensions and healthcare needs and have our own referral process so that you don’t have to worry about anything.
“ We are more than
just a business
insurer - we treat
your business with
respect.”
“ There are no call
centres at Oyster Risk
Solutions - we believe
in the personal touch.
Our Business Managers
have the experience to
deal with all aspects of
your insurance cover
without delay.”
Health and Safety
All businesses with over five employees are obliged to record their
findings when carrying out a risk assessment which is subject to
inspection by the Health and Safety Executive.
At Oyster Risk Solutions our Business Managers are skilled at understanding and identifying possible dangers in the workplace and will make recommendations that are right for you as part of our Risk Management Survey. In addition we have access to experts in the Health and Safety sector and can facilitate detailed planning as required. And, to make things even easier, we can even arrange appropriate safety training for you and your employees.
People That You Can Trust
We understand that the needs of a business often extend well beyond the
obvious requirement for “business insurance”.
For this reason, our local Business Managers will take a “continuity approach” when establishing how your business runs. This allows us to advise on a range of options designed to protect you in order to ensure your well being and business continuity should a loss occur.
Our team of Business Managers are amongst the most experienced in the business. They are fully empowered to negotiate immediately on your behalf, making sure you have the right cover as quickly as possible.
To find out how we can help you, contact us now.
Oyster Risk Solutions Mowbray House Mowbray Square Harrogate North Yorkshire HG1 5AU Tel: 01423 877 800 Fax: 01423 877 811