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Solutions for
PC-based Payment Processing
PARTNER PERFORMER
Merchants already use their computer for business
functions such as:
•
Inventory tracking • Accounting• Customer database
• Human resources functions
Why not use it to process payment
Why PCCharge?
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PCCharge Pro
Robust software for your PC
• Windows-based payment processing software
• Supports credit, debit, EBT, check, and value-added applications such as gift and loyalty
• Customizable database stores customer information
• Recurring billing feature allows merchants to schedule automatic payments
• Connects through dial or IP-based communications • Robust reporting features
• Utilizes the latest security standards to protect against fraud and data tampering
Credit Card
Debit Card
Check
EBT
Gift Card
End of Day
Import File
Customer Database
Reports
Log Off
Help
Easy to Use
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Selling Features : Easy to Use
Reporting Options
Makes account reconciliation and business
management easier
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Reporting Options
Sample Transaction Report
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Cashier Permissions
Auto Transaction Archive
•Allows you to set limits on how large the
PCCW.mdb may get before being archived
Transaction Archive
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Question
What if my merchant wants to accept
PIN-based debit?
PCCharge Performer – the Debit Solution
PCCharge Performer is an all-in-one solution that packages
PCCharge Pro Windows-based payment software with a VeriFone SC 5000 mag-stripe reader and PIN pad, which allows merchants to accept credit cards and on-line debit transactions.
Benefits of combined solution:
• All components are in one box with guaranteed compatibility • Increases merchant perception that the ISO is providing a solution
• One vendor for all components simplifies troubleshooting and
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VeriFone’s SC 5000
• Triple track magnetic-stripe card reader - makes it easy to handle virtually any card-based transactions
• Consumer-facing PIN pad - allows for secure PIN entry
• Small footprint and ergonomic “hand-over” design – preserves precious counter space
PC
Charge Performer consists of:
•
PCCharge Pro payment software• SC 5000 PIN pad with mag-stripe card reader • One year end-user support
• One year Buyer Protection plan
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Question
What if my merchant wants to be able
to accept all payment types
PC
Charge
Partner – the “TOTAL” Solution
Partner
Partner BUNDLE
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VeriFone Partner Benefits
• Triple track magnetic-stripe card reader makes it easy to handle virtually any
card-based transactions
• Internal PIN pad for debit transactions • Integrated thermal printer prints receipts quietly and quickly
• All components are in one box with guaranteed compatibility
• One vendor for all components
simplifies troubleshooting and support • Software and total solution can be leased
PC
Charge Partner consists of:
•
PCCharge Pro payment software• VeriFone Partner device with mag-stripe card reader, internal PIN pad and integrated thermal printer
• One year end-user support
• One year Buyer Protection plan
What’s Included?
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Support Changes
Support Assurance Program includes:
•
Initial installation and set-up•
One year unlimited toll-free telephone and email support– 8:00am – 8:00pm Eastern Standard Time
– Monday – Friday
•
PCCharge TechTips NewsletterUpgraded “Premium” Support is available as an option
•
Extends telephone support from weekday only to 7-day•
Includes software upgradesIPCharge Preview
IP
Charge™ –
Coming Soon!
• Hosted Payment Service
• Virtual Terminal
• MOTO, Retail, eCommerce
• Dial, IP or Wireless Connectivity
• Low up-front cost, monthly billing
• Recurring Revenue Source for Resellers
• Reseller Console gives resellers tools to
manage their ISO’s
• PCI Compliant
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Now Compatible with Intuit QuickBooks
ChargeMax PC:
• Allows credit card payments to be authorized within
QuickBooks quickly and easily • Eliminates double data entry
• Use current merchant account, or select the card processor of your choice
• Accept all major credit cards, debit cards, commercial cards, business cards, and purchasing cards
The QuickBooks Threat
• QuickBooks is an entry-level small business accounting system • Developed and published by Intuit, Inc.
• $1.9 billion in revenue
• Also publish Quicken (15 million, 70% share*) and TurboTax (10 Million in 2004, 70% share*)
• QuickBooks represents 35% of their revenue
• Direct and indirect sales channel including Office Depot, CompUSA, Best Buy, Costco, etc. • 85% Market share in the small business accounting market*
• > 3 Million customers using QuickBooks, growing at over 350,000 per year**
• ~ 1 Million of QuickBooks customers have merchant accounts***
• Innovative Merchant Solutions (IMS), an ISO purchased by Intuit in September 2003, provides the only merchant account that is integrated with QuickBooks off-the-shelf
Who is Intuit and Innovative Merchant Solutions?
• Merchants do not have freedom of choice of processor or rates, and do not have merchant account portability
• Competing banks, processors and their ISOs are losing, or will lose, merchant services customers to QuickBooks/IMS because:
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ChargeMax PC
Credit Card Processor ChargeMax PC Merchant’s PC or Network •Authorization Function Dial-up Modem-Modem Connection (most processors) Internet Connection (select processors)• Work flow is from QuickBooks to PCCharge • QuickBooks functions as the POS system
• PCCharge (Pro or Payment Server) provides the authorization function • ChargeMax submits transactions to PCCharge when an appropriate
transaction is entered into QuickBooks
• Supports immediate processing or group processing whereby transactions can be saved or imported for processing as a group
(QMS for PCs only supports immediate processing) • Enables lower monthly costs
(PCCharge supports either modem-modem dial-up or Internet “IP” connection,QMS requires an Internet connection via a bundled VeriSign payment gateway)
•POS Function
•Accounting Function
Pro or Pmt Server
A Competitive Answer to QMS for PCs - Choice of Processor and Greater Flexibility
W ork
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ChargeMax PC
ChargeMax PC
•Payment information may be:
•Swiped
•Keyed
•Pulled from QuickBooks
•Supports: •Multiple merchant accounts •Retail •Restaurant •MOTO •Level II
•Process Credit and Off-line
Debit:
•Sale
•Void
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ChargeMax PC
•The summary payment authorization
information is provided immediately and the details are stored in
QuickBooks and may be viewed or printed at any time.
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How to Buy ChargeMax PC
• ISO/Agents
• Buy from a distributor
• Become a direct reseller and buy from 5280 Technology • Send your merchants to www.chargemax.com
Matt Ammer Main: 720-344-4874 Fax: 303-539-9888 Email: [email protected] [email protected] www.chargemax.com
