[PDF] Top 20 Product Disclosure Statement - Part A

... If we pay a claim for theft of the car, we will also reimburse your reasonable cost of hiring a similar car until the car is recovered, your claim is paid, or for a maximum period of 14 days, whichever occurs first. The ... See full document

... This SPDS is dated 25 November 2013 and has been issued by Westpac General Insurance Limited ABN 99 003 719 319 to supplement the information in the Landlord Insurance Product Disclosure Statement ... See full document

... a Product Disclosure Statement dated 30 June 2006, as supplemented by a Supplementary Product Disclosure Statement dated 2 March 2011 (‘SPDS’) (together the ... See full document

... This is a self-regulatory Code adopted by us and other banks. Its purpose is to set standards of good banking practice for banks to follow when dealing with persons who are, or who may become, their individual and small ... See full document

... The table on this page is a guide only which summarises the covers, Additional features and the Options you can choose. For details of the various policies and options we offer, please read this Product ... See full document

... Supplementary Product Disclosure Statement (SPDS) is general information only and does not take into account your individual objectives, financial situation or ...the Product Disclosure ... See full document

... any part attaching to or forming part of the drill rod or bit including but not limited to pipes, guides, filters, gaskets, plugs, caps, beacon housings, tool heads, nozzles and/or any other electronic ... See full document

... a statement, act, omission, claim, request or direction (including to alter or cancel your policy) made by one as a statement, act, omission, claim, request or direction by all those named as insured on ... See full document

... against Part C – Weekly Sickness less any amount of current earnings as a result of the insured person working in a reduced capacity provided the combined amount does not exceed the salary of the insured ... See full document

... You must comply with the duty of disclosure (see meaning on page 51) when you apply for this insurance. We will ask you for information about your vehicle, you and the drivers of your vehicle, which is used by us ... See full document

... The only way to apply for the insurance cover described in this PDS is to complete and submit the Participating Trustee Application Form (found at the back of this PDS), together with a completed IOOF SMSF Insurance ... See full document

... a statement whether orally or in writing by you or on your behalf by your professional adviser which was false or misleading in a material particular and/or which was made knowingly, recklessly or negligently to ... See full document

... • involves wall coverings, floor coverings or window coverings that are present in more than one room of the home, we’ll only repair or replace those wall coverings, floor coverings or window coverings in the room or ... See full document

... We’re committed to protecting and maintaining the privacy, accuracy and security of your personal information. Australian privacy legislation gives individuals protection when it comes to the collection and use of their ... See full document

... • You need to be aware that there are limits to each policy benefit. The extent of these limits are set out in Part B. If you do not adequately insure yourself you may have to bear the uninsured portion of any ... See full document

... If you have questions or concerns, please feel free to discuss them with your KVB representative in the first instance. As indicated above, your KVB representative will be able to provide you general information about ... See full document

... OANDA Australia Pty Ltd may pay all or a portion of the fees, costs and charges charged by OANDA Australia Pty Ltd, or provide other benefits to introducing brokers and referrers for the introduction or referral of ... See full document

... When you make a claim we will choose whether to deduct the applicable excesses from the amount we pay you or direct you to pay the excesses to us or to the appointed repairer or supplier. We may require you to pay the ... See full document

... If a transport accident leads to more than one specified injury, additional living expense and/or loss of earnings by one or more people covered by your policy, a claim can be made fo[r] ... See full document

... maintaining the privacy, accuracy and security of your personal information. Australian privacy legislation gives individuals protection when it comes to the collection and use of their personal information. For full ... See full document