Personal Account
Conversion Charts
• $8 monthly maintenance fee
• $1,000 minimum daily balance required to waive monthly maintenance fee5
• Interest earnings are calculated daily and paid monthly
• $1,000 minimum daily balance to earn interest (See enclosed rate sheet)
• Free Check Imaging1, Check Safekeeping2 or eStatements7 • ATM transaction charges:
- Columbia Cash Machines: No charge - All Other ATMs: $1.50
- Point Of Sale (POS): No charge • Free Online Banking and Bill Pay8 • No monthly maintenance fee
• ATM transaction charges:
- Columbia Cash Machines: No charge - All Other ATMs: $1.50
- Point Of Sale (POS): No charge • Free Online Banking and Bill Pay8
If your current account is:
fHB free Checking
Your new Columbia Bank account will be:
• Free Check Safekeeping2 or
eStatements7. If you currently receive images of your checks, you will continue to receive them with your new Columbia Free Checking account.
If you believe this account choice does not meet your needs, please contact your local branch to explore alternative account options.
If you believe this account choice does not meet your needs, please contact your local branch to explore alternative account options.
Columbia Free Personal Checking
If your current account is:
interest Checking, fHB Premium Checking, or
match High interest Checking
Your new Columbia Bank account will be:
• No monthly maintenance fee • Interest earnings are calculated daily
and paid monthly
• No minimum daily balance required to earn interest (See enclosed rate sheet)
• Free Check Imaging1, Check Safekeeping2 or eStatements7
• Free single Club Checks6 • 10% off Safe Deposit Box rental • Free Online Banking and Bill Pay8 • ATM transaction charges:
- Columbia Cash Machines: No charge - All Other ATMs: $1.50
- Point Of Sale (POS): No charge If you believe this account choice does not meet your needs, please contact your local branch to explore alternative account options.
timeless advantage Checking
Your new Columbia Bank account will be:
Columbia 60+ Checking
• $10 monthly maintenance fee • $1,000 minimum daily balance
required to waive monthly maintenance fee5
• 3 free debits/checks per month; $1 charge for each debit/check after the first three. Up to 6 item charges are waived per month with a balance of $1,000 or greater
• Interest earnings are calculated daily and paid monthly
• No minimum daily balance required to earn interest (see enclosed rate sheet)
• ATM transaction charges:
- Columbia Cash Machines: No charge - All Other ATMs: $1.50
- Point Of Sale (POS): No charge • Combined monthly statements are
available upon request3 • Free Check Safekeeping2 or
eStatements7 required
If you believe this account choice does not meet your needs, please contact your local
If your current account is:
fHB money market or Premium money market
Your new Columbia Bank account will be:
• $3 monthly maintenance fee (No monthly maintenance fee for minors under 18 years old)
• $300 minimum daily balance required to waive monthly maintenance fee or one monthly automatic deposit of $25 or more5 • 3 free debit/check per month; $1 charge
for each debit/check after the first three. Up to 6 item charges are waived per month with a balance of $300 or greater
• Interest earnings are calculated daily and paid monthly
• No minimum daily balance required to earn interest (see enclosed rate sheet)
• ATM transaction charges:
- Columbia Cash Machines: No charge - All Other ATMs: $1.50
- Point Of Sale (POS): No charge • Combined monthly statements3 or
eStatements7 are available upon request If you believe this account choice does not meet your needs, please contact your local branch to explore alternative account options.
If your current account is:
relationship Savings, first Heritage Bank Savings,
or timeless advantage Savings
Your new Columbia Bank account will be:
Columbia Customary Savings
4• $2 monthly maintenance fee
• $2,500 minimum daily balance required to waive monthly maintenance fee5
• Interest earnings are calculated daily and paid monthly
• $500 minimum balance to earn interest
(see enclosed rate sheet)
• Free Check Safekeeping • ATM transaction charges:
- Columbia Cash Machines: No charge - All Other ATMs: $1.50
- Point Of Sale (POS): No charge
If you believe this account choice does not meet your needs, please contact your local branch to explore alternative account options.
If your current account is:
Health Savings account
Your new Columbia Bank account will be:
Personal Account Disclosures
1. Check Imaging – The ideal system for organizing cancelled checks. Check images are printed in check number order and sent with your monthly statement. Image copies of cancelled checks are widely accepted as proof of payment.
2. Check Safekeeping – Eliminates the need to store cancelled checks. Every month, you will receive a detailed statement showing transaction dates, check numbers and amounts along with all other activity. You may then utilize our free Online Banking to make inquiries. Check images are kept for seven years and may be requested at any time.
3. One convenient statement – Combine your Columbia Bank accounts on a single monthly statement. The combined statement may include your checking, savings and certificate of deposit accounts.
4. The number of transfers and withdrawals is limited for savings and money market accounts. A $5 charge per withdrawal will be assessed after the sixth withdrawal per statement cycle. If you continue to exceed the number of transfers or withdrawals, your account may be closed or the account type may be changed.
5. If the balance requirement to avoid the monthly maintenance fee is based on a minimum, you must maintain that minimum balance each day to avoid the disclosed maintenance fee.
6. Up to two boxes of single Club checks per calendar year. 7. Requires enrollment in Online Banking.
8 Please refer to our Online Terms and Conditions for information regarding Online Banking and Bill Pay.
