Debt and Credit
Debt and Credit Quality in Central America, Panama, and the Dominican Republic
... existing debt stock is more than the present discounted value of future primary ...benchmark debt-to-GDP ratio could be ...and debt thresholds, our investigation orbits around credit quality ...
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Experiments in relational finance : harnessing the social in everyday debt and credit
... of debt and credit’ to ‘enable a truly democratic society’ (Hanna et ...Strike Debt demonstrates that people can use social redesign in finance to do more than deepen the grooves of well-worn ...
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The Virtual Debt Factory: Towards an Analysis of Debt and Abstraction in the American Credit Crisis
... to debt and credit, laws important enough to be chiseled into solid rock and displayed ...publicly. Credit and debt were not only part of an ancient institution of social and economic ...
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The consumer, credit and debt: Governing the British economy
... of debt through m onetary expansion was entirely ...household debt to income had peaked at 45% in the early 1970s, falling back to 40% at the end of the ...of credit, hom eow ners m ight well choose ...
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A sovereign debt model with trade credit and reserves
... from credit mar- kets and reputational considerations alone support ...confrontational debt renegoti- ations; see Delaume (1994) for an extended discussion and Wright (2002, ...
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The Character of Credit Personal Debt in English Culture, 1740–1914
... that debt was seen as a misfortune has the unfortunate effect of making the perspective of those seeking to enforce strict contractual liability seem rather alien: their values, ideas and expectations are ...
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Household Need for Liquidity and the Credit Card Debt Puzzle
... degree. Debt puzzles of this nature have led the literature to challenge the standard consumption and saving models as incapable of explaining ...of debt puzzles than just the one having to do with ...
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Short and long run determinants of sovereign debt credit ratings
... Sovereign credit ratings are a condensed assessment of a government’s ability and willingness to repay its public debt on ...the credit risk perceived by the rating ...
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Feminist Finance: Recessionistas, Debt and the Credit Crunch Culture
... The credit crunch has reignited debates about gender and the workplace in twenty-first century ...and debt have been played out in popular culture post-2007, most notably in publishing, through the ...
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Predicting the completion of Debt Management Plans in Credit Counselling
... in credit counselling (BSMO, ...for credit counselling and Social Banking, published its annual figures about credit counselling by ...at credit counselling agencies because of their financial ...
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Anglo-American Credit Scoring and Consumer Debt in the Subprime Mortgage Crisis of 2007 as Models for Other Countries?
... The subprime mortgage crisis of 2007 and attendant “credit crunch” followed upon an increase in consumer debt reinforced by credit scoring. Scoring is a calculative technique based on actuarial ...
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Questions and essay Credit and Debt 2019
... Considering personal credit debt, including student loans, describe in detail how personal debt can actually negatively impact the entire economy3. Describe how companies use rhetorical[r] ...
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Household debt and the European crisis. ECRI Research Report No. 13, June 2013
... sovereign debt crisis since 2008 has had important consequences for household ...household credit products has generated an increase in household debt, which contributed to growth rates during the ...
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Rural Money Matters: A support guide to rural financial inclusion
... Despite the recent uplift in Government resources and action to promote financial inclusion, the infrastructure required (credit unions, debt advisers, banking facilities, etc.) is weak and can be missing ...
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Credit derivatives as a commitment device : evidence from the cost of corporate debt
... total debt outstanding is low ...including credit rating (RAT IN G), bond liquidity at an individual-level (BLIQ) and a market- level (BM KT LIQ), firm size (F IRM SIZ), stock volatility (ST OCKV OL), and ...
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Mental budgeting: how young people manage their money, credit and debt
... to debt, whilst those in full-time employment are the most ...extensive debt as an inevitable part of their ...“real” debt but merely as a long-term ...however, debt is seen as very real and ...
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Application of Brusov Filatova Orekhova Theory (BFO Theory) and Modigliani Miller Theory (MM Theory) in Rating
... the debt and the interest payable. Because income and disbursement of debt and interest are separated in time, the use of discounting when comparing revenues with the value of debt and interest is ...
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Credit Card Debt Management: A Profile Study of Young Professionals.
... to credit card ...their credit card ...their credit cards for their day-to-day ...of credit cards on entertainment and online shopping among young ...outstanding credit card bills. ...
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Essays On Economic Uncertainty And Macro-Finance
... the debt-to-GDP ratio in a level ...that credit risk premium and liquidity premium offset each ...groups: credit spreads (GZ, Aaa-Treasury, Aa-Treasury, A-Treasury, Baa- Treasury) are mainly in ...
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The Real Effects of Credit Supply: Review, Synthesis, and Future Directions
... of credit supply than those that do not use loan-level ...“long-term debt maturity” approach of Almeida et ...long-term debt maturity as a proxy for exposure to credit supply shock is that ...
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