PRICE LIST OF BASIC TRANSACTIONS DEPOSITS IN AMOUNT ( ) SPECIAL TARIFF SETTING

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DEPOSITS IN € AMOUNT (€) SPECIAL TARIFF SETTING

01. Transactions of savings accounts No fees

02.

- 10 sheets 20 €

- 25 sheets 50 €

03.

-Ordinary monthly activity for current account sent to the client's contact

address No fees

-Ordinary quarterly activity for deposit account sent to the client's contact

address No fees

-Ordinary having a frequency less than the conventional

From 2/4: 0,50€ / per posting 0,95 € / per posting

- Extraordinary, in the branch, for activity affected within the same year 1,00 € "Personal Banking" Clients: No fees "Private Banking" Clients: No fees - Extraordinary, in the branch, for activity affected one year before 30 €

04. Credit of own account within the Bank branch (cash or account debit) No fees 05. Credit of third party account in the Bank branch (cash or account debit) No fees 06. Closing of savings / current / sight / collateral account, in € 1 €

MONEY TRANSFERS (€/ F.C.) AMOUNT (€) SPECIAL TARIFF SETTING

01.

- Up to 10.000 € 9€ (+ 6€ delivery charge)

- From 10.001 € to 50.000 € 19€ (+ 6€ delivery charge)

- Over 50.000 € 44€ (+ 6€ delivery charge)

02.

- Up to 10.000 € 9€ (+ 6€ delivery charge)

- From 10.001 € to 50.000 € 19€ (+ 6€ delivery charge)

- Over 50.000 € 44€ (+ 6€ delivery charge)

03. In €/ Ε.Ε.Α. to a Bank located out of the Ε.Ε.Α. 0,30% / min 20 €, max 250 € 04. In F.C. to a Bank within the country or abroad (within or out of the Ε.Ε.Α.) 0,30% / min 25 €, max 300 €

05.Standing Order for credit transfer in € for all types of payments (e.g.

payroll) 15 €

"Free Transactions" Beneficiaries: No fees "Personal Banking" Clients: No fees

06. In addition to the basic transfer fees 10 €

07. - Up to 12.500 € 4,60 € - From 12.501 € to 50.000 € 15,80 € - Over 50.000 € 24 € 08. - Up to 50.000 € 20 € - Over 50.000 € 30 € 09. - Up to 50.000 € 35 € - Over 50.000 € 50 € 10.

In the rest of the currencies to a Βank within the country or abroad (within or outside the EU).The Bank reserves the right to impose extra charges to the client, when beneficiary's bank claims additional charges.

15 €

12.

- Through deposit account charge (IBAN) 2,10€ (+ 0,90€ additional fees with no charge for the beneficiary)

- Credit card charge 2 €

13. Fax/ Letter Confirmation 3 € (+ mail expenses)

14. Cancellation of credit transfer's execution, after its posting 15 €

15. Analysis of credit transfer's execution, after its posting 6 € (+ fees charged by the other bank) 16. - Up to 12.500 € 3 € - From 12.501 € to 50.000 € 5 € - Over 50.000 € 8 € 17. - Up to 12.500 € 3 € - From 12.501 € to 50.000 € 5 € - Over 50.000 € 8 €

19. Between Eurobank accounts No fees

20. Through Eurobank account charge and cash delivery to the recipient 0,10% / min 9 €

21. After own order through account charge in € No fees

22. After own order through F.C. account charge No fees

"Urgent"

Orders with no charges for the beneficiary - surcharge

PRICE LIST OF BASIC TRANSACTIONS

Issuance of check book for current or sight accounts

"Private Banking" Clients: No fees

Copy of deposit account activity

OUTWARD CREDIT TRANSFERS IN THE BRANCH STP, through account charge

In €/ E.E.A. to a Bank within the country

"Personal Banking" Clients: No fees

In €/ E.E.A. to a Bank abroad within the E.E.A.

INCOMING CREDIT TRANSFERS STP, through account charge In € to a Βank within the country

In € and in the rest of the currencies of the EU/EEA countries to a Βank abroad within the EU/EEA countries

Orders with the charging option OUR - surcharge

In € and in the rest of the currencies of the EU/EEA countries to a Βank located outside of the EU/EEA countries

NON STP

"Express Transfer" Service

STP orders, in €, to a Bank within the country, up to € 10.000 €

OUTWARD CREDIT TRANSFERS MANAGEMENT

In €/ E.E.A. or F.C., from a Bank within the country

"Free Transactions" Beneficiaries: No fees

In €/ E.E.A. or F.C., from a Bank abroad (in or out of the E.E.A.)

NON STP

TRANSFERS IN THE BRANCH

ISSUANCE OF BANK CHECKS IN €

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23. After third party order through account charge in € 0,10% / min 6 €

"Private Banking" Clients: No fees 24. After third party order through F.C. account charge 0,10% / min 6 €

25.

After order of State, Social Security Organisation, Bank of Greece, Customs, Pension Funds, Regional Authorities (e.g. Municipalities), Hellenic State Lotteries, through €/ F.C. account or € interim account charge

No fees

26. After own order through account charge in € 0,10% / min 15€ max 147 €

27. After own order through F.C. account charge (same or other F.C.) 0,10% / min 15€ max 147 € 28. After own order by means of cash payment in € 0,30% / min 15 € max 147 € 29. After third party order through account charge in € 0,30% / min 15€ max 147 €

30. After third party order through F.C. account charge (same or other F.C.) 0,30% / min 15€ max 147 €

31. After third party order by means of a cash payment in € 0,30% / min 15€ max 147 €

32.Eurobank check (personal or cashier's check) through deposit in account

or cash No fees

33.Other Bank check (personal, cashier's or traveller's check) through

account deposit No fees

34.Eurobank check (personal or cashier's check) through account deposit or

payment in cash No fees

35.Eurobank check (personal or cashier's check) through deposit of foreign banknotes

- Up to the equal of 10.000 € 8 €

- Over the equal of 10.000 € 0,50%

36. Other Bank check (cashier's or traveller's check) through account deposit No fees 37. Other Bank check (personal) through account deposit

- ΥΕΝ currency 3,82 €

- Other currencies No fees

CHECK MANAGEMENT 38.Return item

(applies to: check bearer) 15 €

39.Management of rubber check issued by a client

(applies to: check issuer) 20 €

40.Sealing of check after the bearer's request

41.Personal check stop payment order

42.Personal check loss notice

43.Personal check theft notice

44. Check coverage standing order No fees

LIABILITY SETTLEMENT AMOUNT (€) SPECIAL TARIFF SETTING

VIA DIRECT DEBIT OF ACCOUNT Public utility organizations 01.

PPC (DEI) / Attica Public Water Supply & Sewerage Company (EYDAP) / Attica Natural Gas (EPA) / Thessalia Natural Gas (EPA) / Thessaloniki Natural Gas (EPA)

0,60 €

02.ΟΤΕ / ΟΤΕ Big Clients / ΟΤΕ Return / OAP - PPC (PPC Staff Insurance

Organization Authorization) No fees

Municipal enterprises for water supply and sewerage (DΕΥΑ)

03.

Public Water Supply & Sewerage Company (DEYA) Serres / Kastoria / Drama / Xanthi / Corfu / Kozani / Rhodes / Kalimnos / Paros / Saronida / Larissa / Karditsa / Lamia / Tripoli / Lesvos / Αgios Νikolaos / Alexandroupoli / Trikala / Aegion / Katerini / Kavala / Symi / Xylokastro / Leros / Loutraki / Mesologiou / Thyras / DEYAVA / Sparta / Eretria / Corinth / Kastoria

From 19/3: Florina / Edessa

0,60 €

- EYATH 0,30 €

Public organizations

04.ΤEAGE / ΟAEE Insurance Fund No fees

"Free transactions" Beneficiaries: No fees "Personal Banking" Clients: No fees

"Private Banking" Clients: No fees "Wage-earners" Clients: No fees Mobile, fixed telephony and Internet ISPs

05. Wind / Hellas On Line / Vivodi 0,60 €

06.Columbia / Forthnet / Planet 1 / Cosmoline / Q - Telecom / Payzone /

CYTA Hellas / Tellas / Wind Agents / Cosmote Agents / Cosmote No fees Contributions - donations for organizations and unions

07.

Doctors without Borders/ Action AID / WWF Hellas / Amnesty International / PASOK / GreenPeace/ Unicef / Hamogelo tou Paidiou

No fees

"Private Banking" Clients: No fees "Wage-earners" Clients: No fees

08. Supplying and consumer cooperative Attica police 0,60 €

Other companies

09.

Volkswagen Bank / BMW Austria Bank / Michelin / Leaseplan / SFS Hellas Finance Consumer S.A. / Alico AIG Life /Generali Hellas / International Life (Life, Non Life Insurance S.A.) / Energa Power Trading S.A. / Brink's Security Services S.A. / Credicom Consumer Finance S.A. / Citibank International Plc Mastercard / Citibank International Plc Visa/ FGA Bank / FGA Capital /Spartan Security LTD (Karabatsos) / Ethniki Insurance / Hellasfon Networks AE / Diethnis Enosis AEE / Supplying Consumer and Tourist cooperative OSE / TEC Hellas / ELPEDISON / Green-Greek Environmental & Energy Network / EuroPisti (Insurance Services) / European Union AEGA Minetta / Heron (B2B, B2C)

From 12/3: WATT & VOLT S.A. (B2B, B2C)

0,60 €

10. Shell 0,30 €

F.C. CHECK PURCHASE

"Private Banking" Clients: No fees "Wage-earners" Clients: No fees F.C. BANK CHECKS ISSUANCE

CHECK PURCHASE IN €

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11. Pierre Fabre Hellas 0,50 €

12.

Firen / Serfin / ACS Courier / Germanos S.A. / Autohellas Hertz (B2B) / BFS / ING (Life, Non -life Insurances) / ALLIANZ (Non-Life Insurance Co.) / ALLMA (ALLIANZ) / Alico Home Life Insurance / Interasco / Αtlantic Union / ETAO (Economists Professional Insurance Fund) / Minetta Life Insurance Co. / Good Year / OPAP SA / E.F.G. Leasing / ΙΑΤΑ Cass / IATA BSP / Booking Com B.V. / Autohellas Hertz (B2C) / Multichoice - Nova / HELLAS POWER S.A. / G4S Secure Solutions / Revmaena (B2B, B2C) / G4S Telematix / EUROLEASE FLEET

No fees

Eurobank

13.Eurobank credit card payment or payment of any other liability to

Eurobank (e.g. loan, insurance fees e.t.c.) No fees

"Private Banking" Clients: No fees "Wage-earners" Clients: No fees Direct Debit Support Services

14. e-alert for rejected / returned collections No fees

PAYMENT IN BRANCH Public utility organizations

15.

PPC (DEI) / Attica Natural Gas (EPA) / Thessaloniki Natural Gas (EPA) / Thessaly Natural Gas (ΕPΑ) / Natural Gas Implementation Studies (EPA) / ΕPΑ Ε.Ε.Ν.Ο. / ΕPA Connection & Guarantee / Attica Public Water Supply and Sewerage Organization (EYDAP)

1,50 €

16. ΟΤΕ Big Clients No fees

Municipal enterprises for water supply & sewerage (DEYA)

17.

Public Water Supply & Sewerage Company (DEYA) Larissa / Saronida / Karditsa / Lamia / Tripoli / Lesvos / Αgiou Nikolaou / Alexandroupoli/ Trikala/ Aegion/ Katerini / Kerkyra (Corfu) / Larisa / Kavala/ Symi / Xylokastro/ Leros / Mesologiou / Thyras / Serres / Sparta / Eretria / Corinth / Kastoria

1,50 €

18. Public Water Supply & Sewerage Company (DEYA) Loutraki 0,70 €

19. EYATH 1,00 €

20.Social Insurance Institute (ΙΚΑ) (payments from the 25th to end of each

month) 12 €

"Private Banking" Clients: No fees "Wage-earners" Clients: No fees 21. ΟΑΕΕ Insurance Fund (payments from the 25th to the end of each month) 15 €

22. VAT (payments from the 21st to end of each month) 15 €

23.

TSΑΥ (Health Workers Pension & Self Insurance Fund) Contribution / Registration to ΕΤΑΑ – TSAY Pension Fund / N.P. Income tax / Flat immovable property fees / N.P. Contributions and Business Tax / Hellenic Telecommunications & Post Commission (Ε.Ε.Τ.Τ.) / Land Register (401 & 402) / Extraordinary penalty for Adjustable Spaces / Income tax self-assessment l.3888/2010 / MEECC - Illegal Buildings Settlement / MEECC - Illegal Buildings Fine / Payment of Special Taxes / Payroll Tax / Corporate Income Tax

No fees

24. Motor vehicle circulation tax No fees

Mobile, fixed telephony and Internet ISPs 25.

Wind / Q - Telecom / On Telecoms / Viva Internet Services LTD / Telecom Plus / Columbia / Cosmoline / Forthnet / ΟΤΕΝΕΤ / Hellas On Line / Cosmote / Vodafone

1,50 €

26. Tellas / NET ONE 1 €

Contributions - donations for organizations and unions

27. Olympiakos / Achaia Chamber 1,50 €

28. PASOK / Unicef / Hamogelo tou Paidiou No fees

Other companies

29. Credit card issued by another Bank 10 €

30.

FCE Bank / BMW Austria Bank / GMAC Bank / Credicom Consumer Finance S.A. / Μichelen / Interasco / ACS Courier / Εllinogermaniki Agogi / Greek Yellow Pages / Interamerican / Demco Insurance / International Life (Life & Non-life Insurance Co.) / Brink's Security Services S.A. / Energa Power Trading S.A. / Multichoice - Nova / HELLAS POWER S.A. / EuroPisti (Insurance Services)/ A.E.P.I. (Hellenic Society for the Protection of Intellectual Property) / FGA Bank/ FGA Capital/ ALLIANZ AEGA / AIGAION Insurance / Municipality of Larissa / Karabatsos EPE (Spartan Security) / AXA General Insurance / ΑΧΑ Life Insurance / Diethni Enosis AAE / Groupama Phoenix / SKROUTZ.GR / ELPEDISON / Hellenic

Telecommunications & Post Commission - Domain Names / Green-Greek Environmental & Energy Network / European Union AEGA Minetta / Heron (B2B, B2C) /

From 28/2: Chartis Hellas

Από 12/3: WATT & VOLT S.A. (B2B, B2C)

1,50 €

31.

Mutual / Fin & Rent / ING (Agents) / ALLIANZ (Life, Non-life insurances) / Alico AIG Life / Plaisio / Good Year / Diners / E.F.G. Leasing / ΙΑΤΑ Cass / IATA BSP / G4S Secure Solutions / Ethniki Insurance / Ethniki Insurance-Evelikti Pliromi / Zeus Recovery Fund (1 & 2) / Revmaena / My Direct Insurance / G4S Telematix / Professional Chamber of Piraeus

No fees

Eurobank

32.Eurobank credit card payment or payment of any other liability to

Eurobank (e.g. loan, insurance fees e.t.c.) No fees

Public organizations (3 interest free installments)

33.Flat immovable property fees / Income tax self-assessment l.3888/2010 /

Motor vehicle circulation tax No fees

34. ΟΑΕΕ Insurance Fund (payments from the 26th to the end of each month) 15 € Public organizations (6 interest free installments)

35.

MEECC - Illegal Buildings Settlement / MEECC - Illegal Buildings Fine / N.P. Income tax / N.P. Contributions and Business Tax / Extraordinary penalty for Adjustable Spaces

No fees Public utility organizations (without istallments)

CREDIT CARD CHARGE IN BRANCH

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36. Attica Public Water Supply and Sewerage Organization (EYDAP) 1,50 €

37. ΟΤΕ No fees

Public utility organizations (6 interest free installments)

38. PPC (DEI) 1,50 €

SAFE DEPOSIT BOXES AMOUNT (€) SPECIAL COMMISSION SETTING

01. "Personal Banking" Clients :

"Private Banking" Clients :

- Extra Small 200 € 100 €

- Small 260 € 130 €

- Medium 340 € 170 €

- Large 500 € 250 €

- Extra Large 1.000 € 500 €

03. Safe box guarantee (all safe box sizes) No fees

EXCHANGE ACTIVITIES AMOUNT (€) SPECIAL COMMISSION SETTING

01. Foreign banknotes purchase for cash in €

- Up to 1.000 € 6 € - Over 1.000 € 0,40% 02. - Up to 10.000 € 8 € - Over 10.000 € 0,50% 03.

- Up to 1.000 € (equal, average amount) No fees

- Over 1.000 € (equal, average amount) 0,50%

04.

- Up to 10.000 € (equal, average amount) 8 €

- Over 10.000 € (equal, average amount) 0,50%

05.Foreign banknotes deposit in exchange account (same or other foreign _currency) No fees 06.Foreign banknotes deposit in (non-interest bearing or interest bearing)

account in € 3 €

07. Withdrawal in € from exchange account No fees

08. Deposit in € from exchange account No fees

09. Transfer between exchange accounts No fees

INTERNAL SECURITIES FOR COLLECTION AMOUNT (€) SPECIAL COMMISSION SETTING

STANDARD EUROBANK SECURITIES

01. Maturity up to 1 year 0,50% / min 6 € / apiece

02. Maturity after 1 year 0,80% / min 6 € / apiece

03. Renewal of security maturity date 6 € / apiece

04. Return of unpaid security (in addition to other expenses) 6 € / apiece

05. Security protest (in addition to protest expenses) 15 € / apiece

06. Securities with shipping documents (in cash - forwarded) 0,50% / min 29 € STANDARD SECURITIES OF OTHER BANKS

07. Maturity up to 1 year 1% / min 8 € / apiece

08. Maturity after 1 year 0,80% / min 9 € / apiece

09. Renewal of security maturity date 9 €

10. Return of unpaid security (in addition to other expenses) 10 €

11. Security protest (in addition to protest expenses) 19 €

SECURITIES AMOUNT (€) SPECIAL COMMISSION SETTING

SECURITIES LISTED ON THE ATHENS STOCK EXCHANGE 01.

- From 0 to 3.000 € 1% / min 10 €

- From 3.001 € to 10.000 € 0,75% / min 10 €

- Over 10.000 € 0,50% / min 10 €

02.Charge on the average daily assets of the accumulated value on total

client portfolios 0,0031%

03. CSD Fees on the value of the portfolio

1,5 € per semester [if the CSD fee for the 6 months (i.e. 1,5 €) + the amount of the daily average valuation of the

portfolio is < 5€, then the Client will be charged at a min of 5€, otherwise will be charged with the sum of the

above amounts. If the daily average of assets portfolfio is < 15.000€, no fees are

charged)

04. Fees on Investor Account opening in SAT (CSD) 10 €

05.Transfer of Securities from Individual Investor Accountl to Joint Investor Account (KEM)

0,02% on the value of the transferred securities / min 20 €/

max 200 € per transaction 06.Transfer of Securities from Joint Investor Account (KEM) to Individual

Investor Account

0,4% on the value of the transferred securities per transaction, with no

ceiling

07. Monitoring No fees

08. Transfer of Securities from the Special Account 20,00 € + VAT/transaction

09. Dividend collection 5 €

10. Settlement Fee (HELEX) 0,5 €/ analyzed transaction

SECURITIES LISTED ON CYPRUS STOCK EXCHANGE 11.

- From 0 to 3.000 € 1% / min 10 €

- From 3.001 € to 10.000 € 0,75% / min 10 €

- Over 10.000 € 0,50% / min 10 €

12. Fees on Investor Account opening in Cyprus CSD 10 €

14. Transfer of Securities from the Special Account 5,00 € + VAT / transaction

15. Settlement Fee (Cyprus Stock Exchange) 0,5 €/ per transaction

FOREIGN STOCKS - EUROBONDS

GREEK GOVERNMENT BONDS

17. Primary Market No fees

18. Secondary Market No fees

The Bank's commission for the order execution, includes EUROBANK EFG EQUITIES' commission equal to 20% of the Bank's commission. Safe Box rental (depending on size )

Notes:

1. There is a 23% VAT charge, in addition to the above fees

2. The fee refers to annual rent duration and is charged once per year, on the rent date

Foreign banknotes sale for cash in € (for tourists, students or other related parties)

Foreign banknotes Withdrawal from an exchange account (same or other foreign currency)

Foreign banknotes sale from account in €

Purchase-sale order

Purchase - sale order

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20. Delivery - Receipt of dematerialized securities 3 €/ per transaction

21. Bond Coupon Collection No fees

ALICO M/Fs - EUROBANK

22. Monitoring Ανέξοδα

TEMPORARY DEPOSIT FOR PARTICIPATION IN NON-LISTED COMPANIES' GENERAL MEETINGS

23.Temporary deposit for participation in general Meetings of NON-LISTED

COMPANIES 0,20% / min 45 €/ max 150 €

SECURITY SAFE KEEPING

24. EFG Hellas Bonds 0,03% (+ VAT 23%)

25.International (foreign) Bonds (EU 15, USA, Canada, Australia,

Switzerland, Norway, New Zealand) 0,05% (+ VAT 23%)

26.International (foreign) stocks (EU 15, USA, Canada, Australia,

Switzerland, Norway, New Zealand) 0,1% (+ VAT 23%)

27. Third Party Funds (non EFG) 0,15% (+ VAT 23%)

28.International (foreign) Bonds (Israel, Chech R, Poland, Hungary, Slovak,

Russia, Ukraine, Turkey, Balkans, etc) 0,2% (+ VAT 23%)

29.International (foreign) equities (Chech R, Poland, Hungary, Slovak,

Russia, Ukraine, Turkey, Balkans, etc) 0,3% (+ VAT 23%)

IMPORTS-EXPORTS AMOUNT (€) SPECIAL TARIFF SETTING

IMPORTS

Letters of credit - Advance payments

01. Issuance 0,30% / min 44 € 02. Execution / Settlement 0,50% / min 44 € 03. Amendment 18 € 04. Cancellation 29 € 05. Confirmation / Quarterly 0,20% / min 29 €

Standard collections

06. Up to 1 year maturity 0,30% / min 23 € 07. Over one year maturity 0,40% / min 32 € 08. Extension of maturity 15 € 09. Documentary collections 0,50% / min 44 € 10. Return / non acceptance of documents 0,30% / min 35 € 11. Free of payment 0,30% / min actual expenses

Collection Accounts

12. Collection accounts 25 €

EXPORTS

Letters of credit - Advance payments

13. Announcement 0,10% / min 23 € 14. Execution / Settlement 0,40% / min 35 € 15. Amendment 15 € 16. Cancellation 0,20% / min 20 € 17. Confirmation / Per indivisible quarter 0,20% / min 23 €

Standard collections

18. Up to a year maturity 0,40% / min 20 € 19. Over one year maturity 0,50% / min 29 € 20. Extension of maturity 15 €

Documentary collections

21. Cash against documents/ deferred payment 0,50% / min 29 €

22. Days acceptance (D/A) 0,40% / min 29 €

23. Return / Non acceptance of documents 0,20% / min 15 € 24. Free of payment 0,20% / min 15 €

IMPORTS / EXPORTS EXPENSES 25. Telex / Swift Expenses:

- Imports < 2.500 € 10 €

- Imports > 2.500 € 23 €

- Imports for transaction "without vouchers" 18 €

- Imports for issuance of L/C in EU 44 €

- Imports for issuance of L/C outside EU 58 €

- Imports - other messages 20 € (+ 6 € / additional message in

the same folder)

- Local exports 12 €

- International exports 20 € (+ 6 € / per additional

message in the same folder)

26. Regular mail 7 €

27. Courier expenses:

- For Europe, Cyprus, Middle East 25 €

- For Far East and America 40 €

LETTERS OF GUARANTEE AMOUNT (€) SPECIAL COMMISSION SETTING

01. Bid bond 1% / min 45 €

02. Good performance guarantee 1,50% / min 45 € 03. Advance payment guarantee 2,50% / min 45 €

04. Customs duties 2,50% / min 45 €

05. Replacement of Decima 1,50% / min 45 €

06. Good payment guarantee 2,50% / min 45 €

07. Amendment 60 €

08. Forfeiture (claim) 60 €

OTHER TRANSACTIONS AMOUNT (€) SPECIAL COMMISSION SETTING

CERTIFICATES

01. Access to information data of the Bank's general archive, for current year 30 € 02. Access to information data of the Bank's general archive, for past years 50 € 03. Personal information certification for last check/ bill of exchange bearer 40 €

04. Query property 100 €

05. Legal report issuance on N.P. power of attorney acceptance 20 €

06. Issuance of certification for chartered accountants 20 €

07. Certificate of defect data deletion 40 €

08. Notification issuance (to Chambers, Ministries, Public Services) 15 €

09. Certificate of Balance Deposit and Investment Products 20 €

PAYROLL

10. To the Bank branch, through a hard copy order 0,70 € / per wage-earner

11. To the Bank branch, via disquette No fees

TELEPHONE / FAX ORDERS

12. To the Bank branch 1 € / per transaction "Personal Banking" Clients : No Fees

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13.Payments (of cards, VAT etc) through fax orders

(without order number limit) 5 € / monthly

"Free Transactions" Beneficiaries: No fees "Personal Banking" Clients: No fees MONEY COUNTING /SORTING

14. General charge fee 6 €

15. For hank notes from 5€ to 500€ 4 €

16. Coins 2€ / per 100 pieces

17. Banknotes 1€ / per 100 pieces (1 batch)

ONLINE BANKING AMOUNT (€) SPECIAL TARIFF SETTING

ATM BANKING ATM EUROBANK

DEPOSITS / WITHDRAWALS IN €

01. Own account deposit No fees

02. Own account withdrawal No fees

03. Credit card withdrawal No fees

04. Loan account withdrawal No fees

05. Printed mini statement No fees

06. Balance inquiry No fees

BILL PAYMENT THROUGH ACCOUNT TRANSFER Credit card / loan

07. Eurobank credit card or loan payment No fees

Public utility organizations

08. PPC (DEI) 0,80 €

09. ΟΤΕ No fees

10. ΙΚΑ (Social Insurance Institute) No fees

11. ΟAEE insurance funds No fees

12. VAT No fees

13. Income tax/ Land Register 401 & 402 / Flat fee for immovable property No fees Mobile, fixed telephony & Internet ISPs

14. Hellas on Line 0,80 €

15. Tellas / Forthnet No fees

Other companies

16. Plaisio No fees

"Private Banking" Clients: No fees BILL PAYMENT WITH NOTES DEPOSIT

ATM of OTHER BANK WITHIN EUROZONE WITHDRAWALS IN €

18.

- Up to 209 € 1,47 €

- 210 € - 409 € 1,39 €

- From 410 € and above 1,30 €

19. Inquiry Balance 0,15€/ per transaction

ATM of OTHER BANK OUT OF EUROZONE

20. Withdrawal from own account (deposit / loan) 0,5%/ per transaction

21. Exchange fee for foreign currency 1,50 €

APS BANKING (AUTOMATIC PAYMENT SYSTEMS) DEPOSITS IN €

22. Cash deposit in own account No fees

23. Cash deposit in third party account No fees

BILL PAYMENT WITH NOTES DEPOSIT Public utility organizations

24. ΟΤΕ No fees

25. Public Power Corporation S.A. (DEI) 0,80 €

Mobile, fixed telephony & Internet ISPs

26. Tellas No fees 27. Wind 0,80 € 28. Vodafone 0,80 € 29. HOL 0,80 € 30. Forthnet 0,80 € Other companies 31. Multichoice - Nova 0,80 € Eurobank

EUROPHONE BANKING REGISTRATION

33. Europhone banking codes issuance No fees

DEPOSITS IN € 34. - 10 sheets 15 € - 25 sheets 35 € MONEY TRANSFERS (€) 35. - Up to 23.000 € 3 € (+ 3 € swift charges)

With "OUR" charge fees indicator - extra charges :

- Up to € 12.500 4,60 €

- From € 12.501 to €23.000 15,80 €

36.Standing Order for credit transfer in € for all types of payments (e.g.

payroll) 15,00 €

"Express Transfer" Service 37.

- To account (IBAN) 2,10€ (+ 0,90€ additional fees, with

no charge for the beneficiary)

- To Credit card 2 €

In €/ E.E.A. to a Bank abroad within the E.E.A. (SEPA users only)

- Up to 2.000 € 3 € (+ 3 € swift charges)

Check book issuance for current or sight account _{"Free Transactions" Beneficiaries: No fees}

"Personal Banking" Clients: No fees "Private Banking" Clients: No fees Notice: The charge fee can be modified depending on the reciprocal relationship of the customer with the bank.

Withdrawal from own account (deposit / loan account)

OUTWARD CREDIT TRANSFERS STP, through account charge

In €/ E.E.A. to a Bank within the country _{"Free Transactions" Beneficiaries: No fees}

In €/ E.E.A. to a Bank within the country up to € 10.000

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38.

- Up to 23.000 € 3 € (+ 12 € charges)

- Up to € 12.500 4,60 €

- From € 12.501 to €23.000 15,80 €

Cash delivery at the Branch

39. Through Eurobank account charge and cash delivery to the recipient No fees

40.Cancellation / modification / analysis of credit transfer's execution after its

posting 15 €

41. Analysis of credit transfer's execution, after its posting 6 € (+ fees charged by the other bank)

LIABILITY SETTLEMENT THROUGH ACCOUNT CHARGE Public utility organizations

42.

PPC (DEI) / Attica Public Water Supply and Sewerage Organization (EYDAP) / Attica Natural Gas (EPA) / Thessaloniki Natural Gas (EPA) / Thessaly Natural Gas (EPA) / Attica Natural Gas Implementation Reports / Attica Natural Gas Controls / Natural Gas Connection & Guarantee

1 €

43. ΟΤΕ No fees

Water supply & sewerage municipal enterprises (DΕΥΑ)

44.

Public Water Supply & Sewerage Company (DΕΥΑ) Kozani / Rhodes / Kalymnos / Saronida / Karditsa / Lamia / Tripoli / Lesvos / Agios Nikolaos / Alexandroupoli/ Trikala / Aegion / Katerini / Kerkyra (Corfu) / Larisa / Kavala/ Symi / Xylokastro / Leros / Mesologiou / Thyras / D.E.Y.A.V.A / Serres / Sparta / Eretria / Corinth / Kastoria

1 €

45. Public Water Supply & Sewerage Company (DΕΥΑ) Loutraki 0,50 €

46. EYATH 0,80 €

47. Social Insurance Institute (ΙΚΑ) / ΟΑΕΕ Insurance Fund No fees

48. VAT No fees

49.

N.P. Contributions and Business Tax / Ε.Τ.Α.Ο (Economists Professional Insurance Fund) / TEAGE / Flat Immovable Property Fee/ ΤSΑΥ (Health Workers Pension & Self Insurance Fund) (Pensions, ΕΤΑΑ liabilities)/ N.P. Income tax/ ΤSAΥ Health Workers contributions/ Special fine for adjustable spaces / Income tax self-assessment l.3888/2010 / Payroll Tax / Corporate Income Tax / MEECC - Illegal Buildings Settlement / MEECC - Illegal Buildings Fine / Payment of Special Taxes

No fees

50.Telecom Plus / Viva Electronic Services LTD / On Telecoms / ΟΤΕΝΕΤ /

Cosmoline / Hellas On Line / Columbia / Wind / Q-Telecom / Vivodi 1 €

"Private Banking" Clients: No fees 51. Tellas / Vodafone/ Forthnet / Cyta Hellas / ΝΕΤ ΟΝΕ / Cosmote No fees

Contributions-donations for organizations & unions

52. Actionaid / Unicef / GreenPeace / PASOK / Hamogelo tou Paidiou No fees

53. Achaia Chamber 1 €

"Private Banking" Clients: No fees Other companies

54.

Εllinogermaniki Agogi / FCE Bank / GMAC Bank / Volkswagen Bank / BMW Austria Bank / Credicom Consumer Finance S.A. / Michelin / Industrial Ownership Organization / SFS Hellas /Generali Hellas / Demco Insurance / Greek Yellow Pages / Argos ΝΕΤ / Interamerican / International Life (Non-life & Life Insurances) / Hellenic Chamber of Hotels / Brink's Security Services S.A. / Energa Power Trading S.A. / Multichoice - Nova / HELLAS POWER S.A. / EuroPisti (Insurance Services) / A.E.P.I. (Hellenic Society for the Protection of Intellectual Property) / FGA Bank/ FGA Capital / Rilken / TEC Hellas LTD/ ALLIANZ AEGA / Spartan Security LTD (Karabatsos) / Ethniki Insurance / Hellasfon Networks SA / AIGAION Insurance / Ethniki Insurance-Evelikti Pliromi / ACS Athens / Diethnis Enosis AAE / AXA General Insurance / ΑΧΑ Life Insurance / Municipality of Larissa / Groupama Phoenix / SKROUTZ.GR / ELPEDISON / Hellenic Telecommunications & Post Commission - Domain Names / Green-Greek Environmental & Energy Network / European Union AEGA Minetta / Arag Hellas /

Heron (B2B, B2C) From 28/2: Chartis Hellas

From 12/3: WATT & VOLT S.A. (B2B, B2C)

From 19/3: Municipality of Hersonissos / EVIMA GROUP (B2B, B2C)

1 €

55.

Mutual / ACS Courier / Serfin / Firen / Goodyear / BFS / Fin & Rent / ING (Non-life, Life Insurances, Agents) / Alico / Interasco / Minetta Life Insurance Co / Plaisio / IATA Cass / IATA BSP / G4S Secure Solutions/ EFG Leasing / E.F.G . Eurolife A.E.A.Z. / E.F.G . Eurolife A.E.G.Α. / Zeus Recovery Fund (1 & 2) / Revmaena / My Direct Insurance / G4S Telematix

No fees

Eurobank

56.Payment of Eurobank credit card or any other liabilty to Eurobank (e.g.

loan, insurance e.t.c.) No fees

Public organizations (3 interest free installments)

57.Flat immovable property fees / Income tax self-assessment l.3888/2010 /

Motor vehicle circulation tax No fees

58.ΟΑΕΕ Insurance Fund (payments from the 26th up to the end of each

month) No fees

Public organizations (6 interest free installments) 59.

MEECC - Illegal Buildings Settlement / MEECC - Illegal Buildings Fine / N.P. Income tax / N.P. Contributions and Business Tax / Extraordinary penalty for Adjustable Spaces

No fees Public utility organizations (without istallments)

60. Attica Public Water Supply and Sewerage Organization (EYDAP) 1 € OUTWARD CREDIT TRANSFERS MANAGEMENT

NON STP

In €/ E.E.A. to a Bank within the country

"Free Transactions" Beneficiaries and "Personal Banking" Clients: 9 € With "OUR" charge fees indicator - extra charges :

CREDIT CARD LIABILITY SETTLEMENT

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61. ΟΤΕ No fees Public utility organizations (6 interest free installments)

62. PPC (DEI) 1 €

E-BANKING/ Μ-BANKING REGISTRATION

63. E-banking codes issuance No fees

CHECK BOOK ISSUANCE 64. - 10 sheets 16 € - 25 sheets 40 € MONEY TRANSFERS (€ / F.C.) 65. - Up to 12.500 € (Individuals) 0,80 €

- Up to 12.500 € (Legal Enities - Small Business) - Normal Priority 0,30 € - Up to 12.500 € (Legal Entities - Corporate) - High Priority 2,40 €

- Up to 12.500 € (Legal Entities - Corporate) - Urgent additional 10.00 € in high priority cost

- Over 12.500 € (Individuals) 5 €

- Over 12.500 € (Legal Enities - Small Business) 0,30 €

- Over 12.500 € (Legal Enities - Corporate) - Normal Priority 0,60 € - Over 12.500 € (Legal Enities - Corporate) - High Priority 8,00 €

- Over 12.500 € (Legal Enities - Corporate) - Urgent additional 10.00 € in high priority cost

66.

- Up to 12.500 € (Individuals) 0,80 €

- Up to 2,000 € (Legal Enities - Small Business) 0,30 €

- Up to 12.500 € (Legal Enities - Corporate) - Normal Priority 0,30 € - Up to 12.500 € (Legal Entities - Corporate) - High Priority 2,40 €

- Up to 12.500 € (Legal Entities - Corporate) - Urgent additional 10,00 € in high priority cost

- Over 12.500 € (Legal Enities - Corporate) - Normal Priority 0,60 €

- Over 12.500 € (Legal Enities - Corporate) - High Priority 8 €

- Over 12.500 € (Legal Enities - Corporate) - Urgent additional 10 € in high priority cost 67.

- Up to 2.000 € (Legal Entities - Small business)

10 €

- Up to 12.500 € (Individuals) 12,00 €

- Up to 12.500 € (Legal Enities - Corporate) - Normal Priority 17,00 €

- Up to 12.500 € (Legal Enities - Corporate) - Urgent additional 10,00 € in normal priority cost

- Over 12.500 € (Legal Enities - Corporate) - Normal Priority 30,00 €

- Over 12.500 € (Legal Enities - Corporate) - Urgent additional 10,00 € in normal priority cost

68.

- Up to 12.500 € (or equal, average rate) 1,15 €

- From 12.501 to 50.000 € (or equal, average rate) 2,90 €

- Over 50.000 € (or equal, average rate) 14,50 €

69. Up to 50.000 € (or equal, average rate) 18 €

70. Up to 50.000 € (or equal, average rate) 15 €

71. In addition to basic tranfer charges 9 €

72.Annulation/ modification / analysis of credit transfer's execution, after its

sending 15 €

BILL PAYMENT THROUGHT ACCOUNT TRANSFER Public utility organizations

73.

PPC (DEI) / Attica Public Water Supply & Sewerage Company (EYDAP) / Attica Natural Gas (EPA) / Thessaloniki Natural Gas (EPA) / Thessalia Natural Gas (EPA) / EPA Reports / EPA Constructions / EPA Modifications / EPA Connection & Guarantee / EPA Ε.Ε.Ν.Ο.

0,30 €

74. ΟΤΕ / ΟΤΕ Big Clients No fees

Water supply & sewerage municipal enterprises (DΕΥΑ)

75.

Public Water Supply & Sewerage Company (DΕΥΑ) Kozani / Rhodes / Kalymnos / Saronida / Karditsa / Lamia / Tripoli / Lesvos / Agios Nikolaos / Alexandroupoli/ Trikala/ Aegion/ Katerini/ Kerkyra (Corfu)/ Larissa / Kavala / Symi/ Xylokastro / Leros/ Loutraki / Mesologiou / Thyras / DEYAVA / EYATH / Serres / Sparta / Eretria / Corinth / Kastoria From 19/3: Florina / Edessa

0,30 €

76.

N.P. Contributions and Business Tax / Social Insurance Institute (ΙΚΑ) / OΑΕΕ Insurance Fund / VAT / ΤSΑΥ (Health Workers Pension & Self Insurance Fund) / Health Workers Contributions TSAY/ ΤEAGE / ΕΕΤΤ / Flat Immovable Property Fee/ N.P. Income Tax/ Land Register 401 & 402/ Special Fine for Adjustable Spaces/ Income tax self-assessment l.3888/2010 / Payroll Tax / Corporate Income Tax / MEECC - Illegal Buildings Settlement / MEECC - Illegal Buildings Fine / Payment of Special Taxes

No fees

77.Wind / Q - Telecom / ΟΤΕΝΕΤ / Columbia / Hellas on line / Vivodi /

Cosmoline 0,30 €

"Private Banking" Clients: No fees 78.Forthnet / Tellas / Vodafone / Viva Electronic Services LTD / Cyta Hellas /

NET ONE / On Telecoms / Cosmote No fees

Contributions-donations for organizations & unions

79.

PASOK / Actionaid / Unicef / Xatzikiriakio Institution/ WWF Hellas / "Agapo ta paidia" program of Welfare Action Hellas / SOS Children Villages / Pnoi / Organization for the help of the Children of Ethiopia / GreenPeace / Thessaloniki Chamber of Commerce / Hamogelo tou Paidiou

No fees In €/ E.E.A. to a Bank abroad within the E.E.A.

In currency out of E.E.A (Legal Entities - Small business)

Check book issuance for current or sight account "Free Transactions" Beneficiaries: No fees

"Personal Banking" Clients: No fees "Private Banking" Clients: No fees OUTWARD CREDIT TRANSFERS

"STP" through account charge In €/ E.E.A. to a Bank within the country

Surcharge for credit transfers in EURO in Greece with no charges for the beneficiary In € to a Bank within the country

Surcharge for credit transfers in EURO and in the currencies of EU/EEA in EU/EEA/ with no charges for the beneficiary

Surcharge for payment orders in EURO and in the currencies of EU/EEA outside EU/EEA and p/os in the rest of the currencies with the charging option OUR

NON STP

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80. Achaia Chamber 0,30 €

"Private Banking" Clients: No fees Other companies

81. Credit card issued by another Bank 1 €

82. Piraeus Port Authority 0,60 €

83.

Interamerican / Demco Insurance / Generali Hellas /International Life (Non-life & life Insurance co) / Greek Yellow Pages / Argos ΝΕΤ / FCE Bank / Volkswagen Bank / GMAC Bank / BMW Austria Bank / Credicom Consumer Finance S.A. / Michelin / Ellinogermaniki Agogi/ SFS Hellas / Industrial Property Organization / Hellenic Chamber of Hotels / Brink's Security Services S.A. / Energa Power Trading S.A. / HELLAS POWER S.A. / EuroPisti (Insurance Services) / A.E.P.I. (Hellenic Society for the Protection of Intellectual Property)/ FGA Bank/ FGA Capital / Rilken / TEC Hellas LTD/ ALLIANZ AEGA / Hellasfon Networks SA / AIGAION Insurance / ACS Athens / Diethnis Enosis ΑΑΕ / ΑΧΑ General Insurance / ΑΧΑ Life Insurance / Municipality of Larissa / ELPEDISON /Hellenic

Telecommunications & Post Commission - Domain Names / Green-Greek Environmental & Energy Network / European Union AEGA Minetta / SHELL / Allianz (Life, Non life Insurance) / Arag Hellas / Heron (B2B, B2C) From 12/3: WATT & VOLT S.A. (B2B, B2C)

From 19/3: Municipality of Hersonissos / EVIMA GROUP

0,30 €

84.

Firen / Serfin / BFS / Fin & Rent / Plaisio / Good Year / IATA Cass / IATA BSP / ACS Courrier / ING (Life, Non-life Insurance Co, Agents) / Alico / Interasco / Ε.Τ.Α.Ο. / Minetta Life Insurance Co. / Multichoice - Nova / HELLAS POWER S.A. / G4S Secure Solutions/ EFG Leasing / E.F.G . Eurolife A.E.A.Z. / E.F.G . Eurolife A.E.G.Α. / Spartan Security LTD (Karabatsos) / Ethniki Insurance / Ethniki Insurance -Evelikti Pliromi / Zeus Recovery Fund (1 & 2) / Groupama Phenix / Revmaena / SKROUTZ.GR / My Direct Insurance / G4S Telematix From 28/2: Chartis Hellas

No fees

Eurobank

85.Payment of Eurobank credit card or any other liabilty to Eurobank (e.g.

loan, insurance e.t.c.) No fees

Securities

SECURITIES LISTED IN THE ATHENS STOCK EXCHANGE 86.

- From 0 up to 3.000 € 1,00%

- From 3.001 € up to 10.000 € 0,75% / min 10 €

- Over 10.000 € 0,50% / min 10 €

87. Follow up No fees

GREEK STATE SECURITIES LISTED IN THE ATHENS STOCK EXCHANGE

88. Sale-purchase order (in the branch or through e-banking) No fees PAYROLL

89. Through file (massive credits) No fees

01. 02. 03. 04. 05. 06. 07. 08. 09. 10.

The Bank's commission for the order execution, includes EUROBANK EFG EQUITIES' commission equal to 20% of the Bank's commission.

Title purchase-sale order

GENERAL REMARKS FOR BASIC TRANSACTIONS PRICE LIST

The fee of the "closing of the savings / current / sight account is charged when the account closes for one of the following reasons: a. Client's Request (Other Reasons) b. Client's Request (Transfer to another account) c. Client's Request (Change of Bank) d. Client's Will. Especially, when reason c. "Client's Request (Change of Bank)" takes place, the fee is not charged when the account has, at the same time, only one beneficiary. The clients of the Corporate Banking, of the Regional Office of Business Credit (PYEP) and the Global Corporate Clients are exempted from the fee as well as the by-products of the settlement of the loan, the Eurobank staff and the collateral products.

The client is charged with the actual post, telephone, fax or other expenses (judicial, protest notes, local / international correspondents e.t.c.) if need to be. Interest bearing of the € checks Eurobank in credit of the account €:

- In a non interest bearing account: Same day - In an interest bearing account: Same day

Interest bearing € checks of other Βanks in credit of the account €: - Cashier's check: 1 working day

- Personal check: 3 working days

The payment in cash of the cashier's or of the personal check of other Banks of the same or of another city is forbidden. It is allowed only if there is a special authorization (a specific SPY) for check deposit in same day account. In this case, the deposit is made in the account of the client same day value and then the cash withdrawal takes place.

* The Payment Services Directive - PSD holds true all the Euro members as well as the currencies of the following European Economic Area (EEA) members: Bulgaria BGN, Denmark DKK, Great Britain GBP, Norway NOK, Hungary HUF, Poland PLN, Romania RON, Sweden SEK, Czech Republic CZK, Estonia EEK, Iceland ISK, Latvia LVL, Lithuania LTL, Liechtenstein CHF.

Value Date of Cash Deposit

A) Value date of € cash deposit into € account:

- Interest bearing Savings or Current account or a non-interest Sight account: same day - Interest bearing Sight account: 1 working day

B) Value date of € or FCY cash deposit into € Collateral account: 1 working day C) Value date of € cash deposit into FCY account:

- Interest bearing Savings or Current account or a non-interest sight account, EEA* currency: same day - Interest bearing Sight account, EEA* currency: 1 working day

- Non-EEA* currency account: 2 working days D) Value date of FCY cash deposit into € account: - Non-interest bearing account: same day - Interest bearing account: 4 working days E) Value date of FCY cash deposit in FCY account:

- Interest bearing Savings or Current account or a non-interest Sight account, EEA* currency, same currency: same day - Interest bearing Sight account, EEA* currency, same currency: 1 working day

- Non-EEA* currency account, same currency: 4 working days - In different currency: 4 working days

F) Value date of FCY cash deposit into FCY Collateral account: 4 working days G) Value date of € cash deposit into FCY Collateral account: 2 working days ATM cash deposit in €

- In ATMs where the use of envelope is required, the above are valid from the date when the envelope is unsealed

- In ATMs where the envelope is not required, cash is automatically counted and credited to the interest or non-interest bearing account, becoming immediately available with a same-day value date

As regards the terms of an early return of the deposit products, the clients are requested to contact the responsible officials of the Bank branch in order for them to get properly informed.

As regards the transactions of the buying / selling of the exchange, in addition to the basic fees, a charge of the exchange conversion takes place (0,10% / min 6 € and max 30 €).

The withdrawal limit from an ATM of another Bank within the country (through DIAS) is 600 €, while the withdrawal limit from an ATM of a Bank in the Eurozone (indication Cirrus / Maestro / MasterCard) is 700 €.

The fee of the Eurobank EFG Securities is included in the expenses of the execution of the securities orders which is up to 20% percentage on the expense.

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11. 12. 13. 01. 02. 03. 04. LAST UPDATE: 21.02.2012

Charges in favour of third parties (ITS Intangible Titles System, Stock Exchange, Cyprus Stock Exchange, Public Sector, etc) : 1. Creation of a Code Number of Investor Account in the ITS: one-off charge 10 €. 2.The orders of buying and selling of the stocks in the Stock Exchange are charged with a contribution in favour of Athens Stock Exchange (0,025%), with transfer rights (0,06%) and with the equivalent tax on the sales (0,15%). The orders of buying and selling of the stocks in the Cyprus Stock Exchange are charged with the expenses of the Cyprus Stock Exchange member (for the main buying or with the exception of it) (0,015% or 0,040%), with the expenses of the Cyprus Stock Exchange (0,005%), with liquidation expenses (for the main buying or with the exception of it) (0,025% or 0,03%) and the equivalent tax (0,15%).

The fee of "access to information data of the Bank's general archive" is collected on request of the copies of the documents, of the contracts and of other documents, which are filed in the central archive of the Bank or in the archive of the Bank branch (with the exception of requests of Judiciary Authorities or other Authorities). Furthermore, there is no fee collected as regards the "research on the property", of any research regarding the stocks of Eurobank Ergasias EFG and of the companies Lamda Development SA, Thessaloniki Port Authority SA, Thessaloniki Public Water and Sewerage SA, Piraeus Port Authority SA, DIAS Securities and Eurobank Properties Real Estate Investment S.A.

The present price list is periodically revised and includes only the terms of the basic Bank transactions. As regards other specific transactions which are not hereby included, the clients are requested to contact the competent officials of the Bank branch for further information.

The pricing of the program "Free Transactions" is valid only for the account connected to the program, as long as there are no overdue loan obligations of the client to the Bank (in arrears > 30 days) and only if the client holds an Average Monthly Deposit and / or Investing and / or Insurance Position in the Bank, of the amount of 3.000 € or more (the Average Monthly Deposit and / or Investing and / or Insurance Position of the client in the Bank is calculated* on the last day every month for the whole month). If the above requirements meet, the special tariff takes place the next month. If the Average Monthly Deposit’s or / and Investment’s and /or Position of the Bank Insurance’s condition is not met within a specific month, a subscription related to the type of the respective package is collected. More specifically, the subscription amount is 2€ for Individual & Group Sales beneficiaries and 5 € for SBB beneficiaries & Dynamic Sight Account holders. * For the definition of the Average Monthly Deposit and / or Investing and / or Insurance Position of the client in the Bank the following data are taken into consideration: a) the total sum of the average monthly balances of the accounts (current accounts, savings accounts, sights accounts, deferred deposit accounts)

(after their conversion into €), in which accounts the client is the 1st beneficiary b) the total sum of the average monthly balances of the investing portfolio of the client, in which the client is the 1st benefciary c) the total sum of the average monthly balances of the insurance retirement programs and of the long term savings programs, in which the client is insured and / or the contracting party.

GENERAL REMARKS FOR SPECIAL TARIFF SETTING

The fee for a Legal report issuance on N.P. Power of Attorney acceptance (category: OTHER TRANSACTIONS \ CERTIFICATES\ point 5) is waived when the Power of Attorney is submitted in request for a Customer’s Debts Certificate under law 3869.

The terms and conditions of the program "Free Transactions" are posted up in all the Βank branches as well as in the web site of the Βank. The Βank reserves the right to change whenever the privileges of the Program "Free Transactions" after posting them up in the web site of the Bank. The privileges of the service "Personal Banking" are offered to clients who hold in the Bank funds of at least 60.000 € in deposit or / and investing and /or insurance products.