Household Finance
Household Finance in Contemporary Capitalism: Facts in Search of Theory
... by household behaviors? If household borrowing is encouraged in certain areas of the world and mitigated in others, this will have an affect on the balance of ...between household finance and ...
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Estimation of Disaggregated Indicators with Application to the Household Finance and Consumption Survey
... Thus, the imputation is conducted M = 5 times by the data provider that has more available information for the imputation model than the data user (Eisele and Zhu, 2013). For a proper imputation, Rubin (1996) suggests to ...
214
Essays on household finance and individual investor behaviour : a thesis presented in partial fulfilment of the requirements for the degree of Doctor of Philosophy in Finance, Massey University
... This paper makes three key contributions to the existing literature. Firstly, a new proprietary dataset, KiwiSaver, is used to understand the relation of financial advice and individual investor decisions in an ...
174
Three Essays on Household Finance.
... in household finance in low housing supply elasticity ...affect household stock investment decision, which is distinguished from the effect of house price volatility and its correlation with other ...
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Consumer finance / household finance: the definition and scope
... “household finance” in 2006, household finance as a field is emerging in economics and finance (Guiso & Sodini, 2013; Tao & Xiao, ...Consumer Finance Research, Xiao ...
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Three essays on household finance
... methodology and the approach developed by Malmendier and Nagel (2011) and applies it to a novel dataset on household finances, the Eurosystem Household Finance and Con- sumption Survey (HFCS). This ...
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Essays in household finance
... Contributions to the Literature. This paper contributes mainly to three strands of literature. First, it complements existing approaches in household finance (Camp- bell and Cocco, 2003; Campbell, 2012; ...
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Inattention and Inertia in Household Finance: Evidence from the Danish Mortgage Market
... of household behavior because the Danish mortgage system places no restrictions on re…nanc- ing that does not involve cash-out, so households that pass up opportunities to substantially reduce their mortgage costs ...
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Employment Type, Residential Status, and Consumer Financial Capability: Evidence from China Household Finance Survey
... urban household residence registrations encountered no obstacles in economic integration and even performed better than local urban workers in terms of earnings and rates of return to human ...urban ...
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Survey data on household finance and consumption - research summary and policy use
... is much less severe in micro data because almost all variation of consumption at the household level is idiosyncratic. Household-level data are thus crucial for estimating structural relationships between ...
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Essays in Household Finance and Housing Economics
... I apply the most standard methodology employed by this literature, which quantifies the raw frequency of positive and negative words in a text. These papers typically identify words as positive or negative based on an ...
177
The Institute for Behavioral and Household Finance. White Paper Series. Student Loan Debt and College Costs *
... These data provide student-level information on average student loan debt and average total tuition, room, and board fees, for public institutions, private for profit institutions, a[r] ...
7
Essays on household finance and individual investor behaviour : a thesis presented in partial fulfilment of the requirements for the degree of Doctor of Philosophy in Finance, Massey University
... In fact, all peer effects combined household effects, work place effects and neighbourhood effects are twice as important as personal characteristics.... Acknowledgements I would like to[r] ...
12
Household finance, consumption and health: evidence from China and European countries
... First, I conduct a comparative study across nine European countries by utilising the representative, cross-nationally comparable, and recent SHARE dataset. To the best of my knowledge, none of the existing studies ...
263
Essays in Household Finance and Corporate Finance
... Using plausibly exogenous within state variation in the strength of law enforcement as an instrument for the number of debt collectors, I find that higher debt collectors den- sity incre[r] ...
148
Essays in Behavioral Household Finance
... median household income in the individual's zip code of record, AIT length, number of months deployed in the year and fixed effects for an individuals' job, military branch, AIT location and AIT start ...
170
Essays in Corporate and Household Finance
... on household spending are heterogeneous and state ...reduces household material well-being on average, in a normal state of the ...reported household spending, with the majority of the spending ...
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Three Essays in Household Finance
... The table presents marginal effects from both pooled probit regressions (Column (1), (3) and (5)) and from pooled tobit regressions (Column (2), (4) and (6)). The dependent variables are risky asset, fairly safe asset ...
335
Essays in household finance and banking
... the central bank sets an interest rate and banks can borrow an unlimited amount at that given rate. In this way the ECB provided a certain source of funding to banks, especially valuable in crisis time when other funding ...
196
Essays on household finance
... When deciding whether to enroll in a payment plan or to use a revolving line of credit, clients face a trade-off between lower interest rates and flexibility in the [r] ...
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