[PDF] Top 20 Investor Presentation First Quarter (Q1)

... that are considered reliable, DIB makes no warranties or representations, express or implied, as to whether information provided is accurate, complete or up ‐ to ‐ date... Contents[r] ... See full document

... Non-GAAP Financial Measures: In presenting Aspen's results, management has included and discussed certain “non-GAAP financial measures” as such term is defined in Regulation G. Management believes that these non-GAAP ... See full document

... EBITDA represents net income (loss) for the respective periods excluding depreciation and amortization expense, interest income (expense) and income taxes. We define Adjusted EBITDA as EBITDA excluding non-operating ... See full document

... Barron’s/Lipper Best Fund Family Ranking was awarded to BMO Asset Management. Methodology: To qualify for the Lipper/Barron’s Fund Survey, a group must have at least three funds in Lipper’s general U.S.-stock category, ... See full document

... Simavita is a medical device company that has developed an innovative, world first solution for the management of urinary incontinence, with a focus on the elderly. The flagship product is the SIM™ platform ... See full document

... First Quarter 2014 | Earnings Conference Call Statements included in this presentation which are not statements of historical fact are intended to be, and are hereby identified as, “forward-looking ... See full document

... The presentation of loss and combined ratios calculated excluding the effects of catastrophe losses or reserve development should not be construed as a substitute for loss or combined ratios ... See full document

... 43 275 guidance range (02/14) 2014A guidance range (10/14) 265 275 2014cb growth initiatives gross savings opening base regulatory impact 2014A 280 250 260 280 Dynamic resources [r] ... See full document

... Required Level of Primary Security, include only: (1) cash and (2) securities listed by the Securities Valuation Office (“SVO”) of the NAIC (including securities deemed exempt from filing under the NAIC’s Purposes and ... See full document

... • Increasing competition from banks and government’s abolishment of exceptional Value Added Tax (VAT) rates for leasing companies had made leasing transactions unprofitable for some time. In search of new value ... See full document

... Some data for the first quarter 2012, used in comparisons, included into this presentation have been restated as a result of the early adoption, starting from the first half 2012, of the[r] ... See full document

... this Presentation contains a misrepresentation and it was a misrepresentation at the time of purchase of securities by you, you will be deemed to have relied upon the misrepresentation and will, as provided below, ... See full document

... 13 May 2016 2 This presentation contains forward-looking information and statements about the Bouygues group and its businesses. Forward-looking statements may be identified by the use of words such as “will”, ... See full document

... this investor presentation regarding the outlook for the Company's businesses and their respective markets, such as projections of future performance, guidance, statements of the Company's plans and ... See full document

... This presentation contains forward-looking statements that reflect management’s current views with respect to certain future events and potential financial ... See full document

... Efficiency ratio, fully taxable equivalent, is noninterest expense, excluding other intangible amortization, divided by the sum of taxable equivalent net interest income plus noninteres[r] ... See full document

... this presentation are forward-looking statements within the meaning of Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended, such as statements ... See full document

...  Covered bonds issued by SSB Boligkreditt are assigned a rating of AA by Fitch.. Policies and limits[r] ... See full document

... potential through expansion into ‘white spaces’ globally ■ Renovations and extensions ■ Expansion of mono-branded shop-in-shops at key accounts globally ■ Either managed by re[r] ... See full document

... certain risks and uncertainties, including statements regarding the company's strategic direction, prospects and future results. Certain factors, including factors outside of our control, may cause actual results to ... See full document