[PDF] Top 20 Summary Plan Description and Benefit Programs

... specific plan provisions on which the determination is based; a statement that the claimant is entitled to receive, upon request and free of charge, reasonable access to and copies of all documents, records, and ... See full document

... The decision of the Insurer for fully insured Benefit Programs shall be final and conclusive on all persons claiming benefits under the Benefit Program, subject to applicable law. No other actions ... See full document

... Spouse’s Benefit, discussed immediately be- low, shall be paid to the surviving spouse only if the “A” member was receiving the Disability Pension at the time of his death or within the nine (9) months after the ... See full document

... Compensation Plan allows you to pay your cost for the benefit plans you elected that are sponsored by your Employer through a Salary Reduction ...Compensation Plan two types of benefit plans ... See full document

... the Plan any rights the enrolled individual may have to recover all or part of the same covered expenses from any party, including an insurer or another group health program (except flexible spending accounts, ... See full document

... additional benefit of 50% of the applicable Principal Sum, subject to a minimum of $250 and a maximum of $10,000, for loss due to Injury caused by an accident to you while operating or riding as a passenger in a ... See full document

... this description as accurate as ...the Plan in any way. The terms of the Plan are stated in, and will be governed in every respect by, the Plan ...any benefit depends on the actual ... See full document

... the Plan Year and have elected to make Pre-Tax Contributions of at least 7%, unless the Member has already contributed the maximum allowable pursuant to Code Section ...premiums, benefit-related ... See full document

... a plan in clear, understandable, and informal language for ...official Plan documents under which the Plans ...the Plan documents, the Plan documents will ...Savings Plan is a defined ... See full document

... Prior Plan is equal to one- half (½) of your Prior Plan Life Insurance benefit as it was when it was frozen (see Appendix ...insurance benefit amounts. You will receive an AD&D ... See full document

... Alternate Benefit Provision (ABP) will be applied if a dental condition can be treated by means of a professionally acceptable procedure which is less costly than the treatment recommended by the ...The ... See full document

... The Board of Trustees governs the Annuity Fund in accordance with an Agreement and Declaration of Trust. The Trustees have the sole and absolute discretionary authority to interpret the terms of the Plan, ... See full document

... If you elect health care coverage for your qualifying domestic partner or any eligible dependents of your qualifying domestic partner, IRS regulations require that you pay federal income taxes on the fair market value of ... See full document

... The Plan is designed to provide benefits solely for you and your designated beneficiaries in the event of your ...your Plan benefit to anyone else nor can any portion of your Account balance under ... See full document

... your benefit after your employment terminates if you have at least three years of vesting ...your benefit in a monthly payment before you reach age 65, your monthly benefit will be reduced because ... See full document

... the Plan as a result of a qualifying ...this Summary Plan Description and the governing the Plan documents to understand the rules governing your COBRA continuation coverage ...for ... See full document

... a benefit is denied, in whole or in part, you must receive a written explanation of the reasons for the ...the Plan and don’t receive them within 30 days, you may file suit in a federal ...the Plan ... See full document

... for Plan participants ERISA imposes duties upon the people who are responsible for the operation of the employee benefit ...your Plan, called “fiduciaries” of the Plan, have a duty to do so ... See full document

... a benefit is denied or ignored, in whole or in part, you have a right to know why this was done, to obtain copies of documents relating to the decision without charge, and to appeal any denial, all within certain ... See full document

... When added to basic payments, benefits equal either full or half disability pay in accordance with the schedule below. At the end of the full-pay period, half-pay benefits may be payable if you are expected to return to ... See full document