Appendix to
Danish Message Implementation
Guideline for Common Global
Implementation (CGI) Customer Credit
Transfer Initiation and Danish
Implementation Guideline for CGI
Customer Payment Status Report
Table of Contents
INTRODUCTION
3
DANISH PAYMENT EXAMPLES
6
Denmark, Direct Credit With Advice On Statement (former UDUS 356 Transfer) 6
Denmark, Direct Credit With Advice On Statement (RF Creditor Reference)
11
Denmark, Payment Slip With Advice (Giro Payment Slip - GIK 01)
15
Denmark, Payment Slip (OCR) (Giro Payment Slip - GIK 04)
19
Denmark, Payment Slip (OCR) (Giro Payment Slip - GIK 15)
23
Denmark, Payment Slip (OCR) (Payment Slip - FIK 71)
28
Denmark, Payment Slip (OCR) (Payment Slip - FIK 73)
32
Denmark, Payment Slip (OCR) (Payment Slip - FIK 75)
36
Denmark, Payment to EasyAccount (NKS) With (CVR)
40
Denmark, Payment to EasyAccount (NKS) With (CPR)
45
Denmark, Domestic Cheque
50
CROSS BORDER PAYMENT
54
Cross Border SEPA Payment
54
Cross Border non-SEPA Payment
58
Cross Border Urgent Payment
62
DANISH CUSTOMER STATUS REPORT EXAMPLES
66
Status on a Group - Reject (MessageIdentification)
67
Status on a Debit Entry - Reject (PaymentInformationIdentification)
69
Status on a Credit Entry - Reject (EndToEndIdentification)
71
Status on a Credit Entry - Accepted (EndToEndIdentification)
73
INTRODUCTION
This document contains descriptions and examples for payment types included in
the Danish CGI MIGs for Customer Credit Transfer Initiation and Customer Payment
Status Report.
For each example, a table is presented, which describes significant data elements
for each type of payment. In general these elements are Mandatory. The message
examples are enclosed below each table.
The ISO 20022 XML messages allow for the full range of global language
requirements (UTF-8). Banks and their customers must be able to support the Latin
character set commonly used in international communication, as follows:
a b c d e f g h i j k l m n o p q r s t u v w x y z
A B C D E F G H I J K L M N O P Q R S T U V W X Y Z
0 1 2 3 4 5 6 7 8 9
/ - ? : ( ) . , ' +
Space
However, to support local characters used in Denmark, Faroe Islands, Finland,
Germany, Norway and Sweden beyond the Latin character set referred to above,
the following characters are supported (Not to be used in SEPA payments or Cross
border payments to other than the referred countries):
á ä ç đ é í ó ö ú ü ý æ ø å
Á Ä Ç Ð É Í Ó Ö Ú Ü Ý Æ Ø Å
ß
% & = @ §
Remittance information contains information about the reason for payment (e.g.
invoice number), directed from the payor to the payee. The information may be
structured and/or unstructured.
Structured remittance information may include, for example, reference numbers
for the invoices and credit notes to which the payment refers.
Unstructured remittance information contains information in free text format from
the Payor to the Payee.
Payments to EasyAccount
Easy-Account Payment (Qualifier in CreditorAccount -> SchemeName):
- CPR-number (DK Social Security Number): NKC + 10 digits
- CVR-Number (DK Central Business Register Number): NKV + 8 digits
- CVR-Number with P-number (DK Central Business Register Number with DK
Production Number of a Unit): NKP + 8 digits/10 digits (Note: "/" is a separator)
- CVR-Number with Tax Id (DK Central Business Register Number with DK Tax
Identification): NKR + 8 digits/8 digits (Note: "/" is a separator)
- Tax Id (DK Tax Identification): NKS + 8 digits
Example:
Code
Type
Example
NKC
CPR-number
NKC+1234567890
NKV
CVR-number
NKV+12345678
NKP
CVR-number with
P-number
NKP+12345678/1234567890
NKR
CVR-nummer with Tax Id NKR+12345678/12345678
Template – Service Independent – Payments
Business Function
Description of the service.
Data Element Element Code / Value
Payment Information Identification
<PmtInfId>
Payment Method <PmtMtd> Payment Type Information <PmtTpInf> Requested Execution Date <ReqdExctnDt> Debtor name and address <Dbtr>
<Nm> <PslAdr> <StrtNm> <PstCd> <TwnNm> <Ctry> Debtor’s Organization Identification <Dbtr> <Id> <OrgId> Debtor Account <DbtrAcct> Debtor Agent Identification <DbtrAgt>
Instruction ID <PmtId><InstrId> End-to-end ID <PmtId><EndToEndId>
Purpose <Purp>
Amount <Amt>
Creditor name and address <Cdtr> <Nm> <PslAdr> <StrtNm> <PstCd> <TwnNm> <Ctry> Creditor Account Number <CdtrAcct>
Remittance Information Structured and/or Unstructured <RmtInf> <Strd> <RmtInf> <Ustrd>
Structured invoice payment type
Unstructured details of payment
Example:
DANISH PAYMENT EXAMPLES
Denmark, Direct Credit With Advice On Statement (former UDUS 356 Transfer) Business Function:
Account to account credit transfer with long advise. Could require text code that is used as advice-text (for instance 0248 – Pension). Optional 20 characters (35) short advice-text. Optional Primary Reference. Debtors ID of the payment (20). 41 lines with 35 characters unstructured advice.
Message Item <XML tag> /Element Code / Value
Payment Information Identification <PmtInfId>DEBENTID-12345678901</PmtInfId> DEBENTID-12345678902 Payment Method <PmtMtd>TRF/PmtMtd> TRF Payment Type Information <PmtTpInf>
<SvcLvl>
<Cd>NURG</Cd> </SvcLvl>
<CtgyPurp>
<Cd>SUPP</Cd>
<!-- Not forwarded beyond DebitorAgent in UDUS 356 -->
</CtgyPurp> </PmtTpInf>
NURG (URGP = RTGS DKK in Kronos/EUR in Target2).
SUPP (CORT, INTC, PENS, SALA, SUPP or TREA)
Requested Execution Date <ReqdExctnDt>2012-12-18</ReqdExctnDt>
2012-12-18
Debtor name and address <Dbtr>
<Nm>Nils Nielsen</Nm> <PstlAdr> <Ctry>DK</Ctry> </PstlAdr> </Dbtr> Nils Nielsen DK Debtor’s Organization Identification <Dbtr> <Id> <OrgId> <Othr> <Id>123456789</Id> <SchmeNm> <Cd>BANK</Cd> </SchmeNm> </Othr> </OrgId> </Id> </Dbtr> 123456789 BANK
Debit Account Number <DbtrAcct> <Id> <Othr> <Id>30000987654321</Id> <SchmeNm> <Cd>BBAN</Cd> </SchmeNm> </Othr> </Id> <Ccy>DKK</Ccy> </DbtrAcct> 30000987654321 (DK3030000987654321) BBAN DKK Instruction ID <InstrId>CR3REF-Webservice</InstrId> CR3REF-Webservice End-to-end ID <EndToEndId>PQENDTOENDID-12345678901</EndToEndId> PQENDTOENDID-12345678902
Message Item <XML tag> /Element Code / Value
Purpose <Purp>
<Prtry>0086</Prtry>
<!-- UDUS 356 TextCode (FIELD 05) and optional meaning in Text (FIELD 11) is forwarded beyond DebtorAgent -->
<!-- Code or Text -->
<!-- 0086 = Invoice tekst code for Danish domestic Low-value clearing --> </Purp> <Purp><Prtry> to UDUS 356 TextCode 0086/ (fx 0019/, 0051/, 0078/, 0086/, 0248/, 0523/, 0531/, 0558/, 0566/ or other) Or <Purp><Prtry> TextCode/Short text (Max20Text) Or <Purp><Prtry>
Short text (Max20Text)
Or
<Purp><Cd> to ISO 20022 PuposeCode (BECH, INTX, PENS, REFU, RENT, SALA, SUPP or other)
Amount <InstdAmt
Ccy="DKK">10666.00</InstdAmt> "DKK" 10666.00 Creditor Account Number <CdtrAcct>
<Id> <Othr> <Id>20001234567890</Id> <SchmeNm> <Cd>BBAN</Cd> </SchmeNm> </Othr> </Id> </CdtrAcct> 20001234567890 (DK2720001234567890) BBAN
Creditor name and address <Cdtr>
<Nm>CAPE Webconsult Aps.</Nm> <PstlAdr> <StrtNm>Markvejen</StrtNm> <BldgNb>103</BldgNb> <PstCd>4600</PstCd> <TwnNm>Koege</TwnNm> <Ctry>DK</Ctry> </PstlAdr> </Cdtr>
CAPE Webconsult Aps.
Markvejen 103 4600 Koege DK
Message Item <XML tag> /Element Code / Value Remittance Information Unstructured and/or Structured <RmtInf>
<Ustrd>Payment for webservices related to the new MS SQL web server</Ustrd> <Strd> <RfrdDocInf> <Tp> <CdOrPrtry> <Prtry>PRIM</Prtry> </CdOrPrtry> </Tp> <Nb>PrimRefNo-1234</Nb> </RfrdDocInf> <RfrdDocInf> <Tp> <CdOrPrtry> <Prtry>DEBI</Prtry> </CdOrPrtry> </Tp> <Nb>DebIdPayNo-123</Nb> </RfrdDocInf> </Strd> </RmtInf>
Payment for webservices related to the new MS SQL web server (Max1435Text) PRIM PrimRefNo-1234 DEBI DebIdPayNo-123 Example: <?xml version="1.0" encoding="UTF-8"?>
<!--Instance XML file generated by Carsten I. Pedersen for Danish Bankers' Association in 2012-->
<Document xmlns="urn:iso:std:iso:20022:tech:xsd:pain.001.001.03" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="urn:iso:std:iso:20022:tech:xsd:pain.001.001.03 C:\Data\NORDIC~1\ISO20022_Maintenance2010\XSD\pain.001.001.03.xsd"> <CstmrCdtTrfInitn> <GrpHdr> <MsgId>MSGID-12345678902</MsgId> <CreDtTm>2012-12-17T09:30:47+01:00</CreDtTm> <Authstn> <Prtry>AWEERDfas3342312aSDSD</Prtry> </Authstn> <NbOfTxs>1</NbOfTxs> <InitgPty> <Id> <OrgId> <Othr> <Id>123456789</Id> <SchmeNm> <Cd>BANK</Cd> </SchmeNm> </Othr> </OrgId> </Id> </InitgPty> </GrpHdr> <PmtInf> <PmtInfId>DEBENTID-12345678902</PmtInfId> <PmtMtd>TRF</PmtMtd> <BtchBookg>false</BtchBookg> <PmtTpInf> <SvcLvl>
<Cd>NURG</Cd> </SvcLvl> <CtgyPurp> <Cd>SUPP</Cd> </CtgyPurp> </PmtTpInf> <ReqdExctnDt>2012-12-18</ReqdExctnDt> <Dbtr> <Nm>Nils Nielsen</Nm> <PstlAdr> <Ctry>DK</Ctry> </PstlAdr> <Id> <OrgId> <Othr> <Id>123456789</Id> <SchmeNm> <Cd>BANK</Cd> </SchmeNm> </Othr> </OrgId> </Id> </Dbtr> <DbtrAcct> <Id> <Othr> <Id>30000987654321</Id> <SchmeNm> <Cd>BBAN</Cd> </SchmeNm> </Othr> </Id> <Ccy>DKK</Ccy> </DbtrAcct> <DbtrAgt> <FinInstnId> <BIC>DABADKKK</BIC> </FinInstnId> </DbtrAgt> <CdtTrfTxInf> <PmtId> <InstrId>CR3REF-Webservice</InstrId> <EndToEndId>PQENDTOENDID-12345678902</EndToEndId> </PmtId> <Amt> <InstdAmt Ccy="DKK">10666.00</InstdAmt> </Amt> <ChrgBr>DEBT</ChrgBr> <CdtrAgt> <FinInstnId> <BIC>NDEADKKK</BIC> </FinInstnId> </CdtrAgt> <Cdtr>
<Nm>CAPE Webconsult Aps.</Nm> <PstlAdr>
<StrtNm>Markvejen</StrtNm> <BldgNb>103</BldgNb> <PstCd>4600</PstCd> <TwnNm>Koege</TwnNm>
<Ctry>DK</Ctry> </PstlAdr> </Cdtr> <CdtrAcct> <Id> <Othr> <Id>20001234567890</Id> <SchmeNm> <Cd>BBAN</Cd> </SchmeNm> </Othr> </Id> </CdtrAcct> <Purp> <Prtry>0086</Prtry>
<!-- UDUS 356 TextCode (FIELD 05) and optional meaning in Text (FIELD 11) is forwarded beyond DebtorAgent -->
<!-- Code or Text -->
<!-- 0086/ = Invoice tekst code for Danish domestic Low-value clearing/Short text to the Creditor -->
</Purp> <RmtInf>
<Ustrd>Payment for webservices related to the new MS SQL web server</Ustrd> <Strd> <RfrdDocInf> <Tp> <CdOrPrtry> <Prtry>PRIM</Prtry> </CdOrPrtry> </Tp> <Nb>PrimRefNo-1234</Nb>
<!-- UDUS 356 PRIM ("15") is forwarded to Creditor -->
</RfrdDocInf> <RfrdDocInf> <Tp> <CdOrPrtry> <Prtry>DEBI</Prtry> </CdOrPrtry> </Tp> <Nb>DebIdPayNo-123</Nb>
<!-- UDUS 356 DEBI ("13") is forwarded to CreditorAgent -->
</RfrdDocInf> </Strd> </RmtInf> </CdtTrfTxInf> </PmtInf> </CstmrCdtTrfInitn> </Document>
Denmark, Direct Credit With Advice On Statement (RF Creditor Reference) Business Function:
Account to account credit transfer with RF Creditor Reference – ISO 11649.
Message Item <XML tag> /Element Code / Value
Payment Information Identification <PmtInfId>DEBENTID-12345678901</PmtInfId> DEBENTID-12345678902 Payment Method <PmtMtd>TRF/PmtMtd> TRF Payment Type Information <PmtTpInf>
<SvcLvl> <Cd>NURG</Cd> </SvcLvl> <LclInstrm> <Cd>SDCL</Cd> <!--Default: ONCL --> </LclInstrm> <CtgyPurp> <Cd>SUPP</Cd>
<!-- Not forwarded beyond DebitorAgent in UDUS 356 --> </CtgyPurp> </PmtTpInf> NURG (URGP = RTGS DKK in Kronos/EUR in Target2). SDCL (ONCL)
SUPP (CORT, INTC, PENS, SALA, SUPP or TREA)
Requested Execution Date <ReqdExctnDt>2012-12-18</ReqdExctnDt>
2012-12-18
Debtor name and address <Dbtr>
<Nm>Nils Nielsen</Nm> <PstlAdr> <Ctry>DK</Ctry> </PstlAdr> </Dbtr> Nils Nielsen DK Debtor’s Organization Identification <Dbtr> <Id> <OrgId> <Othr> <Id>123456789</Id> <SchmeNm> <Cd>BANK</Cd> </SchmeNm> </Othr> </OrgId> </Id> </Dbtr> 123456789 BANK
Debit Account Number <DbtrAcct> <Id> <Othr> <Id>30000987654321</Id> <SchmeNm> <Cd>BBAN</Cd> </SchmeNm> </Othr> </Id> <Ccy>DKK</Ccy> </DbtrAcct> 30000987654321 (DK3030000987654321) BBAN DKK Instruction ID <InstrId>CR3REF-Webservice</InstrId> CR3REF-Webservice End-to-end ID <EndToEndId>PQENDTOENDID-12345678901</EndToEndId> PQENDTOENDID-12345678902
Message Item <XML tag> /Element Code / Value
Purpose <Purp>
<Cd>SDCL</Cd>
<!-- TextCode is forwarded beyond DebtorAgent -->
</Purp>
<Purp><Cd> to ISO 20022 PuposeCode (BECH, INTX, PENS, REFU, RENT, SALA, SUPP or other)
Amount <InstdAmt
Ccy="DKK">10666.00</InstdAmt> "DKK" 10666.00 Creditor Account Number <CdtrAcct>
<Id> <Othr> <Id>20001234567890</Id> <SchmeNm> <Cd>BBAN</Cd> </SchmeNm> </Othr> </Id> </CdtrAcct> 20001234567890 (DK2720001234567890) BBAN
Creditor name and address <Cdtr>
<Nm>CAPE Webconsult Aps.</Nm> <PstlAdr> <StrtNm>Markvejen</StrtNm> <BldgNb>103</BldgNb> <PstCd>4600</PstCd> <TwnNm>Koege</TwnNm> <Ctry>DK</Ctry> </PstlAdr> </Cdtr>
CAPE Webconsult Aps.
Markvejen 103 4600 Koege DK
Instruction for First agent Remittance Information Unstructured and/or Structured N/A N/A Example: <?xml version="1.0" encoding="UTF-8"?>
<!--Instance XML file generated by Carsten I. Pedersen for Danish Bankers' Association in 2013--> <Document xmlns="urn:iso:std:iso:20022:tech:xsd:pain.001.001.03" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="urn:iso:std:iso:20022:tech:xsd:pain.001.001.03 C:\Data\ISO20022\Maintenance2009\XSD\pain.001.001.03.xsd"> <CstmrCdtTrfInitn> <GrpHdr> <MsgId>MSGID-12345678902</MsgId> <CreDtTm>2013-09-12T09:30:47+02:00</CreDtTm> <Authstn> <Prtry>3342312aSDSD</Prtry> </Authstn> <NbOfTxs>1</NbOfTxs> <InitgPty> <Id> <OrgId> <Othr>
<Id>123456789</Id> <SchmeNm> <Cd>BANK</Cd> </SchmeNm> </Othr> </OrgId> </Id> </InitgPty> </GrpHdr> <PmtInf> <PmtInfId>DEBENTID-12345678902</PmtInfId> <PmtMtd>TRF</PmtMtd> <BtchBookg>false</BtchBookg> <PmtTpInf> <SvcLvl> <Cd>NURG</Cd> </SvcLvl> <LclInstrm> <Cd>SDCL</Cd> <!--Default: ONCL --> </LclInstrm> <CtgyPurp> <Cd>SUPP</Cd> </CtgyPurp> </PmtTpInf> <ReqdExctnDt>2013-09-12</ReqdExctnDt> <Dbtr> <Nm>Anders Andersen</Nm> <PstlAdr> <Ctry>DK</Ctry> </PstlAdr> <Id> <OrgId> <Othr> <Id>123456789</Id> <SchmeNm> <Cd>BANK</Cd> </SchmeNm> </Othr> </OrgId> </Id> </Dbtr> <DbtrAcct> <Id> <Othr> <Id>30000987654321</Id> <SchmeNm> <Cd>BBAN</Cd> </SchmeNm> </Othr> </Id> <Ccy>DKK</Ccy> </DbtrAcct> <DbtrAgt> <FinInstnId> <BIC>DABADKKK</BIC> </FinInstnId> </DbtrAgt> <CdtTrfTxInf> <PmtId>
<InstrId>OWNREF-CR3REF-Webservice</InstrId> <EndToEndId>PQENDTOENDID-12345678902</EndToEndId> </PmtId> <Amt> <InstdAmt Ccy="DKK">666.00</InstdAmt> </Amt> <ChrgBr>DEBT</ChrgBr> <CdtrAgt> <FinInstnId> <BIC>NDEADKKK</BIC> </FinInstnId> </CdtrAgt> <Cdtr>
<Nm>CAPE Webconsult Aps.</Nm> <PstlAdr> <StrtNm>Markvejen</StrtNm> <BldgNb>103</BldgNb> <PstCd>2680</PstCd> <TwnNm>Solroed Strand</TwnNm> <Ctry>DK</Ctry> </PstlAdr> </Cdtr> <CdtrAcct> <Id> <Othr> <Id>20001234567890</Id> <SchmeNm> <Cd>BBAN</Cd> </SchmeNm> </Othr> </Id> </CdtrAcct> <Purp> <Cd>SUPP</Cd> </Purp> <RmtInf> <Strd> <CdtrRefInf> <Tp> <CdOrPrtry> <Cd>SCOR</Cd> </CdOrPrtry> <Issr>ISO</Issr> </Tp> <Ref>RF18539007547034</Ref> </CdtrRefInf> </Strd> </RmtInf> </CdtTrfTxInf> </PmtInf> </CstmrCdtTrfInitn> </Document>
Denmark, Payment Slip With Advice (Giro Payment Slip - GIK 01) Business Function:
Payment Slip/OCR without Payment Identification but with Remittance Information.
No Payment Identification for automatic reconciliation. Creditor receives information concerning Debtor name, address and additional information like invoice number (supplied by Debtor) for instance via a copy of the Payment Slip or via an account statement. 41 lines with 35 characters unstructured advice could be included. Payment to Giro account in Financial Institution.
Message Item <XML tag> /Element Code / Value
Payment Information Identification <PmtInfId>DEBENTID-12345678904</PmtInfId> DEBENTID-12345678904 Payment Method <PmtMtd>TRF</PmtMtd> TRF Payment Type Information <PmtTpInf>
<SvcLvl>
<Cd>NURG</Cd> </SvcLvl>
</PmtTpInf>
NURG
Requested Execution Date <ReqdExctnDt>2012-12-18</ReqdExctnDt>
2012-12-18
Debtor name and address <Dbtr>
<Nm>Nils Nielsen</Nm> <PstlAdr> <Ctry>DK</Ctry> </PstlAdr> </Dbtr> Nils Nielsen DK Debtor’s Organization Identification <Dbtr> <Id> <OrgId> <Othr> <Id>123456789</Id> <SchmeNm> <Cd>BANK</Cd> </SchmeNm> </Othr> </OrgId> </Id> </Dbtr> 123456789 BANK
Debit Account Number <DbtrAcct> <Id> <Othr> <Id>20001234567890</Id> <SchmeNm> <Cd>BBAN</Cd> </SchmeNm> </Othr> </Id> <Ccy>DKK</Ccy> </DbtrAcct> 20001234567890 (DK2720001234567890) BBAN DKK Instruction ID <InstrId>CR3REF-Webservice</InstrId> CR3REF-Webservice End-to-end ID <EndToEndId>PQENDTOENDID-12345678904</EndToEndId> PQENDTOENDID-12345678904 Purpose Amount <InstdAmt Ccy="DKK">866.06</InstdAmt> DKK" 866.06
Message Item <XML tag> /Element Code / Value
Creditor Account Number <CdtrAcct> <Id> <Othr> <Id>1234567</Id> <SchmeNm> <Prtry> OCR</Prtry> </SchmeNm> </Othr> </Id> </CdtrAcct> 1234567 OCR
Creditor name and address <Cdtr>
<Nm>CAPE Webconsult Aps.</Nm> <PstlAdr> <Ctry>DK</Ctry> </PstlAdr> </Cdtr>
CAPE Webconsult Aps.
DK
Instruction for First agent Remittance Information Unstructured
and/or
Structured
<RmtInf>
<Ustrd>Payment for webservices related to the new MS SQL web server. Phonenumber: +45 3300 0033</Ustrd> <Strd> <CdtrRefInf> <Tp> <CdOrPrtry> <Cd>SCOR</Cd> </CdOrPrtry> </Tp> <Ref>01/</Ref> </CdtrRefInf> </Strd> </RmtInf>
Payment for webservices related to the new MS SQL web server. Phonenumber: +45 3300 0033 (Max1435Text) SCOR 01 Example: <?xml version="1.0" encoding="UTF-8"?>
<!--Instance XML file generated by Carsten I. Pedersen for Danish Bankers' Association in 2012-->
<Document xmlns="urn:iso:std:iso:20022:tech:xsd:pain.001.001.03" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="urn:iso:std:iso:20022:tech:xsd:pain.001.001.03 C:\Data\NORDIC~1\ISO20022_Maintenance2010\XSD\pain.001.001.03.xsd"> <CstmrCdtTrfInitn> <GrpHdr> <MsgId>MSGID-12345678904</MsgId> <CreDtTm>2012-12-17T09:30:47+01:00</CreDtTm> <Authstn> <Prtry>AWEERDfas3342312aSDSD</Prtry> </Authstn> <NbOfTxs>1</NbOfTxs> <InitgPty> <Id> <OrgId> <Othr> <Id>123456789</Id> <SchmeNm> <Cd>BANK</Cd> </SchmeNm> </Othr>
</OrgId> </Id> </InitgPty> </GrpHdr> <PmtInf> <PmtInfId>DEBENTID-12345678904</PmtInfId> <PmtMtd>TRF</PmtMtd> <BtchBookg>false</BtchBookg> <PmtTpInf> <SvcLvl> <Cd>NURG</Cd> </SvcLvl> </PmtTpInf> <ReqdExctnDt>2012-12-18</ReqdExctnDt> <Dbtr> <Nm>Nils Nielsen</Nm> <PstlAdr> <Ctry>DK</Ctry> </PstlAdr> <Id> <OrgId> <Othr> <Id>123456789</Id> <SchmeNm> <Cd>BANK</Cd> </SchmeNm> </Othr> </OrgId> </Id> </Dbtr> <DbtrAcct> <Id> <Othr> <Id>20001234567890</Id> <SchmeNm> <Cd>BBAN</Cd> </SchmeNm> </Othr> </Id> <Ccy>DKK</Ccy> </DbtrAcct> <DbtrAgt> <FinInstnId> <BIC>NDEADKKK</BIC> </FinInstnId> </DbtrAgt> <CdtTrfTxInf> <PmtId> <InstrId>CR3REF-Webservice</InstrId> <EndToEndId>PQENDTOENDID-12345678904</EndToEndId> </PmtId> <Amt> <InstdAmt Ccy="DKK">866.06</InstdAmt> </Amt> <ChrgBr>DEBT</ChrgBr> <CdtrAgt> <FinInstnId> <BIC>DABADKKK</BIC> </FinInstnId> </CdtrAgt>
<Cdtr>
<Nm>CAPE Webconsult Aps.</Nm> <PstlAdr> <Ctry>DK</Ctry> </PstlAdr> </Cdtr> <CdtrAcct> <Id> <Othr> <Id>1234567</Id> <SchmeNm> <Prtry>OCR</Prtry> </SchmeNm> </Othr> </Id> </CdtrAcct> <RmtInf>
<Ustrd>Payment for webservices related to the new MS SQL web server. Phonenumber: +45 3300 0033</Ustrd> <Strd> <CdtrRefInf> <Tp> <CdOrPrtry> <Cd>SCOR</Cd> </CdOrPrtry> </Tp> <Ref>01/</Ref> </CdtrRefInf> </Strd> </RmtInf> </CdtTrfTxInf> </PmtInf> </CstmrCdtTrfInitn> </Document>
Denmark, Payment Slip (OCR) (Giro Payment Slip - GIK 04) Business Function:
Payment Slip/OCR with OCR-reference but without Remittance information.
16 digits Payment Identification for automatic reconciliation. No unstructured advice. Payment to Giro account.
Message Item <XML tag> /Element Code / Value
Payment Information Identification <PmtInfId>DEBENTID-12345678905</PmtInfId> DEBENTID-12345678905 Payment Method <PmtMtd>TRF</PmtMtd> TRF Payment Type Information <PmtTpInf>
<SvcLvl>
<Cd>NURG</Cd> </SvcLvl>
</PmtTpInf>
NURG
Requested Execution Date <ReqdExctnDt>2012-12-18</ReqdExctnDt>
2012-12-18
Debtor name and address <Dbtr>
<Nm>Nils Nielsen</Nm> <PstlAdr> <Ctry>DK</Ctry> </PstlAdr> </Dbtr> Nils Nielsen DK Debtor’s Organization Identification <OrgId> <Othr> <Id>123456789</Id> <SchmeNm> <Cd>BANK</Cd> </SchmeNm> </Othr> </OrgId> 123456789 BANK
Debit Account Number <DbtrAcct> <Id> <Othr> <Id>20001234567890</Id> <SchmeNm> <Cd>BBAN</Cd> </SchmeNm> </Othr> </Id> <Ccy>DKK</Ccy> </DbtrAcct> 20001234567890 (DK2720001234567890) BBAN DKK Instruction ID <InstrId>CR3REF-Webservice</InstrId> CR3REF-Webservice End-to-end ID <EndToEndId>PQENDTOENDID-12345678905</EndToEndId> PQENDTOENDID-12345678905 Purpose Amount <InstdAmt Ccy="DKK">866.06</InstdAmt> "DKK" 866.06
Message Item <XML tag> /Element Code / Value
Creditor Account Number <CdtrAcct> <Id> <Othr> <Id>1234567</Id> <SchmeNm> <Prtry> OCR</Prtry> </SchmeNm> </Othr> </Id> </CdtrAcct> 1234567 OCR
Creditor name and address Instruction for First agent Remittance Information Unstructured and/or Structured <RmtInf> <Strd> <CdtrRefInf> <Tp> <CdOrPrtry> <Cd>SCOR</Cd> </CdOrPrtry> </Tp> <Ref>04/1234567890123456</Ref> </CdtrRefInf> </Strd> </RmtInf> SCOR 04/1234567890123456 Example: <?xml version="1.0" encoding="UTF-8"?>
<!--Instance XML file generated by Carsten I. Pedersen for Danish Bankers' Association in 2012-->
<Document xmlns="urn:iso:std:iso:20022:tech:xsd:pain.001.001.03" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="urn:iso:std:iso:20022:tech:xsd:pain.001.001.03 C:\Data\NORDIC~1\ISO20022_Maintenance2010\XSD\pain.001.001.03.xsd"> <CstmrCdtTrfInitn> <GrpHdr> <MsgId>MSGID-12345678905</MsgId> <CreDtTm>2012-12-18T09:30:47+01:00</CreDtTm> <Authstn> <Prtry>AWEERDfas3342312aSDSD</Prtry> </Authstn> <NbOfTxs>1</NbOfTxs> <InitgPty> <Id> <OrgId> <Othr> <Id>123456789</Id> <SchmeNm> <Cd>BANK</Cd> </SchmeNm> </Othr> </OrgId> </Id> </InitgPty> </GrpHdr> <PmtInf> <PmtInfId>DEBENTID-12345678905</PmtInfId> <PmtMtd>TRF</PmtMtd> <BtchBookg>false</BtchBookg> <PmtTpInf>
<SvcLvl> <Cd>NURG</Cd> </SvcLvl> </PmtTpInf> <ReqdExctnDt>2012-12-18</ReqdExctnDt> <Dbtr> <Nm>Nils Nielsen</Nm> <PstlAdr> <Ctry>DK</Ctry> </PstlAdr> <Id> <OrgId> <Othr> <Id>123456789</Id> <SchmeNm> <Cd>BANK</Cd> </SchmeNm> </Othr> </OrgId> </Id> </Dbtr> <DbtrAcct> <Id> <Othr> <Id>20001234567890</Id> <SchmeNm> <Cd>BBAN</Cd> </SchmeNm> </Othr> </Id> <Ccy>DKK</Ccy> </DbtrAcct> <DbtrAgt> <FinInstnId> <BIC>NDEADKKK</BIC> </FinInstnId> </DbtrAgt> <CdtTrfTxInf> <PmtId> <InstrId>CR3REF-Webservice</InstrId> <EndToEndId>PQENDTOENDID-12345678905</EndToEndId> </PmtId> <Amt> <InstdAmt Ccy="DKK">866.06</InstdAmt> </Amt> <ChrgBr>DEBT</ChrgBr> <CdtrAgt> <FinInstnId> <BIC>DABADKKK</BIC> </FinInstnId> </CdtrAgt> <Cdtr>
<Nm>CAPE Webconsult Aps.</Nm> <PstlAdr> <Ctry>DK</Ctry> </PstlAdr> </Cdtr> <CdtrAcct> <Id> <Othr>
<Id>1234567</Id> <SchmeNm> <Prtry>OCR</Prtry> </SchmeNm> </Othr> </Id> </CdtrAcct> <RmtInf> <Strd> <CdtrRefInf> <Tp> <CdOrPrtry> <Cd>SCOR</Cd> </CdOrPrtry> </Tp> <Ref>04/1234567890123456</Ref> </CdtrRefInf> </Strd> </RmtInf> </CdtTrfTxInf> </PmtInf> </CstmrCdtTrfInitn> </Document>
Denmark, Payment Slip (OCR) (Giro Payment Slip - GIK 15) Business Function:
Payment Slip/OCR with OCR-reference but without Remittance Information. 16 digits Payment Identification for automatic reconciliation. No unstructured advice. Payment to Giro account.
Message Item <XML tag> /Element Code / Value
Payment Information Identification <PmtInfId>DEBENTID-12345678906</PmtInfId> DEBENTID-12345678906 Payment Method <PmtMtd>TRF</PmtMtd> TRF Payment Type Information <PmtTpInf>
<SvcLvl>
<Cd>NURG</Cd> </SvcLvl>
</PmtTpInf>
NURG
Requested Execution Date <ReqdExctnDt>2012-12-18</ReqdExctnDt>
2012-12-18
Debtor name and address <Dbtr>
<Nm>Nils Nielsen</Nm> <PstlAdr> <Ctry>DK</Ctry> </PstlAdr> </Dbtr> Nils Nielsen DK Debtor’s Organization Identification <OrgId> <Othr> <Id>123456789</Id> <SchmeNm> <Cd>BANK</Cd> </SchmeNm> </Othr> </OrgId> 123456789 BANK
Debit Account Number <DbtrAcct> <Id> <Othr> <Id>20001234567890</Id> <SchmeNm> <Cd>BBAN</Cd> </SchmeNm> </Othr> </Id> <Ccy>DKK</Ccy> </DbtrAcct> 20001234567890 (DK272000123456789) BBAN DKK Instruction ID <InstrId>CR3REF-Webservice</InstrId> CR3REF-Webservice End-to-end ID <EndToEndId>PQENDTOENDID-12345678906</EndToEndId> PQENDTOENDID-12345678906 Purpose Amount <InstdAmt Ccy="DKK">866.06</InstdAmt> "DKK" 866.06
Message Item <XML tag> /Element Code / Value
Creditor Account Number <CdtrAcct> <Id> <Othr> <Id>1234567</Id> <SchmeNm> <Prtry> OCR</Prtry> </SchmeNm> </Othr> </Id> </CdtrAcct> 1234567 OCR
Creditor name and address Instruction for First agent Remittance Information Unstructured and/or Structured <RmtInf> <Strd> <CdtrRefInf> <Tp> <CdOrPrtry> <Cd>SCOR</Cd> </CdOrPrtry> </Tp> <Ref>15/1234567890123456</Ref> </CdtrRefInf> </Strd> </RmtInf> SCOR 15/1234567890123456
Example:
<?xml version="1.0" encoding="UTF-8"?>
<!--Instance XML file generated by Carsten I. Pedersen for Danish Bankers' Association in 2012-->
<Document xmlns="urn:iso:std:iso:20022:tech:xsd:pain.001.001.03" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="urn:iso:std:iso:20022:tech:xsd:pain.001.001.03 C:\Data\NORDIC~1\ISO20022_Maintenance2010\XSD\pain.001.001.03.xsd"> <CstmrCdtTrfInitn> <GrpHdr> <MsgId>MSGID-12345678906</MsgId> <CreDtTm>2012-12-17T09:30:47+01:00</CreDtTm> <Authstn> <Prtry>AWEERDfas3342312aSDSD</Prtry> </Authstn> <NbOfTxs>1</NbOfTxs> <InitgPty> <Id> <OrgId> <Othr> <Id>123456789</Id> <SchmeNm> <Cd>BANK</Cd> </SchmeNm> </Othr> </OrgId> </Id> </InitgPty> </GrpHdr> <PmtInf> <PmtInfId>DEBENTID-12345678906</PmtInfId> <PmtMtd>TRF</PmtMtd> <BtchBookg>false</BtchBookg> <PmtTpInf> <SvcLvl> <Cd>NURG</Cd> </SvcLvl> </PmtTpInf> <ReqdExctnDt>2012-12-18</ReqdExctnDt> <Dbtr> <Nm>Nils Nielsen</Nm> <PstlAdr> <Ctry>DK</Ctry> </PstlAdr> <Id> <OrgId> <Othr> <Id>123456789</Id> <SchmeNm> <Cd>BANK</Cd> </SchmeNm> </Othr> </OrgId> </Id> </Dbtr> <DbtrAcct> <Id> <Othr> <Id>20001234567890</Id> <SchmeNm> <Cd>BBAN</Cd>
</SchmeNm> </Othr> </Id> <Ccy>DKK</Ccy> </DbtrAcct> <DbtrAgt> <FinInstnId> <BIC>NDEADKKK</BIC> </FinInstnId> </DbtrAgt> <ChrgsAcct> <Id> <Othr> <Id>20001234567890</Id> <SchmeNm> <Cd>BBAN</Cd> </SchmeNm> </Othr> </Id> </ChrgsAcct> <CdtTrfTxInf> <PmtId> <InstrId>CR3REF-Webservice</InstrId> <EndToEndId>PQENDTOENDID-12345678906</EndToEndId> </PmtId> <Amt> <InstdAmt Ccy="DKK">866.06</InstdAmt> </Amt> <ChrgBr>DEBT</ChrgBr> <CdtrAgt> <FinInstnId> <BIC>DABADKKK</BIC> </FinInstnId> </CdtrAgt> <Cdtr>
<Nm>CAPE Webconsult Aps.</Nm> <PstlAdr> <Ctry>DK</Ctry> </PstlAdr> </Cdtr> <CdtrAcct> <Id> <Othr> <Id>1234567</Id> <SchmeNm> <Prtry>OCR</Prtry> </SchmeNm> </Othr> </Id> </CdtrAcct> <RmtInf> <Strd> <CdtrRefInf> <Tp> <CdOrPrtry> <Cd>SCOR</Cd> </CdOrPrtry> </Tp> <Ref>15/1234567890123456</Ref> </CdtrRefInf>
</Strd> </RmtInf> </CdtTrfTxInf> </PmtInf> </CstmrCdtTrfInitn> </Document>
Denmark, Payment Slip (OCR) (Payment Slip - FIK 71) Business Function:
Payment Slip/OCR with OCR-reference but without Remittance Information. 15 digits Payment Identification for automatic reconciliation. No unstructured advice. Payment to FIK account in Financial Institution.
Message Item <XML tag> /Element Code / Value
Payment Information Identification <PmtInfId>DEBENTID-12345678907</PmtInfId> DEBENTID-12345678907 Payment Method <PmtMtd>TRF</PmtMtd> TRF Payment Type Information <PmtTpInf>
<SvcLvl>
<Cd>NURG</Cd> </SvcLvl>
</PmtTpInf>
NURG
Requested Execution Date <ReqdExctnDt>2012-12-18</ReqdExctnDt>
2012-12-18
Debtor name and address <Dbtr>
<Nm>Nils Nielsen</Nm> <PstlAdr> <Ctry>DK</Ctry> </PstlAdr> </Dbtr> Nils Nielsen DK Debtor’s Organization Identification <OrgId> <Othr> <Id>123456789</Id> <SchmeNm> <Cd>BANK</Cd> </SchmeNm> </Othr> </OrgId> 123456789 BANK
Debit Account Number <DbtrAcct> <Id> <Othr> <Id>30000987654321</Id> <SchmeNm> <Cd>BBAN</Cd> </SchmeNm> </Othr> </Id> <Ccy>DKK</Ccy> </DbtrAcct> 30000987654321 (DK3030000987654321) BBAN DKK Instruction ID <InstrId>CR3REF-Webservice</InstrId> CR3REF-Webservice End-to-end ID <EndToEndId>PQENDTOENDID-12345678907</EndToEndId> PQENDTOENDID-12345678907 Purpose Amount <InstdAmt Ccy="DKK">666.06</InstdAmt> "DKK" 666.06
Message Item <XML tag> /Element Code / Value
Creditor Account Number <CdtrAcct> <Id> <Othr> <Id>87654321</Id> <SchmeNm> <Prtry> OCR</Prtry> </SchmeNm> </Othr> </Id> </CdtrAcct> 87654321 OCR
Creditor name and address Instruction for First agent Remittance Information Unstructured and/or Structured <RmtInf> <Strd> <CdtrRefInf> <Tp> <CdOrPrtry> <Cd>SCOR</Cd> </CdOrPrtry> </Tp> <Ref>71/123456789012345</Ref> </CdtrRefInf> </Strd> </RmtInf> SCOR 71/123456789012345 Example: <?xml version="1.0" encoding="UTF-8"?>
<!--Instance XML file generated by Carsten I. Pedersen for Danish Bankers' Association in 2012-->
<Document xmlns="urn:iso:std:iso:20022:tech:xsd:pain.001.001.03" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="urn:iso:std:iso:20022:tech:xsd:pain.001.001.03 C:\Data\NORDIC~1\ISO20022_Maintenance2010\XSD\pain.001.001.03.xsd"> <CstmrCdtTrfInitn> <GrpHdr> <MsgId>MSGID-12345678907</MsgId> <CreDtTm>2012-12-17T09:30:47+01:00</CreDtTm> <Authstn> <Prtry>AWEERDfas3342312aSDSD</Prtry> </Authstn> <NbOfTxs>1</NbOfTxs> <InitgPty> <Id> <OrgId> <Othr> <Id>123456789</Id> <SchmeNm> <Cd>BANK</Cd> </SchmeNm> </Othr> </OrgId> </Id> </InitgPty> </GrpHdr> <PmtInf> <PmtInfId>DEBENTID-12345678907</PmtInfId> <PmtMtd>TRF</PmtMtd> <BtchBookg>false</BtchBookg> <PmtTpInf>
<SvcLvl> <Cd>NURG</Cd> </SvcLvl> </PmtTpInf> <ReqdExctnDt>2012-12-18</ReqdExctnDt> <Dbtr> <Nm>Nils Nielsen</Nm> <PstlAdr> <Ctry>DK</Ctry> </PstlAdr> <Id> <OrgId> <Othr> <Id>123456789</Id> <SchmeNm> <Cd>BANK</Cd> </SchmeNm> </Othr> </OrgId> </Id> </Dbtr> <DbtrAcct> <Id> <Othr> <Id>30000987654321</Id> <SchmeNm> <Cd>BBAN</Cd> </SchmeNm> </Othr> </Id> <Ccy>DKK</Ccy> </DbtrAcct> <DbtrAgt> <FinInstnId> <BIC>DABADKKK</BIC> </FinInstnId> </DbtrAgt> <ChrgsAcct> <Id> <Othr> <Id>30000987654321</Id> <SchmeNm> <Cd>BBAN</Cd> </SchmeNm> </Othr> </Id> </ChrgsAcct> <CdtTrfTxInf> <PmtId> <InstrId>CR3REF-Webservice</InstrId> <EndToEndId>PQENDTOENDID-12345678907</EndToEndId> </PmtId> <Amt> <InstdAmt Ccy="DKK">666.06</InstdAmt> </Amt> <ChrgBr>DEBT</ChrgBr> <CdtrAgt> <FinInstnId> <BIC>PBSEDK21</BIC> </FinInstnId>
</CdtrAgt> <Cdtr>
<Nm>CAPE Webconsult Aps.</Nm> <PstlAdr> <Ctry>DK</Ctry> </PstlAdr> </Cdtr> <CdtrAcct> <Id> <Othr> <Id>87654321</Id> <SchmeNm> <Prtry>OCR</Prtry> </SchmeNm> </Othr> </Id> </CdtrAcct> <RmtInf> <Strd> <CdtrRefInf> <Tp> <CdOrPrtry> <Cd>SCOR</Cd> </CdOrPrtry> </Tp> <Ref>71/123456789012345</Ref> </CdtrRefInf> </Strd> </RmtInf> </CdtTrfTxInf> </PmtInf> </CstmrCdtTrfInitn> </Document>
Denmark, Payment Slip (OCR) (Payment Slip - FIK 73) Business Function:
Payment Slip/OCR without Payment Identification but with Remittance Information. No Payment Identification for automatic reconciliation. Creditor receives information concerning Debtor name, address and additional information like invoice number (supplied by Debtor) for instance via a copy of the card or via an account-statement. 41 lines with 35 characters unstructured advice could be included. Payment to FIK account in Financial Institution.
Message Item <XML tag> /Element Code / Value
Payment Information Identification <PmtInfId>DEBENTID-12345678908</PmtInfId> DEBENTID-12345678908 Payment Method <PmtMtd>TRF</PmtMtd> TRF Payment Type Information <PmtTpInf>
<SvcLvl>
<Cd>NURG</Cd> </SvcLvl>
</PmtTpInf>
NURG
Requested Execution Date <ReqdExctnDt>2012-12-18</ReqdExctnDt>
2012-12-18
Debtor name and address <Dbtr>
<Nm>Nils Nielsen</Nm> <PstlAdr> <Ctry>DK</Ctry> </PstlAdr> </Dbtr> Nils Nielsen DK Debtor’s Organization Identification <OrgId> <Othr> <Id>123456789</Id> <SchmeNm> <Cd>BANK</Cd> </SchmeNm> </Othr> </OrgId> 123456789 BANK
Debit Account Number <DbtrAcct> <Id> <Othr> <Id>30000987654321</Id> <SchmeNm> <Cd>BBAN</Cd> </SchmeNm> </Othr> </Id> <Ccy>DKK</Ccy> </DbtrAcct> 30000987654321 (DK3030000987654321) BBAN DKK Instruction ID <InstrId>CR3REF-Webservice</InstrId> CR3REF-Webservice End-to-end ID <EndToEndId>PQENDTOENDID-12345678908</EndToEndId> PQENDTOENDID-12345678908 Purpose Amount <InstdAmt Ccy="DKK">666.06</InstdAmt> "DKK">666.06
Message Item <XML tag> /Element Code / Value
Creditor Account Number <CdtrAcct> <Id> <Othr> <Id>12345678</Id> <SchmeNm> <Prtry> OCR</Prtry> </SchmeNm> </Othr> </Id> </CdtrAcct> 12345678 OCR
Creditor name and address Instruction for First agent Remittance Information Unstructured
and/or
Structured
<RmtInf>
<Ustrd>Payment for webservices related to the new MS SQL web server. Phonenumber: +45 3300 0033</Ustrd> <Strd> <CdtrRefInf> <Tp> <CdOrPrtry> <Cd>SCOR</Cd> </CdOrPrtry> </Tp> <Ref>73/</Ref> </CdtrRefInf> </Strd> </RmtInf>
Payment for webservices related to the new MS SQL web server. Phonenumber: +45 3300 0033 (Max1435Text) SCOR 73 Example: <?xml version="1.0" encoding="UTF-8"?>
<!--Instance XML file generated by Carsten I. Pedersen for Danish Bankers' Association in 2012-->
<Document xmlns="urn:iso:std:iso:20022:tech:xsd:pain.001.001.03" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="urn:iso:std:iso:20022:tech:xsd:pain.001.001.03 C:\Data\NORDIC~1\ISO20022_Maintenance2010\XSD\pain.001.001.03.xsd"> <CstmrCdtTrfInitn> <GrpHdr> <MsgId>MSGID-12345678908</MsgId> <CreDtTm>2012-12-17T09:30:47+01:00</CreDtTm> <Authstn> <Prtry>AWEERDfas3342312aSDSD</Prtry> </Authstn> <NbOfTxs>1</NbOfTxs> <InitgPty> <Id> <OrgId> <Othr> <Id>123456789</Id> <SchmeNm> <Cd>BANK</Cd> </SchmeNm> </Othr> </OrgId> </Id> </InitgPty> </GrpHdr> <PmtInf> <PmtInfId>DEBENTID-12345678908</PmtInfId>
<PmtMtd>TRF</PmtMtd> <BtchBookg>false</BtchBookg> <PmtTpInf> <SvcLvl> <Cd>NURG</Cd> </SvcLvl> </PmtTpInf> <ReqdExctnDt>2012-12-18</ReqdExctnDt> <Dbtr> <Nm>Nils Nielsen</Nm> <PstlAdr> <Ctry>DK</Ctry> </PstlAdr> <Id> <OrgId> <Othr> <Id>123456789</Id> <SchmeNm> <Cd>BANK</Cd> </SchmeNm> </Othr> </OrgId> </Id> </Dbtr> <DbtrAcct> <Id> <Othr> <Id>30000987654321</Id> <SchmeNm> <Cd>BBAN</Cd> </SchmeNm> </Othr> </Id> <Ccy>DKK</Ccy> </DbtrAcct> <DbtrAgt> <FinInstnId> <BIC>DABADKKK</BIC> </FinInstnId> </DbtrAgt> <CdtTrfTxInf> <PmtId> <InstrId>CR3REF-Webservice</InstrId> <EndToEndId>PQENDTOENDID-12345678908</EndToEndId> </PmtId> <Amt> <InstdAmt Ccy="DKK">666.66</InstdAmt> </Amt> <ChrgBr>DEBT</ChrgBr> <CdtrAgt> <FinInstnId> <BIC>PBSEDK21</BIC> </FinInstnId> </CdtrAgt> <Cdtr>
<Nm>CAPE Webconsult Aps.</Nm> <PstlAdr>
<Ctry>DK</Ctry> </PstlAdr>
<CdtrAcct> <Id> <Othr> <Id>12345678</Id> <SchmeNm> <Prtry>OCR</Prtry> </SchmeNm> </Othr> </Id> </CdtrAcct> <RmtInf>
<Ustrd>Payment for webservices related to the new MS SQL web server. Phonenumber: +45 3300 0033</Ustrd> <Strd> <CdtrRefInf> <Tp> <CdOrPrtry> <Cd>SCOR</Cd> </CdOrPrtry> </Tp> <Ref>73/</Ref> </CdtrRefInf> </Strd> </RmtInf> </CdtTrfTxInf> </PmtInf> </CstmrCdtTrfInitn> </Document>
Denmark, Payment Slip (OCR) (Payment Slip - FIK 75) Business Function:
Payment Slip/OCR with OCR-reference and with Remittance Information.
16 digits Payment Identification for automatic reconciliation. 41 lines with 35 characters unstructured advice could be included but not Debtor name and address. Payment to FIK account in Financial Institution.
Message Item <XML tag> /Element Code / Value
Payment Information Identification <PmtInfId>DEBENTID-12345678909</PmtInfId> DEBENTID-12345678909 Payment Method <PmtMtd>TRF</PmtMtd> TRF Payment Type Information <PmtTpInf>
<SvcLvl>
<Cd>NURG</Cd> </SvcLvl>
</PmtTpInf>
NURG
Requested Execution Date <ReqdExctnDt>2012-12-18</ReqdExctnDt>
2012-12-18
Debtor name and address <Dbtr>
<Nm>Nils Nielsen</Nm> <PstlAdr> <Ctry>DK</Ctry> </PstlAdr> </Dbtr> Nils Nielsen DK Debtor’s Organization Identification <OrgId> <Othr> <Id>123456789</Id> <SchmeNm> <Cd>BANK</Cd> </SchmeNm> </Othr> </OrgId> 123456789 BANK
Debit Account Number <DbtrAcct> <Id> <Othr> <Id>30000987654321</Id> <SchmeNm> <Cd>BBAN</Cd> </SchmeNm> </Othr> </Id> <Ccy>DKK</Ccy> </DbtrAcct> 30000987654321 (DK3030000987654321) BBAN DKK Instruction ID <InstrId>CR3REF-Webservice</InstrId> CR3REF-Webservice End-to-end ID <EndToEndId>PQENDTOENDID-12345678909</EndToEndId> PQENDTOENDID-12345678909 Purpose Amount <InstdAmt Ccy="DKK">666.66</InstdAmt> "DKK" 666.66
Message Item <XML tag> /Element Code / Value
Creditor Account Number <CdtrAcct> <Id> <Othr> <Id>12345678</Id> <SchmeNm> <Prtry> OCR</Prtry> </SchmeNm> </Othr> </Id> </CdtrAcct> 12345678 OCR
Creditor name and address Instruction for First agent Remittance Information Unstructured
and/or
Structured
<RmtInf>
<Ustrd>Payment for webservices related to the new MS SQL web server</Ustrd> <Strd> <CdtrRefInf> <Tp> <CdOrPrtry> <Cd>SCOR</Cd> </CdOrPrtry> </Tp> <Ref>75/1234567890123456</Ref> </CdtrRefInf> </Strd> </RmtInf>
Payment for webservices related to the new MS SQL web server (Max1435Text)
SCOR
75/1234567890123456
Example:
<?xml version="1.0" encoding="UTF-8"?>
<!--Instance XML file generated by Carsten I. Pedersen for Danish Bankers' Association in 2012-->
<Document xmlns="urn:iso:std:iso:20022:tech:xsd:pain.001.001.03" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="urn:iso:std:iso:20022:tech:xsd:pain.001.001.03 C:\Data\NORDIC~1\ISO20022_Maintenance2010\XSD\pain.001.001.03.xsd"> <CstmrCdtTrfInitn> <GrpHdr> <MsgId>MSGID-12345678909</MsgId> <CreDtTm>2012-12-17T09:30:47+01:00</CreDtTm> <Authstn> <Prtry>AWEERDfas3342312aSDSD</Prtry> </Authstn> <NbOfTxs>1</NbOfTxs> <InitgPty> <Id> <OrgId> <Othr> <Id>123456789</Id> <SchmeNm> <Cd>BANK</Cd> </SchmeNm> </Othr> </OrgId> </Id> </InitgPty> </GrpHdr> <PmtInf> <PmtInfId>DEBENTID-12345678909</PmtInfId>
<PmtMtd>TRF</PmtMtd> <BtchBookg>false</BtchBookg> <PmtTpInf> <SvcLvl> <Cd>NURG</Cd> </SvcLvl> </PmtTpInf> <ReqdExctnDt>2012-12-18</ReqdExctnDt> <Dbtr> <Nm>Nils Nielsen</Nm> <PstlAdr> <Ctry>DK</Ctry> </PstlAdr> <Id> <OrgId> <Othr> <Id>123456789</Id> <SchmeNm> <Cd>BANK</Cd> </SchmeNm> </Othr> </OrgId> </Id> </Dbtr> <DbtrAcct> <Id> <Othr> <Id>30000987654321</Id> <SchmeNm> <Cd>BBAN</Cd> </SchmeNm> </Othr> </Id> <Ccy>DKK</Ccy> </DbtrAcct> <DbtrAgt> <FinInstnId> <BIC>DABADKKK</BIC> </FinInstnId> </DbtrAgt> <CdtTrfTxInf> <PmtId> <InstrId>CR3REF-Webservice</InstrId> <EndToEndId>PQENDTOENDID-12345678909</EndToEndId> </PmtId> <Amt> <InstdAmt Ccy="DKK">666.66</InstdAmt> </Amt> <ChrgBr>DEBT</ChrgBr> <CdtrAgt> <FinInstnId> <BIC>PBSEDK21</BIC> </FinInstnId> </CdtrAgt> <Cdtr>
<Nm>CAPE Webconsult Aps.</Nm> <PstlAdr>
<Ctry>DK</Ctry> </PstlAdr>
<CdtrAcct> <Id> <Othr> <Id>12345678</Id> <SchmeNm> <Prtry>OCR</Prtry> </SchmeNm> </Othr> </Id> </CdtrAcct> <RmtInf>
<Ustrd>Payment for webservices related to the new MS SQL web server</Ustrd> <Strd> <CdtrRefInf> <Tp> <CdOrPrtry> <Cd>SCOR</Cd> </CdOrPrtry> </Tp> <Ref>75/1234567890123456</Ref> </CdtrRefInf> </Strd> </RmtInf> </CdtTrfTxInf> </PmtInf> </CstmrCdtTrfInitn> </Document>
Denmark, Payment to EasyAccount (NKS) With Central Business Register Number (CVR) Business Function:
Account to Easy Account credit transfer with Central Business Register Number. Optional 20 characters (35) short text. Optional Primary Reference. Debtors ID of the payment (20). 41 lines with 35 characters unstructured advice could be included.
Message Item <XML tag> /Element Code / Value
Payment Information Identification <PmtInfId>DEBENTID-12345678901</PmtInfId> DEBENTID-12345678901 Payment Method <PmtMtd>TRF</PmtMtd> TRF Payment Type Information <PmtTpInf>
<SvcLvl>
<Cd>NURG</Cd> </SvcLvl>
<CtgyPurp>
<Cd>SUPP</Cd>
<!-- Not forwarded beyond DebitorAgent in UDUS 356 -->
</CtgyPurp> </PmtTpInf>
NURG (URGP = RTGS DKK in Kronos/EUR in Target2)
SUPP (CORT, INTC, PENS, SALA, SUPP or TREA)
Requested Execution Date <ReqdExctnDt>2012-12-18</ReqdExctnDt>
2012-12-18
Debtor name and address <Dbtr>
<Nm>Nils Nielsen</Nm> <PstlAdr> <Ctry>DK</Ctry> </PstlAdr> </Cdtr> Nils Nielsen DK Debtor’s Organization Identification <Dbtr> <Id> <OrgId> <Othr> <Id>123456789</Id> <SchmeNm> <Cd>BANK</Cd> </SchmeNm> </Othr> </OrgId> </Id> </Dbtr> 123456789 BANK
Debit Account Number <DbtrAcct> <Id> <Othr> <Id>30000987654321</Id> <SchmeNm> <Cd>BBAN</Cd> </SchmeNm> </Othr> </Id> <Ccy>DKK</Ccy> </DbtrAcct> 30000987654321 (DK3030000987654321) BBAN DKK Instruction ID <InstrId>CR3REF-Webservice</InstrId> CR3REF-Webservice End-to-end ID <EndToEndId>PQENDTOENDID-12345678901</EndToEndId> PQENDTOENDID-12345678901 Purpose
Message Item <XML tag> /Element Code / Value
Amount <InstdAmt Ccy="DKK"> 10666.00</InstdAmt>
"DKK" 10666.00
Credit Account Number <CdtrAcct> <Id> <Othr> <Id>12345678</Id> <SchmeNm> <Prtry> NKV</Prtry> </SchmeNm> </Othr> </Id> </CdtrAcct> 12345678 NKV
Creditor name and address <Cdtr>
<Nm>CAPE Webconsult Aps.</Nm> <PstlAdr> <StrtNm>Markvejen</StrtNm> <BldgNb>103</BldgNb> <PstCd>4600</PstCd> <TwnNm>Koege</TwnNm> <Ctry>DK</Ctry> </PstlAdr> </Cdtr>
CAPE Webconsult Aps.
Markvejen 103 4600 Koege DK
Instruction for First agent Remittance Information Unstructured
and/or
Structured
<RmtInf>
<Ustrd>Payment for webservices related to the new MS SQL web server</Ustrd> <Strd> <RfrdDocInf> <Tp> <CdOrPrtry> <Prtry>PRIM</Prtry> </CdOrPrtry> </Tp> <Nb>PrimRefNo-1234</Nb> </RfrdDocInf> <RfrdDocInf> <Tp> <CdOrPrtry> <Prtry>DEBI</Prtry> </CdOrPrtry> </Tp> <Nb>DebIdPayNo-123</Nb> </RfrdDocInf> </Strd> </RmtInf>
Payment for webservices related to the new MS SQL web server (Max1435Text)
PRIM
PrimRefNo-1234
DEBI
Example:
<?xml version="1.0" encoding="UTF-8"?>
<!--Instance XML file generated by Carsten I. Pedersen for Danish Bankers' Association in 2012-->
<Document xmlns="urn:iso:std:iso:20022:tech:xsd:pain.001.001.03" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="urn:iso:std:iso:20022:tech:xsd:pain.001.001.03 C:\Data\NORDIC~1\ISO20022_Maintenance2010\XSD\pain.001.001.03.xsd"> <CstmrCdtTrfInitn> <GrpHdr> <MsgId>MSGID-12345678901</MsgId> <CreDtTm>2012-12-17T09:30:47+01:00</CreDtTm> <Authstn> <Prtry>AWEERDfas3342312aSDSD</Prtry> </Authstn> <NbOfTxs>1</NbOfTxs> <InitgPty> <Id> <OrgId> <Othr> <Id>123456789</Id> <SchmeNm> <Cd>BANK</Cd> </SchmeNm> </Othr> </OrgId> </Id> </InitgPty> </GrpHdr> <PmtInf> <PmtInfId>DEBENTID-12345678901</PmtInfId> <PmtMtd>TRF</PmtMtd> <BtchBookg>false</BtchBookg> <PmtTpInf> <SvcLvl> <Cd>NURG</Cd> </SvcLvl> <CtgyPurp> <Cd>SUPP</Cd>
<!-- Not forwarded beyond DebitorAgent in UDUS 356 -->
</CtgyPurp> </PmtTpInf> <ReqdExctnDt>2012-12-18</ReqdExctnDt> <Dbtr> <Nm>Nils Nielsen</Nm> <PstlAdr> <Ctry>DK</Ctry> </PstlAdr> <Id> <OrgId> <Othr> <Id>123456789</Id> <SchmeNm> <Cd>BANK</Cd> </SchmeNm> </Othr> </OrgId> </Id> </Dbtr> <DbtrAcct> <Id>
<Othr> <Id>30000987654321</Id> <SchmeNm> <Cd>BBAN</Cd> </SchmeNm> </Othr> </Id> <Ccy>DKK</Ccy> </DbtrAcct> <DbtrAgt> <FinInstnId> <BIC>DABADKKK</BIC> </FinInstnId> </DbtrAgt> <CdtTrfTxInf> <PmtId> <InstrId>CR3REF-Webservice</InstrId> <EndToEndId>PQENDTOENDID-12345678901</EndToEndId> </PmtId> <Amt> <InstdAmt Ccy="DKK">10666.00</InstdAmt> </Amt> <ChrgBr>DEBT</ChrgBr> <CdtrAgt> <FinInstnId> <PstlAdr> <Ctry>DK</Ctry> </PstlAdr> </FinInstnId> </CdtrAgt> <Cdtr>
<Nm>CAPE Webconsult Aps.</Nm> <PstlAdr> <StrtNm>Markvejen</StrtNm> <BldgNb>103</BldgNb> <PstCd>4600</PstCd> <TwnNm>Koege</TwnNm> <Ctry>DK</Ctry> </PstlAdr> </Cdtr> <CdtrAcct> <Id> <Othr> <Id>12345678</Id> <SchmeNm> <Prtry>NKV</Prtry> </SchmeNm> </Othr> </Id> </CdtrAcct> <RmtInf>
<Ustrd>Payment for webservices related to the new MS SQL web server</Ustrd> <Strd> <RfrdDocInf> <Tp> <CdOrPrtry> <Prtry>PRIM</Prtry> </CdOrPrtry> </Tp> <Nb>PrimRefNo-1234</Nb>¨
<!-- UDUS 356 PRIM (FIELD 15) is forwarded to Creditor --> </RfrdDocInf> <RfrdDocInf> <Tp> <CdOrPrtry> <Prtry>DEBI</Prtry> </CdOrPrtry> </Tp> <Nb>DebIdPayNo-123</Nb>
<!-- UDUS 356 DEBI (FIELD 13) is forwarded to CreditorAgent -->
</RfrdDocInf> </Strd> </RmtInf> </CdtTrfTxInf> </PmtInf> </CstmrCdtTrfInitn> </Document>
Denmark, Payment to EasyAccount (NKS) With Social Security Number (CPR) Business Function:
Account to Easy Account credit transfer with Social Security Number. Optional 20 characters (35) short text. Optional Primary Reference. Debtors ID of the payment (20). 41 lines with 35 characters unstructured advice could be included.
Message Item <XML tag> /Element Code / Value
Payment Information Identification <PmtInfId>DEBENTID-12345678901</PmtInfId> DEBENTID-12345678901 Payment Method <PmtMtd>TRF</PmtMtd> TRF Payment Type Information <PmtTpInf>
<SvcLvl>
<Cd>NURG</Cd> </SvcLvl>
<CtgyPurp>
<Cd>SUPP</Cd>
<!-- Not forwarded beyond DebitorAgent in UDUS 356 -->
</CtgyPurp> </PmtTpInf>
NURG (URGP = RTGS DKK in Kronos/EUR in Target2)
SUPP (CORT, INTC, PENS, SALA, SUPP or TREA)
Requested Execution Date <ReqdExctnDt>2012-12-18</ReqdExctnDt>
2012-12-18
Debtor name and address <Dbtr>
<Nm>Nils Nielsen</Nm> <PstlAdr> <Ctry>DK</Ctry> </PstlAdr> </Cdtr> Nils Nielsen DK Debtor’s Organization Identification <Dbtr> <Id> <OrgId> <Othr> <Id>123456789</Id> <SchmeNm> <Cd>BANK</Cd> </SchmeNm> </Othr> </OrgId> </Id> </Dbtr> 123456789 BANK
Debit Account Number <DbtrAcct> <Id> <Othr> <Id>30000987654321</Id> <SchmeNm> <Cd>BBAN</Cd> </SchmeNm> </Othr> </Id> <Ccy>DKK</Ccy> </DbtrAcct> 30000987654321 (DK3030000987654321) BBAN DKK Instruction ID <InstrId>CR3REF-Webservice</InstrId> CR3REF-Webservice End-to-end ID <EndToEndId>PQENDTOENDID-12345678901</EndToEndId> PQENDTOENDID-12345678901 Purpose
Message Item <XML tag> /Element Code / Value
Amount <InstdAmt Ccy="DKK"> 10666.00</InstdAmt>
"DKK" 10666.00
Credit Account Number <CdtrAcct> <Id> <Othr> <Id>1234567890</Id> <SchmeNm> <Prtry> NKC</Prtry> </SchmeNm> </Othr> </Id> </CdtrAcct> 1234567890 NKC
Creditor name and address <Cdtr>
<Nm>CAPE Webconsult Aps.</Nm> <PstlAdr> <StrtNm>Markvejen</StrtNm> <BldgNb>103</BldgNb> <PstCd>4600</PstCd> <TwnNm>Koege</TwnNm> <Ctry>DK</Ctry> </PstlAdr> </Cdtr>
CAPE Webconsult Aps.
Markvejen 103 4600 Koege DK
Instruction for First agent Remittance Information Unstructured
and/or
Structured
<RmtInf>
<Ustrd>Payment for webservices related to the new MS SQL web server</Ustrd> <Strd> <RfrdDocInf> <Tp> <CdOrPrtry> <Prtry>PRIM</Prtry> </CdOrPrtry> </Tp> <Nb>PrimRefNo-1234</Nb> </RfrdDocInf> <RfrdDocInf> <Tp> <CdOrPrtry> <Prtry>DEBI</Prtry> </CdOrPrtry> </Tp> <Nb>DebIdPayNo-123</Nb> </RfrdDocInf> </Strd> </RmtInf>
Payment for webservices related to the new MS SQL web server (Max1435Text)
PRIM
PrimRefNo-1234
DEBI
Example:
<?xml version="1.0" encoding="UTF-8"?>
<!--Instance XML file generated by Carsten I. Pedersen for Danish Bankers' Association in 2012-->
<Document xmlns="urn:iso:std:iso:20022:tech:xsd:pain.001.001.03" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="urn:iso:std:iso:20022:tech:xsd:pain.001.001.03 C:\Data\NORDIC~1\ISO20022_Maintenance2010\XSD\pain.001.001.03.xsd"> <CstmrCdtTrfInitn> <GrpHdr> <MsgId>MSGID-12345678901</MsgId> <CreDtTm>2012-12-17T09:30:47+01:00</CreDtTm> <Authstn> <Prtry>AWEERDfas3342312aSDSD</Prtry> </Authstn> <NbOfTxs>1</NbOfTxs> <InitgPty> <Id> <OrgId> <Othr> <Id>123456789</Id> <SchmeNm> <Cd>BANK</Cd> </SchmeNm> </Othr> </OrgId> </Id> </InitgPty> </GrpHdr> <PmtInf> <PmtInfId>DEBENTID-12345678901</PmtInfId> <PmtMtd>TRF</PmtMtd> <BtchBookg>false</BtchBookg> <PmtTpInf> <SvcLvl> <Cd>NURG</Cd> </SvcLvl> <CtgyPurp> <Cd>SUPP</Cd>
<!-- Not forwarded beyond DebitorAgent in UDUS 356 -->
</CtgyPurp> </PmtTpInf> <ReqdExctnDt>2012-12-18</ReqdExctnDt> <Dbtr> <Nm>Nils Nielsen</Nm> <PstlAdr> <Ctry>DK</Ctry> </PstlAdr> <Id> <OrgId> <Othr> <Id>123456789</Id> <SchmeNm> <Cd>BANK</Cd> </SchmeNm> </Othr> </OrgId> </Id> </Dbtr> <DbtrAcct> <Id>
<Othr> <Id>30000987654321</Id> <SchmeNm> <Cd>BBAN</Cd> </SchmeNm> </Othr> </Id> <Ccy>DKK</Ccy> </DbtrAcct> <DbtrAgt> <FinInstnId> <BIC>DABADKKK</BIC> </FinInstnId> </DbtrAgt> <CdtTrfTxInf> <PmtId> <InstrId>CR3REF-Webservice</InstrId> <EndToEndId>PQENDTOENDID-12345678901</EndToEndId> </PmtId> <Amt> <InstdAmt Ccy="DKK">10666.00</InstdAmt> </Amt> <ChrgBr>DEBT</ChrgBr> <CdtrAgt> <FinInstnId> <PstlAdr> <Ctry>DK</Ctry> </PstlAdr> </FinInstnId> </CdtrAgt> <Cdtr>
<Nm>CAPE Webconsult Aps.</Nm> <PstlAdr> <StrtNm>Markvejen</StrtNm> <BldgNb>103</BldgNb> <PstCd>4600</PstCd> <TwnNm>Koege</TwnNm> <Ctry>DK</Ctry> </PstlAdr> </Cdtr> <CdtrAcct> <Id> <Othr> <Id>1234567890</Id> <SchmeNm> <Prtry>NKC</Prtry> </SchmeNm> </Othr> </Id> </CdtrAcct> <RmtInf>
<Ustrd>Payment for webservices related to the new MS SQL web server</Ustrd> <Strd> <RfrdDocInf> <Tp> <CdOrPrtry> <Prtry>PRIM</Prtry> </CdOrPrtry> </Tp> <Nb>PrimRefNo-1234</Nb>
<!-- UDUS 356 PRIM (FIELD 15) is forwarded to Creditor --> </RfrdDocInf> <RfrdDocInf> <Tp> <CdOrPrtry> <Prtry>DEBI</Prtry> </CdOrPrtry> </Tp> <Nb>DebIdPayNo-123</Nb>
<!-- UDUS 356 DEBI (FIELD 13) is forwarded to CreditorAgent -->
</RfrdDocInf> </Strd> </RmtInf> </CdtTrfTxInf> </PmtInf> </CstmrCdtTrfInitn> </Document>
Denmark, Domestic Cheque Business Function:
Domestic cheque without Payment Identification.
Unstructured advice could be included. Cheque is sent by mail to Creditor.
Message Item <XML tag> /Element Code / Value
Payment Information Identification <PmtInfId>DEBENTID-12345678909CHK</PmtInfId> DEBENTID-12345678909CHK Payment Method <PmtMtd>CHK</PmtMtd> CHK
Payment Type Information
Requested Execution Date <ReqdExctnDt>2012-12-18</ReqdExctnDt>
2012-12-18
Debtor name and address <Dbtr>
<Nm>Nils Nielsen</Nm> <PstlAdr> <Ctry>DK</Ctry> </PstlAdr> </Dbtr> Nils Nielsen DK Debtor’s Organization Identification <Dbtr> <Id> <OrgId> <Othr> <Id>123456789</Id> <SchmeNm> <Cd>BANK</Cd> </SchmeNm> </Othr> </OrgId> </Id> </Dbtr> 123456789 BANK
Debit Account Number <DbtrAcct> <Id> <Othr> <Id>30000987654321</Id> <SchmeNm> <Cd>BBAN</Cd> </SchmeNm> </Othr> </Id> <Ccy>DKK</Ccy> </DbtrAcct> 30000987654321 (DK3030000987654321) BBAN DKK Instruction ID <InstrId>CR3REF-Webservice</InstrId> CR3REF-Webservice End-to-end ID <EndToEndId>PQENDTOENDID-12345678909CHK</EndToEndId> PQENDTOENDID-12345678909CHK Purpose
Amount <InstdAmt Ccy="DKK"> 10666.00</InstdAmt>
