IB Marine Aviva Insurance Ltd PO Box 3469 Aviva Norwich NR1 3TE
FREIGHT OPERATORS' LIABILITY
SCHEDULE
POLICY NO 23389628 CXF
BRANCH Manchester
AGENT C & C Insurance Brokers
CODE 75/0014400
INSURED Ital Logistics Ltd
ADDRESS Unit 1 Birch Industrial Estate, Whittle Lane,
Heywood, OL10 2SX
BUSINESS DESCRIPTION Freight Forwarder and Warehousekeeper
PERIOD OF INSURANCE 31/12/2014 to 30/12/2015
LIABILITIES INSURED ITEM
1. Geographical Limits Zone 6 including Italy and Turkey
Conditions of Trading CMR By Contract & Convention including Cabotage Method of Transport Subcontracted Vehicle
Limit of Indemnity £250,000 any one vehicle
2. Geographical Limits Zone 6 including Italy and Turkey
Conditions of Trading BIFA 2005A (or as amended by subsequent amendments) Method of Transport Subcontracted Vehicles
Limit of Indemnity £250,000 any one vehicle
3. Geographical Limits Storage in the UK - unspecified premise Conditions of Trading BIFA 2005A &/or FIATA
Method of Transport N/A Limit of Indemnity £250,000
TURNOVER
Based on Gross Haulage Charges of £9,000,000 at a rate on adjustment on 0.15%
MAXIMUM OVERALL LIMIT OF INDEMNITY
CONDITIONS
As per Aviva Your Freight' Policy V.9
Also subject to the following: EXCESS CLAUSE
The Insured shall bear the first £250.00 of each and every claim
ERRORS & OMISSION COMMITTED BY YOU
It is noted and agreed that the optional benefit - "Errors & Omissions Committed By You" is applicable to liability 2 noted herein.
ENDORSEMENT 1
The Additional Benefit 5, "Carriage by sub-contractors" paragraph 5 is amended to read as follows and not as stated within the 'Your Freight'
Policy:-The Insured shall take all reasonable precautions to ensure that any sub-contractors employed by them shall maintain insurance but not necessarily on the same basis as provided for herein.
ENDORSEMENT 2
The Theft Attractive Goods Section of the policy limit is increased from £50,000 to £100,000 (a) NON - INCORPORATION OF CONTRACT CONDITIONS CLAUSE
We will indemnify you to the extent to which you have a liability at common law in the event that you have failed to incorporate the contract conditions as specified within the policy schedule into the contract with your customer provided that:
a) you intended to trade under such contract conditions and took all reasonable steps to notify customers of their application and
b) the failure to notify the customer of such contract conditions was due to an error or omission and it can be proved to our satisfaction that you had established business procedures for such notification to be given to all customers and that all employees or agents of yourselves had been instructed in writing to follow such procedures.
The onus of proving that the exact requirements of this Clause have been complied with shall rest upon You.
(b) COMMERCIAL CONSIDERATIONS CLAUSE
Notwithstanding that this Policy indemnifies the Insured in respect of contractual liabilities as specified in the schedule it is agreed, subject to its terms conditions exclusions and warranties to indemnify You against All Risks of physical loss or damage arising from any fortuitous cause to clients goods in Your care and custody up to a maximum limit of £50,000 per occurrence subject to an excess of £250.00 of each and every claim whilst within the territorial limits of the British Isles
a) in transit on any motor vehicle the property of or under Your control during the loading or unloading in connection with such transit
b) whilst temporarily housed in lockfast premises in the course of transit whether on or off vehicles for a period upto 30 consecutive days.
If at the time of an occurrence resulting in a claim under this clause, the value shall exceed the amount stated in the schedule this will only pay such proportion of the loss as the amount stated in the schedule bears to the total value of the goods at risk
TEMPERATURE CONTROLLED GOODS
We will indemnify You against physical loss or damage to temperature controlled Goods caused by any variation in the temperature.
We will not indemnify you against physical loss or damage to temperature controlled Goods which are temporarily stored off the Vehicle in a non-temperature controlled environment.
It is a condition precedent to liability hereunder that:
a) You must instruct employees in the operation of refrigeration equipment before allowing them control of a loaded refrigerated Vehicle; and
b) You must obtain written notification
i) from the consignors before accepting the load of the temperatures Goods are to be carried at and
ii) from the consignees before unloading of the temperature on delivery; and
c) owned and/or leased refrigeration equipment to be serviced in accordance with the manufacturer's recommendations; and
d) You keep the refrigeration equipment log book for own and/or leased equipment up to date; and e) You ensure the refrigerating machinery is operational prior to loading and in accordance with the required temperature as stated by the consignor.
The onus of proving that the exact requirements of this clause have been complied with shall rest with You.
HAZARDOUS GOODS CLAUSE
It is warranted that dangerous / hazardous goods are carried in accordance with and should hold the following licenses;
Conveya nce
License Code (as applicable) Roadfreig
ht
ADR International Carriage of Dangerous Goods & Use of Transportable Pressure Equipment Regulations 2013
Railfreight RID International Carriage of Dangerous Goods by Rail 2013 SeaFreigh
t
ADR International Maritime Dangerous Goods Code (IMDG) 2012 as issued by International Maritime Organisation (IMO)
Airfreight DGR International Air Transport Association Dangerous Goods Regulations (IATA) 2014
CABOTAGE EXTENSION
This Policy is extended to include your liability for loss or damage to the property carried solely within the individual borders of EU Countries whilst the Insured is using the Conditions of Carriage local to that country. The maximum limit is £50,000.00 or the Vehicle sum insured, whichever is less.
It is agreed that the Insured will notify the Company immediately if the haulage charges in respect of Cabotage traffic exceeds 10% of the total charges in any one period of Insurance.
ANNUAL PREMIUM £13,500.00
The Premium stated above is a Minimum & Deposit Premium based upon the estimated charges specified and subject to adjustment in accordance with Policy Terms and Conditions
(Please note that your annual insurance premium may include an amount or amounts for additional covers or services. Please read Your Schedule and other documentation carefully to ensure you know how much you are paying in total.)
