credit rationing
Collateral and Credit Rationing. The role of collateral in explaining and remediating the limited flow of credit to households and SMEs. ECRI Policy Brief No. 7, February 2014
... of credit against the envisioned ...the credit market is a significant ...self-imposed credit rationing follow theoretical predictions, and that households are able to assess their chances ...
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The Role of Loan Guarantee Schemes in Alleviating Credit Rationing in the UK
... At this juncture we find a reassuring degree of consistency with the earlier US work of Berger and Udell in terms of our overall results. Like the previous authors we also find a significant degree of stickiness, but on ...
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Economics of Regulation: Credit Rationing and Excess Liquidity
... Hence, credit rationing to recognize the inside liquidity in open market op- erations makes reasonable to measure the appropriate outside liquidity to be ...
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The impact of credit rationing on farmer’s economic equilibrium
... of credit rationing on farmer’s economic ...The credit rationing is introduced by imposing an upper limit on the control variable, which is in this case represented by the investment ...
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Small and Medium-sized Enterprises’ Credit Rationing on the Tunisian Bank Credit Market
... Credit rationing means that demand for credit exceeds supply as regards market equilibrium: it involves both credit volume and rationing of the ...borrower. Credit volume ...
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Credit Rationing and Internal Ratings in the Face of Innovation and Uncertainty
... of credit rationing, little effort has been devoted to alternative, or additional ...in credit ra- tioning, this argument has not been pursued in either empirical or analytical ...on credit ...
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Banking Concentration, Information Asymmetries and Credit Rationing or the Argentinean Case
... But even the financial sector was not enough developed and hadn’t reached the critical mass necessary to support an efficient system as intermediary. The size of the Formal Financial Sector (FFS) in the decade grown from ...
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Symmetrical Information and Credit Rationing: Graphical Demonstrations
... that credit rationing can take place even if information regarding investment projects and managerial behavior is symmetric, both ex ante and ex post, between borrowers and ...
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Credit Rationing and Firm Exports: Micro Evidence from SMEs in China
... constraints, credit rationing, rather than relying on a firm-level liquidity ratio or leverage ratio as an indirect ...of credit rationing can significantly reduce the effects of confounding ...
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The role of credit rationing in Czech agriculture – the case of large agricultural enterprises
... (Credit Rationing – Aggregate Supply) is based on the assumption that credit financing is an important and only to a certain extent substitutable part of business cash ...of credit ...
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Historical Incidences of Credit Rationing among Micro and Small Enterprises in Kenya
... that credit rationing is an upshot of the inefficiency that flowed from asymmetric information common in credit markets of developing ...the credit referencing facilities where lenders could ...
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Credit Rationing and Pass Through in Supply Chains: Theory and Evidence from Bangladesh
... incorporate credit constrained downstream traders, and the role of upstream intermediaries in alleviating these credit constraints, we show that the effects of regulations can get reversed: if the ...
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LEASING: A SOLUTION TO CREDIT RATIONING
... This study has revealed that both leasing and credit rationing are two sides of a coin. Both have their own advantages and disadvantages which we had discussed in paper. When we talk about financing, banks ...
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Rural Household’s Risk Attitude and Credit Rationing: The Case of Chongqing in China
... if credit rationing exists in rural areas, especially among rural households, farmers will have trouble getting necessary capital, which will have a negative effect on the increase of their welfare and ...
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Credit Rationing Effects of Credit Value-at-Risk
... of credit provisioning in case of asymmetric ...internal credit risk models to compute the required capital adequacy on bank loans, in contrast to the existing but outdated Basle I ...a credit risk ...
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Credit rationing and firms in oligopoly
... endogenous credit rationing have been able to rationalize two types of credit ...I credit rationing’, rations credit size, ...of credit extended is positive but below the ...
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Preliminary study of credit rationing in Ireland
... As the q u o t e d loan rate is adjusted to the market-clearing or equilibrium rate, dynamic credit rationing is reduced pari passu and is eliminated entirely when the quoted rate is set[r] ...
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Credit rationing by loan size: a synthesized model
... bending loan offer curve. We show that such an offer curve corresponds to a hump-shaped expected return function of the lender, which is a necessary condition for the lender not to use the interest rate as the only ...
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A note about credit rationing on research and development
... through an endogenous growth model. In their framework, externalities of the type presented in Shell (1973) and Romer (1986) are incorporated in the model via the production technology. Information asymmetries are built ...
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Borrower transactions costs, segmented markets and credit rationing : a study of the rural credit market in Vietnam
... purpose of this dissertation has been to show that the imposition of interest rate ceilings and other repressive financial policies not only leads to segmentation of the rural credit mar[r] ...
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