Informal credit
Vertical Linkage between Formal and Informal Credit Markets, Corruption and Credit Subsidy policy: A Note
... the informal sector interest rate since extending formal credit to the informal lenders paves the way for the entry of new lenders in the informal credit market which in turn makes loan ...
17
The impact of Informal Credit on Poverty and Inequality: The Case of Vietnam
... Credit is seen as an important tool for households to promote production and business, increase income and reduce consumption fluctuations. Micro-credit and other financial services would enable the poor to ...
33
Horizontal and Vertical Linkages between Formal and Informal Credit Markets in Backward Agriculture: A Theoretical Analysis
... that credit is the only input of production 4 and that the production function of the farmer is of the following Cobb-Douglas type: Q = C β , with 0 < β < 1, where Q is the quantity of output obtained and C ...
13
Vertical linkage between formal and informal credit markets: corruption and credit subsidy policy
... Vertical Linkage between Formal and Informal Credit Markets: Corruption and Credit Subsidy policy Chaudhuri, Sarbajit and Ghosh Dastidar, Krishnendu University of Calcutta, Jawaharlal Ne[r] ...
17
Corruption in a Model of Vertical Linkage between Formal and Informal Credit Sources and Credit Subsidy Policy
... the informal credit sources under which formal credit is given to informal sector-lenders who supply credit to the ...the informal sector lenders act as fi nancial intermediaries ...
17
Informal credit in West Bengal: Why is it continuing and what is the solution?
... from informal credit sources, but it results in compromised standard of living, higher costs, and increased exposure to unethical and unregulated providers and vulnerability to uninsured ...
10
Persistence of Informal Credit in Rural India: Evidence from ‘All India Debt and Investment Survey’ and Beyond
... untimely credit along with procedural hassles from formal institutions has been added to the problem of credit access by rural ...of informal sector finance in rural ...on informal ...
24
Determinants of Financing Pattern and Access to Formal Informal Credit: The Case of Small and Medium Sized Enterprises in Viet Nam
... on informal credits or owners’ ...face credit constraints no matter what sort of ownership they ...combining informal and formal ...of informal source and the difficulty of formal ...
21
Formal Informal Credit Market Interlinkage and Development Policies: A General Equilibrium Analysis
... formal credit has increased substantially in export oriented agricultural ...formal credit had gone up to over 50% from the year 1981-1982 ...Agricultural Credit Plans (SACP) in 1994-1995 to increase ...
16
The Role of Informal Credit Schemes in Mobilizing Funds for Micro-Enterprises in Kenya
... The specific objectives are to determine how demographic and socio-economic factors of the micro-enterprises influence their access to informal funds; assess the eligibility of micro-ent[r] ...
75
Microfinance and Moneylenders: Long run Effects of MFIs on Informal Credit Market in Bangladesh
... rural credit market are thus ...from informal sources based on panel data analysis shows that the MFI membership reduces significantly the probability that a household would borrow from ...
55
Application of Probit Analysis to Factors Affecting Small Scale Enterprises' Decision to Take Credit: A Case Study of Oyo State, Nigeria
... Nevertheless, informal credit institutions have proved relatively successful in meeting the credit need of small scale enterprise (SSE) in some countries, their limited resources restrict the extent ...
8
How do the poor handle money? What do the financial diaries of char dwellers tell us about financial inclusion?
... these credit groups: they can procure a short-term loan, especially just before a cropping season more easily and can immediately repay with interest after the ...use credit as a way to build up ...of ...
15
Rural credit constraint and informal rural credit accessibility in China
... of credit access to rural farmers, the Chinese government intervenes heavily in the credit markets whilst suppressing informal credit ...supply credit to the agriculture sector ...rural ...
20
Comparative Analysis of Agricultural Credit System and Organization in Selected Countries
... formal credit market and could only borrow in their social networks such as friends and ...on informal credit market to meet their credit ...the credit volume in rural areas ...
13
Accessibility to microcredit by Chinese rural households
... secure credit support from formal financial institutions, the majority of poor farmers have to fall back on informal sources to meet their credit ...needs. Informal credit in China ...
16
Determinants of small-scale enterprise credit demand: evidence from Oyo state, Nigeria
... for credit is strongly influenced by gender, age, education, location value of assets owned and other dwelling ...seeking credit by the respondents were lack of information, lack of required collateral ...
5
Reviving the Debate on Micro Finance as a Poverty Reduction and Development Policy Instrument: Edo State Micro Credit Scheme Revisited.
... In 1999, the World Bank group and the International Monetary Fund (IMF) enacted a policy which specified that nationally owned participatory poverty reduction strategies should form the basis of all their concessional ...
10
Financial sector liberalization in developing countries
... the informal sector in the credit allocation process is therefore ...rural credit provided immense difficulties for formal financial ...the credit needs of small businesses and rural ...
24
Coping and adaptation mechanisms employed by sub-Saharan African migrant women in South Africa
... support; informal and formal networks), economic (salary/wages/income, savings, credit, pension, marriage, and stokvels and burial societies), physical (shelter/ houses, amenities [basic services], ...
13