Trusted by
students from over
130 universities
across the UK.
Specialist Student Loans
financemyfuture.co.uk
Private student financing
Future Finance Loan Corporation is a pioneering company in private student financing in the UK, offering undergraduate and postgraduate students a new way to fund their university education.
Loans from £2,500 to £40,000
We offer students loans from £2,500 to £40,000 to cover their tuition fees and costs of living.
We don't compete with the government
Government student loans are a great way to help fund university education in the UK. Future Finance always encourages students to take government loans first.
However tuition and student life can be expensive, and some students need help filling the gap between government loans and the actual total cost of attendance. Future Finance offers an option to these students.
An option for
students who
need help
filling the
gap between
government
loans and
the actual
cost of higher
education in
the UK.
Loans designed with student life in mind
We believe that increasing higher education costs shouldn’t hold anyone back. Students should focus on their education and achieving good marks.
• Tuition fees and living expenses. Our loans can be used to pay tuition fees, rent, bills,
and any other costs while a borrower is studying. From the first year of university to the final year in a postgraduate degree, we're here to help.
• Budgeting help. We offer customers an option to receive their funds in a lump-sum, 6 or
12 monthly payments. We believe this helps students to manage their finances responsibly.
• Graduation reward. We believe success should be rewarded. Students will receive an
interest rate discount when they graduate.
• Loan repayment holidays. We don't want our customers to be held back by student loans.
We offer up to four loan repayment holidays, giving customers the flexibility to take up an unpaid internship, travel or search for their dream job.
financemyfuture.co.uk
Experienced management team
The company was founded by three successful entrepreneurs and investors who have previously built large-scale student lending and consumer finance companies around the world.
Who can apply?
• Undergraduate & postgraduate students, who are 18 years or older
• UK & international students • Full-time & part-time students
Our customers can
borrow between
£2,500 and £40,000
per academic year. If
needed, a student can
apply for an additional
loan the following year.
Lending decisions based on:
• Credit score • Course type
• Continuation rates
• Predicted future income level • Employability rates
... some students will need a guarantor for their loan.
Undergraduate Postgraduate
In University GraduationAfter In University GraduationAfter Good credit
history 10 -12% 8 -10% 8 - 10% 6 - 8%
Average credit
history 12 -15% 10 -13% 10 -13% 8 -11%
• Interest rate.Students will be charged an interest rate based on their credit history and circumstances. Interest rates vary with LIBOR.
Rates and Charges
• Origination charge.A 6.5% origination charge will be added to a customer's loan at set-up stage.Students from partner universities benefit from a reduced origination charge.
• Maintenance payment. While a customer is studying, he or she will pay a reduced
maintenance payment capped at £75 a month.
Three step online application Initial response within 48 hours Cost of living funds to student, tuition funds to university
• You determine if Future Finance is a reasonable option for your students
• You place an informative link about Future Finance under the university fees section • If students feel we are a good fit, they can choose to follow the link and arrive at a co-branded partner page
• The student fills in the online application form
• University accesses Future Finance reporting system and see who we accept / deny
Disbursements of tuition funds
We arrange a lump-sum payment for any tuition fee funds to your university. If
preferred we can run scheduled disbursements, whichever is in the student's best interest.
University Website
Fees and Funding
Click here to find out more about Future Finance.
Future Finance Partner Website Apply Now Reporting Student A Accept Student B Accept Student C Reject Student D Accept Student E Accept
Joint Marketing Possibilities
• Partner branded brochures • Partner branded landing page
• Social media promotion of partnership • Joint press releases
• Potential scholarship programmes
What happens?
Partnership Types:
Simple Referral Bespoke
Reduced origination charge for student Joint marketing efforts
Product tailored to University requirements Flexible terms
Joint marketing effortss
Regulators & Testimonial
Testimonial:
Representative Example:
(as of 18th May 2015)Loan amount £6,200. Duration 12 years 5 months (10 years and 3 months after graduation). Origination charge £403 Total amount paid over life of the loan: £12,350.04. Interest rate during studies 11.30% pa. (variable) Interest rate after graduation 9.30% pa. (variable). Repayments: 29 payments of £45/month (until 3 months after graduation); 119 payments of
£92.03/month and 1 payment of £93.47. Security may be required by way of a guarantee.
Representative 11.8% APR (variable).
We are regulated by the FCA.
Future Finance Loan Corporation Limited is authorised and regulated by the Financial Conduct Authority; Interim Permissions Reference Number 661722. It is a registered limited company incorporated in Ireland, with company registration number 527170. Its registered address is 6th Floor, 2 Grand Canal Square, Dublin 2, Ireland. Future Finance is a registered trademark of Future Finance Loan Corporation Limited.
"These are real people who do genuinely care about my needs as a student. They have been very helpful, professional, friendly, and understanding in their approach. Everything was dealt with in a timely manner, without jargon, and I could not have wished for more. Most of my experience was handled by Hugh, to which I am very thankful for, as his professional approach was of the highest calibre. Thanks to Future Finance, I can now improve my employability through education. I will definitely use them again when needed!"
Daniel H.
Bachelors in Computer Science Bournemouth University
Call us: +44 (0) 20 3744 1811
Email us: [email protected]
Visit us: financemyfuture.co.uk
Write to us:
Future Finance Loan Corporation
77 Sir John Rogerson's Quay
Dublin 2
Ireland
GOT QUESTIONS? CONTACT US:
Disclaimer
All lending is subject to a satisfactory credit assessment and we will need your permission to carry out a credit check on you. You should not apply for an amount that you cannot afford to repay. The amount we lend and the rate available are subject to our assessment of your current circumstances. You must be 18 years of age or over, an EU or UK citizen and normally resident in the UK.
