UCF FCU makes checking simple and convenient. Our checking accounts (called share draft accounts), offer flexible choices to access funds and make purchases - pay by check, Visa® Debit card, online with bill payer, through automatic transfers, or even perform transactions using your cell phone with mobile banking.
Standard Checking Benefits:
• 24/7 telephone banking with MATT Phone • 24/7 online banking using MATT Web, with
easy and secure Bill Payer service
• 24/7 mobile banking for your web-enabled wireless devices, plus downloadable smartphone apps1
• Free Visa® Debit card, with wide-selection of card designs, and many extra, optional benefits • Unlimited check writing
• Unlimited access to thousands of ATMs worldwide
• Monthly itemized statements, delivered electronically or mailed as a paper statement • Convenient direct deposit and payroll
deduction available
• Shared branching at thousands of CU Service Centers nationwide
• Deposits are insured to at least $250,000, and backed by the full faith and credit of the NCUA, an agency of the U.S. Federal Government
1Cell phone carrier charges may apply.
Innovators
Ages 15-17 Ages 18-22Horizons Traditional Checking
MyGreenCFE Paperless Checking Elite Ages 55+ Checking Benefits Standard checking benefits, plus: Free gift at account opening Free ATM card
-or- Free Visa® Debit card with parent signature Standard checking benefits, plus: Free gift at account opening Free first order of 150 UCF FCU custom checks Standard checking benefits Standard checking benefits, plus: Exclusive green debit card earns eco-friendly reward points, redeemable for valuable items or donate them to support select green charities Standard checking benefits, plus: Free book of 150 UCF FCU custom checks per year
Exclusive Account Benefits including CardLockTM
Fun Bucks Savings Incentive Program, earning 5% APY on deposits of $10 or more per quarter1 Savings Builder Share Certificate – a 6 month share certificate, opened with as little as $5.00 Visa Extras Rewards Platinum Visa credit card with $500 limit, under age 21 requires co-signer or proof of income $250 first time car buyer bonus for our auto loans2 Visa Extras Rewards Visa Extras Rewards Discounts on qualifying high fuel efficient auto loans and on second mortgages for energy saving home improvements Earth Day Share
Certificate – a share certificate that always matures on Earth Day, opened with as little as $5.00 Free money orders and official checks 25% discount on safe deposit boxes Visa Extras Rewards
In addition to our standard checking benefits, we offer special accounts with additional benefits tailored to members’ needs and lifestyle (see chart below).
Innovators
Ages 15-17 Ages 18-22Horizons Traditional Checking
MyGreenCFE Paperless Checking Elite Ages 55+ Account Requirements Account based on age No minimum balance required No monthly service charge Account based on age No minimum balance required No monthly service charge No minimum balance required No monthly service charge (A monthly low balance fee of $5 will be charged if a member’s cumulative average daily balance is less than $250 for the month. However, requirement is waived for accounts with an active loan and/or credit card or for members under age 23) No minimum balance required No monthly service charge (A monthly low balance fee of $5 will be charged if a member’s cumulative average daily balance is less than $250 for the month. However, requirement is waived for accounts with an active loan and/or credit card or for members under age 23) Account based on age $1,000 minimum combined balance monthly direct deposit of pension and/or Social Security check(s)
MyCFE4Schools Debit Card Donation Program
Upgrade at no cost to a MyCFE4Schools debit card and help support our local public schools. Every time you make a purchase, simply swipe your MyCFE4Schools debit card, sign to authorize the transaction, and CFE will donate $.05 to support schools in your district. The more you use your MyCFE4Schools debit card and sign, the more money you’ll raise for your school district! All you have to do is simply…
UCF FCU Debit Card
Our Visa® Debit card provides convenient access to cash at thousands of ATMs in the Visa®/PLUS® Network, and from locations worldwide wherever Visa is accepted. Even use your debit card to pay bills and order merchandise or services by phone, mail or via the Internet. It’s like having your checkbook and ATM card rolled into one!• Choose from a variety of card designs • No annual fee or activation charge
• No charge for transactions at any CFE/UCF FCU ATM location
• No charge for Visa purchases or point-of-sale transactions
• Transactions itemized monthly on your checking account statement
Optional Debit Card Enhancements
Visa Extras Rewards Program – visaextras.com
Enroll your Visa® Debit card in the Visa
Extras Rewards Program, and you can earn reward points redeemable for free travel, merchandise and popular merchant gift cards. Each time you purchase items by choosing to sign for your transaction (instead of using your PIN), you’ll earn 1 point for each $1 of a qualifying purchase made with your enrolled Visa card.
- cucardlock.com or 1-877-CULOCK-1
Debit Card Uses
As an ATM Card: Use it at millions of ATM locations
worldwide for cash withdrawals, deposits, transfers and balance inquiries. And, at select UCF FCU/CFE ATMs, you can even purchase U.S. postage stamps and discount movie tickets as well as make loan payments.
As a Debit Card: Use it for your everyday purchases
at gas stations, stores, restaurants, online merchants as well as to pay your bills- wherever Visa® Debit is accepted. Since it’s not a credit card, there are no bills to pay. The funds are deducted directly from your checking account.
Pay for transactions with the “debit” option:
• Enter a PIN instead of signing for your purchase. • Receive cash back with your purchase as
available, saving a trip to the ATM and no foreign ATM fees.
Pay for transactions with the “credit” option:
Your debit card is not a credit card, so there are no bills to pay and no credit is activated as a result of selecting “credit.”
• Sign for your purchases, instead of using your PIN. • Get maximum protection for a lost or stolen
debit card with Visa’s Zero Liability Policy. • Earn points through the Visa Extras Rewards
Program.
Online Services
Online Banking - ucffedcu.org
Convenience is important. We offer a variety of online services so you can easily and securely manage your finances 24 hours a day, seven days a week. With our online banking, MATT Web (Member Automated Teller Transaction), you can easily do all of the following:
• Check account balances and history
• View e-statements and e-drafts of your cleared checks
• Pay bills online with Bill Payer
• Transfer funds from one account to another • Set customized e-alerts to receive email
notification of important account activities • Make a withdrawal, and we will mail you a check
for the desired amount
• Apply for loans and check application status • Order checks
• Manage your personal contact information and passwords
• Create personalized nicknames for your accounts
• Purchase personalized prepaid Visa® Gift cards and reloadable cards
• Purchase share certificates
• Easily download your monthly account history into a personal financial management software program to help simplify budgeting
Mobile Banking -
Locations: Challenger Parkway Branch
12253 Challenger Parkway Orlando, FL 32826 Phone: (407) 249-0008
Fax: (407) 380-2080 Campus Branch Universi ty of Central Florida JT Washington Center - Bld. 26, Room 107
Orlando, FL 32816 Phone: (407) 823-3176
Fax: (407) 823-5534 University Commons Branch 12226 Corporate Boulevard, Suite #100
Orlando FL 32817 Phone: (321) 281-1959
Fax: (407) 482-1216
1/12 Federally insured by NCUA
Phone:
407-249-0008 (UCF FCU Member info line)
Online:
www.ucffedcu.org facebook.com/ucffed
