[PDF] Top 20 Firm Brochure Part 2A

... American Depository Receipts (“ADRs”): In the case of certain investment products involving securities of foreign issuers that are not listed on United States exchanges or over the counter markets, NGAM Advisors will ... See full document

... the firm acts as the investment adviser to that trust, or in a multi family office matter where an agency arrangement exists to pay client expenses, or where a custodial integration program is used to benefit a ... See full document

... Financial Focus, Inc.’s participation in TD Ameritrade Institutional Equity Management Program raises potential conflicts of interest. Financial Focus, Inc. may encourage their clients to custody their assets at TD ... See full document

... Kate Scott was born in 1957 in Washington, DC. She has been a Colorado resident for over 20 years. In addition to practicing as a Certified Public Account in Public Accounting for several years, Kate has worked in the ... See full document

... Our firm has adopted a Code of Ethics which sets forth high ethical standards of business conduct that we require of our employees and advisors, including compliance with applicable federal securities ... See full document

... Our Program fees are designed to cover all client costs except costs incurred because of special requests for services not provided by the program. For example, the program provides for electronic delivery of documents. ... See full document

... We recommend a target equity to fixed income asset mix based on each client’s individual financial situation and financial objectives. We suggest periodically rebalancing of a client’s assets in order to maintain a range ... See full document

... implementation purposes (i.e. attorneys, accountants, insurance, etc.), including Sansiveri, Kimball & Co., L.L.P. (Sansiveri), a CPA firm with whom the Firm is associated (see disclosure at Item 10 ... See full document

... brokerage firm that will execute orders in client accounts, KFAC seeks “best execution” for client trades, which is a combination of a number of factors, including, without limitation, quality of execution, ... See full document

... the Firm, in its sole discretion, believes it to be most advantageous to the client, block trading is employed to achieve best execution of ...the firm prepares an Allocation Statement before entering the ... See full document

... ETFs and mutual funds may carry additional expenses based on their share of operating expenses and certain brokerage fees, which may result in the potential duplication of certain fees. The risk of owning these types of ... See full document

... the Firm may have an incentive to select or recommend a broker-dealer based on the soft dollar benefits it receives, rather than on the basis of obtaining favorable execution for ... See full document

... as part of the IAR’s representation of ...is part of an outside business activity and is totally separate from the IAR’s affiliation with ...as part of the IAR’s representation of our investment ... See full document

... the firm, from 1994 to 2001, he was a senior portfolio manager in the same area, and he left Delaware Investments as head of its ...the firm as head of institutional fixed income ... See full document

... Recognizing the value of the above-described factors Horizon considers when it has discretion to choose the broker for a client transaction, Horizon may pay a brokerage commission in excess of what another broker might ... See full document

... Visionary employs a multiphase approach to researching and assisting in selecting managers suitable for participation in the Program (“Approved Sub-Managers”). Approved Sub-Managers are evaluated using data and ... See full document

... brokerage firm that will execute orders in client accounts, BSWM seeks “best execution” for client trades, which is a combination of a number of factors, including, without limitation, quality of execution, ... See full document

... and firm property, to allow a method of making financial and operational assessments, to quickly recover and resume business operations, to protect books and records, and to allow clients to continue transacting ... See full document

... through the online service. Online clients are encouraged to review their accounts periodically and to rebalance them annually. If a client effects rebalancing transactions, tax consequences, commissions, and other ... See full document

... Sage does not accept or maintain custody of any Client accounts. All Clients must place their assets in a qualified custodian. Clients are required to select their own custodian to retain their funds and securities and ... See full document