Loan Application Checklist

(1)

AFG Home Loans Application Form (Version 2 – June 2010)

(2)

Loan Application Form

For prompt approval please fax to:

Australian Finance Group

Attention:

AFG Home Loans

Fax number:

1800 002 881

Phone:

1300 366 582

Sales Team

Loan Writer Introducer Company Loan Writer Phone No Loan Writer Fax No NCCP Registration Number Loan Writer Email

Product

Account 1

Account 2

Account 3

Account 4

(3)

AFG Home Loans Application Form (Version 2 – June 2010)

Loan Purpose 1

Loan Purpose 2

Account: 1 2 3 4  Account: 1 2 3 4  Purchase/Refi $____________________________ Additional Funds $____________________________ Fees/Costs $____________________________ Less Own Funds $____________________________ Loan Amount $____________________________ Purchase/Refi $____________________________ Additional Funds $____________________________ Fees/Costs $____________________________ Less Own Funds $____________________________ Loan Amount $____________________________

Loan Purpose Outline (MUST BE COMPLETED)

___________________________________________________________________________________________________________________ ___________________________________________________________________________________________________________________ ___________________________________________________________________________________________________________________ ___________________________________________________________________________________________________________________ ___________________________________________________________________________________________________________________ ___________________________________________________________________________________________________________________

Type of borrower

Individual or Joint Account Company Trust Partnership Non Resident

Company Mortgagor / Borrower / Trustee / Guarantor

Registered Company Name ACN / ABN

Registered Address Industry

Principal Place of Business Principal Activity

Date of Incorporation: Fax Number: Phone Number:

Trust Mortgagor / Borrower / Guarantor

Full trust name Type of Trustee Company Individual

Trustee Name Principal Beneficiaries

1. 2.

Year Established Country Established Type of Trust

Individuals Details

Mortgagor Borrower Guarantor Mortgagor Borrower Guarantor

Title Surname Title Surname

First Name Middle First Name Middle

DOB: Male Female DOB: Male Female

Residential Address Residential Address

Suburb State Post Code Suburb State Post Code

Years at address Years at address

Drivers License No. Drivers License No.

Home Phone Fax Home Phone Fax

Work Phone Mobile Work Phone Mobile

Previous Address (If less than 3 years)

(4)

Years spent at address Years spent at address Name and address of nearest living relative not living with you Name and address of nearest living relative not living with you No. of dependants Adults Children No. of dependants Adults Children Ages of children (if applicable) Ages of children (if applicable) Martial status Marital status Current employer Current employer

Occupation Years there Occupation Years there

Previous employer (if less than 3 years)

Occupation Years there Occupation Years there

Solicitor (or representative’s) details

Name of firm Contact

Address Suburb Post code

Phone No. Fax No.

Self employed applicants

Your trading name Name of accountants’ firm

Accountant’s name Phone No. Fax No.

Residential address after settlement of mortgage / mailing address

Address

Suburb State Post code

Security offered for the loan

Property 1 usage Owner occupied Investment Already Owned Purchase Property 2 usage Owner occupied Investment Already Owned Purchase Intended Mortgagor(s) Intended Mortgagor(s) Address of property Address of property

State Post code State Post code

Person to contact for key Person to contact for key

Phone Mobile Phone Mobile

(5)

(6)

(7)

AFG Home Loans Application Form (Version 2 – June 2010) 11. Provide information in relation to disputes and enquiries: Disclose consumer credit information, commercial credit information, and personal information to any industry body, tribunal, or court or otherwise in connection with any complaint regarding the approval or management of your loan – for example if a complaint is lodged about any mortgage broker or lender who dealt with your loan. I/We consent to such personal information and/or credit information about me/us being used or disclosed to the organisations or persons for the purposes described in this consent and acknowledgement (even though some organisations may be overseas), including (without limitation); another credit provider as outlined in paragraph 5, persons referred to in paragraph 7 as outlined in that paragraph, persons involved in a securitisation arrangement as outlined in paragraph 9. The Manager and the Lender’s Mortgage Insurers (if any) may use the personal information to tell me/us about other products and services offered or distributed by the Manager, and the Lender’s Mortgage Insurers (if any) or any organisation the Manager is affiliated with or represents. In this notice, the “Credit Provider” may be one of but is not limited to: • Perpetual Limited ACN 000 431 827 • Permanent Custodians Limited ACN 001 426 384 • Perpetual Trustee Company Limited ACN 000 001 007 • Resimac Limited ACN 002 997 935 • Firstmac Limited ACN 094 145 963 and it’s associated entities. • BNY Trust Company of Australia Limited ACN 050 294 052 • ING Bank (Australia) Limited ACN 000 893 292 In this notice, the “lenders mortgage insurers” means: QBE Lenders Mortgage Insurance Ltd Genworth Financial Mortgage Insurance Pty Ltd (ACN 000 511 071) (ACN 106 974 305 ) PMI Indemnity Limited (ACN 000 781 171) Level 23, 259 George Street, Sydney NSW 2000 Level 23, 50 Bridge Street, Sydney NSW 2000 Tel: (02) 9247 8677 Toll‐Free call 1300 367 764 Signatures of Borrower(s) and date

Borrower (1) Date Borrower (2) Date

Signatures of Guarantor(s) and date

(8)

(9)

(10)

Introducer Declaration (This MUST be completed by the introducer in ALL CASES)

I, ______________________________________________, hereby make the following representations: 1. I certify that all documents accompanying this application are true and correct copies of the originals, which I have sighted. Copies of these documents I now hold on file with the original loan application. 2. The applicant/each of the applicants has/have demonstrated sufficient English fluency to understand the loan and its implications: Yes/No If no, please provide details, _________________________________________________________________________ 3. The applicant/each of the applicants has/have demonstrated sufficient financial literacy to understand the loan and its implications: Yes/No If no, please provide details, _________________________________________________________________________ 4. I have made a preliminary assessment that the proposed loan is not unsuitable and is appropriate as required under the NCCP Responsible Lending obligations. Signed ______________________________________ Dated of interview _____________________________________ Name ______________________________________ Dated ______________________________________

Application / Valuation Fee Payment Authority

I certify that all documents accompanying this application are true and correct copies of the originals, which I have sighted. Copies of these documents I now hold on file with the original loan application.