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Edu Comp

Island Technology Services

Providing IT Services on Martha's Vineyard and Nantucket for over 30 years

INFORMATIONAL NOTICE FROM EDUCOMP

Year of BIG change in credit card processing

by John Mayleben, MA Retailers Association April l, 2015

2015 is the year of big change in the credit card processing world .. ;What's so big this year is that in October there will be a dramatic shift in the way fraudulent or counterfeit

transactions are handled. The shift could cost you, the merchant, if you're not prepared.

Today, if you, the merchant, accept a counterfeit card and do everything else correctly, you don't hold any liability for that chargeback. The bank that issued the card is responsible for the loss. After October 1, 2015, the loss may be your responsibility. The reason for this change, known as the "liability shift," is that the card networks (Visa, MasterCard, Discover and American Express) all have changed their rules to allow for the liability on a counterfeit card, and in some cases a stolen card, to fall to the merchant.

The liability shift is coming about because of the use of the new EMV or "chip cards" or "smart cards." These are cards that have an embedded chip. Banks and credit unions are issuing the chip cards to consumers now, in preparation for the liability shift later this year.

If you have not already upgraded your credit card terminal to accept chip cards, you need to seriously consider the impact that not upgrading will have on your business after October 1. While there is no requirement that you upgrade your terminal, failure to do so could expose you to chargebacks you don't currently see in your business. We recommend that you contact your point of sale software provider for more information on your specific situation. If you need assistance in implementing any changes to your network please don't hesitate to call Educomp at (508) 693-0803.

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Massachusetts Office on Disability

One Ashburton Place, Room 1305 Boston, MA 02108

Charles D. Baker, Governor Karyn E. Polito, Lt. Governor David D'Arcangelo, Director

**********AUTO**MIXED AADC 021 Tim Carroll

Executive Secretary/A.DA Coordinator Town Of Chilmark

Town Hall PO Box 119

Chilmark, MA 02535-0119

I I'•• 11I1111'"''"ii1.11.111111.111•1'

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RE: Invitation to Attend Disability Summit 2015

Dear Executive Secretary/A.DA Coordinator Carroll,

August 6, 2015

617-727-7440 VI TTY 800-322-2020 VI TTY 617727-0965 FAX

On behalf of the Massachusetts Office On Disability, it is my pleasure to extend an invitation to our upcoming Disability Summit breakfast on September 18, 2015. The event will include notable guest

speakers and attendees that will represent a "who's who" from the Massachusetts disability community. Disability Summit 2015 will be held at the Boston Convention and Exhibition Center, 415 Summer Street, Boston, MA 02210. As one of Massachusetts' most esteemed disability advocates, it would be our honor to have your presence at this important event. This will also be an opportunity to hear from other opinion leaders and agenda setters from the world of disability and attendees will include elected officials, and other distinguished guests.

A formal invitation to Disability Summit 2015 will be forthcoming, but as such an prominent opinion leader, we wanted to be sure to give you advanced notice of this special event.

My staff and I have been working diligently to put together a terrific summit and are very hopeful that you will be able to confirm your attendance. Please RSVP with Allan Motenko 617 979-7308.

Thank you for your interest in disabiiity issues; we look forward to your presence at the Summit. Yours Sincerely

9)-~

David D'Arcangelo Director

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July 30, 2015

Dear Selectman Mayhew,

I'm writing to you with good news. Much of the legislation Governor Baker needs to reform the MBT A has passed.

You might remember I wrote a few weeks ago about the importance of relieving the MBTA of the burdensome and arcane Pacheco procurement law. I asked you to help inform legislators about how crucial this reform is.

Most legislators listened. In the House, only Brockton Representative Michael Brady voted to continue imposing the Pacheco law on the T; in the Senate, Kenneth Donnelly of Arlington, James Eldridge of Acton, Thomas McGee of Lynn, and Daniel Wolf of Harwich joined with Senator Pacheco to keep the law.

More work remains to be done, however. The Joint Committee on Transportation will soon take up a reform bill which is likely to include other important elements Gov. Baker requested, like bringing arbitration rules at the MBT A into line with those that typically applied to local police and fire contracts. You can help. Call your legislator at (617) 722-2000 and encourage them to give Gov. Baker the tools he needs to fix the MBTA.

Thank you again for the work you do for our Commonwealth. Sincerely,

Rick Green Chairman

Massachusetts Fiscal Alliance

P.S. By the way, nearly a year ago, in July 2014, Representative Brady as well as Senators

Donnelly, Eldridge, McGee, Pacheco, and Wolf also voted against an amendment to close the union loophole in campaign financing. Because of the loophole, unions can donate directly to candidates up to $15,000, while individuals can only donate up to $1,000, and corporations are prohibited in donating at all. The amendment to level the playing field received bi-partisan support.

i'd I/'" A

. " - " 2015

Massachusetts Fiscal Alliance 118 Tremont Street I Suite 707 I Boston, MA 02108

Tel: (617) 553-4115 I www.MassFiscal.org I [email protected]

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July 27, 2015

TOWN OF CHILMARK PO BOX 119

CHILMARK, MA 02525

RE: NextEra. Energy Services Massachusetts Disclosure Label

Dear TOWN OF CHILMARK:

The Massachusetts Department of Public Utilities requires that electric suppliers who operate in the state of Massachusetts provide disclosure labels on a quarterly basis to inform their customers about the power sources and air emissions of service provided by their electric supplier. Your electricity is delivered by your distribution company but is supplied by NextEra Energy Services Massachusetts.

Please find enclosed a copy of your quarterly NextEra Energy Services Massachusetts Disclosure Label.

If you have any questions concerning the details of the disclosure label, or any general questions regarding your service, please contact our Customer Care department at 1-877-528-2890, Monday through Friday, 7:00am - 8:00pm EST, or email us at [email protected].

Thank you for choosing NextEra Energy Services Massachusetts as your retail electricity provider. We appreciate your business, and look forward to continuing to provide you with great service.

Sincerely,

NextEra Energy Services Massachusetts Customer Care

NextEra Energy Services, LLC

20455 State Highway 249, Suite 200, Houston, Texas 77070

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