Multi-Factor
Authentication
Overview
Multi-Factor
Authentication
Overview
Exploring the new
RSA Adaptive Authentication
security provided by Summit Fiserv
A Net24 Secure Access Solution For
Why Multi-Factor Authentication?
Why Multi-Factor Authentication?
»
Governmental
guidelines
–
indicate financial
institutions need to
assess their Internet
transaction risk.
»
Mitigate risk by
–
providing additional
layers of personal
security and peace
of mind.
Value of Risk-Based
Authentication
Value of Risk-Based
Authentication
»
Concept Statement
–
In order to make your online banking experience
as secure as possible, SECU is introducing a
new security service.
–
This new security will check for any unusual or
uncharacteristic behavior involving your account.
If your financial institution site detects anything
out of the ordinary they will check to make sure it
is really you and not an online thief making the
request.
–
This new security service ensures that someone
is always looking out for your security when
banking online.
Value of Risk-Based
Authentication
Value of Risk-Based
Authentication
»
Concept- how it works:
–
You select three “secret” questions that only you
should know the answers to.
–
If any unusual or uncharacteristic behavior is
detected you may be asked your “secret”
questions in order to verify that it is really you.
–
If no unusual or uncharacteristic behavior is
detected you will not be asked for any additional
information.
»
With this new security feature your online
banking experience is safer than ever
What You Will See
What You Will See
»
The following examples show the logon
to the Home Banking site with the RSA
Adaptive Authentication implemented at
SECU
»
On-screen assistance always available
–
Notes, on-line help, field “mouse over” help:
–
“Images”
–
“Phrase”
–
Security Questions
–
“Computer”
Existing eMember –
Completing new security enrollment
Existing eMember –
Completing new security enrollment
Welcome to Schlumberger Employees Credit Union Net24 Internet Banking Service.
Net24 service delivers real-time account information to you, along with access to Bill
Pay and Loans, virtually anytime, anywhere.
BE ADVISED: This is a private computing system. Use of this system is restricted to authorized users. User activity is monitored and recorded by system personnel. Anyone using the system expressly consents to such monitoring and recording. If possible criminal activity is detected, system records may be provided to law enforcement officials, resulting in criminal and/or civil prosecution.
© 2006 Summit Information Systems
Enter Username on Logon Screen
Enter Username on Logon Screen
Welcome to Schlumberger Employees Credit Union Net24 Internet Banking Service.
Net24 service delivers real-time account information to you, along with access to Bill
Pay and Loans, virtually anytime, anywhere.
BE ADVISED: This is a private computing system. Use of this system is restricted to authorized users. User activity is monitored and recorded by system personnel. Anyone using the system expressly consents to such monitoring and recording. If possible criminal activity is detected, system records may be provided to law enforcement officials, resulting in criminal and/or civil prosecution.
Enter Password
Enter Password
Welcome to Schlumberger Employees Credit Union Net24 Internet Banking Service.
Net24 service delivers real-time account information to you, along with access to Bill
Pay and Loans, virtually anytime, anywhere.
BE ADVISED: This is a private computing system. Use of this system is restricted to authorized users. User activity is monitored and recorded by system personnel. Anyone using the system expressly consents to such monitoring and recording. If possible criminal activity is detected, system records may be provided to law enforcement officials, resulting in criminal and/or civil prosecution.
© 2006 Summit Information Systems
Select Personal Image
and Security Phrase
Select Personal Image
and Security Phrase
Select and Answer
Personal Security Questions
Select and Answer
© 2006 Summit Information Systems
Verify Personal Security
Image and Questions
Verify Personal Security
Image and Questions
Enrollment Is Complete
Enrollment Is Complete
»
Data Gathering is Complete
»
Personal Security Set Up is Complete
© 2006 Summit Information Systems
Subsequent Login
to Home Banking
Subsequent Login
to Home Banking
Welcome to Schlumberger Employees Credit Union Net24 Internet Banking Service.
Net24 service delivers real-time account information to you, along with access to Bill
Pay and Loans, virtually anytime, anywhere.
BE ADVISED: This is a private computing system. Use of this system is restricted to authorized users. User activity is monitored and recorded by system personnel. Anyone using the system expressly consents to such monitoring and recording. If possible criminal activity is detected, system records may be provided to law enforcement officials, resulting in criminal and/or civil prosecution.
Continue with Home Banking
Verify Image and Security Phrase,
then Enter Password
Verify Image and Security Phrase,
then Enter Password
© 2006 Summit Information Systems
Subsequent Login From an
Unregistered Computer
Subsequent Login From an
Unregistered Computer
Welcome to SECU's Net24 Service
Welcome to Schlumberger Employees Credit Union Net24 Internet Banking Service.
Net24 service delivers real-time account information to you, along with access to Bill
Pay and Loans, virtually anytime, anywhere.
BE ADVISED: This is a private computing system. Use of this system is restricted to authorized users. User activity is monitored and recorded by system personnel. Anyone using the system expressly consents to such monitoring and recording. If possible criminal activity is detected, system records may be provided to law enforcement officials, resulting in criminal and/or civil prosecution.
Randomly Selected Security
Question is Presented
Randomly Selected Security
Question is Presented
© 2006 Summit Information Systems
Continue with Home Banking
Verify Image and Security Phrase
and Enter Password
Verify Image and Security Phrase
and Enter Password
Select “My
Profile” and
then “Edit.”
Modify Security Image
or Questions
Modify Security Image
or Questions
© 2006 Summit Information Systems
Home Banking:
New Self-Registration
Home Banking:
Home Banking:
Create Username and Password
Home Banking:
© 2006 Summit Information Systems
